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ABC Economic Literacy
ABC Economic Literacy
Activity Overview: In this activity, students will learn to identify coins and their names. The students will
learn to say the words of each Canadian coin, identify the picture of each coin and handle the coins. Using
the worksheet, the students will look at and read the spelling of the words for each coin and write the
initial consonant of each coin.
Materials Needed:
Real coins: penny, nickel, dime, quarter, loonie and toonie one of each for each student
Envelopes marked "Canadian Coins" to put coins in - 1 per student
1 copy of Canadian Coins worksheet (Econ1.1) per student
1 copy of Canadian Coins worksheet (Econ1.1) per class on an overhead transparency
Teacher made flashcards for optional hands-on activity 2 sets, 1 set per team of students
1 plate or tray holding a sampling of coins
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Instructions:
I. Show the students the samples of coins. Say the words for the coins many times and ask the students
to repeat the words many times.
II. Copy the Canadian Coins worksheet (Econ1.1) for use on an overhead projector and use this to
review the words for the Canadian coins with the students. On the overhead projector, point to the
coin picture and say the words for each coin. Ask the students to repeat the words several times until
the pronunciation is mastered. Point to the words for the coins slowly and ask the students to repeat
the words. Note the initial consonants of each word.
III. Cover the words on the overhead to see if the students recognize the coins and can say the names of
them correctly.
IV. Give each student 1 copy of the Canadian Coins worksheet (Econ1.1) and again review the pictures
of the coins and words with the students.
V. Explain the activity on the Canadian Coins worksheet to the students. Do the first word with the
students as an example by showing the first example on the board. Say the words one at a time for
the students. Tell them to write the first letter of each word in the blank. Tell them to write small
letters. When the students have finished, go through the answers with them orally as a class to check
for accuracy and answer any questions they may have. Check the students written work to ensure
that the letters are written correctly as small letters.
VI. Follow up with a hands-on activity. Give each student a small envelope marked "Canadian Coins"
that has one of each of the following coins in it: penny, nickel, dime, quarter, loonie and toonie. Ask
the students to take the coins out and to put the real coins on the correct pictures on the worksheet
and say the words one at a time.
Extension activity:
Make large flashcards with pictures of coins and their names below them one card per coin, and one
set of cards for each team in the class (by enlarging the pictures from the worksheet.) Give each team a
set of cards and a whiteboard marker or a piece of chalk. Explain that you will call out the name of a
coin. Students should look through their cards and find the coin that you have called out. Then they
can send one person from their team up to the board with the card to copy the name of the coin on the
board. The first team to write the name correctly gets a point. As the students get more confident, you
can have them select the correct card, look at the word and then go up to the board to write it without
the card to copy from.
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Econ1.1
Canadian Coins
penny nickel dime
1. d ime
2. ___uarter
3. ___oonie
4. ___enny
5. ___oonie
6. ___ickel
3
Activity 2: Cash or Charge
Phase I Initial
Focus Topic: Consumer Transactions
Activity Overview: In this activity, students learn to recognize that there are different ways of paying for
things at a store. First, they explore a wallet and discuss the kinds of cards and information found in
wallets. Then, they practice reading and recognizing pictures and corresponding words. Then they discuss
which kinds of cards can be used as payment. Finally, after practicing with instruction words, students
demonstrate their learning by completing a short written exercise.
Materials Needed:
1 sample wallet with cards and items for students to explore
Large picture cards (Econ2.1a-e): copied and cut out on hard stock paper,
two sets per pair of students
Large word cards (Econ2.2a-e): copied and cut out on hard stock paper,
two sets per pair of students
Small picture cards (Econ2.3): one set copied for each student on hard stock paper
Small word cards (Econ2.4): one set copied for each student on hard stock paper (Consider having the
students cut out these small picture and word card sets. If that is not appropriate for the group, have the
small cards cut out in advance.)
Instruction word cards (Econ2.5a-b) one set per class
Student Activity Sheets (Econ2.6a-b): one copy per student
Optional - one copy of a blank bingo board game for each student. (Not found in book. Teachers can
easily make a blank board game by drawing a table of 5x5 squares. If appropriate, create a bingo board
game with fewer squares, such as 4x2. )
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Instructions:
I. Elicit background knowledge from students about the different kinds of cards people carry in their
wallets. Show a sample wallet to help students examine what kinds of cards and information is
generally carried in a wallet. Make sure students are somewhat aware of and able to examine different
types of cards, for example, credit cards, bank cards, identification cards, health insurance cards,
business cards, etc.
II. If students feel comfortable sharing, have them show what kinds of cards they have in their wallets.
Be sensitive to the fact that some students may not be comfortable sharing that information, or
opening their wallets in front of others. Ensure that only cards are discussed, not how much money is
in the wallets. The idea here is to elicit information the students already know through a comfortable
exploration of real wallets with real items inside.
III. Ask students to pick out which items can be used like money or for money, i.e. what items can be
used to pay for things in the store. (credit cards, bank cards, cheques)
IV. Introduce the large picture cards (Econ2.1a-e) in relation to real examples of the same things. Ensure
that students understand that the picture of the item represents the real item, for example, the picture
of the credit card represents a real credit card.
V. Have students match up the large picture cards with whatever real items they have access to from
student or teacher wallets. Help students name credit cards they are familiar with. Ask them what
credit cards they use.
VI. Work with the large picture cards to ensure students recognize what items are called. Use a Total
Physical Response method to practice the names of the items on the flashcards. For example, ask
individual students to pick up the credit card, to give the cheques to another student, to point to the
health insurance card. (This can also be done with the real items before students see the flashcards,
depending on the students ability.)
VII. Depending on the students ability, ask individual students to "be the teacher" and give instructions
to other students. Guide students to use such instruction words as "Point to", "Pick up", "Give",
"Take", and "Put".
VIII. If appropriate at this time, use the large picture cards to play a memory game. In small groups or
pairs, spread out two sets of cards, face down. Organize the cards in straight rows and bring this to
the students attention. Organization makes a big difference in this game. Each student takes a turn.
They turn over two cards, trying to make a match. As they turn them over, students identify the
objects on the cards. If the two items do not match, the player returns the cards to their original
positions. If the two items match, the student takes the pair of cards and scores one point. Play
continues until all the cards have been matched. (Depending on your students ability, you may want
to include only about 4 or 5 pairs of cards in the game, instead of all 10 pairs.) It is important for
students to get in the habit of identifying the object on each card and showing the other students so
that each student can "learn" from the others attempts. If needed, encourage the students to use
some strategies to help them remember where specific items are, for example, touching the card and
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saying the name, repeating the items on the cards after the cards have been turned over, etc.
IX. Next, introduce the large word cards (Econ2.2a-e). Show the words, say the words, have the students
say the words. Repeat step VI with the large word cards. Then have students match up the word
cards and the picture cards. If appropriate, play the memory game to practice matching word cards
and picture cards. Instead of using a double set of picture cards, use one set each of word cards and
picture cards. A pair is made with the picture card and the corresponding word card.
X. When the students have had enough practice with the flashcards, practice understanding instructions
using an overhead of the small picture cards (Econ2.3). Project the overhead onto the whiteboard.
Then, using the instruction word cards (Econ2.5a-b), instruct students to go to the whiteboard and
"circle" or "cross out" specific items. Hold out the flashcard for all students to see and have one
student perform the task on the whiteboard. For example, hold up the "circle" flashcard and say,
"Circle", students repeat "Circle". Then say, "Circle the Health Care card." On the whiteboard, one
student circles the overhead image of the Health Care card.
