ORIGINAL

MARINE CARGO POLICY

Policy No. : 11.900.0001.26618

Assured(s), etc : PT. BENAMAKMUR SELARAS SEJAHTERA
Address : JL. POROS KM 4 NO.68 RT/RW 016/001 TANJUNG SELOR HILIR
TANJUNG SELOR KAB.BULUNGAN KALIMANTAN UTARA
Total Amount : Rp 14,050,500,000.00
Interest : 51.000 MT BATU-BARA
Condition / Cover : - INSTITUTE CARGO CLAUSES (C) 1/1/82
- EXCLUDING LOSS AND OR DAMAGE IF OVERWEIGHT OF CARGO
- EXCLUDING EMBEZZLEMENT BY THE DRIVER OF THE TRANSPORTER CARRYING THE GOODS
- EXCLUDING SHORTAGE OR LOSS OF WEIGHT OR VOLUME
- EXCLUDING OXIDATION AND CONTAMINATION WHATSOEVER CAUSED
- EXCLUDING REMOVAL OF DEBRIS
- EXCLUDING DISCOLORATION AND LOSS OR DAMAGE CAUSED BY INHERENT VICE OR NATURE
OF THE SUBJECT MATTER OF INSURANCE
- SUBJECT TO PROVIDE SURAT IJIN BERLAYAR FROM ADPEL (APPROVAL BEING OBTAINED FROM
THE PORT AUTHORITY HARBOUR MASTER/SYAHBANDAR IN RELATION TO THE SUITABILITY OF
WEATHER CONDITIONS FOR THE INTENDED VOYAGE)
- SAILING PERMIT FROM PORT AUTHORITY
- EXCLUDING WOODEN VESSEL
- SUBJECT TO PORT TO PORT ONLY
Deductible : - 2% OF TOTAL SUM INSURED / ANY ONE ACCIDENT.
- WARRANTED NO KNOWN LOSS OR REPORTED CLAIMS BY ANY PARTY AS AT September 12, 2019
Clauses : - CURRENCY CLAUSE
- COMPUTER MILLENIUM CLAUSE (CARGO)
- CARGO ISM ENDORSEMENT
- ELECTRONIC DATE RECOGNITION CLAUSE
- IMPORTANT CLAUSE
- INSTITUTE RADIOACTIVE CONTAMINATION, CHEMICALS, BIOLOGICAL, BIO-CHEMICAL AND
ELECTROMAGNETIC WEAPONS EXCLUSION CLAUSE 10/11/03 (CL 370)
- INSTITUTE RADIOACTIVE CONTAMINATION EXCLUSION CLAUSE 1/10/90
- INSTITUTE CYBER ATTACK EXCLUSION CLAUSE (CL.380)
- NEREC (0.1.01.89) WITH JAPANESE AMENDMENT, (01.04.89) INCLUSION OF NUCLEAR FUELS IN
TRANSIT
- PARAMOUNT WAR CLAUSE 5/10/1977
- TERMINATION OF TRANSIT CLAUSE (TERRORISM) JC2001/56
- TERRORISM EXCLUSION CLAUSE
- TERRORISM WRITE BACK EXCLUSION CLAUSE
- SEEPAGE POLLUTION EXCLUSION CLAUSE (01.01.87)
- SANCTION AND LIMITATION EXCLUSION CLAUSE
Date of sailing : September 06, 2019
Invoice No : -
TANJUNG SEPAKAT ANCHORAGE,
L/C No : - At and From :
NORTH KALIMANTAN, INDONESIA
Bank (L/C issued) :
Transhipment at : -
Vessel : HACI ALI SARI
To : KANDLA PORT, INDIA
BL : -

In the event of damage arising under this policy no claim will be We Hereby Agree, in Consideration of the payment to us by
Committed unless a survey has been held with the approval. or on behalf of the Assured of the premium as arranged, to
insure against loss damage liability
Premi calculation : 0,04000 % = Rp 5,620,200.00 In witness whereof, this policy has been signed by duty
authorized representative of this company at:
 ORIGINAL

