Government of Jammu and Kashmir

Civil Secretariat, Jammu and Kashmir.

CITIZEN CHARTER

SOCIAL WELFARE DEPARTMENT

 INTRODUCTION
 The Social Welfare Department plays an important role in
addressing the problems of the weaker and vulnerable sections of
the Society, like old aged persons, women in distress, children in
distress, Physically Challenged People, Scheduled Castes, Scheduled
Tribes, Backward Classes and other socially & economically weaker
sections. The department is also in the forefront to empower
women and for the overall development of the children, especially
between the age group of 0-6 years through ICDS. Social Welfare
Department administers Central and State Sponsored welfare
schemes in the areas of Women and Child Development, Social
Justice and Empowerment, Social Security, Minority Development,
Rehabilitation of Militancy Victims and Educational upliftment of
SC, ST, PSP and OBC students. It provides direct benefits to the
target groups, through various schemes like, scholarship & Hostel
facilities, reimbursement of examination fee, old aged pension,
widow pension etc.
2
 Vision
To develop a society which offers conducive
and stimulating atmosphere for the growth
and development, in a safe and protective
environment; ensuring dignified life to all the
vulnerable groups such as children, women,
elderly people, PwDs (persons with
Disabilities), members of SC, ST and OBCs.

3
 MISSION
i) Ensuring development, care and protection for children and
facilitating access to learning, nutrition and health facilities.
ii) Promoting social and economic empowerment of women
through various policies and programmes, providing social
security and institutional support to the women in distress.
iii) Providing equitable environment for development, growth and
education of under privileged classes.
iv) Providing equal opportunities for development, financial
assistance and ensuring compatible infrastructure for the
PwDs ( persons with Disabilities).
v) Provide social security and financial assistance to elderly
people.

4
 OBJECTIVES
 Laying the foundation for development of children below 6Yrs ith a
focus on supplementary nutrition and pre-school, non-formal
education and to enhance the awareness and capability of
mothers for nutritional and health needs of the child;

 Empowering adolescent girls (11-18 years) through nutrition, health

care and life skills education, empowering marginalized women.

 Providing financial assistance and residential facilities to women in

distress.

 Providing scholarship for educational upliftment of SCs, STs, OBCs and

PSPs children of persons engaged in unclean occupation, PwDs(persons
with Disabilities), student from minority communities and students
from pahari speaking people community.
Contd…….
5
 Ensuring mobility of PwDs (persons with Disabilities) so
that they can live with dignity and honour and providing
financial assistance & educational support to them.
 Providing social security to elderly people.
 providing residential facility for students of under
privileged classes in the form of hostels and for orphans in
the form of Bal-Ashrams/Nari-Neketans.
 Encouraging NGOs/voluntary organization to work for the
welfare of children, women, elderly and PwDs(persons
with Disabilities).
 Imparting vocational training to women to enhance their
skills for earning dignified livelihood.
 Providing prosthetic aid to disabled persons with meager
income.
6
 ADMINISTRATIVE SET-UP OF THE DEPARTMENT
The State has a separate Department of Social Welfare headed by
Principal Secretary assisted by Director Finance, Special Secretary,
Additional Secretary, Director Planning, three Under Secretaries, One
Assistant Director (P&S), Senior Law Officer and other ministerial staff.
Minister Incharge/Advisor

Principal Secretary/Commissioner
Secretary/Secretary

Special Secretary (R) Additional Secretary (B) Director Finance Director Planning

Dy. Secy. (S) Dy. Secy. (A) SLO AAO Accounts AD (Plg.) Statistical Statistical
Assistant Officer Assistant

PLO
Under Secretary (I) Under Secretary (H) Under Secretary (A)

SO (J) SO (A) SO (T) SO (JB)

 Public Information Officer
Name Imtiyaz Ahmad
Designation Under Secretary to Government.
STD Code 0194-2506345
0191-2561494
Contact No. 7889971634
Fax 0194-2506345
0191-2561494
Email [email protected]
Address Room No. 440/4th Floor, Mini Block,
Civil Secretariat, Srinagar/
Room No. 31, 1st Floor, Mini Block,
Civil Secretariat, Jammu
8
 First Appllate Authority
Name Mtr. Rifat Arif
Designation Special Secretary to Government.
STD Code 0194-2506345
0191-2561494
Contact No. 9419004238
Fax 0194-2506345
0191-2561494
Email [email protected]
Address Room No. 113, 1st Floor,
Civil Secretariat, Srinagar
Room No. 1/11, 1st Floor, Mini Block, Civil
Secretariat, Jammu 9
 ADMINISTRATIVE SET-UP OF THE DEPARTMENT
The State has a separate Department of Social Welfare headed by
Principal Secretary Director Finance, Special Secretary, Additional
Secretary, Director Planning, three Under Secretaries, One Assistant
Director (P&S), Senior Law Officer and other ministerial staff. Four
Directorates, two Corporations, two Commissions and four Advisory Boards
are working under the administrative control of the Department.
Minister Incharge/Advisor

Principal Secretary/Commissioner
Secretary/Secretary

Mission Director, Mission Director, Director Social Director Social MD, SC/ST/BC MD, Women’s
ICDS ICPS Welfare Kashmir Welfare Jammu Development Corp. Development Corp.