XI. When students are comfortable with both the pictures and the instruction words, ask students to tell
you what items can be used to buy things in a store. Ask students if they ever use any of these
different methods of payments. Discuss which payment method is most popular with students and
why. (This step can be done earlier in the lesson while students are exploring the wallets, depending
on the students ability.)
XII. Hand out the Student Activity Sheets (Econ2.6a-b). Draw students attention to the pictures and
instruction words. They are the same pictures and words as on the flashcards. As students are ready to
begin each section, use the example to guide the students through the instructions for that section.
Students work individually or in pairs to complete the worksheet. Some questions require the
students to "Listen and circle" or "Listen and cross out". Here, the teacher selects the picture for the
students to circle or cross out.
Extension Activity:
BINGO In this reinforcement activity, students review vocabulary by playing a bingo game. Distribute
copies of one blank bingo game board and one set of small picture cards (Econ2.3) or small word cards
(Econ2.4) to each student. If appropriate, have the students cut out each square. If not appropriate, have
squares cut out in advance. Then, have students create their own bingo cards by gluing one small picture
card or word card into each square of their own blank bingo game board. The teacher can be the bingo
caller for the first game, demonstrating how to choose and call out the large picture cards or word cards.
In subsequent games, have the winner be the bingo caller.
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Large picture cards Econ2.1a
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Large picture cards Econ2.1b
SUE STUDENT
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Large picture cards Econ2.1c
LIBRARY CARD
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Large picture cards Econ2.1d
10
Large picture cards Econ2.1e
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Large word cards Econ2.2a
cash
drivers license
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Large word cards Econ2.2b
health care
card
bank card
13
Large word cards Econ2.2c
library card
bus pass
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Large word cards Econ2.2d
store club
card
cheque
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Large word cards Econ2.2e
social
insurance card
credit card
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Small picture cards Econ2.3
SUE STUDENT
LIBRARY CARD
17
Small word cards Econ2.4
store club
drivers license
card
health care
cheque
card
social
bank card insurance
card
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Instruction word cards Econ2.5a
circle
cross out
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Instruction word cards Econ2.5b
listen and
circle
20
Econ2.6a
Instructions: Circle
Cross out
Listen
LIBRARY CARD
SUE STUDENT
LIBRARY CARD
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Econ2.6b
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Activity 3: Money Amounts
Phase I Developing
Focus Topic: Money
Activity Overview: In this activity, the students will learn to read money amounts using words, numbers
and symbols. They will review the written words for the numbers, zero to twenty. Students will then learn
to say the words for each monetary symbol dollar sign, cent sign, decimal, and to correctly read a price
for amounts using the numbers zero to twenty. Students will also practice writing monetary symbols.
Finally, students will read the written words for money amounts and then write the amounts using symbols
and numbers.
Materials Needed:
1 set of flashcards per class of the numbers 0 20 (Econ3.1a-f )
1 set of flashcards per class of the number words zero to twenty (Econ3.2a-c).
1 set of flashcards for each student of the symbols for dollar, cent, and decimal (Econ3.3)
1 set of flashcards for each student of the words: dollar sign, cent sign, decimal (Econ3.4)
1 copy of Canadian Money worksheet per student (Econ3.5a-b)
some Canadian coins and bills on a plate or tray
1 set of money amount cards (Econ3.6a-c)
a flipchart and pens
1 class set of grocery store flyers
1 copy per student of a teacher made shopping list (the same list to appear on the flip chart)
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Instructions:
I. Review the word form of the numbers zero to twenty, with the students using flashcards of numbers
(Econ3.1a-f) and number words (Econ3.2a-c). Ask the students as a group to put the number flashcards
in order and then place the word flashcards next to the numbers. Practice the correct pronunciation of
each number word with the students while reading the word cards slowly moving your finger along the
word from the first letter of the word to the last.
II. Show the students the coins and bills on the tray and ask the students to say the words: money, coins,
bills as the items are shown.
III. Review these words with the students: money, coins, dollar, cent, dollars, cents, bills, numbers. Write
the words on the board. Read and repeat the words with the students until the pronunciation is
mastered. Elicit the meaning of each word with the students.
IV. Give each student a set of symbol flashcards (Econ3.3) and word flashcards (Econ3.4). Write each
symbol on the board with the corresponding written word. Ask the students to match their flashcards -
words to symbols. Again, read the words with the students as the students read the flashcards. Ask the
students to mix up their cards and then rematch them.
V. By writing on the board, show the students how prices are written using numbers and the symbols for
dollars and cents and the decimal point. Show the students two ways to write one cent (1, using the
cent sign, and 2, using the dollar sign), ten cents, five cents, and other prices using only cent quantities
and then move on to showing the students how to write dollar amounts using the numbers, zero to
twenty. Always reinforce the fact that there are always and only two numbers after the decimal point.
VI. Give each student 1 copy of the Canadian Money worksheet (Econ3.5a-b) and again review all words,
symbols and examples orally with the students. Start at the top of the page with the word, "Say".
VII. At the instruction, "Write the amounts", elicit some small money amounts from the students and show
the amounts using written words and also numbers and symbols on the board. Do several examples on
the board for the students. Read the examples many times, before instructing the students to continue
on with the exercise on the worksheet. Ask the students to read the words and write the amounts using
the dollar sign, cent sign and decimal when needed. When the students have completed the exercise,
correct the worksheet with the students by asking one student at a time to write their answer on the
board. Check each students work visually to ensure proper printing of numbers and symbols.
VIII. Give 6 random money amount cards (Econ3.6a-c) to each student and play a game. Ask the students
to hold the cards facing them and ask the question "Do you have twenty cents?" The students with
the cards of this amount will put the cards in a pile in the middle of the group. The first student to
put a card down takes the trick. The student with the most tricks wins the game.
Extension activity:
Write a shopping list which includes words, pictures from grocery store flyers and a blank column for
prices on flip chart paper for the class to see. Read the words of the foods and look at the pictures.
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Give each student a copy of the same flyer and have students identify foods and the cost of the foods
from the flyer verbally. Tell the students that the prices of foods and items in flyers often do not have
the decimal sign or the dollar sign. Practice reading some prices in the flyers with the students. Then
have the students write the prices for the foods on the flip chart using the dollar sign and/or cent sign as
needed. As a follow up activity, give the students a worksheet with a copy of the same teacher made
shopping list and copy the prices from the flip chart.
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Number flashcards Econ3.1a
0 1
2 3
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Number flashcards Econ3.1b
4 5
6 7
27
Number flashcards Econ3.1c
8 9
10 11
28
Number flashcards Econ3.1d
12 13
14 15
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Number flashcards Econ3.1e
16 17
18 19
30
Number flashcards Econ3.1f
20
31
Number word flashcards Econ3.2a
zero
one
two
three
four
five
six
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Number word flashcards Econ3.2b
seven
eight
nine
ten
eleven
twelve
thirteen
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Number word flashcards Econ3.2c
fourteen
fifteen
sixteen
seventeen
eighteen
nineteen
twenty
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Symbol flashcards Econ3.3
$
.
