THIS DEED OF ASSIGNMENT is made the day of Two

thousand and (20 ) Between:-

(1)
(hereinafter called "the Mortgagor") of the first part;

(2)
(hereinafter called "the Borrower") of the second part; and

(3) OVERSEA-CHINESE BANKING CORPORATION LIMITED, a company incorporated in

the Republic of Singapore and having its registered office at 63 Chulia Street, #10-00
OCBC Centre East, Singapore 049514 (hereinafter called "the Bank") of the third part.

WHEREAS:-

(1) By an agreement (hereinafter referred to as "the said Agreement") dated the day
of and made between
(hereinafter called "the Vendor") of the one part and the Mortgagor of the other part the
Vendor agreed to sell/grant a lease of and the Mortgagor agreed to purchase/accept a
lease of the property more particularly described in the Schedule hereto (hereinafter
called "the Mortgaged Property") upon the terms and conditions therein contained.

(2) Pursuant to the terms of the said Agreement, the Vendor has applied or will be applying
to the Registrar of Titles and/or other competent authority for a separate Certificate of
Title/Subsidiary Strata Certificate of Title or will be issuing a lease, as the case may be,
relating to the Mortgaged Property in accordance with the provisions of the Land Titles
Act/Land Titles (Strata) Act and the Vendor will on completion of the sale deliver to the
Mortgagor the Certificate of Title/Subsidiary Strata Certificate of Title/Lease relating to the
Mortgaged Property and where applicable, a duly executed transfer thereof in favour of
the Mortgagor.

(3) At the request of the Mortgagor and/or the Borrower the Bank has made or granted or
agreed to make or grant advances or other credit or banking facilities or accommodation
to the Mortgagor and/or the Borrower by permitting the Mortgagor and/or the Borrower to
overdraw on the account or accounts current or to draw down or utilise any facilities on
any other account or accounts whatsoever whether current or revolving or continuing or
whether in instalments or otherwise which the Mortgagor and/or the Borrower now has or
may at any time hereafter have with the Bank either solely or jointly or jointly with any
other person or persons in partnership or otherwise (hereinafter called "the said
Accounts" which expression shall wherever the context admits include any one or more
of the accounts hereinbefore mentioned) AND also has agreed that the Bank now or
hereafter may from time to time and in the sole discretion of the Bank grant further
advances or loans by permitting the Mortgagor and/or the Borrower to further draw down
or utilise any facilities or overdraw on the said Accounts or grant or continue to grant
other loans credit or banking facilities whether in instalments or on current, revolving or
continuing account or accounts or other accommodation to or at the request of the
Mortgagor and/or the Borrower either solely or jointly or jointly with any other person or
persons in partnership or otherwise to such an extent and on such terms as may from
time to time be fixed by the Bank at its absolute discretion for so long as the Bank at its
absolute discretion may think fit.

(4) It has been agreed between the Mortgagor, the Borrower and the Bank that all monies
which are now owing or which shall hereafter be owing or remain unpaid to the Bank on
the general balance of the said Accounts or otherwise in any manner whatsoever from
the Mortgagor and/or the Borrower either solely or jointly or jointly with any other person

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Co.Reg.no.: 193200032W
 or persons in partnership or otherwise together with interest shall be secured to the Bank
in the manner and on the terms and conditions hereinafter appearing.

NOW THIS DEED WITNESSETH as follows:-

1. In consideration of the Bank having at the request of the Mortgagor and/or the Borrower
agreed to grant or continue to grant advances loans credit or other banking facilities or
accommodation to the Mortgagor and/or the Borrower by permitting the Mortgagor and/or
the Borrower to overdraw on the said Accounts or to draw down or utilise any facilities on
the said Accounts or otherwise in any manner whatsoever AND ALSO having agreed that
the Bank now or hereafter may from time to time and in the sole discretion of the Bank
grant further advances or loans by permitting the Mortgagor and/or the Borrower to
further draw down or utilise any facilities or overdraw on the said Accounts or grant or
continue to grant other loans credit or banking facilities whether in instalments or on
current, revolving or continuing account or accounts or other accommodation to or at the
request of the Mortgagor and/or the Borrower either solely or jointly or jointly with any
other person or persons in partnership or otherwise to such an extent and on such terms
as may from time to time be fixed by the Bank at its absolute discretion for so long as the
Bank at its absolute discretion may think fit, the Mortgagor and the Borrower hereby
jointly and severally covenant to perform and observe the covenants and conditions
hereinafter appearing.