Secretary, Secretary, State Secretary, Secretary, Secretary, Secretary, Executive Project

SWB Commission for Backwards SC PSP OBC Director, Manager,
Protection of Classes Advisory Advisory Advisory Rehabilitati MMWI
Women & Child Commission Board Board Board on council
Rights
10
 Mission Director, ICDS

Joint Director, ICDS

Deputy Director, ICDS Deputy Director, Deputy Director, ICDS

Kashmir Division Plg. Jammu Division

District Programme Officer District Programme Officer

(Kashmir Division) (12) (Jammu Division) (10)

Child Development Project Child Development Project

Officer (Kashmir Division) (74) Officer (Jammu Division) (67)

Supervisors (560) Supervisors (536)

Anganwadi Worker (15659) Anganwadi Worker (13940)

 Director Social Welfare Jammu

Deputy Director Deputy Director, Chief Account

Admn. (P&S) Officer

Assistant Director Assistant Director

(Admn) (Schemes)

District Social Welfare Officer (10)

Tehsil Social Welfare Officers (36)

Social Worker (36)

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 Director Social Welfare Kashmir

Deputy Director Deputy Director, Chief Account

Admn. (P&S) Officer

Assistant Director
Assistant Director
(Schemes)
(Admn)

District Social Welfare Officer (12)

Tehsil Social Welfare Officer (37)

Social Worker (37)

15
PENSION SCHEMES FOR OLD AGED, HANDICAPPED & WIDOWS
Details of Various schemes being implemented is as under:-
1. Integrated Social Security Scheme (ISSS)
2. National Social Assistance Programme (NSAP)

1. Integrated Social Security Scheme (ISSS)

This is a State Sponsored Scheme fully funded out of State’s own resources
by debiting the expenditure under plan and non-plan budget.
Eligibility criteria/ Amount of Pension
 Men above the age of 60 years @Rs. 1000/- PM.
 Women above the age of 55 years @Rs. 1000/-PM.
 Widow/divorcee above 40 years having no/meager source of income. @
Rs. 1000/-PM.
 Physically challenged persons with 40% and above deformity. @Rs. 1000/-
PM.
…contd…

16
2. National Social Assistance Programme (NSAP):-

It has the following components:-

i. Indira Gandhi National Old Age Pension Scheme – (IGNOAPS)
ii. National Family Benefit Scheme (NFBS)
iii. Indira Gandhi National Disability Pension Scheme (IGNDPS)
iv. Indira Gandhi National Widow Pension Scheme (IGNWPS).

• The Government of India has revised the eligibility criteria and rate of
Pension under NSAP scheme as under:
S. Scheme Revised Eligibility/Assistance (Centre Share)
No
1 IGNWPS BPL Widows in age group of 40-79 years or above.
Rate of Pension @ Rs1000/- PM.

17
2 IGNDPS BPL persons with severe or multiple disabilities in age group of 18-79 years.
Rate of Pension @ Rs1000/- PM.

3 IGNOAPS BPL persons of age group of 60-79 years (excluding BPL Widows and BPL
persons with severe or multiple disabilities)
Rate of Pension @ Rs1000/- PM.

BPL persons of 80 years and above.

Rate of Pension @ Rs1000/- PM.
4 NFBS The death of a “primary bread winner” (male or female)should have occurred
while he or she is in the age group of 18-59 years.
Rate of assistance: one time assistance of Rs. 20000/-

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SCHEMES FOR WOMEN, ADOLESCENT GIRLS AND CHILD
DEVELOPMENT

I. Integrated Child Development Services Scheme (ICDS)

II. Indira Gandhi Matritva Sahyog Yojna (IGMSY)
III. Rajiv Gandhi Scheme for Empowerment of
Adolescent Girls (RGSEAG)-SABLA
IV. Social Welfare Centres

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Integrated Child Development Services Scheme
Integrated Child Development Services Scheme (ICDS) launched in 1975, is
a unique early childhood development programme addressing health,
nutrition and the development needs of young children, pregnant and
nursing mothers. It is designed to promote holistic development of
children under 06 years, through strengthening capacity of care gavers and
communities and improve access to basic services at the community level.
It provides the convergent interface/platform between communities and
system such as primary health care, education, water and sanitation
among others. The flagship scheme of Ministry of Women and Child
Development, GOI under which Anganwari Centres are established in
villages/hamlets in rural as well as in urban areas for the target groups.
The Scheme aims to provide nutrition to the children in the age group of 6
months to 6 years, pregnant/ lactating mothers and adolescent girls.
Besides this, immunization and referral services are also provided. There
are 141 ICDS Projects and 29599 Anganwari Centres functioning in the
State. Anganwari centers also provide non-formal pre-school education
and get periodic health checkups of the beneficiaries. The scheme has two
component viz. Supplemental Nutrition and Non-Nutrition (ICDS General).

