250 455 1 PB PDF
250 455 1 PB PDF
Social Sciences
ISSN 2455-2267; Vol.03, Issue 03 (2016)
Institute of Research Advances
http://research-advances.org/index.php/RAJMSS
DOI: http://dx.doi.org/10.21013/jmss.v3.n3.p23
How to cite this paper:
A, S., Narayana, D., & Kumar, D. (2016). A Study on Financial Inclusion Initiatives
and Challenges in India With Reference to PMJDY. IRA-International Journal of
Management
&
Social
Sciences
(ISSN
2455-2267),
3(3).
doi:http://dx.doi.org/10.21013/jmss.v3.n3.p23
652
653
Rural
138,271,559
41,639,949
30.1
167,826,730
91,369,805
54.4
Urban
53,692,376
26,590,693
49.5
78,865,937
53,444,983
67.8
Total
191,963,935
68,230,642
35.5
246,692,667
144,814,788
58.7
Households
Source: http://financialservices.gov.in/banking/Overviewofefforts.pdf
It is to be observed from Table no 1 that, the accessing banking services in rural and
urban has been increased from 30.1 percent, to 54.4 percent and 49.5 percent to 67.8
654
40,238
46,126
34,316
337,678
67,694
383,804
49,571
504,14
2
553,71
3
447
60,730
96,847
36,117
60.2
126
210.3
84.3
44.3
273.3
365
91.7
13.3
116.9
187.8
70.9
10.7
39
74.6
35.6
73.5
243
398.1
155.1
55
312.3
439.5
127.3
0.2
5.9
7.6
1.7
0.1
16
19.9
3.9
24.3
1,240.1
0
39.9
3,684.5
0
42.5
4,382.
30
2.6
1.4
35.1
7.4
1,096.9
0
9.2
1,301.
60
204.7
26.5
328.6
477
477
6.9
524.4
859.8
859.8
3,445
166,464
169,909
697.8
1.8
Source: RBI
655
9.7
7.65
17.35
14.6
8.55
30462.05
25.89
3.37
0.55
3.92
2.75
1.36
6639.51
21.81
0.5
0.31
0.81
0.77
0.33
1439.12
37.69
13.57
8.51
22.08
18.12
10.24
38540.68
25.6
659