35
Symbol word flashcards Econ3.4
dollar
cent
decimal
36
Econ3.5a
Canadian Money
12 3
$ dollar sign
cent sign
. decimal point
37
Canadian Money Econ3.5b
38
Money amount cards Econ3.6a
39
Money amount cards Econ3.6b
20 35
1 15
100 95
50 75
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Money amount cards Econ3.6c
$.20 $.35
$.01 $.15
$1.00 $.95
$.50 $.75
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Activity 4: Hours of Business Game
Phase I Developing
Focus Topic: Consumer Transactions
Record formatted and unformatted information: copy information from signs of business hours
Activity Overview: In this activity, students learn to read and understand posted hours of business.
First, by examining different pictures of business hour signs, students read and discuss vocabulary items
such as open, closed, and days of the week. Then, they play a board game and complete a worksheet. In
doing this, they read simple instructions, questions, and information, and they copy information from
signs.
Materials Needed:
5 business sign flashcards (Econ4.1a-e): one: set for each small group of students
Board game (Econ4.2): one copy for each small group of students
Question cards (Econ4.3a-e): one set, cut out and ready to use for each small group of students
Game pieces: one playing piece for each student (coins, buttons, colored paper squares, etc.)
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Instructions:
I. Introduce the signs. Look at the examples of signs of business hours (Econ4.1a-e). Discuss each sign,
the hours, what kind of business it is, etc. Discuss what the signs mean and the vocabulary used in
them: open, hours of business, closed, etc. Discuss abbreviations for days of week also. Elicit as
much information as possible about the signs.
II. Demonstrate the game. Discuss the places of business included in the game what you go there for
and who is familiar with them. Demonstrate how to play the game, using the business hour signs
(Econ4.1a-e), the question cards (Econ4.3a-e), and game board (Econ4.2). Make sure that students
are familiar with the vocabulary to play the game such as go forward, go back, today, tomorrow, etc.
Make sure the students know to take turns and listen for the answers from the other students.
III. Play the game. How to Play: Each student takes a game piece. Put the game piece on the space
marked "START". Player 1 picks a card from the top of the deck and reads the question or
instructions out loud. Player 1 looks at the business hour signs and answers the question. Player 2
listens to see if Player 1s answer is correct. If it is, Player 1 moves his piece one space forward. If his
answer is incorrect, Player 1 does not move. Next, Player 2 takes a card, reads out the question,
answers it, and if correct, moves forward one space. Players take turns answering questions, or
following the instructions on the card. (Some cards have instructions, for example, "Move forward 1
space.") The winner is the first to reach the "Finish" square. As students play, the teacher should
circulate to make sure that they are not having difficulty, and to answer any questions that students
may have.
IV. Reinforcement: Students work individually to complete the student worksheet (Econ4.4) using
information from two of the business hour signs.
Extension Activity:
Go for an outing and find all the posted business hour signs you can in your community or building. Ask
students about the signs. Have them tell you the information they read from the signs.
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List of game questions:
1. Saturday, 6:30 a.m. 10. It is 6:15 p.m. on Monday. 18. It is midnight.
Is the restaurant open? Is the bank open? Is the grocery store open?
2. 8:00 a.m., Sunday 11. It is 8:45 on Tuesday evening. 19. Go forward 1 space.
Is the grocery store open? Is the restaurant open?
20. Go forward 1 space.
3. 10:30 a.m., Monday 12. It is 9:00 on Wednesday night.
Is the grocery store open? Is the library open? 21. Go forward 2 spaces.
4. 11:15 a.m., Tuesday 13. It is 9:15 p.m. on Saturday. 22. Go forward 2 spaces.
Is the bank open? Is the restaurant open?
23. Go back 1 space.
5. Wednesday, noon 14. It is 10:30 p.m. on Monday.
Is the post office open? Is the bank open? 24. Go back 2 spaces.
6. Thursday, 1:45 p.m. 15. It is Tuesday. 25. What is your last name?
Is the post office open? Is the library open tomorrow?
26. When is your birthday?
7. 2:30, Friday afternoon. 16. It is Sunday.
Is the library open? Is the bank open today? 27. What time is it?
8. Saturday, 3:00 p.m. 17. It is Saturday. 28. What day is it today?
Is the bank open? Is the post office open tomorrow?
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Business sign flashcards Econ4.1a
45
Business sign flashcards Econ4.1b
46
Business sign flashcards Econ4.1c
ESL Bank
Monday 10:00 4:00
Tuesday 10:00 4:00
Wednesday 10:00 4:00
Thursday 10:00 4:00
Friday 10:00 4:00
Saturday 10:00 4:00
Sunday Closed
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Business sign flashcards Econ4.1d
Post Office
Monday 10:00 4:00
Tuesday 10:00 4:00
Wednesday 10:00 4:00
Thursday 10:00 4:00
Friday 10:00 4:00
Saturday Closed
Sunday Closed
48
Business sign flashcards Econ4.1e
Restaurant
Business Hours
Monday 10:00 11:00
Tuesday 10:00 11:00
Wednesday 10:00 11:00
Thursday 10:00 11:00
Friday 10:00 11:00
Saturday 10:00 11:00
Sunday 10:00 11:00
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Board game Econ4.2
10 Finish Start 1
9 2
8 3
7 6 5 4
50
Question cards Econ4.3a
51
Question cards Econ4.3b
It is 6:15 p.m.
Sunday, 5:45 p.m.
on Monday.
Can I go to the library?
Is the bank open?
It is 8:45 on It is 9:00 on
Tuesday evening. Wednesday night.
Is the restaurant open? Is the library open?
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Question cards Econ4.3c
It is Tuesday. It is Sunday.
Is the library open Is the bank
tomorrow? open today?
It is Saturday. It is midnight.
Is the post office open Is the grocery
tomorrow? store open?
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Question cards Econ4.3d
54
Question cards Econ4.3e
55
Hours of business worksheet Econ4.4
Monday Monday
Tuesday Tuesday
Wednesday Wednesday
Thursday Thursday
Friday Friday
Saturday Saturday
Sunday Sunday
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Activity 5: Canadian Coins
Phase I Adequate
Focus Topic: Money
Activity Overview: In this activity, students will begin to recognize the relative values of coins. First, they
will read the words for the names of coins and identify the value of each coin. The students will then
practice identifying the relative values of coins and complete a worksheet to show this understanding.
Materials Needed:
1 set of flashcards per student of pictures of Canadian coins with the words for the coins printed below
the picture (Econ5.1a-c)
1 set of flashcards per student of pictures of Canadian coins with the value of the coins written below
the picture (Econ5.2a-c)
1 small envelope for each pair of students containing photocopied and cut out coins 10 pennies, 5
nickels, 5 dimes, 8 quarters, 2 loonies, 1 toonie (Econ5.3)
1 set of flashcards with pictures of the relative values of coins on them. e.g. 1)1 quarter, 2)2 dimes and 1
nickel, 3)1 loonie, 4)10 dimes, and so on.(Econ5.5a-d)
pictures of inexpensive items (candy, etc.) with prices marked (teacher created)
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Instructions:
Give each student a set of flashcards with the name and picture form of Canadian coins
(Econ 5.1a-c). Look at the pictures on the cards and read the words with the students until the
pronunciation is mastered.
Give each student a set of flashcards with the picture and value of Canadian coins
(Econ5.2a-c) and ask the students to match the name cards to the value cards. Ask the students the
question for each coin "How much is a nickel?" and so on.
Give the students a set of relative value flashcards (Econ5.5). Ask the students the questions "How many
pennies are in one nickel?" and so on and tell the students to look at their flashcards to arrive at the
correct answer. If the students are having trouble finding the answer it may be necessary to use the
kidney beans to count the cents out for each coin. Have students match up the flashcards with
corresponding values.