…Contd…
20
 Funding Pattern:
 Non-Nutrition Component (ICDS General) = 90:10 (Centre-State)
 Supplementary Nutrition Programme (SNP) = 50:50 (Centre –State)
 The 50% State Share under SNP is provided through District Plan.
 Targets Groups:
 Children 0-06 years.
 Pregnant and Lactating Mothers &
 Adolescent Girls.
 Services Provided under the Scheme:
 Supplementary Nutrition
 Immunization
 Health Check-ups/referral Services.
 Pre-School/non-formal educations
 Nutrition and Health Education etc.

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• The Government of India on recommendations of Ministry of Women and
Child Development and the inter Ministerial Group Suggestions on “Broad
Framework of Implementation” has approved restructured ICDS. Under
the framework ICDS Scheme has been restructured and strengthened for
which series of programmatic, management and institutional reforms,
changes in norms etc. have been identified and approved.

• In J&K, the ICDS Scheme has been put in Mission mode during the year
2013.
• The main features of restructured ICDS are as:-
• Transforming ICDS scheme to ensure holistic- physical, psycho- social,
cognitive and emotional development of children under the age of six
years by way of better nurturing, protective child friendly and gender
sensitive family, community, providing of Programme and policy
environments and implementation of the scheme in Mission Mode like
that of NRHM, SSA.
• Repositioning of AWCs as “vibrant ECD centre” (early child care and
development centre) to become the first village outpost for health,
nutrition and early learning with adequate infrastructure. The AWCs would
be required to work for minimum six hours and to provide crèche facilities
to such children whose mothers leave home for work.

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• Adequate and appropriate infrastructure for AWC
including construction of new buildings, maintenance
and repair of existing buildings as well as provisions for
enhanced rent would be ensured by the ICDS Mission
for the effective implementation of the scheme.

• Construction of AWC buildings for such AWCs which are

housed in rented buildings for this purpose convergence
with the programmes namely BRGF, MsDP, NERAGA,
MPLAD etc. is proposed.
• The early childhood care shall be strengthened and
focus laid on “early childhood care and education”
(ECCE) as a core service of the AWCs with dedicated four
hours of early childhood learning sessions followed by
supplementary nutrition, growth monitoring and other
related interventions.
23
• Accordingly, State Mission steering Group (SMSG) has
been set up under the chairmanship of Chief Minister
vide Government Order No. 574-GAD of 2013 dated
05-04-2013.
• State Empowered Programme Committee (SEPC) has
been set up under the chairmanship of Chief
Secretary vide Government Order No. 575-GAD of
2013 dated 05-04-2013.
• The J&K State Child Development Society has been
formulated and registered under the Societies
Registration Act VI of 1998 (1941 A.D.) vide No. 6431-
S of 2013.

24
Indira Gandhi Matritva Sahyog Yojna
Indira Gandhi Matritva Sahyog Yojna has been launched on
pilot basis in district Anantnag & Kathua with the aim to
improve the health and nutritional status of pregnant,
lactating women and their young infants.

 The scheme aims to provide partial compensation for the

wage loss so that the women is not under compulsion to
work till the last stage of pregnancy and can take
adequate rest before and after delivery.
 The beneficiary (pregnant and lactating women) must be
in the age group of 19 years and above upto first two live
births.

…Contd…

25
 The beneficiary receives a total cash incentive of Rs.6000/-
in three installments starting completion of six months of
pregnancy with the basic condition that t he beneficiary
registers within four month at the Anganwadi centre or
health centre and during the year 2013-14 the incentive
has been enhanced from Rs. 4000/- to Rs. 6000/-.
 The scheme was introduced in the State during 2011-12
with 100% funding from the Ministry of women and Child
Development, Government of India.
 The funding pattern of the scheme has been changed by
GOI from existing 100% CS to 90:10 between Centre and
State w.e.f. 01-04-2015.

26
Rajiv Gandhi Scheme for Empowerment of Adolescent Girls (SABLA)
Rajiv Gandhi scheme for empowerment of adolescent girls (RGSEAG-Sabla)
is implemented in district Kupwara, Anantnag and Leh of Kashmir division
and Jammu & Kathua of Jammu Division on pilot basis with the aim of
empowerment of adolescent girls in the age group of 11-18 years through
SNP, self development, skill development, health & hygiene, Vocational
Training, IFA supplementation and education and learning of life skills. The
scheme has two components viz. Nutrition and Non-nutrition.