2. For the consideration aforesaid the Mortgagor assigns unto the Bank by way of
mortgage:-

2.1 all rights title interest and benefits which the Mortgagor has in under or arising out
of the said Agreement;

2.2 all the estate rights title and interest of the Mortgagor in the Mortgaged Property
vested in the Mortgagor or hereafter to be vested in the Mortgagor under the
Certificate of Title/Subsidiary Strata Certificate of Title/Lease to be issued in
respect thereof; and

2.3 where the Mortgaged Property is an Executive Condominium, all rights title
interest and benefit which the Mortgagor has under the Executive Condominium
Housing Scheme Act (Cap. 99A) and the regulations made thereunder including
but not limited to any compensation and refund payable to the Mortgagor.

3. Provided Always if upon such demand as aforesaid or without demand all monies
hereinbefore covenanted to be paid or hereby secured or with which the Mortgaged
Property stand charged shall be paid to the Bank then the Bank will at the request and
cost of the Mortgagor and/or the Borrower reassign to the Mortgagor (or as the Mortgagor
shall direct) the said Agreement and all the estate rights title and interest of the Mortgagor
hereby assigned or will otherwise discharge the security hereby created.

4. Contemporaneously with the execution of these presents the Mortgagor and/or the
Borrower shall execute and deliver to the Bank a mortgage in a form and containing
terms and provisions prescribed by the Bank with the intent that the said mortgage shall
take effect and operate as a legal mortgage upon the delivery by the Vendor to the
Mortgagor of the Certificate of Title/Subsidiary Strata Certificate of Title/Lease to the
Mortgaged Property and where applicable, a duly executed transfer thereof. PROVIDED
ALWAYS that if the said mortgage shall for any reason whatsoever be incapable of or be
rendered inappropriate for or incapable of being registered or otherwise perfected to so
take effect as a legal mortgage the Mortgagor and/or the Borrower shall at the Bank's
request forthwith execute and deliver to the Bank a fresh mortgage (hereinafter together

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Co.Reg.no.: 193200032W
 with the said mortgage called "the Mortgage") in such form and manner as required by
the Bank.

5. Notwithstanding that the Mortgage is inoperative as a legal mortgage of the Mortgaged

Property, all covenants undertakings stipulations terms and conditions as contained in the
Mortgage shall be deemed to have full force and effect as if they were contained in this
Deed and the Mortgagor and the Borrower hereby jointly and severally covenant to
perform and observe the same.

6. This Deed expressly authorises the Bank to make further advances or give credit in
instalments or on a current, revolving or continuing account or otherwise or any other
credit or banking facilities or accommodation whatsoever from time to time to the
Mortgagor and/or the Borrower either solely or jointly or jointly with any other person or
persons in partnership or otherwise and all monies and liabilities owing to the Bank from
time to time in connection therewith shall be secured by this Deed in addition to the
monies and liabilities already outstanding or incurred as at the date hereof.

7. The Mortgagor and the Borrower hereby jointly and severally covenant with the Bank as
follows:-

7.1 to pay to the Bank on demand in writing made to the Mortgagor and/or the
Borrower all such sums of money which are now or shall from time to time or at
any time hereafter be owing or remain unpaid to the Bank by the Mortgagor
and/or the Borrower either as principal or as surety and either solely or jointly or
jointly with any other person or persons in partnership or otherwise whether on
the said Accounts or otherwise in any manner whatsoever or for all other
liabilities whether certain or contingent primary or collateral including (but without
prejudice to the generality of the foregoing) the balance which at the date of such
demand shall be owing or remain unpaid to the Bank by the Mortgagor and/or the
Borrower on the said Accounts or otherwise in any manner whatsoever whether
in respect of moneys advanced or paid to or for the use or accommodation of the
Mortgagor and/or the Borrower either solely or jointly or jointly with any other
person or persons in partnership or otherwise or in respect of cheques bills of
exchange promissory notes or other negotiable instruments signed drawn
accepted or indorsed by or on behalf of the Mortgagor and/or the Borrower either
solely or jointly or jointly with any other person or persons in partnership or
otherwise or discounted paid or held by the Bank either at the request of the
Mortgagor and/or the Borrower or in the course of business or otherwise or in
respect of letters of credit bills notes drafts trust receipts guarantees indemnities
or other documents or instruments signed by the Mortgagor and/or the Borrower
either solely or jointly or jointly with any other person or persons in partnership or
otherwise and held by the Bank or in respect of any other banking facilities
whatsoever pursuant to the terms and conditions of any offer facility or
commitment letter(s) or agreement(s) in relation thereto as revised varied
amended supplemented or superceded from time to time (hereinafter collectively
referred to as "the Letter of Offer");

