9 Saludo Vs Amex
9 Saludo Vs Amex
FACTS:
▪ Aniceto G. Saludo, Jr. filed a complaint for damages against AMEX with the RTC of Maasin City, Southern Leyte. Saludo is mem-
ber of the HOR representing the lone district of Southern Leyte.
▪ The complaint stemmed from the alleged wrongful dishonor of Saludo's AMEX credit card and the supplementary card issued
to his daughter. The first dishonor happened when Saludo's daughter used her supplementary credit card to pay her purchases
in the US some time in April 2000. The second dishonor occurred when Saludo used his principal credit card to pay at the Hotel
Okawa in Tokyo while attending the Congressional Recognition in honor of Mr. Hiroshi Tanaka.
▪ The dishonor were allegedly unjustified as they resulted from AMEX's unilateral act of suspending Saludo's account for his
failure to pay its balance covering the period of March 2000. He was then allegedly wrongfully charged for late payment in June
2000. Subsequently, his credit cards were canceled.
▪ AMEX, in its defense, averred that the complaint should be dismissed on the ground that venue was improperly laid because
none of the parties was a resident of Leyte. And, notwithstanding the claim in his complaint, Saludo was not allegedly a resident
thereof as evidenced by the fact that his community tax certificate, which was presented when he executed the complaint's
verification and certification of non-forum shopping, was issued at Pasay City.
▪ RTC found the allegations of the complaint sufficient to constitute a cause of action against AMEX. Upon appeal, the
▪ CA reversed such decision, ruling that venue was improperly laid in the RTC, because not one of the parties was a resident of
Southern Leyte. Specifically, it declared that petitioner Saludo was not a resident thereof. The CA pronounced that, for purposes
of venue, the residence of a person is his personal, actual or physical habitation, or his actual residence or place of abode, which
may not necessarily be his legal residence or domicile provided he resides therein with continuity and consistency.
▪ Further, the CA noted his community tax certificate, as indicated in his complaint's verification and certification of non-forum
shopping, was issued at Pasay City. Under R.A. No 7160, the community tax certificate shall be paid in the place of residence of
the individual, or in the place where the principal office of the juridical entity is located.8 It also pointed out that petitioner
Saludo's law office, which was also representing him in the present case, is in Pasay City.
ISSUE(S):
(1) W/N venue was improperly laid.
HELD: NO.
RATIO:
▪ RULE 4. SEC. 2. Venue of personal actions. - All other actions may be commenced and tried where the plaintiff or any of the
principal plaintiffs resides, or where the defendant or any of the principal defendants resides, or in the case of a non-resident
defendant where he may be found, at the election of the plaintiff.
▪ There is a difference between domicile and residence. Residence is used to indicate a place of abode, whether permanent or
temporary; domicile denotes a fixed permanent residence to which when absent, one has the intention of returning. A man
may have a residence in one place and a domicile in another. Residence is not domicile, but domicile is residence coupled with
the intention to remain for an unlimited time. A man can have but one domicile for one and the same purpose at any time, but
he may have numerous places of residence. His place of residence generally is his place of domicile, but is not by any means,
necessarily so since no length of residence without intention of remaining will constitute domicile. (Uytengsu v. Republic)
▪ For purposes of venue, the less technical definition of "residence" is adopted. Thus, it is understood to mean as the personal,
actual or physical habitation of a person, actual residence or place of abode. It signifies physical presence in a place and actual
stay thereat. In this popular sense, the term means merely residence, that is, personal residence, not legal residence or domicile.
Residence simply requires bodily presence as an inhabitant in a given place, while domicile requires bodily presence in that
place and also an intention to make it one's domicile.
▪ Saludo was the congressman or representative of Southern Leyte at the time of filing of his complaint with the court a quo.
Absent any evidence to the contrary, he is deemed to possess the qualifications for the said position, including that he was a
resident therein. And following the definition of the term "residence" for purposes of election law, petitioner Saludo not only
had the intention to reside in Southern Leyte, but he also had personal presence therein, coupled with conduct indicative of
such intention. The latter element, or his bodily presence as an inhabitant in Southern Leyte, was sufficient for petitioner Saludo
to be considered a resident therein for purposes of venue.
▪ Since Saludo has a house in Makati City for the purpose of exercising his profession or doing business and also a house in Ichon,
Macrohon, Southern Leyte, for doing business and/or for election or political purposes where he also lives or stays physically,
personally and actually then he can have residences in these two places.
▪ The fact then that petitioner Saludo's community tax certificate was issued at Pasay City is of no moment because granting
arguendo that he could be considered a resident therein, the same does not preclude his having a residence in Southern Leyte
for purposes of venue. A man can have but one domicile for one and the same purpose at any time, but he may have numerous
places of residence.