27
 District-wise Detail Of Anganwadi Centres Sanctioned In J&K
S. No. Name of the District Total
1. Jammu (including Migrant 234) 2694
2 Samba 1027
3 Kathua 1641
4 Udhampur 1485
5 Reasi 968
6 Doda 1401
7 Kishtwar 828
8 Ramban 803
9 Rajouri 1672
10 Poonch 1421
Total Jammu Division 13940

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 District-wise Detail Of Anganwadi Centres Sanctioned in J&K
S. No. Name of the District Total

1. Srinagar 1202
2 Ganderbal 669
3 Budgam 1685
4 Anantnag 2223
5 Kulgam 1301
6 Pulwama 1116
7 Shopian 717
8 Kupwara 2323
9 Baramulla 2421
10 Bandipora 829
11 Kargil 689
12 Leh 484
Total Kashmir Division 15659
Grand Total (Jammu + Kashmir) 29599
29
 Scholarship scheme for Promoting Literacy.
• The department is implementing various State/Central
Schemes for educational upliftment of students belonging to
various categories and identified sections of the society. The
State is providing Pre-Matric Scholarship to SCs, G&Bs,
Minorities OBCs and Pahari Speaking People in the State.
Physically Handicapped persons are also covered under the
Scholarship Scheme. The Department also implements Central
scheme of Post-Matric Scholarship for the above categories.
The Book Bank and other such schemes for betterment of
scavengers in the education sector are also being
implemented. Beside this 100% fee is reimbursed to SC, ST
students pursuing their studies in the recognized institutions.

30
 Criteria for disbursement of Pre-Matric Scholarship.
S. Class Rate Minimum %age of
No of Scholarship attendance marks
required in required in
the class the previous
examination

1 1ST to 5th RS. 50/- pm for Boys 80% -

Rs. 75/- pm for Girls
2 6th to 8th Rs. 100/- pm for Boys 80% 50% & above
Rs. 150/- pm for Girls
3 9th to 10th Rs. 150/- pm for Boys 80% 55% & above
Rs. 200/- pm for girls
4 11th to 12th Rs. 150/- pm for boys 80% 55% & above
Rs. 300/- pm for girls
*Note: For SC/G&B/PSP no income slab, for others it is one lac and for PHCs
not more than 2100/- per month.
31
 Post Matric Scholarship Scheme
S. Name of the Scheme Concerned Implementing
No Ministry Agency
1 Post Matric scholarship to ST Ministry of Tribal Director Tribal
Students Affairs, GOI Affairs, J&K
2 Post Matric scholarship to SC Ministry of Social Director Social
Students Justice, GOI Welfare
Jammu/Kashmir
3 Post Matric scholarship to OBC
Students
4 Post Matric scholarship to Ministry of Director Social
Minority Students Minority Affairs, Welfare
GOI Jammu/Kashmir
5 Merit-Cum Means Scholarship
to Minority Students
Parents/Guardians income under these scholarship schemes should not exceed
Rs. 2.50 lacs per annum.

32
 The existing rate of stipend under Post Matric Scholarship Schemes:
Name of the Courses Fee within the State Fee outside the state
Technical/Professional Courses including MBBS, Actual Fee or a maximum Actual fee or a maximum amount
BDS, BUMS, Degree Engineering courses, PG amount of Rs. 30,000 of Rs. 30,000 whichever is less &
courses in Medical & Engineering, BSc whichever is less & Maintenance allowances
Agriculture, BVSC, BSc IT, M. Phill, PhD Courses, Maintenance allowances
Non-Professional (and all other Government
Recognized courses) including UG & PG level
courses.
Diploma Engineering courses, All Medical Rs. 20,000/- or the actual fee Rs. 20,000/- or the actual fee
courses in which admission is given on 12th claimed whichever is less & claimed whichever is less &
basis & B.Ed. Courses Maintenance allowances Maintenance allowances
All the courses in which admission is given on Rs. 12,000/- or the actual fee Rs. 12,000/- or the actual fee
10th basis. claimed whichever is less & claimed whichever is less &
Maintenance allowances Maintenance allowances
Donation/Payment Seats Rs. 30,000/- or the actual fee Rs. 30,000/- or the actual fee
claimed whichever is less & claimed whichever is less &
Maintenance allowances Maintenance allowances
*Computer courses
“O” Level Hardware/Software one year duration Rs. 18,000/- or the actual fee N.A
Diploma courses. claimed whichever is less &
Maintenance allowances
CHM “A” Level & A Level (1Year) Rs. 20,000/- & Maintenance N.A
allowances
“B” Level courses (3 years) Rs. 30,000/- & Maintenance N.A
39
allowances
 Hostel facilities

• The Government is running hostels for students

belonging to the SCs, STs and Pahari Speaking People
at various locations in the State. These hostels have
been constructed with the assistance from GOI on
sharing basis. Inmates are provided free boarding and
lodging and coaching facilities.
• There are 14 (7 boys & 7 girls) hostels for SC students,
out of which 11 hostels are complete and stand
handed over to the Education Department and the
other three are under construction.