7.2 to pay to the Bank interest on daily balances on or in respect of the principal
moneys hereinbefore covenanted to be paid or any part thereof as shall from
time to time be owing or remain unpaid until full payment at the rate or rates and
in the manner provided under the terms of any banking facilities extended by the
Bank to the Mortgagor and/or the Borrower from time to time or at such other rate
or rates and with such periodic rests as may from time to time be fixed by the
Bank;

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Co.Reg.no.: 193200032W
 7.3 to pay to the Bank interest on any balance owing or remaining unpaid if and
when the said Accounts shall be closed or shall cease to be current at the rate or
rates and in the manner aforesaid or at such other rate or rates and with such
periodic rests as may from time to time be fixed by the Bank from the date of
such demand being made or from the date such account intended to be hereby
secured shall be closed or shall cease to be current (as the case may be)
whichever is the earlier until full payment is received by the Bank both after as
well as before judgment (if any) shall have been obtained in respect thereof;

7.4 to pay each and every sum or sums of money as and when the same is or are
due and payable under the said Agreement and perform and observe all the
terms conditions stipulations agreements and provisions mentioned or contained
in the said Agreement and the Mortgagor and/or the Borrower shall at all times
hereafter keep harmless and keep the Bank indemnified against all actions
proceedings claims demands penalties costs and expenses which may be
brought or made against or incurred by the Bank by reason or on account of the
non-observance of all or any of the terms conditions stipulations agreements and
provisions on the part of the Mortgagor and/or the Borrower contained in the said
Agreement or otherwise howsoever;

7.5 that when the Mortgagor shall be in a position to call for the delivery of the
Certificate of Title/Subsidiary Strata Certificate of Title/Lease or other document
of title to the Mortgaged Property and where applicable, a transfer thereof duly
executed by the Vendor and all other parties the Mortgagor will at once notify the
fact to the Bank in writing;

7.6 that as soon as the Certificate of Title/Subsidiary Strata Certificate of Title/Lease

or other document of title to the Mortgaged Property shall have been issued the
Mortgagor shall forthwith authorise and cause the same to be delivered to the
Bank and shall perfect and complete the Mortgage in favour of the Bank;

7.7 that, if the Mortgagor shall neglect refuse or fail to take delivery of and accept the
Certificate of Title/Subsidiary Strata Certificate of Title/Lease and where
applicable, the transfer of the Mortgaged Property pursuant to the terms of the
said Agreement, it shall be lawful for the Bank in the name of the Mortgagor to
demand and receive the same from the Vendor;

7.8 not to assign mortgage or otherwise dispose of any estate rights title and interest
in the said Agreement, the Mortgaged Property and where applicable, under the
Executive Condominium Housing Scheme Act (Cap. 99A) or agree or purport to
do the same or raise money on the security thereof or deal with the same without
the prior written consent of the Bank;

7.9 that the Mortgagor shall keep the Bank informed of all matters relating to the
development of the building on or comprised in the Mortgaged Property and the
Mortgaged Property.

8. 8.1 It shall be lawful for the Bank in the name of the Mortgagor to exercise the rights
and remedies vested in the Mortgagor under the provisions of the said
Agreement and to require the Vendor to execute and deliver the said transfer or
other assurance of the Mortgaged Property in favour of the Mortgagor or of the
Bank or in favour of such other party as the Bank may deem fit to nominate and
for such purposes the Mortgagor hereby appoints the Bank and the persons
deriving title under the Bank and the Bank's substitute or any person nominated
by the Bank under the hand of any Executive Vice President or Senior Vice
President or Vice President or Assistant Vice President or Secretary or

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Co.Reg.no.: 193200032W
 Accountant or any other officer for the time being of the Bank to be the
Mortgagor's attorney for and in the names or name and on behalf of the
Mortgagor to do and execute all or any of the following acts deeds matters and
things that is to say:-

8.1.1 to defend all legal proceedings brought by the Vendor in connection with
the said Agreement or in respect of the Mortgaged Property;

8.1.2 to withdraw any caveat lodged against the Mortgaged Property by the
Mortgagor or by a solicitor on behalf of the Mortgagor and for such
purpose to sign and lodge the necessary withdrawal of caveat;