Admin Fee : Rp 25,000.00

Total : Rp 5,645,200.00

Survey Agent : WILSON SURVEYORS AND ADJUSTERS Jakarta, September 06, 2019
PVT LTD,AS AGENTS OF W K WEBSTER PT. ASURANSI SINAR MAS
- SINGAPORE,
TMB MANSION 3RD FLOOR,739 ANNA
SALAI,CHENNAI 600 002,INDIA,
CHENNAI / MADRAS ,
INDIA 292798911
PHONE : 91 44 2852 2811, 2852 5350,
28525726 , 2855 5421 - 22 AFTER HOUR :
91 44 2852 3349 MOBILE PHONE : 91 98410
23259, 91 98410 01962, 91 98410 74535
EMAIL : [email protected];
[email protected]
NB: Gunakan aplikasi QRCode Reader melalui
smartphone QR Code ini dan melihat keabsahan polis.
The insured agress and is willing to be contacted by
any staff member of PT. Asuransi Sinar Mas and/or its
agents and/or associates through personal
communication devices such as telephone, short
message system, email, etc.
1000055331
13/09/2019
 ORIGINAL

IMPORTANT
PROCEDURE IN THE EVENT OF LOSS OR DAMAGE FOR WHICH
UNDERWRITERS MAY BE LIABLE
LIABILITY OF CARRIERS, BAILEES OR OTHER THIRD PARTIES

It is the duty of the Assured and their agents, in all cases, to take such measures as may be reasonable for the purpose of averting or
minimizing a loss and to ensure that all rights against Carriers, Bailees or other third parties are properly preserved and exercised. In
particular, the Assured or their agents are required:

1. To claim immediately on the Carriers, Port Authorities or other Bailees for any missing packages.
To apply immediately for the survey by Carriers or other Bailees Representatives if any loss or damage be apperent and
2.
claim the Carriers or other Bailees for any actual loss or damage found at such survey.
3. In no circumstances, except under written protest, to give clean receipts where goods are in doubtful condition.
To give notice in writing to the Carriers or other Bailees within 3 days of delivery if the loss or damage was not apparent at
4.
the time of taking delivery.
The Consignees of their Agents are recommended to make themselves familiar with Regulations of the Port Authorities at
NOTE :
the port of Discharge

INSTRUCTION FOR SURVEY

In the event of loss or damage which may involve a claim under this insurances, immediate notice of such loss or damage shall be given
to and a survey report obtained from the Company's Agents at port of discharge or if the company has no Agent, from the nearest Lloyd's
Agents specified in this policy.

I. Reports issued by others do not produce evidence.

II. No General Average Bond to be signed without consulting first insurers or their agents.

DOCUMENTATION OF CLAIMS

To enable claims to be dealt with promptly, the Assured or their Agents are advised to submit all available supporting documents without
delay, including when applicable :

1. Original policy or certificate of insurances.

2. Original or copy of shipping invoices, together with shipping specification and/or weight notes.
3. Original or copy of Bill of Lading and/or other contract of carriage.
4. Survey report or other documentary evidence to show the extent of the loss or damage.
5. Landing account and weight notes port of discharge and final destination.
6. Correspondence exchanged with the Carriers and other parties regarding their liability for the loss or damage.
 ORIGINAL

TERMINATION OF TRANSIT CLAUSE (TERRORISM)

This clause shall be paramount and shall override anything contained this insurance inconsistent therewith.

1. Notwithstanding any provision to the contrary contained in this Policy or the Clause referred to therein, it is agreed that in so far
as this Policy covers loss of or damage to the subject-matter insured caused by any terrorist or any person acting from a political
motive, such cover is conditional upon the subject-matter insured being in the ordinary course of transit and, in any event, SHALL
TERMINATE :
either

1.1 As per the transit clauses contained within the Policy.

or
1.2 on delivery to the Consignee's or other final warehouse or place of storage at the destination named herein,
1.3 on delivery to any other warehouse or place of storage, whether prior to or at the destination named herein, which the
Assured elect to use either for storage other than in the ordinary course of transit or for allocation or distribution,
or
1.4 in respect of marine transits, on the expiry of 60 days after completion of discharge overside of the goods hereby insured
from the overseas vessel at the final port of discharge,
1.5 in respect of air transits, on the expiry of 30 days after unloading the subject-matter insured from the aircraft at the final
place of discharge,

whichever shall first occur.