40
J&K State Advisory Board for Development of Pahari Speaking People

• The Government of Jammu & Kashmir constituted State Advisory

Board for Development of Pahari Speaking People in the year 1989.
The major objective of the Advisory Board is raising the educational
standard of the students of Pahari Speaking Community. For
achieving this objective two schemes (a) Management of Boys/Girls
hostels and (b) Grant of Pre-matric/Post-matric scholarships are
being implemented by the Advisory Board.
• The major schemes under implementation in the Advisory Board is
as under:-
• Grant of Scholarship (1st to 12th Class) to Pahari Speaking students.
• Grant of Post-matric Scholarship to Pahari Speaking Students.
• Management of Boys/Girls Pahari Hostels.
• There are 9 boys hostels managed by the State Advisory Board for
the Development of Pahari Speaking People.

41
 Management of Boys Pahari Hostels

S.N Name of the Pahari Hostel Year of Intake Capacity

O Establishment
01 Boys Pahari Hostel Rajouri 1997 150 inmates

02 Boys Pahari Hostel Poonch 1997 150 inmates

03 Boys Pahari Hostel April,2009 100 inmates

04 Boys Pahari Hostel Kupwara April,2010 50 inmates

05 Boys Pahari Hostel Anantnag May,2010 50 inmates

06 Boys Pahari Hostel Baramulla June,2010 50 inmates

Total 550 inmates

42
1. Management Of Girls Pahari Hostels

S.N Name of the Pahari Year of Intake

O Hostel Establishment Capacity
01 GIRLS Pahari Hostel Poonch Sept. 2013 100
02 Girls Pahari Hostel Kupwara Sept. 2013 100
03 Girls Pahari Hostel Rajouri Nov. 2013 (admission 100
started in last week of
Nov 2013)
Total 300
inmates
About 1,11,472 students are covered under Pre and Post-Matric Scholarship
by the Board and Rs. 10.02 Crore stand released in favour of Chief Education
Officers/Degree Colleges by ending January, 2015.

43
Following four(04) OBC Hostels are under construction

1 OBC Hostel at Degree College Pulwama

2 OBC Hostel at Boys Islamia College of Science

& Commerce Srinagar
3 OBC Hostel at Islamia University of Science &
Technology Awantipora Srinagar
4 OBC Hostel at Doda

44
 Schemes for Development of Scheduled Castes/ Scheduled Tribes.

• The Central Schemes of development viz; SCA to TSP, Article 275

(1) of the Constitution of India and SCA to SCSP by way of
additional central assistance (ACA) and Central Assistance are
implemented for SCs/STs in the State. The
beneficiaries/development works under these schemes are
identified by the Distt. Advisory Boards, which is co-ordinated by
the DDC, keeping in view the requirements in accordance with the
guidelines governing these schemes. The main objective and scope
of SCA to TSP, which was originally meant for filling up of the
critical gaps in the family-based income generation activities of the
TSP, has now been extended to cover the employment-cum
income generation and the infrastructure incidental thereto not
only to the family-based activities for also to the Self Help Groups
/community. Out of the total allocation 30% can be utilized for
infrastructure development and 70% for income generation units.

45
 DISTRICT-WISE DISTRIBUTION OF ST POPULATION IN J&K as per census 2011
S. No District ST Population %age out of Total ST
Population
1 Jammu 69193 4.63
2 Samba 17573 1.18
3 Kathua 53307 3.57
4 Udhampur 56309 3.77
5 Reasi 88365 5.92
6 Doda 39216 2.63
7 Kishtawar 38149 2.55
8 Ramban 39772 2.66
9 Rajouri 232815 15.59
10 Poonch 176101 11.79
11 Srinagar 8935 0.60
12 Ganderbal 61070 4.09
13 Badgam 23912 1.60
14 Anantnag 116006 7.77
15 Kulgam 26525 1.78
16 Pulwama 22607 1.51
17 Shopian 21820 1.46
18 Baramulla 37705 2.52
19 Bandipora 75374 5.05
20 Kupwara 70352 4.71
21 Leh 95857 6.42
22 Kargil 122336 8.19
Total 1493299 100 51
 DISTRICT-WISE DISTRIBUTION OF SC POPULATION IN J&K as per census 2011
S. No District SC Population %age out of Total SC
Population
1 Jammu 377991 40.864
2 Samba 91835 9.928
141224
Kathua
3 15.268
4 Udhampur 138569 14.981
5 Reasi 37757 4.082
6 Doda 53408 5.774
7 Kishtawar 14307 1.547
8 Ramban 13920 1.505
9 Rajouri 48157 5.206
10 Poonch 556 0.060
11 Srinagar 1068 0.115
12 Ganderbal 117 0.013
13 Badgam 368 0.040
14 Anantanag 1826 0.197
15 Kulgam 21 0.002
16 Pulwama 402 0.043
17 Shopian 43 0.005
18 Baramulla 1476 0.160
19 Bandipora 392 0.042
20 Kupwara 1048 0.113
21 Leh 488 0.053
22 Kargil 18 0.002
52
Total 924991 100.000
 Integrated Child Protection Scheme (ICPS)
• The Integrated Child Protection Scheme (ICPS) is expected to
significantly contribute to the realization of government/state
responsibility for creating a system that will efficiently and
effectively protect children. It is based on cordinal principles
of “Protection of Child Rights” and “Best Interest of Child” the
objective of the scheme is to contribute to improvements in
the well-being of children in difficult circumstances, as well as
to the reduction of vulnerabilities to situations and actions
that lead to abuse, neglect, exploitation, abandonment and
separation of children.
• Memorandum of Understanding (MoU) has been signed
between Government of India and Jammu and Kashmir State
for launching of Integrated Child Protection Scheme (ICPS).
• State Child Protection Society has been established for the
protection of child under Registration No. 6640 of 2014.
48
 ...Contd...
• Governing Committee for the State Child Protection Society
has been constituted vide Government Order No. 814-GAD of
2014 dated 28-07-2014. to manage the overall funding,
monitoring and functioning of the Society.
• Executive Committee for the State Child Protection Society
has been constituted vide Government Order No. 123-SW of
2014 dated 22-05-2014.
• Proposal for roll out of Integrated Child Protection Scheme
(ICPS) to implement the JJA/rules is underway.
• The Law Department has been requested to furnish a penal of
retired Judges of High Court with regard to the constitution of
oversight and selection committee.

