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Multiple Choice Questions On BANKING
Multiple Choice Questions On BANKING
a) 2000-05
b) 2001-06
c) 2002-07
d) 2004-2009
e) 2005-
2010
a) 200
b)
150
c) 100
d)
75
a) 15 days
b)
30 days
c)
10 days
d)
7 days
a) India Service
Served from India
b) India Calling
c) Incredible India
d)
a)
double
b) treble
c) rise by 50%
d) rise by
80%
a)
Tier II
b) Tier I
c) Paid up
d) Preference
share
c)
a) 5 cr.
b) 10 cr.
c) 25 cr.
d)
50 cr
a) 50
b) 100
c) 30
d) 66
10.
The Government of India has recently announced a scheme for
providing short term loans to farmers at concessional rate of ____% p.a.
up to an amount of Rs.___ lac.
a) 7, 1
b) 7, 3
c)
5, 1
d)
5, 3
a) 0.25%
b) 0.40%
c) 0.40% for all loans except loans to
Priority Sector
d) 0.40% on all loans, except loans to direct Agri &
SME segments, for which the provision is 0.25%
12.
13.
Which bank in India ranks number one in India in terms of market
capitalization?
a) SBI
b) ICICI Bank
c)
UTI Bank
d) IDBI
Bank
14.
Which is the first mutual fund in the country to offer redemption of
its units through ATMs of HDFC Bank and VISA ?
a) Reliance MF
b)
UTI MF
c) SBI MF
d) PruICICI
MF
15.
a) 51%
b) 40%
c) 60%
d) 49%
16.
A Banks aggregate capital market exposure has been capped at
___% of its net worth.
a) 5
b)
10
c)
40
d) 25
17.
Financial Intelligence Unit is set up by ___________ for tightening
anti-money laundering measures.
a) RBI
b) Central Vigilance Commission
Department
d) Finance Ministry, GOI
c) Income Tax
18.
Credit limits to dealers in agricultural machinery up to Rs.___ lacs
are classified as priority sector advances.
a)
25
b) 30
c)
40
d) 20
19.
The minimum maturity period for Commercial Paper (CP) is
_____ days.
a)
14
b)
30
c)
45
d) 7
20.
21.
Value added tax (VAT) is a type of tax levied on value added by
any economic activity, and covers :
a)
b)
c)
d)
23.
a)
b)
c)
d)
e)
24.
As per RBI benchmark for allocation of bank credit, women
beneficiaries should receive at least ____% of net bank credit.
a)
b)
10
c)
15
d)
25.
Export credit should be a minimum of ___% of net bank credit for
scheduled commercial banks.
a)
12
b) 15
c)
10
d)
26.
Loans to software industry up to a limit of Rs._______ are
classified as priority sector advances.
a) 50 lacs
b) 100 lacs
c) 1000 lacs
d) 500 lacs
27.
The Demutualisation Ordinance amending the Securities
Contracts (Regulation) Act, 1956 deals with :
28.
a) goods
countries
d) investments in other
29.
Which committee had recommended the amalgamation of RRBs
promoted by sponsor banks?
a) Mitra
b)
Narasimhan
c) Rakesh Mohan
d)
Malhotra
b) USA
c) Australia
d) None of these
31.
Bharat Nirman is a four-year business plan embarked by the
Government of India for providing rural infrastructure in the areas of :
32.
a)
b)
c)
d)
d)
33.
South Asian Free Trade Area (SAFTA) covers _____________
countries.
a)
b)
c)
d)
34.
MCA21 is :
35.
The name of Microsoft Corporation Indias IT initiative for setting
up IT kiosks in rural areas is named :
a) Aadhar
36.
b) Saksham
c) Swadhan
d) Shakthi
a) Alan Greenspan
George Bush
b) Gordon Brounes
c) Ben Bernanke
d)
37.
Which credit card company has tied up the Railways to issue a
credit cum loyalty card?
38.
Financial Network Services, the Australian banking software firm,
has recently been acquired by :
) Wipro
b) TCS
c) Infosys
d) HCL
39.
SBI has applied to open branches in Pakistan, as per the recent
agreement between India and Pakistan, at :
40.
The risk weightage on banks exposure to capital market
exposures is :
a) 100 %
b) 125%
c) 150%
d)
200%
41.
Export Oriented Units can retain _____% of their export earnings
in foreign currency.
a) 50
b) 100
c)
80
d)
66.67
42.
Foreign investment in private banks, (in aggregate including FDI,
FII, NRI, etc.) in India is permitted up to ____%
a)
99
b) 74
c) 49
d) 24
43.
The minimum shareholding of RBI in SBI should be ___% as per
SBI Act.
a) 50
44.
b) 59
d)
55
a) Bank Rate
d) Zero %
45.
c) 51
b) Repo Rate
46.
a)
RBI
b)
SBI
c)
IBA
d) BCSBI
47.
For declaring dividend, banks should have a CRAR of at least
____% for the preceding 2 years, and net NPA of less than _____%.
a) 11, 3
b) 9, 7
c) 10, 5
d)
9, 5
48.
After ________, foreign banks operating in India will be freed of
RBI imposed restrictions on their operations and treated on par with
Indian banks.
a) April, 2008
b) April, 2009
c) April, 2010
d) April,
2015
49.
Under Section 19(1) of the Banking Regulation Act, 1949, parabanking activities refer to :
a) leasing
b) hire purchase finance c) factoring
operations e) all the above f) only a, b & c
d)
credit card
50.
The percentage of profit that a bank is required to transfer to its
reserve fund as per Banking Regulation Act is ______%.
a)
25
b)
20
c)
30
d)
50
ANSWERS:
1
11
C
D
2
1
3
1
4
1
D
E
B
2
1
2
2
2
3
2
4
2
A
C
3
D
13 B
4
D
14 A
5
A
15 D
6
B
16 C
7
D
17 D
8
B
18 B
9
C
19 D
10 B
20 C
23 E
24 A
25 A
26 B
27 C
28 F
29 B
30 A
33 A
34 D
35 B
36 C
37 B
38 B
39 A
40 C
43 D
44 D
45 F
46 D
47 B
48 B
49 F
50 B