2. If this Policy or the Clauses referred to therein specifically provide cover for inland or other further transits following on from
storage, or termination as provided for above, cover will re-attach, and continues during the ordinary course of tha transit
terminating again in accordance with clause 1.

3. This clause is subject to Englis law and practice.

 ORIGINAL

CARGO ISM ENDORSEMENT

Applicable to shipments on board Ro-Ro passenger ferries.

Applicable with effect from 1 July 1998 to shipment on board :

1). passenger vessels transporting more than 12 passenger and

2). oil tankers chemical tankers, gas carriers, bulk carriers and cargo high speed craft of 500 gt or more.

Applicable with effect from 1 July 2002 to shipment on board all other cargo ships and mobile offshore drilling units of 500 gt or more.

In no case shall this insurance cover loss, damage or expense where the subject matter insured is carried by a vessel that is not ISM Code
certified or whose owners or operators do not hold an ISM Code Document of Compliance when at the time of loading of the subject
matter insured on board the vessel, the Assured were aware, or in the ordinary course of business should have been aware:

a) Either that such vessel was not certified in accordance with the ISM Code.
b) Or that a current Document of Compliance was not held by her owners or operators.

As required the SOLAS Convention 1974 as amended.

This exlusion shall not apply where this insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the
subject matter insured in good faith under a binding contract.
 DUPLICATE

MARINE CARGO POLICY

Policy No. : 11.900.0001.26618

Assured(s), etc : PT. BENAMAKMUR SELARAS SEJAHTERA
Address : JL. POROS KM 4 NO.68 RT/RW 016/001 TANJUNG SELOR HILIR
TANJUNG SELOR KAB.BULUNGAN KALIMANTAN UTARA
Total Amount : Rp 14,050,500,000.00
Interest : 51.000 MT BATU-BARA
Condition / Cover : - INSTITUTE CARGO CLAUSES (C) 1/1/82
- EXCLUDING LOSS AND OR DAMAGE IF OVERWEIGHT OF CARGO
- EXCLUDING EMBEZZLEMENT BY THE DRIVER OF THE TRANSPORTER CARRYING THE GOODS
- EXCLUDING SHORTAGE OR LOSS OF WEIGHT OR VOLUME
- EXCLUDING OXIDATION AND CONTAMINATION WHATSOEVER CAUSED
- EXCLUDING REMOVAL OF DEBRIS
- EXCLUDING DISCOLORATION AND LOSS OR DAMAGE CAUSED BY INHERENT VICE OR NATURE
OF THE SUBJECT MATTER OF INSURANCE
- SUBJECT TO PROVIDE SURAT IJIN BERLAYAR FROM ADPEL (APPROVAL BEING OBTAINED FROM
THE PORT AUTHORITY HARBOUR MASTER/SYAHBANDAR IN RELATION TO THE SUITABILITY OF
WEATHER CONDITIONS FOR THE INTENDED VOYAGE)
- SAILING PERMIT FROM PORT AUTHORITY
- EXCLUDING WOODEN VESSEL
- SUBJECT TO PORT TO PORT ONLY
Deductible : - 2% OF TOTAL SUM INSURED / ANY ONE ACCIDENT.
- WARRANTED NO KNOWN LOSS OR REPORTED CLAIMS BY ANY PARTY AS AT September 12, 2019
Clauses : - CURRENCY CLAUSE
- COMPUTER MILLENIUM CLAUSE (CARGO)
- CARGO ISM ENDORSEMENT
- ELECTRONIC DATE RECOGNITION CLAUSE
- IMPORTANT CLAUSE
- INSTITUTE RADIOACTIVE CONTAMINATION, CHEMICALS, BIOLOGICAL, BIO-CHEMICAL AND
ELECTROMAGNETIC WEAPONS EXCLUSION CLAUSE 10/11/03 (CL 370)
- INSTITUTE RADIOACTIVE CONTAMINATION EXCLUSION CLAUSE 1/10/90
- INSTITUTE CYBER ATTACK EXCLUSION CLAUSE (CL.380)
- NEREC (0.1.01.89) WITH JAPANESE AMENDMENT, (01.04.89) INCLUSION OF NUCLEAR FUELS IN
TRANSIT
- PARAMOUNT WAR CLAUSE 5/10/1977
- TERMINATION OF TRANSIT CLAUSE (TERRORISM) JC2001/56
- TERRORISM EXCLUSION CLAUSE
- TERRORISM WRITE BACK EXCLUSION CLAUSE
- SEEPAGE POLLUTION EXCLUSION CLAUSE (01.01.87)
- SANCTION AND LIMITATION EXCLUSION CLAUSE
Date of sailing : September 06, 2019
Invoice No : -
TANJUNG SEPAKAT ANCHORAGE,
L/C No : - At and From :
NORTH KALIMANTAN, INDONESIA
Bank (L/C issued) :
Transhipment at : -
Vessel : HACI ALI SARI
To : KANDLA PORT, INDIA
BL : -