Give each pair of students an envelope containing the cut out coins (from Econ 5.3). Have one student
select a coin and have his/her partner create an amount equal to the coins value using different coins.
Give each student a worksheet (Econ5.4) and read the worksheet carefully with the students. Note the
spelling of the words with the students and also the last letters of each word to identify singular and
plural forms. Show the students how to complete the exercise by doing the first example on the board
with the students. Tell the students that the sign = means "equals" which is "the same". Correct the
worksheet orally with the students using the overhead projector.
Extension activity:
Pass out pictures to the students of inexpensive items (candy, pencils, etc.) with prices marked and have
them identify the coins needed to purchase such items.
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Canadian coins flashcards Econ5.1a
penny
nickel
59
Canadian coins flashcards Econ5.1b
dime
quarter
60
Canadian coins flashcards Econ5.1c
loonie
toonie
61
Canadian coins flashcards Econ5.2a
62
Canadian coins flashcards Econ5.2b
10
25
63
Canadian coins flashcards Econ5.2c
$1.00
$2.00
64
Coin cut-outs Econ5.3
pennies quarters
nickels loonies
dimes
toonies
65
Econ5.4a
Canadian Coins
66
Econ 5.4b
Canadian Coins
1. 5 pennies = 1 nickel
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Relative value flashcards Econ5.5a
68
Relative value flashcards Econ5.5b
69
Relative value flashcards Econ5.5c
70
Relative value flashcards Econ5.5d
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Activity 6: Its Too Big
Phase I Adequate
Focus Topic: Consumer Transactions
Express written ideas write word, phrase, or sentence using a model from a story and word pool
Activity Overview: In this activity, students demonstrate basic knowledge of how to return unsuitable
items. They do this through reading, discussing and working with a photo story of a woman returning an
unsuitable gift. Students examine the photo story, practice vocabulary, predict the story, listen to the story,
sequence the story, match sentences to story pictures, and read and copy the story. Students learning is
reinforced by completing a simple worksheet with true/false questions and fill in the blanks with an
accompanying word pool.
Materials Needed:
Photo story: one copy of the whole photo story in order, not cut, for each student; plus another copy of
the whole photo story cut into pieces, one copy for each student or pair of students (Econ6.1)
Photo story sentence squares: one copy of the story in order, not cut, for the teacher; plus one copy of
the story sentences cut into strips for each student (Econ6.2)
Its TooBig activity sheet: one copy for each student (Econ6.3a-b)
Optional: simple, teacher-made return slips made to look authentic from a retail store, and everyday
items or clothes as props for the role play (for use in extension activity)
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Instructions:
I. Activate prior knowledge: Discuss the problem of returning unsuitable items. Have students ever done
that? What did they return? Was it easy or difficult? Did they ever not return something that was
unsuitable?
II. Look at the pictures in the photo story (Econ6.1): Describe what is happening in each picture. Where is
she? What is she holding? What is the problem? What does she want? Introduce or review the words:
Return, refund, exchange.
III. Try to tell the story: Students attempt to tell the story based on what they see in the pictures, using as
much vocabulary as they can. Provide support by asking questions and supplying needed vocabulary.
IV Listen to the story: Students follow the pictures (Econ6.1)as they listen to the story read by the teacher
(Econ6.2).
V. Order the story: Using cutouts of the story pictures(Econ6.1), order the story from memory.
VI. Listen to the story again: As students listen, they check that the order of the pictures matches the story.
VII. Match the sentences to the pictures: Hand out the sentence squares (Econ6.2). Students read the
sentences on sentence strips and match each strip to the appropriate picture.
VIII. Read the story: Students read the story again using the ordered sentence squares.
IX. Student worksheet (Econ6.3a-b): Students use the sentence squares story to help them answer the true
or false questions and to fill in the blanks on the student worksheet.
X. Copy the story: As writing practice, students may copy the story into their notebooks.
Extension Activities:
Recreate the story: As review during the next class, students could order the story using only the sentence
squares, not the pictures as aids.
Excuses, Excuses: As a class, generate a list of excuses for returning something that is unsuitable. For
example, "Its too big", "It doesnt fit", "Its the wrong colour", "Its the wrong size" etc.
Role-play: Practice using the excuses above by role-playing how to return unsuitable items. Use teacher-
made return slips for an added challenge.
73
Photo story Econ6.1
74
Photo story sentence squares Econ6.2
75
Econ6.3a
76
Econ6.3b
Its TooBig
6. Lisa is _____________.
77
Activity 7: Using Coupons
Phase II Initial
Focus Topic: Consumer Transactions
Activity Overview: In this activity, students will practice reading and understanding coupons. First, they
will read the word coupon and discuss the meaning, kinds, uses, whereabouts and reasons for coupons.
Students will become familiar with words and symbols used on coupons save, special, off, free, % off, @,
/, etc. The students and teacher will read and discuss several samples of teacher made and actual store
coupons. The students will review reading money amounts using symbols. They will read a story on a
worksheet and then answer several questions about it. An exercise is also included with Yes/No answers
required.
Materials Needed:
2-3 actual store coupons per student the same for each student
78
Instructions:
I. Review how to read money amounts using symbols and numbers by writing various amounts on the
board. Write amounts using the cent and dollar signs and the decimal points. Then write some
amounts without using the symbols as found in flyers and tell the students that this is the way that
amounts often appear on coupons and flyers.
II. Write the word coupon on the board. Discuss the meaning of coupon with the students. Show the
students an example of a store coupon by holding one up in front of the class. Ask the students if
they ever use coupons. Ask the students if they think that coupons are useful. Ask the students
where we can find coupons.
III. Review words such as save, money off, special, expiry date, expires, buy one get one free, % off
total purchase and symbols such as / and @ by writing these on the board and talking about them.
Ask the students if they have seen these words and symbols before.
IV. Show the students the overhead copy of the coupon diagrams (Econ7.1a-b). Read the sample
coupons on the overhead with the students. Discuss the meanings of all the words and money
amounts on the coupons. Check for correct pronunciation.
V. Give each student 1 copy of the coupon diagrams (Econ7.1a-b). Ask pairs of students to read the
coupons to each other.
VII. Using the worksheet, read the story to the students and then read the story with the students.
Discuss any words that students may have difficulty with.
VIII. Discuss the coupon on the worksheet with the students. What is the coupon for? Is there a specific
time that it is good for? How much can Betty save? etc.
IX. Ask students to complete the underline exercise. Explain to the students that they need to read the
sentences and underline the correct answer to each sentence. Do the first sentence on the overhead
with the students as an example.
X. After the students have completed the exercise, check the exercise orally with the students. Have
students volunteer to read the sentence and underlined word. Circulate to visually check that the
students work is correct.
XI. Ask students to go to the next exercise. Answer the questions. Tell the students to write short
answers of only one or two words and do the first question as an example on the overhead.
XII. After the students have completed the exercise, correct the answers orally with the students by writing
the answers on the overhead and reviewing the spelling of the answers. Circulate to check the
students written work for accuracy.
79
Extension activities:
Discuss the concept of the Safeway Club Card with the students and other related saving ideas related to
shopping. Bring in authentic savings cards for the students to see Safeway Club Card, Second Cup
Coffee Card, etc. Ask the students if any of them have similar cards. Find out where the students shop.
If there is a grocery store nearby with a savings club, go on a field trip and apply for cards. Discuss how
the particular savings club works before going. At the store, check out the other coupons available and/
or the savings club savings available.