49
Bal Ashrams & Nari Niketans.
 With the aim to provide free boarding, lodging,
education, health care facilities, etc. to male
and female orphans and destitute children, the
social welfare department has established Bal
Ashrams and Nari Niketans almost in all
districts of J&K.
 There are 24 Bal Ashrams and 12 Nari Niketans
having a total intake capacity of 1504
functioning in J&K.
58
 BAL ASHRAMS:
S. No. District No. of Bal Ashrams Intake capacity
1 Jammu 1 55
2 Kathua 1 55
3 Udhampur 2 80
4 Rajouri 3 160
5 Poonch 2 55
6 Doda 1 55
7 Srinagar 2 110
8 Budgam 1 25
9 Anantnag 1 55
10 Kulgam 1 25
11 Shopian 1 50
12 Pulwama 2 110
13 Baramulla 2 110
14 Kupwara 1 50
15 Leh 1 55
16 Kargil 1 55 59
Total 24 1105
 NARI-NIKETAN:
S. No. District No. of Bal Ashrams Intake capacity
1 Jammu 1 55
2 Kathua 1 30
3 Udhampur 1 30
4 Rajouri 1 30
5 Poonch 2 80
6 Doda 1 25
7 Srinagar 1 25
8 Budgam 1 25
9 Anantnag 1 25
10 Baramulla 1 25
11 Kupwara 1 50
Total 12 400

60
 State Rehabilitation Council for Militancy Victims:
• The Rehabilitation Council was created vide State Administrative Council’s
Decision No. 21 dated 14-02-1996. The Council stands registered under the
Societies Act VI of 1998 (1941 A.D) under the name and style of “Council for
Rehabilitation of Widows, Orphans, Handicapped and Old persons (Victims of
Militancy) in J&K”.

• The objective of the Council is to provide assistance for the physical,

psychological and economical rehabilitation of the victims of militancy in
Jammu and Kashmir with special focus on widows, orphans, handicapped and
the aged persons whose bread-winner is killed or incapacitated as a result of
militancy.

• The Rehabilitation Council is a three-tier body comprising:

 The Governing Council headed by Hon’ble Governor.
 The Executive Council headed by the Chief Secretary, J&K Government.
 The District Level Committees headed by the concerned District
Development Commissioners.
…contd…
61
 Watan Ko Jano (Youth Exchange Programme)
In order to expose the youth of the J&K State to social and
cultural diversity of India especially the orphans of militancy
affected persons, J&K State Rehabilitation Council with the
funding of Department of JK Affairs, Ministry of Home Affairs,
GoI organized youth exchange programmes from 2011
onwards.
Under the youth exchange program the youth of J&K mostly
the orphans of militancy affected persons and destitute are
being sent to outside the state like Chandhigarh, Agra, Ajmir,
Jaipur, Delhi etc on exposure visit.
The project was widely appreciated as the objectives outlined
for it were achieved to the best satisfaction of both
participants and others involved in its implementation.

62
 ST/SC/BC Development Corporation

The Jammu and Kashmir Scheduled Castes, Scheduled Tribes &

Backward Classes Development Corporation Limited; was established in
the year 1986, a wholly owned corporation of the Jammu & Kashmir
Government, registered under companies Act 1956, with
service/welfare objective as a non profit making company. The prime
objective of the Corporation is to work for socio-economic and
educational upliftment of its target groups, to provide better self
employment avenues so that they can become economically
independent and self reliant members of the society.