In the event of damage arising under this policy no claim will be We Hereby Agree, in Consideration of the payment to us by
Committed unless a survey has been held with the approval. or on behalf of the Assured of the premium as arranged, to
insure against loss damage liability
Premi calculation : 0,04000 % = Rp 5,620,200.00 In witness whereof, this policy has been signed by duty
authorized representative of this company at:
 DUPLICATE

Admin Fee : Rp 25,000.00

Total : Rp 5,645,200.00

Survey Agent : WILSON SURVEYORS AND ADJUSTERS Jakarta, September 06, 2019
PVT LTD,AS AGENTS OF W K WEBSTER PT. ASURANSI SINAR MAS
- SINGAPORE,
TMB MANSION 3RD FLOOR,739 ANNA
SALAI,CHENNAI 600 002,INDIA,
CHENNAI / MADRAS ,
INDIA 292798911
PHONE : 91 44 2852 2811, 2852 5350,
28525726 , 2855 5421 - 22 AFTER HOUR :
91 44 2852 3349 MOBILE PHONE : 91 98410
23259, 91 98410 01962, 91 98410 74535
EMAIL : [email protected];
[email protected]
NB: Gunakan aplikasi QRCode Reader melalui
smartphone QR Code ini dan melihat keabsahan polis.
The insured agress and is willing to be contacted by
any staff member of PT. Asuransi Sinar Mas and/or its
agents and/or associates through personal
communication devices such as telephone, short
message system, email, etc.
1000055331
13/09/2019
 DUPLICATE

IMPORTANT
PROCEDURE IN THE EVENT OF LOSS OR DAMAGE FOR WHICH
UNDERWRITERS MAY BE LIABLE
LIABILITY OF CARRIERS, BAILEES OR OTHER THIRD PARTIES

It is the duty of the Assured and their agents, in all cases, to take such measures as may be reasonable for the purpose of averting or
minimizing a loss and to ensure that all rights against Carriers, Bailees or other third parties are properly preserved and exercised. In
particular, the Assured or their agents are required:

1. To claim immediately on the Carriers, Port Authorities or other Bailees for any missing packages.
To apply immediately for the survey by Carriers or other Bailees Representatives if any loss or damage be apperent and
2.
claim the Carriers or other Bailees for any actual loss or damage found at such survey.
3. In no circumstances, except under written protest, to give clean receipts where goods are in doubtful condition.
To give notice in writing to the Carriers or other Bailees within 3 days of delivery if the loss or damage was not apparent at
4.
the time of taking delivery.
The Consignees of their Agents are recommended to make themselves familiar with Regulations of the Port Authorities at
NOTE :
the port of Discharge

INSTRUCTION FOR SURVEY

In the event of loss or damage which may involve a claim under this insurances, immediate notice of such loss or damage shall be given
to and a survey report obtained from the Company's Agents at port of discharge or if the company has no Agent, from the nearest Lloyd's
Agents specified in this policy.