Give each student a grocery store flyer and a teacher made list of foods for a scavenger hunt, about 6
items. Have students look for these items in the flyers and cut out examples of the items and prices.
When the students are finished, check to see who found the best prices by writing the food items and
various prices found on the board.
80
Coupon diagrams Econ7.1a
2/$4
81
Coupon diagrams Econ7.1b
coupon 6 SAVE $1
Cover Lady
Liquid and Powder Make-up
Assorted Types
Valid only on regular price product
2 for $6
SAVESWAY CLUB PRICE
Offer valid from Jan. 31 Feb. 6, 2004
82
Econ7.2a
83
Econ7.2b
84
Econ7.2c
_______________________________________________________
_______________________________________________________
_______________________________________________________
_______________________________________________________
_______________________________________________________
85
Activity 8: Numbers and Number Words
Phase II Initial
Materials:
Number/word cards copied and cut out one set per student or pair of students (Econ8.1a-c)
Activity Overview: In these activities students will learn to recognize that numbers can be written in word
form. They will use number and number word cards in a variety of manipulative activities to practice
recognizing the connection between numbers and words.
86
Instructions for all activities:
I. Photocopy the numbers and words onto coloured paper or card and cut into cards. You will want
multiple copies one set for each student or one set for each pair of students.
II. You may also want to copy the numbers and words on different coloured paper or card. Its a good idea
to keep number groups separate; that is keep numbers zero ten as a group, 11-20 as a group, etc. This
will help you keep track of the sets.
Number/word match:
III. You may want to group the numbers from 0-10, 1-19, and 20-90,and treat each group separately.
IV. Introduce the number words on the board by first writing the number and then the word. Read
through them with your students. Work through pronunciation as needed.
V. Hand out cards to students, either one set per student or one set per pair of students.
VI. Have your students match the number to the word. Students may work individually or in pairs simply
matching all cards, or one student may match words to the other students numbers.
Concentration:
III. Once students are familiar with both the numbers and words, have them turn the cards face down. Use
as many number/word pairs as you feel appropriate
IV. Students work in pairs or groups of three. They take turns selecting two cards and turning them face up to
find a pair (i.e. one and 1). If a student does not find a pair he/she turns them face down again. If a
student does find a pair he/she keeps it. The next student then takes a turn.
III. Using the number cards and the plus, minus, equals and hyphen cards, construct simple mathematical
problems. Students may work individually or in pairs. If you have students work in pairs, make sure
that each student has a chance to work with the cards.
IV. Dictate simple math problems and have students construct the problems with the cards numerically.
Ask students to solve the problem.
V. Dictate similar problems or write numerical problems on the board (or on a worksheet) and have
students construct and solve them using the words rather than the numbers.
VI. Once students are familiar with addition and subtraction, have them construct and solve their own
problems using the words rather than the numbers and symbols. This is a pair activity.
87
Number cards Econ8.1a
1 2 3
4 5 6
7 8 9
10 11 12
13 14 15
16 17 18
19 20 0
88
Word cards Econ8.1b
89
Number and word cards Econ8.1c
30 40 50
60 70 80
90 thirty forty
eighty ninety +
- =
90
Activity 9: Number Words and Word Math
Phase II Initial
Focus Topic: Numeracy skills
Materials:
Number/word cards copied and cut out one set per student or pair of students (Econ8.1a-c)
Activity Overview: In working through these exercises and activities, you are preparing students for writing
cheques and filling out bank slips. Students will practice writing the word forms of numbers.
91
Instructions
I. Before students use these worksheets, they need to understand that numbers can be represented either
numerically or with words. Use the number/word cards to help them see this relationship.
II. Before you hand out any of the worksheets, review the concept of numbers and number words by
working through similar activities on the board: write numbers on the board and ask students to
come up to the board and write the word allow other students in the class to coach the writer.
III. Then, write simple addition and subtraction problems in both words and numbers on the board.
Again, have students come up to the board and solve the problems.
IV. Hand out each worksheet separately; read through the words with your students. Check for clear
pronunciation, and review as needed.
V. Then, have students work through the sheet. For most students, the math in these problems is simple
stress that they are practicing spelling the number words in these exercises.
VI. Check students work or have them write the problems and their answers on the board for extra
practice.
92
Econ9.1
zero
0 ________ 6 ________
1 ________ 7 ________
2 ________ 8 ________
3 ________ 9 ________
4 ________ 10 ________
5 ________
93
Econ9.2
Word math
examples: two
one + one = ________
one
two - one = ________
94
Econ9.3
95
Econ9.4a
7 + 9 = 16 ________________________________
19 - 17 = 2 ________________________________
Larger numbers
twenty one 21
__________ sixty five __________
96
Econ9.4b
twenty four
24 _______________ 67 _______________
36 _______________ 79 _______________
48 _______________ 81 _______________
55 _______________ 93 _______________
More math!
E. Print the answer to the problem. Use words.
97
Activity 10: Deposit and Withdrawal Slips
Phase II Initial
Focus Topic: Banking
Materials:
Photocopies of deposit slip pages (Econ10.1) 3 per student 2 complete and 1 cut up into separate
slips.
Photocopies of withdrawal slip pages (Econ10.2) 2 per student 1 complete and 1 cut up into separate
slips.
Activity Overview: In this activity, students will learn to fill out bank deposit and withdrawal slips. They
will complete a series of activities which give them practice recognizing vocabulary on deposit slips, filling
in information in the correct spot on slips, and filling out slips for a variety of circumstances.
Note: More and more banks are becoming "paper-less" requiring the use of a bank card even at the
teller. However, deposit and withdrawal slips are still useful tools for learning - and some students will need
to use them .
98
Instructions:
I. Give each student a copy of the deposit and withdrawal slips pages (Econ10.1 and Econ10.2).
II. Using the first deposit and withdrawal slips on the pages, have students circle or underline parts of
the slips as per written or oral instructions (Circle the place where you write the date. Underline the
place where you sign your name. Circle the place where you sign your name.).
III. Go over the activity as a class using the overhead transparencies.
IV. Using the second deposit and withdrawal slips on the pages (Econ10.1 and Econ10.2), have students
fill in missing information on slips as per instructions. (Write the date on the deposit slip. Write
$26.00 in words on the withdrawal slip)
VI. Give students different amounts to fill in on the slips. Have students complete simple deposits first -
no cash wanted. (j105
i.e. $150.00 cash, a cheque for $235.86 add for total) Then, have them complete slips that include
"cash received" for both addition and subtraction practice. (a cheque for $325.00, a second cheque for
$275.50 add them , then subtract $200.00 for cash received to get a new total)
VII. Hand out a selection of blank deposit and withdrawal slips to the class. Have student work in pairs
for a role play activity.
VIII. Have your students role-play making a deposit with one student filling out the form and another
acting as bank teller. The teller could double-check the addition and subtraction on a calculator.
Extension activities:
Have students bring in forms from their own banks (or supply them yourself ). Practice filling them in.
Many conversation books (for example the Expressways series) present dialogues with banking
vocabulary. Dialogues and tapes are a useful tool in literacy classrooms.