The main financing schemes of the Corporation are as under:-

 Bank Tie-up Scheme

 Direct Financing Scheme
 Education Loan Scheme
 Skill Development Training Programmes
…Contd…
63
The direct financing scheme is available for Scheduled
Castes, Scheduled Tribes & Backward Classes, notified
National Minorities (viz. Muslims, Sikhs, Buddhists,
Christians, Parsis and Jains), Safai
Karamcharies/Scavengers and Handicapped
categories. Under Financing Scheme, the Corporation
provides loan to the target groups in collaboration
with the following National Level Corporation:-

1. National SC Finance and development Corporation

2. National ST finance and Development Corporation
3. National Minority Development & Finance Dev. Corporation
4. National Backward Classes Finance & Development Corporation.
5. National Safai Karamchari Finance and Development Corporation.
6. National Handicapped Finance and Development Corporation.
64
State Women’s Development Corporation
Jammu and Kashmir State Women’s Development Corporation was
incorporated in the year 1991 but started functioning w.e.f. 1994. The
Corporation is implementing a number of Developmental Schemes for
Socio-economic Upliftment of Women with a special focus on the families
living Below Poverty Line (BPL) & Women belonging to Minorities,
Backward & Other Classes.
The Corporation is implementing the following loan schemes under single
window at present on the following National Patten:-

1 GOI(Central Share) 85%

2 State Government Share 10%
3 Beneficiary’s Share 5%
4 Rate of Interest 4% to 6%
5 Repayment 20-28 equal instalments (5 to 6 years)

…Contd…

65
1. National Minority Development Corporation.
2. National Backward Classes Finance & Development
Corporation.
3. National Handicapped Finance & Development
Corporation.
4. Empowering Skilled Young Women.
In addition to the above mentioned loan schemes
Corporation is also implementing the following Programmes:-
• Skill Development/Vocational Training
Programme/(MSY).
• Awareness Camps
Corporation also provides Marketing Tie up within &
outside the State by organizing:
• Exhibitions, Craft Melas, Trade Fairs etc.

66
J&K State Advisory Board for Development of Scheduled Castes

• The advisory Board has been re-constituted vide

Government Order No. 1434-GAD of 2010 dated 10-12-
2010. The main activity of J&K State Advisory Board for
the welfare and development of scheduled castes is to
suggest measures for he upliftment of scheduled
castes. The Board is not operating any developmental
scheme directly and it only guides the government
regarding various issues concerning scheduled castes.
The Non-plan funds are being released by the
government for payment of salary and other
expenditure. Till date no Acts/Bye Laws/Executive
orders governing functioning of the J&K State Advisory
Board for the welfare and development of Scheduled
Castes have been issued by the government.

67
J&K State Advisory Board for the Welfare & Development of OBCs

• The J&K State Advisory Board for the Welfare and

Development of Other Backward Classes has been
constituted by the Govt Vide Order No 227-GAD of
2010 Dated 15-02-2010 in order to have an in-depth
study with regard to the Socio-Economic &
Educational Development of Other Backward Classes
and to aid and advise the Government for the
formulation of both short term and long term
Policies / Plans for an overall development and up-
liftment of these Classes / Castes.

68
 Acts & Rules
• The Acts & Rules under the Social Welfare Department are listed below:-
Acts:
1. Backward Classes Commission Act, 1997;
2. J&K, Persons with Disabilities Act, 1998;
3. J&K, Reservation Act, 2004;
4. J&K, State Commission for Women Act, 1999;
5. J&K, Protection of Women from Domestic Violence Act, 2010;
6. Jammu and Kashmir Juvenile Justice (Case and Protection of Children Act), 2013.
7. State Trust for Welfare for the Persons with Autism, Cerebral Palsy, Mental
Retardation and Multiple Disabilities, Act-2015.
Rules:
1. J&K, Persons with Disabilities Rules, 2003.
2. J&K State Reservation Rules; 2005;
3. J&K, Protection of Women from Domestic Violence Rules, 2011;
4. J&K State Juvenile Justice (Care & Protection of Children) Rules, 2014.

69
 Backward Classes Commission Act, 1997
• State has an Act to provide for the constitution of a State Commission for
Backward Classes other than the SCs and STs, and for matters connected therewith
are incidental thereto called State Backward Classes Commission. Under the Act
the government has constituted a body to be known as the State Commission
Backward Classes to exercise the powers and perform the functions as under:-
Powers- Powers of a civil court trying a suit
Functions- Examine requests for inclusion any class of citizens as Backward Class in
the list and hear complaints of over inclusion and under inclusion and any
backward class in such list and tender advice to the government.
Composition- The commission consists of following members nominated by the
government:-
a) A chairperson who is or has been a judge of Supreme Court or High Court.
b) An eminent educationalist
c) A person who has for at least two years held the post of a Secretary to
Government or any other post under the government carrying a scale of pay
which is not less than that of a Secretary to Government.
d) Two persons preferably belonging to Backward Classes with special knowledge in
matters relating to Backward Classes.