8.1.3 to accept from the Vendor and other party or parties (if any) a transfer or
other assurance of the Mortgaged Property in favour of the Mortgagor or
of the Bank or of such other party or parties as the Bank may deem fit to
nominate and to make all payments, enter on behalf of the Mortgagor
into all covenants and do all other things on behalf of the Mortgagor
which may be necessary for completing the sale and purchase of the
Mortgaged Property and the said transfer or other assurance of the
Mortgaged Property including all such applications and notifications at
the Singapore Land Authority as may be necessary or desirable under
any then existing statute providing for the registration of title to land;

8.1.4 to execute such further assurance or assurances or other deeds and

instruments as may be necessary to effectually transfer to and vest the
Mortgaged Property in the Mortgagor or the Bank or such other party or
parties as the Bank shall deem necessary or expedient;

8.1.5 to abandon any legal proceedings and to compromise settle or refer to

arbitration all disputes or doubts which may arise in connection with the
said Agreement and/or the Mortgaged Property;

8.1.6 to bind the Mortgagor by way of covenant or declaration which may be

necessary in order to carry out the objects thereof;

8.1.7 to enter into possession of the Mortgaged Property and for this purpose
to take, accept or collect the keys from the Vendor of the Mortgaged
Property;

8.1.8 to surrender the said Agreement to the Vendor for cancellation in

exchange for the issuance of a fresh agreement in favour of such
person(s) or company or corporation as the Bank may in its absolute
discretion nominate;

8.1.9 to sell and absolutely dispose of all the rights title estate and interest of
the Mortgagor of and in the Mortgaged Property and of and in the said
Agreement and the right of the Mortgagor to a transfer or other
assurance of the Mortgaged Property in such manner and at such time or
times whether by public auction or private treaty and at such price as the
Bank shall see fit and proper and for such purpose to enter into and
execute the contract or contracts for sale thereof and to complete the
same on behalf of the Mortgagor and generally to do every other thing
whatsoever which may be necessary or proper for carrying out the said
sale;

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 8.1.10 upon the receipt of the purchase monies thereof as the act and deed of
the Mortgagor to sign seal execute and deliver all such deeds
assignments transfers assurances receipts and other documents as may
be deemed necessary or expedient for the purpose of perfecting such
sale dispositions or alienation of the said rights title estate and interest of
the Mortgagor of and in the Mortgaged Property and of and in the said
Agreement and the right of the Mortgagor to a transfer or other
assurance of the Mortgaged Property to the purchaser or purchasers
thereof; and

8.1.11 from time to time to substitute and appoint one or more attorney or
attorneys under the Bank for all or any of the purposes aforesaid as the
Bank shall think fit.
8.2 The Mortgagor hereby declares that all and every deed assignment transfer
assurance receipt and other document and act matter and thing which shall be by
the Bank given made executed or done for the aforesaid purposes shall be as
good valid and effectual for all intents and purposes whatsoever as if the same
had been signed sealed delivered given made or done by the Mortgagor.

8.3 The Mortgagor hereby agrees at all times hereafter to ratify and confirm all and
whatsoever the Bank or its attorney or attorneys shall lawfully do or cause to be
done in or concerning the said Agreement and/or the Mortgaged Property by
virtue of the above powers.

8.4 The Mortgagor further hereby declares that the above powers having been given
for valuable consideration shall be deemed to be irrevocable so long as any
monies shall remain owing to the Bank under these presents or the Mortgage.

9. Without prejudice to any of the provisions hereinbefore contained or in the Mortgage

more particularly set out, for the purpose of the power of sale and other powers implied
herein by the Conveyancing and Law of Property Act (hereinafter referred to as "the said
Act") the whole of the monies hereinbefore covenanted to be paid and hereby secured
shall be deemed to have become due immediately after the execution of these presents
and the said power of sale shall be exercisable after fourteen (14) days' previous notice
requiring payment in lieu of and in substitution of the three (3) months' notice required by
the said Act and such notice requiring payment shall be in writing and the provisions of
Section 72 of the said Act shall apply thereto insofar as it is not inconsistent with the
Mortgage.

10. If a notice of demand under the preceding Clause is not complied with the Bank shall
forthwith be entitled to exercise all the statutory powers of a mortgagee and in particular
the power of sale.

11. The provisions of Section 25 of the said Act shall be so varied and extended in the
application to these presents that the power of sale may be exercised at any time after
such demand as aforesaid.