99
Deposit slips Econ10.1
CHEQUES
D AT E DEPOSITOR'S INITIALS
SUB TOTAL
S I G N AT U R E C A S H R E C E I V E D LESS
CASH
CHEQUES
D AT E DEPOSITOR'S INITIALS
SUB TOTAL
S I G N AT U R E C A S H R E C E I V E D LESS
CASH
100
Withdrawal slips Econ10.2
AMOUNT
/100 $
S I G N AT U R E
AMOUNT
/100 $
S I G N AT U R E
101
Activity 11: Karens Cheque
Phase II Initial
Focus Topic: Banking
Materials:
As many copies of blank cheque worksheet (Econ11.2) as needed for extension activities
Activity Overview: In this activity, students will learn the parts of a cheque and how to fill out a cheque.
First they will look at a mostly completed cheque; then, through the extension activities, they will fill out
cheques themselves.
102
Instructions:
I. Discuss cheques with the class. Ask the students how many of them use cheques and if they think that
they are easy or difficult to fill out.
II. Give each student a copy of the "Karens Cheque worksheet" (Econ11.1)
III. Look at the cheque with your students as a transparency with a large group or with a copy of Karens
cheque with a small group. Ask them personal questions about Karen Tran ( What is her first name? What
is her last name? What is her address?) Point out where to find the information.
IV. Ask them about the information on the cheque (What is the name of the bank? What is the address of the
bank?). Point out where to find the information.
V. Ask students about the information that Karen filled in. (What is the date? What is the cheque for?) Point
out where to find the information.
VI. When students are able to respond to the questions orally, have them complete the written exercises. Do
question one with your class as an example. Have students write answers in sentences or as one or two
word answers according to their ability.
Extension Activities:
Make copies of the blank cheque worksheet (Econ11.2) for additional practice. Make as many photocopies of
the page as you need for any one activity.
3. Information gap
I. Partly fill out a cheque and label it as A. then, fill out a second cheque with the opposite
information and label it as B. Make photocopies of A for half of the class and copies of B for
the other half.
II. Have students sit with a partner who has the opposite cheque that is an A student needs to
work with a B student.
III. A and B exchange information by asking questions about their missing data and write in the
answers. (A: What is the date? B: The date is October 23, 2002.)
IV When the students finish, have them compare their completed cheques to see if the information
matches.
Note: Some students have trouble understanding information gap activities at first. You may want to get them
started by allowing them to look at each others sheets and exchanging information. Then, get them to try a
similar information gap without looking at their partners sheet.
103
Econ11.1
Karens Cheque
Look at the cheque with your teacher. Your teacher will ask you
questions.
Talk about your answers.
104
Blank cheque worksheet Econ11.2
Karen Tran
123 4th St. SW
Calgary, AB T4E 6M4 DATE
283-5441
Pay to the
order of $
/00 Dollars
WestCan Bank
567 3 Ave. SW
Calgary, AB T3B 9H7
Memo
822" 10019"113 305545"29
Karen Tran
123 4th St. SW
Calgary, AB T4E 6M4 DATE
283-5441
Pay to the
order of $
/00 Dollars
WestCan Bank
567 3 Ave. SW
Calgary, AB T3B 9H7
Memo
822" 10019"113 305545"29
Karen Tran
123 4th St. SW
Calgary, AB T4E 6M4 DATE
283-5441
Pay to the
order of $
/00 Dollars
WestCan Bank
567 3 Ave. SW
Calgary, AB T3B 9H7
Memo
822" 10019"113 305545"29
105
Activity 12: Understanding Flyers
Phase II Developing
Focus Topic: Consumer Transactions - Flyers
Recognize, read and demonstrate understanding of the organizational pattern of texts and where to find
specific information
Materials:
1 copy of the Reading Flyers worksheet (Econ12.2) per student plus one copied on overhead
transparency
1 copy per student of a simple take out flyer menu from a local restaurant (optional)
1 copy per student of the coupon diagrams from the Phase II initial activity:
Using Coupons (Econ7.1a-b)
Activity Overview: In this activity, the students will become familiar with reading information presented
in flyers. The students will look at various flyers food, furniture, clothing and learn to read some of the
information presented there with the help of picture dictionaries. They will also review how to read money
amounts and words connected with special prices in flyers. Also the students will gain an understanding of
some common abbreviations found in flyers.
106
Instructions:
I. Write the word flyer on the board and introduce it to the students. Show the students samples of
flyers from various stores food, appliances, furniture, clothing and so on. Ask the students: What
are flyers used for? Where do we get them? Who in the class uses them? What information is
usually included in them? What do you do with them when you are finished with them? (Keep the
environment in mind and make a suggestion to recycle the paper.)
II. Write some money amounts on the board using symbols and numbers. Ask the students to volunteer
reading the amounts for the other students to hear and then ask the students to say and write other
money amounts on the board, too. Tell the students that the dollar sign, decimal point and cent sign
are symbols we use when writing numbers but they are often left out when writing money amounts
in flyers. Give the students copies of the food flyer and read the money amounts for several food
items.
III. Give each student a copy of the coupon diagrams from the Phase II initial activity, Using Coupons
(Econ7.1a-b). Review the words connected with saving money such as: save, off, special, and
symbols such as / and @ by reading the coupon diagrams. Ask the students the meaning of all of the
words on the coupons to ensure their understanding of them.
IV. Introduce the students to some abbreviations found in flyers. Write the words on the board: pound,
litre, kilogram, gram, each, millilitre. Elicit the meaning of these words from the students. Then
write the abbreviations for the words next to them and again read the word and the abbreviation
with the students. Give each student a copy of the abbreviation worksheet (Econ12.1) and review
the words once again. Ask the students to volunteer to say a word and then spell the abbreviation.
Ask the students to complete the worksheet by writing the abbreviations for the words following the
example. Correct the exercise with the students orally and circulate to ensure accuracy.
V. Give each student 1 copy of the Reading Flyers worksheet (Econ12.2) and a picture dictionary. Read
the first half of the worksheet from the overhead for the students as they follow on their worksheet.
Show the students the apples you have in class to clarify the words, Spartan and Gala. Now read the
same half of the worksheet as a class. Then ask students to volunteer to read the various ads on the
worksheet to the class. If the students have difficulty understanding the meaning of any of the food
words, use the picture dictionary with them to clarify the meaning.
VI. Have the students complete the second part of the worksheet, copying the prices from the
advertisement. Go over the answers with the students.
107
Extension activity:
Gather samples of simple take out flyer menus for the class. Read and discuss prices. Plan a meal and
find out how expensive it will be. This can be done on the board as a group activity. A menu might
include: soup or salad, entre, dessert and beverage.
Read furniture store flyers and check out special prices and savings with the students. Read start dates
and end dates of sales, too. Give the students a teacher made worksheet with the headings: Room,
Furniture to Buy and Cost. Provide lines on the worksheet for the students entries (example below).
Work as a class to decide on the room to be furnished and the furniture necessary. Make a list on the
board for the students to copy on their worksheet. Divide the students into groups and have the
students search for the best prices or deals. When finished, discuss group findings as a class.
Room _______________
____________________ ______
____________________ ______
____________________ ______
____________________ ______
108
Econ12.1
Abbreviations
Abbreviations are short forms of words. For example, the
abbreviation for Avenue is written Ave. and the abbreviation for
Street is St.
Following are some abbreviations that we read in flyers for food
and other consumer items.
WORD ABBREVIATION
pound lb.
gram g. or gm.
kilogram kg.
litre L
millilitre mL
each ea.
109
Econ12.2
Reading Flyers
Read the information below.
Canned Vegetables Beans Pasta
.69 .99 2 for 3.00
110
Activity 13: Karens Bill
Phase II Developing Adequate
Focus Topic: Bill Payments
Find specific information (amount due, GST, meter readings, etc.) on a simplified utility bill.
