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  • Interest Sa Mga Naay Pending Na 1 Month Balance With 10 Days Grace Period

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    NATUT
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    The document announces that starting in March 2017, a 2% interest charge will be applied to accounts with balances over 1 month old and with a 10 day grace period. It provides examples of how the interest would be calculated for partial or full payments made within and outside of the grace period for 1 and 2 months of pending balances. The reasons for implementing the interest charge are also listed, noting that the rate may increase to 6% if the 2% rate is not effective in encouraging timely payments.

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    meinkampf

    Original Title

    Bh Interest

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    The document announces that starting in March 2017, a 2% interest charge will be applied to accounts with balances over 1 month old and with a 10 day grace period. It provides examples of how the interest would be calculated for partial or full payments made within and outside of the grace period for 1 and 2 months of pending balances. The reasons for implementing the interest charge are also listed, noting that the rate may increase to 6% if the 2% rate is not effective in encouraging timely payments.

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    © All Rights Reserved
    Download as ODT, PDF, TXT or read online from Scribd
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    Download as odt, pdf, or txt
    22 views3 pages

    Interest Sa Mga Naay Pending Na 1 Month Balance With 10 Days Grace Period

    Uploaded by

    NATUT
    The document announces that starting in March 2017, a 2% interest charge will be applied to accounts with balances over 1 month old and with a 10 day grace period. It provides examples of how the interest would be calculated for partial or full payments made within and outside of the grace period for 1 and 2 months of pending balances. The reasons for implementing the interest charge are also listed, noting that the rate may increase to 6% if the 2% rate is not effective in encouraging timely payments.

    Copyright:

    © All Rights Reserved
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    of 3

    To All:

    Sugod sa March 2017 (halos 2 months from now), mag sugod ko ug charge ug TUBO nga 2%
    interest sa mga naay pending na 1 month balance with 10 days grace period.

    Example sa 1 month pending


    January February

    Room XX Wala nag bayad FULL


    (1500/Month) Kung nag bayad Feb 10th
    (within 10 days grace period)
    Due sa rent:
    Every 5th sa month 3000 payment (Jan & Feb)
    (WALA TUBO)
    -----------------------------
    Paid: 3000
    Balance: 0

    PARTIAL Current
    Kung nag bayad Feb 10th
    (within 10 days grace period)

    1500 (Jan)
    750 ( Feb)
    -----------------------------
    2250 Total
    (750 balance) + (WALA TUBO)

    PARTIAL Previous
    Kung nag bayad Feb 10th
    (within 10 days grace period)

    1500 Payment (Jan)


    1500
    +(1500 *.02) = 30 (TUBO)
    ---------------------
    Total Balance: 1530

    Kung nag bayad Feb 22nd

    1500 x 2 months
    + 1500 x .0.02% = 30 (tubo)
    -----------------------------
    3030 Total
    Example sa 2 months pending
    January February March

    Room XX Wala nag bayad Wala nag bayad Total Bayronon


    (1500/Month)
    1500 x 3 months
    + 3000 x .0.02% = 60 (tubo)
    -----------------------------
    4560 Total

    RASON SA INTEREST (TUBO)

    1) DILI PARA MUDATO. Mas dako ang interest nga ako gina-bayaran sa kuryente ug tubig kung
    ma-delay ko bayad. (Damay2x na to, hehe)
    2) Akoy mag problema mangita ug pang bayad sa bill. 9,000+ ako gina bayaran kada bulan
    3) Dili nako ma budgetan ang improvement/maintenance sa atoa balay kay mag sige ko abuno sa
    previous na bayranan.

    PWEDE MUTAAS ANG INTEREST or TUBO KUNG DILI GIHAPON EFFECTIVE

    1) GAMAY ang 2% na tubo. Kung dili gihapon mo mutabang na mabayaran nako ako bills on-
    time, then ma-pwersa ko to increase it up to 6%.
    Full Partial Current Partial Previous
    (Full Previous + Full (Full Previous + Partial (Full Previous)
    Current) Current)
    Wala tubo Wala tubo
    2% Tubo sa balance
    Nag bayad within sa
    (Pero kung naa tubo (Pero kung naa tubo
    due date sa current
    balance dili mawala balance dili mawala Ang imo balance
    ang tubo ato) ang tubo ato) madugangan ug 2%
    Wala tubo Wala Tubo
    Lapas due date pero
    2% Tubo sa balance
    within sa grace period
    (Pero kung naa tubo (Pero kung naa tubo
    sa current
    balance dili mawala balance dili mawala Ang imo balance
    ang tubo ato) ang tubo ato) madugangan ug 2%

    + 2% Tubo sa current
    + 2% Tubo sa current
    Lapas sa grace period sa + 2% Tubo sa previous Murag GG nako so
    + 2% Tubo sa previous
    current mag istorya na ta ani.
    + 2% Tubo sa balance

    Full Partial Current Partial Previous


    (Full Previous + Full (Full Previous + Partial (Full Previous)
    Current) Current)

    2% Tubo sa current
    Nag bayad within sa
    Wala tubo Wala tubo
    due date sa current
    Ang imo balance
    madugangan ug 2%

    Lapas due date pero


    2% Tubo sa current
    within sa grace period
    Wala tubo Wala Tubo
    sa current
    Ang imo balance
    madugangan ug 2%
    NAA TUBO NAA TUBO

    Lapas sa grace period + 2% Tubo sa current + 2% Tubo sa current Murag GG nako so


    + 2% Tubo sa previous + 2% Tubo sa previous mag istorya na ta ani.
    + 2% Tubo sa balance

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