12. In exercising the power of sale the Bank may sell assign and dispose of all the rights title
estate and interest of the Mortgagor of and in the Mortgaged Property and of and in the
said Agreement and the right of the Mortgagor to a transfer or other assurance of the
Mortgaged Property without any of the restrictions imposed by Section 25 of the said Act
and whether by public auction or private treaty and at such price and in such manner and
subject to such conditions as the Bank shall at its absolute discretion think fit free from
any interest of the Mortgagor hereunder or otherwise.

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Co.Reg.no.: 193200032W
 13. The said power of sale shall be extended so as to authorise the Bank to cancel the said
Agreement and surrender all rights thereunder to the Vendor and on such terms as the
Bank shall at its absolute discretion think fit.

14. If the Bank shall permit the Mortgagor to have possession of the Mortgaged Property
when the same is ready for occupation the Mortgagor shall have such possession only as
tenants at will of the Bank.

15. The Mortgagor and/or the Borrower forthwith or when called upon shall pay:-

15.1 all costs fees expenses and other charges legal or otherwise including stamp
duty and the Bank's solicitors' costs of or connected with the preparation
execution of these presents and the Mortgage and the preparation, completion
and lodging of a caveat and other documents required by the Bank;

15.2 all stamp registration and other fees in respect of the transfer or other assurance
of the Mortgaged Property whether in favour of the Mortgagor or the Bank and (if
made in favour of the Bank) in respect of the transfer thereof by the Bank to the
Mortgagor or such other party or parties pursuant to the powers herein contained
including the Bank's solicitors' costs of or connected with the preparation and
completion thereof;

15.3 all legal fees on a full indemnity basis and other costs and disbursements
incurred in connection with demanding and enforcing payment of any monies due
hereunder or under the Mortgage or otherwise howsoever in enforcing this
security and/or any of the covenants undertakings stipulations terms conditions
or provisions herein contained; and

If the Mortgagor and/or the Borrower shall neglect refuse or fail to make the above
payments it shall be lawful for the Bank to make such payments and all monies expended
by the Bank under this provision shall be deemed to be properly paid or incurred by the
Bank and until repayment by the Mortgagor and/or the Borrower be added to the principal
monies hereby secured and secured by the Mortgage and bear interest accordingly at the
rate aforesaid and stand charged upon the Mortgaged Property.

16. Where this Deed is executed by more than one person or is executed by one person for
himself and on behalf of other persons the expressions "the Mortgagor" and "the
Borrower" shall include all such persons as stated above (whether any such person is
signing on behalf of a partnership or otherwise) and each of them or (as the case may
require) any of them and shall so far as the context admits be construed as well in the
plural as in the singular and the liability of the Mortgagor and the Borrower (and of each
of them) under this Deed shall be the joint and several liability of such persons and every
agreement undertaking obligation warranty charge assignment and mortgage herein
contained or implied on their part are joint and several and shall be construed
accordingly. Any demand for payment made by the Bank and any notices or other
communication to be served on the Mortgagor and the Borrower hereunder may be
served on any of them in the manner provided in the Mortgage and such service on any
one or more of the persons so jointly and severally liable shall be deemed to be sufficient
service on all the rest of them to whom it has been addressed. A party to this Deed being
a joint or a joint and several debtor shall not nor shall this security be released or
discharged by his death or by the death release or discharge of any other joint or joint
and several debtor or by the substitution of any other debtor or security or any change in
the constitution of any partnership of which any party to this Deed may be a member.

17. For the avoidance of doubt and without prejudice to any of the provisions aforesaid, the
Mortgagor hereby confirms that as and when applicable the Mortgagor shall observe,

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Co.Reg.no.: 193200032W
 perform and comply with all the provisions as shall be set out under the Executive
Condominium Housing Scheme Act (Cap. 99A) and all conditions, rules, regulations, bye-
laws and notices thereunder (as amended, varied, supplemented, substituted or replaced
from time to time).

18. 18.1 This Deed and the Mortgage shall be binding upon the successors of the
Mortgagor and the Borrower. All undertakings, agreements, representations and
warranties given, made or entered into by the Mortgagor and the Borrower under
this Deed and the Mortgage, shall survive the making of any assignments
hereunder.

18.2 The Bank may assign all or any of its rights, title and interest hereunder at any
time. The Mortgagor and the Borrower shall have no right to assign or transfer
any of the Mortgagor's and the Borrower's rights hereunder and the Mortgagor
and the Borrower shall remain fully liable for all of the Mortgagor's and the
Borrower's undertakings, agreements, duties, liabilities and obligations hereunder
and in the Mortgage, and for the due and punctual observance and performance
thereof.