Write information in appropriate spaces or lines, include account number on the front, etc.
Read simple bar graphs use graphs to construct simple comparisons and to make approximations
Write sentences using SVO word order, capital letters and periods
Materials:
Karens Bill Worksheet (Econ13.2a-c) one copy of each of 3 pages per student
Blank Cheque Worksheet sheet (Econ11.2) from Activity 11 enough copies as needed for each student
to have 1-2 cheques for the extension exercise
Activity Overview: In this activity, students will learn to read utility bills. Students will practice locating
information on a simplified utility bill. By dividing the bill into sections, students will not be overwhelmed
by the amount of information. The students will then be able to look at a complete utility bill and locate
relevant information. For students who are ready for a challenge, the last task is to write a cheque that
corresponds to the bill.
111
Instructions:
I. Give each student a copy of the complete utilities statement Karens Bill (Econ13.1)
II. Go through the bill orally with your students. If you have a large class, use an overhead transparency
if you have a small group you use a photocopy of the complete bill.
III. Ask them to circle or underline different parts of the bill. (Circle the amount you must pay. Underline
the GST. ) For higher students you may do this with the complete bill or with the part reproduced on
each worksheet with lower students.
IV. Once the students are familiar with the bill, hand out the three pages of Karens Bill worksheet
(Econ13.2). The three pages of the worksheet look at each section of the bill separately. Complete and
check each worksheet before going on to the next one.
V. For each page, review the information as needed orally. Go through the first question with your
students, solicit the answer and complete sentence form of the answer write the answer on the
board for them to copy. This will serve as an example.
VI. Each page of the worksheet asks students to answer the questions in sentences. However, if you have a
mixed class, have the lower students answer with phrases or one-word answers.
VII. Page three of the worksheet asks students to complete a cheque for the bill. Review the "how tos" of
cheque writing with your students first. You may choose to write the cheque step by step as a class.
Review cheque writing by asking them personal questions about Karen (What is her name? What is
her address? Etc.)
Ask them questions about the bank (What is the name of the bank? Where is the bank?)
Ask students questions about the parts of the cheque. (Where do I write the date? What do I write
beside "memo?")
Finally, have the students fill out the cheque.
Extension exercises
Encourage students to bring in their past bills or bring in yours with altered or blocked out personal
information. Go through the real thing with students - again end by writing cheques for the amount.
(Econ11.2).
Enmax (and some other energy providers) show a bar graph of use through the year. Enlarge the graph
and discuss it with your class.
Have students estimate use using the graph.
i.e. I used about 325 kWh in June.
Have them make comparisons orally and in writing.
i.e. In June I used about 325 kWh, but in July I used 300.
Have students discuss and then write suggestions for reducing energy
consumption.
112
Econ13.2a
Karens Bill
Look at the top part of Karen's bill.
Answer the questions in sentences.
Utilities Statement
Electric
Previous Present
1. What
M e t eis
r Karen's
# R e a dlast
i n g name?___________________________________
Date R e a d i n g D a t e U s e ( k Wh )
123098 5 0 6 2 1 AU G 2 9 50966 SEP 27 345 31.04
_____________________________________________________________
OT H E R
GST (7%) 2.17
_____________________________________________________________
Previous Balance 36.24
Pa y m e n t R e c e i v e d 36.24CR
B a l a n c e Fo r wa r d 00.00 00.00
3. What is the account number on the statement?
_____________________________________________________________
To t a l a m o u n t d u e $33.21
_____________________________________________________________
113
Utilities Statement Econ13.2b
Electric
Previous Present
Meter # Reading Date R e a d i n g D a t e U s e ( k Wh )
123098 5 0 6 2 1 AU G 2 9 50966 SEP 27 345 31.04
OT H E R
GST (7%) 2.17
TOTA L C U R R E N T C H A R G E S D U E N OW 33.21
Pa y m e n t R e c e i v e d 36.24CR
B a l a n c e Fo r wa r d 00.00 00.00
1. What isathe
To t l abill
m ofor?___________________________________________________
unt due $33.21
114
OT H E R
GST (7%) 2.17
Econ13.2c
Karens Bill
TOTA L C U R R E N T C H A R G E S D U E N OW 33.21
LookPat
r e the
v i o ubottom
s Balanc section
e of Karen's
36.24 bill.
Answer the questions.
Pa y m e n t R e c e i v e d 36.24CR
B a l a n c e Fo r wa r d 00.00 00.00
To t a l a m o u n t d u e $33.21
_____________________________________________________________
_____________________________________________________________
115
Econ13.1
Karens Bill
Talk about Karens electricity bill with your teacher.
Answer your teachers questions.
Utilities Statement
Electric
Previous Present
Meter # Reading Date R e a d i n g D a t e U s e ( k Wh )
123098 5 0 6 2 1 AU G 2 9 50966 SEP 27 345 31.04
OT H E R
GST (7%) 2.17
TOTA L C U R R E N T C H A R G E S D U E N OW 33.21
Pa y m e n t R e c e i v e d 36.24CR
B a l a n c e Fo r wa r d 00.00 00.00
To t a l a m o u n t d u e $33.21
116
Activity 14: Estimating Prices
Phase II Adequate
Focus Topic: Consumer Transactions
Estimate whether or not one has enough money to pay for purchases
Add prices on a shopping list to determine total amount with and without GST
Materials:
Activity Overview: In this activity, students will practice rounding off numbers and estimating prices with
and without the GST. First, students will read a story and a shopping list. They will round off money
amounts to the nearest dollar for various items from the shopping list. The students then add the rounded
off costs of the items on the shopping list and estimate the GST on this total. After estimating the cost of
the shopping list and adding the GST to the total, the students decide whether enough money is available
to purchase the items.
117
Instructions:
I. Give each student a grocery store flyer. Elicit background knowledge of flyers. Ask the students:
Who uses them? What are they for? How do you use them? Why do you use them? When do you
use them?
II. Give each student 1 copy of a furniture store flyer. Put a list of items on the board. Have students
look for prices in the flyers.
III. Write the prices for the items next to the list of items on the board. In a column next to the prices
of the items, help the students round off the prices to the nearest dollar. Add the rounded off prices
on the board with the students to estimate the total amount of money needed to buy the items
without the GST.
IV. Introduce the concept of GST. How much is GST? What is it charged on? How is it calculated?
Practice calculating GST for a list of prices written on the board.
V. Have students estimate the total cost of three items from the flyers without and then with the GST.
Discuss results.
VI. Give each student a copy of the Estimating Prices worksheet (Econ14.1). Using the overhead
projector, read the story from the overhead copy of the worksheet while the students follow. Ask the
students to read the story in unison. Check for any difficulties the students may have with any
words.
VII. Read the instructions on the worksheet to the students and ask the students if they have any
questions. Ask the students to read the instructions in unison. Ask the students to complete the
exercise after reviewing the first example with them on the board. Circulate while the students are
completing the list of rounded off dollars to check for accuracy.
VIII. Demonstrate to the students on the board how to fill in the blanks for "Add the estimated"
IX. Ask the students to put an X next to Yes or No for the last question.
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Extension activities:
Give each student a take-out menu. Read and discuss prices. Estimate the cost of various meals
together soup and a salad, entre, dessert and coffee, and so on.