I. Reports issued by others do not produce evidence.

II. No General Average Bond to be signed without consulting first insurers or their agents.

DOCUMENTATION OF CLAIMS

To enable claims to be dealt with promptly, the Assured or their Agents are advised to submit all available supporting documents without
delay, including when applicable :

1. Original policy or certificate of insurances.

2. Original or copy of shipping invoices, together with shipping specification and/or weight notes.
3. Original or copy of Bill of Lading and/or other contract of carriage.
4. Survey report or other documentary evidence to show the extent of the loss or damage.
5. Landing account and weight notes port of discharge and final destination.
6. Correspondence exchanged with the Carriers and other parties regarding their liability for the loss or damage.
 DUPLICATE

TERMINATION OF TRANSIT CLAUSE (TERRORISM)

This clause shall be paramount and shall override anything contained this insurance inconsistent therewith.

1. Notwithstanding any provision to the contrary contained in this Policy or the Clause referred to therein, it is agreed that in so far
as this Policy covers loss of or damage to the subject-matter insured caused by any terrorist or any person acting from a political
motive, such cover is conditional upon the subject-matter insured being in the ordinary course of transit and, in any event, SHALL
TERMINATE :
either

1.1 As per the transit clauses contained within the Policy.

or
1.2 on delivery to the Consignee's or other final warehouse or place of storage at the destination named herein,
1.3 on delivery to any other warehouse or place of storage, whether prior to or at the destination named herein, which the
Assured elect to use either for storage other than in the ordinary course of transit or for allocation or distribution,
or
1.4 in respect of marine transits, on the expiry of 60 days after completion of discharge overside of the goods hereby insured
from the overseas vessel at the final port of discharge,
1.5 in respect of air transits, on the expiry of 30 days after unloading the subject-matter insured from the aircraft at the final
place of discharge,

whichever shall first occur.

2. If this Policy or the Clauses referred to therein specifically provide cover for inland or other further transits following on from
storage, or termination as provided for above, cover will re-attach, and continues during the ordinary course of tha transit
terminating again in accordance with clause 1.

3. This clause is subject to Englis law and practice.

 DUPLICATE

CARGO ISM ENDORSEMENT

Applicable to shipments on board Ro-Ro passenger ferries.

Applicable with effect from 1 July 1998 to shipment on board :

1). passenger vessels transporting more than 12 passenger and

2). oil tankers chemical tankers, gas carriers, bulk carriers and cargo high speed craft of 500 gt or more.

Applicable with effect from 1 July 2002 to shipment on board all other cargo ships and mobile offshore drilling units of 500 gt or more.

In no case shall this insurance cover loss, damage or expense where the subject matter insured is carried by a vessel that is not ISM Code
certified or whose owners or operators do not hold an ISM Code Document of Compliance when at the time of loading of the subject
matter insured on board the vessel, the Assured were aware, or in the ordinary course of business should have been aware:

a) Either that such vessel was not certified in accordance with the ISM Code.
b) Or that a current Document of Compliance was not held by her owners or operators.

As required the SOLAS Convention 1974 as amended.

This exlusion shall not apply where this insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the
subject matter insured in good faith under a binding contract.
 COPY