19. If any one or more of the provisions contained in this Deed or the Mortgage shall be
deemed invalid, unlawful or unenforceable in any respect under any applicable law, the
validity, legality and enforceability of the remaining provisions contained herein shall not
in any way be affected or impaired.

20. A person who is not a party to this Deed shall have no rights under the Contracts (Rights
of Third Parties) Act (Cap 53B) to enforce any of its terms.

21. This Deed shall be governed by and construed in accordance with the laws of the
Republic of Singapore and the parties hereto shall and do hereby submit to the non-
exclusive jurisdiction of the courts of the Republic of Singapore PROVIDED ALWAYS that
submission to the jurisdiction of the courts of the Republic of Singapore shall not preclude
the Bank from commencing proceedings in the courts of any other country.

22. In these presents where the context admits:-

22.1 Words importing only the singular number include the plural number and vice
versa;

22.2 Words importing the masculine gender only include the feminine gender and the
neuter gender;

22.3 Words importing a person import also a firm or corporation;

22.4 The expression "the Mortgagor" shall be read as referring to all or (if the context
so admits) any one or more of such persons and shall include the person or
persons deriving title under the Mortgagor respectively and all covenants terms
stipulations and other provisions hereof expressed to be made by the Mortgagor
or hereby implied shall be deemed to be made by and shall be binding on them
jointly and severally;

22.5 The expression "the Borrower" shall be read as referring to all or (if the context
so admits) any one or more of such persons and shall include the person or
persons deriving title under the Borrower respectively and where the context so
admits also refer to and include the Mortgagor. All covenants terms stipulations
and other provisions hereof expressed to be made by the Borrower or hereby

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Co.Reg.no.: 193200032W
 implied shall be deemed to be made by and shall be binding on them jointly and
severally;

22.6 The expression "the Mortgagor and/or the Borrower" shall refer to all such
persons or any one or more of them either solely or jointly or jointly with any other
person or persons in partnership or otherwise.

22.7 The expression "the Bank" shall include the successors and assigns of the Bank.

22.8 Where in this Deed reference is made to any statute or any provision thereof, that
reference shall be construed as a reference to that statute or the corresponding
provision of that statute as amended or re-enacted or renumbered from time to
time.

23. In the event of any inconsistency between:-

23.1 the terms and conditions in this Deed and those contained in the Mortgage, the
terms and conditions of this Deed shall prevail; and

23.2 the terms and conditions contained in this Deed and those contained in the Letter
of Offer, the terms and conditions of the Letter of Offer shall prevail.

IN WITNESS WHEREOF the Mortgagor and the Borrower have hereunto set
*his/her/their respective hand(s) and seal(s) / caused its/their Common Seal to be hereunto
affixed.

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Co.Reg.no.: 193200032W
 THE SCHEDULE ABOVE REFERRED TO

SIGNED SEALED and DELIVERED )

by the abovenamed Mortgagor )
in the presence of:- ) ______________________________

______________________________

On this day of A.D. 20 before me,

an Advocate and Solicitor of the Supreme Court of the
Republic of Singapore practising in Singapore personally appeared
who of my own personal knowledge I know to be the identical person/s whose name/s "
" and " " *respectively is/are subscribed to the within written instrument
and acknowledged that he/she/they had voluntarily executed this instrument at Singapore.

Witness my hand.

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Co.Reg.no.: 193200032W
 SIGNED, SEALED and DELIVERED )
by the abovenamed Borrower )
in the presence of:- ) ______________________________

______________________________

On this day of A.D. 20 before me,

an Advocate and Solicitor of the Supreme Court of the
Republic of Singapore practising in Singapore personally appeared
who of my own personal knowledge I know to be the identical person/s whose name/s "
" and " " *respectively is/are subscribed to the within written instrument
and acknowledged that he/she/they had voluntarily executed this instrument at Singapore.

Witness my hand.

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Co.Reg.no.: 193200032W
 The Common Seal of )
)
was hereunto affixed in the )
presence of:- )

_________________________________ DIRECTOR

_________________________________ DIRECTOR/SECRETARY

I, , an Advocate and Solicitor of the Supreme Court of the

Republic of Singapore practising in Singapore hereby certify that on the day of
A.D. 20 the Common Seal of
was duly affixed to the above written instrument at Singapore in my presence in accordance with
the regulations of the said company (which regulations have been produced and shown to me).

Witness my hand.

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Co.Reg.no.: 193200032W