Read furniture store flyers and check out special prices with the students. Discuss the cost of new
furniture for several rooms. Have each student estimate the cost of furniture for one room with and
without GST on a teacher made worksheet. The worksheet could be set up as follows:
Room ______________
Total ________
GST ________
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Econ14.1
Estimating Prices
A. Read the story.
Betty is going shopping today. She has twenty-five dollars in her purse.
She walks to the drugstore.
Betty has a shopping list. She needs soap, shampoo, and conditioner. She also needs a new
toothbrush and some toothpaste. She will buy some lipstick and hand lotion,too.
Betty picks up the items on her list. She pays for them.
B. Read the shopping list and the prices. Round off the prices to the nearest dollar. Add
the prices that you rounded off.
Shopping List Price Price to the nearest dollar
toothpaste .95 _________
hand lotion 3.91 _________
toothbrush 1.79 _________
lipstick 4.02 _________
soap .74 _________
shampoo 3.92 _________
conditioner 2.89 _________
total _________
Estimate the GST _________
Add the estimated total and the GST _____+_____= _____
Can Betty buy the items with her money? ___Yes ___No
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Activity 15: Banking by Machine
Phase II Adequate
Focus Topic: Banking
Write a set of instructions in paragraph form using "order" words such as First, then and next.
Materials:
One copy of the strip story with text (Econ15.1a-b) per student
One copy of the strip story with text blocked out (Econ15.1a-b) on an overhead transparency
per class
You may want to make one copy of the story without the text blocked out (Econ15.1a-b)
per student
Activity Overview: In this activity students will become familiar with the language of bank machines.
They will read a story about using a bank machine, and then retell the story looking at the pictures. They
will finish the activity by completing a worksheet that focuses on bank machine vocabulary. Many students
are intimidated by bank machines because they cannot read the instructions. They are also concerned that
if there is a problem they will not understand how to deal with it. As students work through this activity
and extension activities, their anxiety about bank machines will decrease.
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Instructions:
I. Introduce the contexttalk to your class about using bank machines. Find out if they use them, or if
they don't and why. If students do use bank machines, ask them what to do to make a withdrawal or
deposit (What do you do first? Next? )
II. Introduce the story (Econ15.1a-b) read through the introduction. Ask students questions about the
introductory paragraph. ( What is his first name? What day is it? Why does he need money?)
III. You may also ask them to suggest an amount of money for Marco to take out of the bank. (How
much does he need for gas how much money do you spend on gas in a week?)
IV. Look at the pictures with the text blocked out (Econ15.1a-b). Ask the students questions about the
pictures (What is he doing?) Use their answers tell the story.
V. Unblock the text or hand out a story with the text included (Econ15.1a-b). Ask the students to read
it to themselves. Have them underline unfamiliar words. Go through vocabulary and pronunciation
as needed based on what students underlined or what you perceive as difficulties.OR give the
students the text and have them match it to the pictures, go through vocabulary and pronunciation
as necessary.
VI. Ask students questions about the story or have them retell the story.
VII. Go through the worksheet provided (Econ15.2a-b). Before students work on their own you may
want to introduce the verbs on the board. Solicit "objects" from the class. Then, have students go
through exercise one.
VIII. For exercise two, solicit various sentences from the class for number one. These sentences can serve as
examples.
Extension Activities:
Provide your students with the pictures from the story and have them write the sentences.
Have your student share and write their own bank machine stories use them as language experience
stories.
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Econ15.1a
It's five o'clock on a Friday afternoon. Marco Marco inserts his card and enters his PIN.
goes to a bank machine to make a withdrawal.
He needs enough money to go out with his
friends tonight, get gas for his car, and pick up
a few things at the grocery store.
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Econ15.1b
He enters the amount of money he wants and Marco takes his money from the machine.
presses OK.
He gets his card and a transaction record. It's time for the weekend!
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Econ15.2a
Banking by Machine
Here are some of the words you may need to read when you use a
banking machine:
A. Complete the instructions with a word from the box. More than
one word could be correct.
d. __________________ a cheque.
f. __________________ OK.
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Econ15.2b
Banking by Machine
B. Try to write your own sentences that have these words in them.
1. withdraw/money____________________________________
____________________________________________________
2. select/account______________________________________
____________________________________________________
3. enter/PIN__________________________________________
____________________________________________________
4. insert/card_________________________________________
____________________________________________________
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Activity 16: Bank Pamphlets
Phase II Adequate
Focus Topic: Banking
Read and understand main idea of text and be able to locate specific information
Read and understand organizational patterns and purpose of text a paragraph and a list
Write sentences in response to a question use correct capitalization and punctuation when writing
sentences
Materials:
Activity Overview: In this activity students will read a simplified promotional pamphlet or brochure. This
will help them prepare to read the real thing. This pamphlet and the questions that follow will help
students scan for information, and with the instructors help learn to look for relevant information and to
"read the fine print."
Instructions:
I. Discuss banking and bank cards with your students. You may want to find out what banks students
deal with and which students have bank cards and use them.
II. Give each student a copy of the Bank Pamphlet handout (Econ16.1)
III. Read through the first paragraph with your students. Note the * symbol - direct students attention to
the "fine print." Ask them about service charges at their banks. (Does your bank have service charges?
When does your bank have service charges? What service charges do you pay?)
IV. Go through vocabulary and pronunciation as needed. Then, go through the second paragraph, but do
not go on to the list of dos and don'ts.
V. Have students suggest their own list of dos and don'ts. You could ask pairs to try to write their own
lists. Or write them on the board as your students make their suggestions.
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VI. Read through the list of dos and don'ts and discuss (What should you do when you use your bank
card? Why? What are some things you should never do when you have a bank card? Why not?). Or
compare it to their suggestions. ( How many of your suggestions are the same as the pamphlet? How
many are different?)
VII. Give each student a copy of the worksheet (Econ16.2a-b). Have students complete the worksheet. For
each exercise type, go through question one with your students this will function as an example for
them to follow. For the second exercise, you may want to go through similar "no space" sentences on
the board, so students understand what they need to do.
Extension exercises
Block out the list of dos and don'ts; dictate them to students - or help students write in their
own suggestions
Bring in actual bank information on bank cards and machines and encourage students to bring
in information from their own banks.
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WestCan Bank
Automated banking at Your WestCan Bank card is Call your bank or this 1-800
your fingertips convenient and easy to use, but number immediately if you lose
you have to be careful. Follow you card: 1-800-555-WEST
Your WestCan Bank card gives you these bank card dos and don'ts to
*Service charges may apply. See
access to your money seven days a help keep your money safe:
your branch for details.
week, 24 hours a day. Use it at
Choose a PIN that is easy to
WestCan Bank automated banking
remember, but don't choose a
machines, other bank machines, or
number that others can guess -
when you are shopping.*
for example, a birthday
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Block the key pad with your
hand or body when you
enter your PIN
________________________________________________________________
________________________________________________________________
________________________________________________________________
________________________________________________________________
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Econ16.2b
B. H
ere is the list of dos and don'ts. There are no spaces between the words.
Rewrite the sentences so they are correct.
1. ChooseaPINthatiseasytoremember__________________________________
________________________________________________________________
2. BlockthekeypadwithyourhandorbodywhenyouenteryourPIN
________________________________________________________________
________________________________________________________________
3. NevertellanyoneyourPIN__________________________________________
________________________________________________________________
4. NeverwritedownyourPIN__________________________________________
________________________________________________________________
5. Neverletyourcardoutofyoursight____________________________________
________________________________________________________________
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