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Basic Banking MCQs
Basic Banking MCQs
63. What is meant by Aadhaar seeding? 68. What kinds of services are available
a) Linking of Aadhaar with free in ‘Basic Savings Bank Deposit
Bank account Account’?
b) Duplicate issuance of a) Receipt / credit of money
Aadhaar through NEFT / RTGS
c) Transfer of Aadhaar b) No annual maintenance
d) None of above charges on ATM-cum-Debit
card
c) 4 withdrawals in a month
(including ATM withdrawals)
64. What are the benefits attached to d) All of above
PMJDY?
a) Accident insurance cover of 69. What is the minimum deposit
Rs.1.00 lac required while opening a BSBD Account?
b) Life insurance cover of a) Rs.100/-
Rs.30,000/- b) No minimum deposit
c) Overdraft facility up to required
Rs.5,000/- c) Rs.1,000/-
d) All of above d) Rs.500/-
65. Who can open an account under 70 What is Atal Pension Yojana (APY)?
PMJDY? a) Provides social security to
a) Minor above the age of 10 the unorganized sector
years b) Encourages workers to
b) Only lady of the house voluntarily save for their retirement
c) Only head of the family c) Fixed pension is paid on
d) All of above attaining age of 60 years
d) All of above
66. Who is Bank Mitra?
a) Banking Correspondents
engaged by Banks 71. What is Pradhan Mantri Suraksha
b) Valuable customer of Bank Bima Yojana (PMSBY)?
c) Security guard in a branch a) Accidental insurance cover
d) None of above b) Life insurance cover
c) Overdraft up to Rs.5,000/-
d) None of above
72. What is Pradhan Mantri Jivan Jyoti
Bima Yojana (PMJJBY)? 78. Under APY, fixed pension can be
a) Covers life insurance up to chosen from:
Rs.2 lac a) Rs.1,000/-, Rs.2,000/-,
b) Accident insurance cover Rs.3,000/-, Rs.4,000/-, Rs.5,000/-
c) Both (a) & (b) b) Rs.2,000/-, Rs.3,000/-,
d) None of above Rs.4,000/-, Rs.5,000/-, Rs.6,000/-
c) Rs.500/-, Rs.1,000/-,
73. Which type of deposits earns higher Rs.2,000/-, Rs.3,000/-, Rs.4,000/-
interest rate? d) None of above
a) Current account
b) Savings Account 79. PMJDY LIC Insurance of Rs.30,000/-
c) Fixed Deposits is available for first time accounts
d) None of above opened a) On 15th
August 2014
74. Under PMSBY, accidental death b) On 26th January 2015
claim is available for: c) Between 15th August 2014
a) Rs.1 lac and 26th January 2015
b) Rs.2 lac d) None of above
c) Rs.3 lac
d) None of above 80. _______ are not covered under
PMJDY Life Insurance Scheme of
75. What is validity period of cheque? Rs.30,000/-
a) 4 months from date of issue a) Employees of Central / State
b) 3 months from date of issue Govt. / Public Sector
c) 1 month from date of issue Undertakings / Banks
d) Unlimited b) Income Tax Payee
c) Aam Aadmi Bima Yojana
76. Under PMSBY, partial disability beneficiaries
claim is available for: d) All of above
a) Rs.50,000/-
b) Rs.1 lac
c) Rs.2 lac
d) None of above
Q. A. Q. A. Q. A. Q. A.
1 d 21 d 41 c 61 d
2 c 22 c 42 c 62 c
3 b 23 c 43 b 63 a
4 c 24 c 44 d 64 d
5 c 25 c 45 d 65 d
6 d 26 a 46 c 66 a
7 d 27 d 47 c 67 c
8 c 28 d 48 d 68 d
9 a 29 c 49 d 69 b
10 b 30 c 50 c 70 d
11 d 31 a 51 c 71 a
12 a 32 a 52 d 72 a
13 d 33 d 53 d 73 c
14 c 34 a 54 c 74 b
15 d 35 b 55 b 75 b
16 a 36 d 56 a 76 b
17 a 37 a 57 d 77 b
18 d 38 a 58 c 78 a
19 c 39 b 59 d 79 c
20 c 40 d 60 d 80 d