How To Apply For SSS Death Benefit
How To Apply For SSS Death Benefit
The SSS Death Benefit is a cash benefit paid either in monthly pension or
lumpsum to the beneficiaries of the deceased members.
Lumpsum or Pension?
Who are qualified to receive the death benefit of the deceased member?
The sum of P300 plus twenty percent (20%) of the average monthly salary
credit (AMSC) plus two percent (2%) of the AMSC for each CYS in excess of
ten (10) years; or
Forty percent (40%) of the AMSC; or
P1,000 if the member had less than ten (10) CYS; P1,200 if with at least ten
(10) CYS; or P2,400 if with less than twenty (20) CYS.
The primary benefit of the deceased member who paid less than 36
monthly contributions shall be entitled to lump sum benefit, which shall be
higher of:
Monthly pension multiplied by the number of monthly contributions
paid prior to the semester of death
Twelve times the monthly pension
Secondary beneficiaries of the deceased member shall be entitled to a lump
sum benefit equivalent to:
36 times the monthly pension – if the member has paid at least 36
monthly contributions prior to the semester of death
Monthly pension times the number of monthly contributions paid or
twelve times the monthly pension, whichever is higher – if the
member has paid less than 36 monthly contributions prior to the
semester of death.
Effective May 2016, the beneficiary may opt to receive the lump sum benefits
thru his or her bank account, instead of receiving the check through the mail.
There is no prescriptive period for the filing of the initial death benefit.
If after two weeks, you haven’t heard from SSS, go again to the SSS Branch and
inquire for the status of your claim.
Upon approval of the claim, the SSS will mail a notice voucher to the beneficiary
informing him/her when to withdraw the benefit from the bank.