Final Pull Out
Final Pull Out
Final Pull Out
information as possible regarding the changes to Retirees healthcare. The changes to Retiree Healthcare
will begin as of January 1, 2017. Please know that along with the assistance of representatives from Aetna
(the recommended Medicare Eligible carrier) and Labor First (the contracted Retiree Benefits Administrator), the Lodge will continue to assist with the Retiree enrollment. Therefore, these three entities
(Lodge 7, Aetna, Labor First) will continue to communicate with and work to ensure that each and every
Retired member of the Chicago Police Department (FOP members, non-FOP members and surviving
spouses) will have multiple opportunities to secure the insurance coverage of their choice prior to the
start of 2017.
The transition that our Retirees will be facing during the course of the next few weeks and months will
certainly be a stressful and difficult experience. Along with the expertise that comes by way of Labor First
and the knowledge of the Aetna support team, the Lodge believes we have worked toward ensuring that
all of the necessary steps were taken to surpass
expectations and minimize frustrations.
We are well aware that there is nothing in life
which can be completely guaranteed. Furthermore, we can never promise that anything would
be 100% problem-free, but what we can share
with everyone is that for nearly three years the
Lodge has spent a tremendous amount of time
and effort to research and eventually select what
we believe to be the best Retiree Healthcare alternatives available.
TABLE OF CONTENTS
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LABOR FIRST, a Retiree Benefits Administrator & Advocacy Company that specializes in retiree
healthcare specifically for the union marketplace. Labor First will be available to assist retirees with not
only reviewing and enrolling in a plan, they will also be providing ongoing retiree support as long as
you are participating in a Fraternal Order of Police Chicago Lodge No. 7 Aetna Plan.
PRIVATE EXCHANGE
Ullicos Private Exchange gives Retirees access to health and major medical plans, available both on and
off the public healthcare exchanges.
Online: A personalized website built just for Fraternal Order of Police Chicago Lodge No. 7 and their
families that will allow for you to not only review plan options but to enroll on your own.
Over the Phone: A dedicated local and toll free number will be available for you to call and discuss the
plan options with one of our Retiree Advocates.
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PRIVATE EXCHANGE
Labor First and the Union Labor Life Insurance Company Ullico (the nations only-union owned insurance
company), have partnered to deliver a national healthcare solution for Non-Medicare eligible retirees of
labor unions.
As a retiree of FOP Lodge 7 you will have access to both telephonic and online enrollment options through
a private healthcare exchange. Under either option you will be able to calculate federal premium subsidy
dollars and shop for plans that are available in the geography where you reside.
Via an online portal, available carriers, health plans, corresponding benefit descriptions, network descriptions, and prescription drug coverage will all be available for comparison purposes so that you can select
the best option for your personal situation.
Additionally, all of the online information is also available over the phone by calling one of our Exchange
advocates who can assist with advice, plan selection, and finalization of the enrollment process.
These services have been not only put together to assist the retirees of the FOP Lodge 7 with the review
and selection of the best coverage options available to them, but to also provide ongoing support to our
retirees and their families .
CONSULT AN EXPERT
A licensed agent specializing in your state will join the conversation, and your insurance needs will be identified.
Personal information is collected that will help narrow down plan
options that are a good fit for you.
GETTING COVERED
Once youve selected a policy, submit and finalize with an application specialist.
A phone call will let you know that your policy is approved and active.
Your policy packet will arrive in the mail.
Congratulations, you are covered!
RETIREE HEALTHCARE PULL-OUT SECTION
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