MARINE CARGO POLICY

Policy No. : 11.900.0001.26618

Assured(s), etc : PT. BENAMAKMUR SELARAS SEJAHTERA
Address : JL. POROS KM 4 NO.68 RT/RW 016/001 TANJUNG SELOR HILIR
TANJUNG SELOR KAB.BULUNGAN KALIMANTAN UTARA
Total Amount : Rp 14,050,500,000.00
Interest : 51.000 MT BATU-BARA
Condition / Cover : - INSTITUTE CARGO CLAUSES (C) 1/1/82
- EXCLUDING LOSS AND OR DAMAGE IF OVERWEIGHT OF CARGO
- EXCLUDING EMBEZZLEMENT BY THE DRIVER OF THE TRANSPORTER CARRYING THE GOODS
- EXCLUDING SHORTAGE OR LOSS OF WEIGHT OR VOLUME
- EXCLUDING OXIDATION AND CONTAMINATION WHATSOEVER CAUSED
- EXCLUDING REMOVAL OF DEBRIS
- EXCLUDING DISCOLORATION AND LOSS OR DAMAGE CAUSED BY INHERENT VICE OR NATURE
OF THE SUBJECT MATTER OF INSURANCE
- SUBJECT TO PROVIDE SURAT IJIN BERLAYAR FROM ADPEL (APPROVAL BEING OBTAINED FROM
THE PORT AUTHORITY HARBOUR MASTER/SYAHBANDAR IN RELATION TO THE SUITABILITY OF
WEATHER CONDITIONS FOR THE INTENDED VOYAGE)
- SAILING PERMIT FROM PORT AUTHORITY
- EXCLUDING WOODEN VESSEL
- SUBJECT TO PORT TO PORT ONLY
Deductible : - 2% OF TOTAL SUM INSURED / ANY ONE ACCIDENT.
- WARRANTED NO KNOWN LOSS OR REPORTED CLAIMS BY ANY PARTY AS AT September 12, 2019
Clauses : - CURRENCY CLAUSE
- COMPUTER MILLENIUM CLAUSE (CARGO)
- CARGO ISM ENDORSEMENT
- ELECTRONIC DATE RECOGNITION CLAUSE
- IMPORTANT CLAUSE
- INSTITUTE RADIOACTIVE CONTAMINATION, CHEMICALS, BIOLOGICAL, BIO-CHEMICAL AND
ELECTROMAGNETIC WEAPONS EXCLUSION CLAUSE 10/11/03 (CL 370)
- INSTITUTE RADIOACTIVE CONTAMINATION EXCLUSION CLAUSE 1/10/90
- INSTITUTE CYBER ATTACK EXCLUSION CLAUSE (CL.380)
- NEREC (0.1.01.89) WITH JAPANESE AMENDMENT, (01.04.89) INCLUSION OF NUCLEAR FUELS IN
TRANSIT
- PARAMOUNT WAR CLAUSE 5/10/1977
- TERMINATION OF TRANSIT CLAUSE (TERRORISM) JC2001/56
- TERRORISM EXCLUSION CLAUSE
- TERRORISM WRITE BACK EXCLUSION CLAUSE
- SEEPAGE POLLUTION EXCLUSION CLAUSE (01.01.87)
- SANCTION AND LIMITATION EXCLUSION CLAUSE
Date of sailing : September 06, 2019
Invoice No : -
TANJUNG SEPAKAT ANCHORAGE,
L/C No : - At and From :
NORTH KALIMANTAN, INDONESIA
Bank (L/C issued) :
Transhipment at : -
Vessel : HACI ALI SARI
To : KANDLA PORT, INDIA
BL : -

In the event of damage arising under this policy no claim will be We Hereby Agree, in Consideration of the payment to us by
Committed unless a survey has been held with the approval. or on behalf of the Assured of the premium as arranged, to
insure against loss damage liability
Premi calculation : 0,04000 % = Rp 5,620,200.00 In witness whereof, this policy has been signed by duty
authorized representative of this company at:
 COPY

Admin Fee : Rp 25,000.00

Total : Rp 5,645,200.00

Survey Agent : WILSON SURVEYORS AND ADJUSTERS Jakarta, September 06, 2019
PVT LTD,AS AGENTS OF W K WEBSTER PT. ASURANSI SINAR MAS
- SINGAPORE,
TMB MANSION 3RD FLOOR,739 ANNA
SALAI,CHENNAI 600 002,INDIA,
CHENNAI / MADRAS ,
INDIA 292798911
PHONE : 91 44 2852 2811, 2852 5350,
28525726 , 2855 5421 - 22 AFTER HOUR :
91 44 2852 3349 MOBILE PHONE : 91 98410
23259, 91 98410 01962, 91 98410 74535
EMAIL : [email protected];
[email protected]
NB: Gunakan aplikasi QRCode Reader melalui
smartphone QR Code ini dan melihat keabsahan polis.
The insured agress and is willing to be contacted by
any staff member of PT. Asuransi Sinar Mas and/or its
agents and/or associates through personal
communication devices such as telephone, short
message system, email, etc.
1000055331
13/09/2019
 COPY

IMPORTANT
PROCEDURE IN THE EVENT OF LOSS OR DAMAGE FOR WHICH
UNDERWRITERS MAY BE LIABLE
LIABILITY OF CARRIERS, BAILEES OR OTHER THIRD PARTIES

It is the duty of the Assured and their agents, in all cases, to take such measures as may be reasonable for the purpose of averting or
minimizing a loss and to ensure that all rights against Carriers, Bailees or other third parties are properly preserved and exercised. In
particular, the Assured or their agents are required:

1. To claim immediately on the Carriers, Port Authorities or other Bailees for any missing packages.
To apply immediately for the survey by Carriers or other Bailees Representatives if any loss or damage be apperent and
2.
claim the Carriers or other Bailees for any actual loss or damage found at such survey.
3. In no circumstances, except under written protest, to give clean receipts where goods are in doubtful condition.
To give notice in writing to the Carriers or other Bailees within 3 days of delivery if the loss or damage was not apparent at
4.
the time of taking delivery.
The Consignees of their Agents are recommended to make themselves familiar with Regulations of the Port Authorities at
NOTE :
the port of Discharge

INSTRUCTION FOR SURVEY

In the event of loss or damage which may involve a claim under this insurances, immediate notice of such loss or damage shall be given
to and a survey report obtained from the Company's Agents at port of discharge or if the company has no Agent, from the nearest Lloyd's
Agents specified in this policy.

I. Reports issued by others do not produce evidence.

II. No General Average Bond to be signed without consulting first insurers or their agents.

DOCUMENTATION OF CLAIMS

To enable claims to be dealt with promptly, the Assured or their Agents are advised to submit all available supporting documents without
delay, including when applicable :

1. Original policy or certificate of insurances.

2. Original or copy of shipping invoices, together with shipping specification and/or weight notes.
3. Original or copy of Bill of Lading and/or other contract of carriage.
4. Survey report or other documentary evidence to show the extent of the loss or damage.
5. Landing account and weight notes port of discharge and final destination.
6. Correspondence exchanged with the Carriers and other parties regarding their liability for the loss or damage.
 COPY

TERMINATION OF TRANSIT CLAUSE (TERRORISM)

This clause shall be paramount and shall override anything contained this insurance inconsistent therewith.

1. Notwithstanding any provision to the contrary contained in this Policy or the Clause referred to therein, it is agreed that in so far
as this Policy covers loss of or damage to the subject-matter insured caused by any terrorist or any person acting from a political
motive, such cover is conditional upon the subject-matter insured being in the ordinary course of transit and, in any event, SHALL
TERMINATE :
either

1.1 As per the transit clauses contained within the Policy.

or
1.2 on delivery to the Consignee's or other final warehouse or place of storage at the destination named herein,
1.3 on delivery to any other warehouse or place of storage, whether prior to or at the destination named herein, which the
Assured elect to use either for storage other than in the ordinary course of transit or for allocation or distribution,
or
1.4 in respect of marine transits, on the expiry of 60 days after completion of discharge overside of the goods hereby insured
from the overseas vessel at the final port of discharge,
1.5 in respect of air transits, on the expiry of 30 days after unloading the subject-matter insured from the aircraft at the final
place of discharge,

whichever shall first occur.

2. If this Policy or the Clauses referred to therein specifically provide cover for inland or other further transits following on from
storage, or termination as provided for above, cover will re-attach, and continues during the ordinary course of tha transit
terminating again in accordance with clause 1.

3. This clause is subject to Englis law and practice.

 COPY

CARGO ISM ENDORSEMENT

Applicable to shipments on board Ro-Ro passenger ferries.

Applicable with effect from 1 July 1998 to shipment on board :

1). passenger vessels transporting more than 12 passenger and

2). oil tankers chemical tankers, gas carriers, bulk carriers and cargo high speed craft of 500 gt or more.

Applicable with effect from 1 July 2002 to shipment on board all other cargo ships and mobile offshore drilling units of 500 gt or more.

In no case shall this insurance cover loss, damage or expense where the subject matter insured is carried by a vessel that is not ISM Code
certified or whose owners or operators do not hold an ISM Code Document of Compliance when at the time of loading of the subject
matter insured on board the vessel, the Assured were aware, or in the ordinary course of business should have been aware:

a) Either that such vessel was not certified in accordance with the ISM Code.
b) Or that a current Document of Compliance was not held by her owners or operators.

As required the SOLAS Convention 1974 as amended.

This exlusion shall not apply where this insurance has been assigned to the party claiming hereunder who has bought or agreed to buy the
subject matter insured in good faith under a binding contract.