Professional Documents
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Chapter 1-3
Chapter 1-3
(PAMPANGA) INC.
Presented by:
De Guzman, Kramecila
Duro, Lorraine
Presented to:
S.Y 2017-2018
CHAPTER I
Introduction
school year. There can be differences with the amount they are given depending
on their parents choice and family income. Parents usually give certain amounts
of money in accordance with how much they earn and how much their child
handling their allowance which will result to different ways or behaviours on how
each child budgets their daily transactions. Analysing the factors affecting the
students allowance will give insights to how and why students manage money.
budgeting skills as early as when they are high school. There is nothing more
real than the pain of a grumbling stomach to teach them about handling their
finances well. This emphasizes the critical stage when a child needs to fully
grasp the idea of budgeting. It was also mentioned in the article that for many
parents, the question of how much school allowance should they give their
children is a lingering one. The amount and the frequency of giving allowance
how much and how frequent parents should give their children to avoid any
Every other family has their own strategy on how they teach their child
on spending money. One example is how often they give the allowance because
other parents give allowance weekly and monthly. Moreover, parents do not give
additional money to their children until the next allowance. With this idea, it is a
Each child has their own spending behaviour. Younger children tend to
spend all of their money after receiving it. In this way, they will learn how to save
money the hard way because spending is done not just in a period of time but
within a budget. But with older children, they are more responsible on how they
use their allowance. They tend to save more and spend it for larger costs such as
clothing and other personal desires. There are more factors that affect different
Generally, this study aims to determine the daily allowance and spending
behaviour of the high school students in order to give them knowledge regarding
This study aims to identify the daily allowance and spending behaviour of
The scope of the study is the daily allowance and spending behaviour of
high school students. The study considers the name (optional), age and grade
The researchers limited the study to 100 high school students enrolled in
conducting survey. Findings of the study are true only for the subject of this study
during this period of time, while the generalization and interpretation were based
To the students, this will help them provide insights on the many ways of
managing allowance wisely. Moreover, this study can help them realize the
importance of budgeting and saving at an early age in order for them to use the
information for future benefits such as having financial backup, possessing good
To the parents, this study can benefit them by providing insights and
information about the allowance they give to their children and how and where
they generally use it. In addition, this study can inform them as to how much
allowance is accurate for their children to use for their needs. This study will also
give them assistance on how they will discipline their child on spending and
To the future researchers, this study can serve as a guideline and basis to
the further studies related with the topic of this research that would be conducted
elsewhere.
CHAPTER II
THEORETICAL FRAMEWORK
This chapter presents the review of related literature and studies, the
Related Literature
The researchers have mentioned that analysing the factors affecting the
students allowance will give insights to how and why students manage money.
This means that starting from how their allowances are given, every little detail
regarding money will determine how a student will most likely spend their money.
There are common mistakes regarding the allowance of each child even
with a good allowance system in place, issues can come up as early as they get
money. Some of the most common issues are having poor spending habits,
refusing to spend their own money, and complaining about not having enough
(DeCoursy, n.d.). These common mistakes are results that come from the
are three basic ways that parents approach how they will deal with their childs
allowance. No chores necessary, no free money, and no allowance at all are the
three basic approaches most parents take. There are advantages and
habits.
Cummins (2013) stated as she reviewed a study that children spent more
when they did not receive allowances at home and when they received store
credit while the others spent the same amount whether they were given cash or a
credit card when they got their allowances at home. Therefore, receiving an
allowance did indeed impact childrens financial responsibility, even at this young
age. These allows the researchers to fully grasp the idea that it is most likely that
receiving allowance and having discussions with parents will help their financial
Related Studies
students, they differs significantly in spending their money on shopping, fast food,
alcohol and a like as analysed and collected using various statistical and
research tools. Moreover, it was also found that both female and male have
Manju (2016) studied how students spend their daily allowance and he
conducted his study among 240 students compromising of 120 males and 120
females. He stated that the result of his study is majority of the students spend
most of their allowance on their personal desires like out-of-school trips and
digital life than books, school materials or savings. Additionally, majority or ninety
percent of this student still depend on their parents for meeting their day-to-day
than male students. Therefore, spending patterns between females and males
have a difference based only in purchasing items for celebration, movies,
The relationship between Berari, Patil and Manjus studies and the
researchers is that all studies are focusing on what factors do influence high
school students when spend their daily allowance. These studies helped the
researchers to have additional information about the difference how female and
male students spend and how age and their grade level affect their spending
behaviour.
Conceptual Framework
Spending
Daily Behavior of High
Allowance school Students
may cause excessive spending while small amount of allowance may cause
spending little.
Hypothesis of the Study
school students.
Definition of Variables
purpose.
RESEARCH METHODOLOGY
This chapter presents the methods and techniques of the study, the
population and sample of the study, the research instruments, the data gathering
This study will use quantitative method in the presentation and analysis of
categories and over time. They provide venue for greater objectivity, reliability,
consumption behavior of junior high school students from Mary Help of Christians
School in Pampanga.
TABLE 1
1. Grade 7 80 28 28%
2. Grade 8 89 30 30%
3. Grade 9 66 22 22%
4. Grade 10 68 20 20%
respondents per grade level. Table 1 shows the total number of population in
each grade level at Mary Help of Christians School (Pampanga) Inc. S.Y 2017-
Research Instruments
survey form. The chosen respondents were given questionnaires to answer. The
type of questions used is recognition type wherein fixed alternative answers are
already provided and the respondents simply choose from among the given
choices.
Data Gathering Procedure
In gathering the data, the researchers asked the school registrar for the
official list of enrolled high school students for school year 2017 - 2018. After this,
students.