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Individual Financial Plan: Complete The Gray Shaded Cells
Individual Financial Plan: Complete The Gray Shaded Cells
Date
SSN Years Service Home Phone Child's Age Child's Age Child's Age Child's Age Child's Age Child's Age Child's Age PFM Recommendations
1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13.
Income
Service Income
Non-Service Income
Member Off-duty Net Pay Spouse Net Pay/Other Income Value
Unearned Income
Child Spt/Alimony Interest/Dividends Other Income
Total Assets $
100%
Deductions Federal Income Tax State Income Tax FICA Social Security Medicare SGLI and SSH Commercial Life Insurance Alimony/Child Support Family/Supplemental Dental AFAF CFC Bonds GI Bill AFAS Loan Allotment Advance Pay Allotment Meal Deduction Other Deductions Total Deductions Housing Utilities (Gas and Electric) Garbage Water and Sewer Rent/Mortgage Payment Home Maint/Fence/Decoration Renter's Insurance Other Total Housing Expense Telecommunications Telephone Cable/Satellite Television Long Distance Cell Phone Internet Rental Movies Other Total Telecom Expense $ -
90%
80%
70%
60%
50%
4. Transportation 13%: Gas & oil, repairs, insurance, parking & public transportation. 5. Food 13%: All food items, dining out, and pet food. 6. Clothing 5%: All clothing purchases, shoes & alterations. 7. Personal 11%: Club dues, admissions,
40%
Personal Savings
30%
20%
10% 0% 0% 0% 0% 0% 0% 0% 0% 0%
hobbies, postage, tobacco, cosmetics, hair cuts, vacations, and holidays. 8. Savings and Investing Minimum: 5%
Monthly Expenses
$ $ $ $ $ $ $ $
Bi-Monthly Expenses
-
$ $ $ $ $ $ $ $
Transportation Gasoline Auto Repairs/Maintenance (Oil) Automobile Insurance License, Taxes and Smog Bus/Carpool Parking/Mini Storage Other Total Transportation Expense Food Groceries Lunches (Self) Lunches (Family) Dining Out/Dinner Supplies, paper products, etc. Bottled Water Other Total Food Expense Clothing Uniforms Civilian Clothing Diapers Family Clothing Laundry and Dry Cleaning Other $ $ -
$ $ $ $ $ $ $ $ $
$ $ $ $ $ $ $ $ $
$ $ $ $ $ $
Total Clothing Expense Personal Child Care Beauty Care/Makeup/Haircuts Entertainment - Going Out Hobbies News/Mags/CDs/Videos, etc. Recreation/Golf/Bowl/Movies Club Dues Church and Charity Cigarettes and Alcohol Children (Toys/Allowance) Spending Money Postage/Shipping Pet Food and Care Education/Tuition/Lessons Prescriptions Medical/Dental Glasses/Contacts Christmas/Hannukah/Kwaanza Misc Other Gifts Vacations Other Total Personal Expenses Savings Allocations Bank/Credit Unions Taxable Investments TSP and Retirement Education Fund Safe Deposit Box Other Savings Total Savings Debt Service
Monthly Expenses
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ -
Monthly Savings
$ $ $ $ $ $ $ $ -
$ $
$ $
Total Expenses
Creditor
Example: Car
$
Balance
$
Monthly Payments
$
APR
Bi Monthly Payments
$ -
Example: Visa Example: MasterCard Example: Discover Example: Student Loan Example: Signature/Personal Loan Example: Loan from Family Member Example: Store credit card Example: Computer Loan
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
#DIV/0!