70
 Persons with Disabilities Act, 1998
• An Act to provide equal opportunities, care, protection, maintenance, welfare, training and
rehabilitation to the persons with disabilities was enacted by the J&K government called as
“J&K Persons with Disabilities (Equal Opportunities, Protection of Rights and Full
Participation) Act, 1998”.
• The Act provides for constitution of a coordination committee under the chairmanship of
Minister incharge Social Welfare with Administrative Secretaries of Social Welfare, Education,
Finance, General Administration Department, Industries, Labour and Employment, Science
and Technology, chairman Bureau of Public enterprises and three persons, as for as
practicable being persons with disabilities as its members. The State coordination committee
shall serve as the state focal point on disability matters and facilitate the continues evaluation
of a comprehensive policy towards solving the problems faced by the person with disability.
• There shall also be a Sate executive committee headed by Administrative Secretary Social
Welfare Department and Director, Social Welfare and seven other persons not below the
rank of Additional Secretary representing Health, Finance, Rural Development, Education,
Labour and Employment, Science and Technology, Director Employment and three persons as
for as practicable being persons with disabilities as its ex-officio member/member.
• A proposal for creation of post of Commissioner Disabilities has been submitted to the
Planning and Development Department for approval.
• For the establishment of Composite Regional Centre at Jammu land is being identified as the
matter has been taken up with the Divisional/Deputy Commissioner Jammu.

71
 J&K Reservation Act, 2004
• An Act to provide for reservation in appointments, and admission in professional
institutions for the members of Scheduled Castes, Scheduled Tribes and other Socially
and Educationally Backward Classes and for matters connected therewith or incidental
thereto.
• The Act provide that vacancies to the extent as may be notified by the government from
time to time shall be reserved for appointment by directed recruitment from amongst
the persons belonging to scheduled casts, scheduled tribes and socially and Educationally
Backward Classes provided that the total %age of the reservation in no case shall exceed
50% . The Act also provides for vacancies to the extent as may be notified by the
government from time to time, shall be reserved in any service, class, category or grade
carrying pay scale the maximum of which does not exceed the pay scale of the post
Deputy Secretary for promotion from amongst the persons belonging to SCs, STs and
other Socially and Educationally Backward Classes, provided that the %age of reservation
shall not exceed 31% of the available vacancies.
• That also provides for reservation of seats in professional institutions for candidates
belonging to reserved categories and such other classes and categories as may be
notified from time to time, provided that the total %age of reservation in no case shall
exceed 50%.
72
 J&K Protection of Women from Domestic Violence Act, 2010
• The State has enacted an act to provide for more effective
protection of the rights of women guaranteed under the
constitution, who are victims of violence of any kind occurring
within the family and for matters connected therewith or
incidental thereto called as “J&K Protection of Women from
Domestic Violence Act, 2010”.
• The Act provides for appointment of a protection officer in
each district by a notification as far as possible be women and
possess such qualification and experience as may be
prescribed to assists the magistrate in discharge of his
functions under this act. The protection shall be under the
control and supervision of the magistrate. The protection
officer shall report to the magistrate regarding occurrence of
domestic violence/incident.

73
Jammu and Kashmir Juvenile Justice (Care and Protection of Children) Act, 2013
• The State has enacted an act to consolidate and amend the law relating to
Juveniles in conflict with law and children in need of care and protection by
providing for proper care protection and treatment by catering to their
development needs and for the adjudication and disposition of matters in the best
interest of the children and for their ultimate rehabilitation and for matters
connected therewith or incidental thereto called Jammu and Kashmir Juvenile
Justice (Care and Protection of Children) Act, 2013.
• The act provides for constitution of Juvenile Justice Boards and Child Welfare
Committees, establishment of observation homes, special homes, shelter homes
and children homes in the state.
• The Juvenile Justice board shall consist of judicial magistrate of 1st class and two
social workers, forming a bench and every such bench shall have the powers
conferred by the code of criminal procedure Samvat 1989 on a judicial magistrate
of the 1st class and the magistrate of the board shall be designated the principal
magistrate.
• The child welfare committee shall consist of a chairperson and four other
members of whom at least one shall be a women and another an expert on
matters concerning children. The committee shall have the final authority to
dispose of cases for care, protection, treatment, development and rehabilitation of
the children as well as to provide their basic needs and protection of human rights.
 State Commission for Women Act, 1999
• The state has enacted an act to constitute a state commission
for women and to provide for matters connected therewith or
incidental thereto called as “State Commission for Women
Act, 1999”. The act provides for constitution of a body to be
known as State Commission for women consisting of a whole
time chairperson and two part-time members nominated by
the government from amongst eminent women of the state
committed to the cause of women. The commission shall
investigate and examine all matters relating to the safeguards
provided for women under the constitution and other laws,
present to the government annual report, to review the
existing provisions of the constitution of the J&K and other
laws affecting women and recommending amendments
thereto.

84
 Implementation of the national Mission for
Empowerment of Women in Jammu and Kashmir
• Women constitute almost half of the population and are significant
contributors to our growing economy. Yet, they suffer from a number
of disparities reflected in various social and economic development
indicators, such as health nutrition, literacy, education attainment,
skill levels, occupational status etc. in addition there are number of
gender specific barriers which prevent women from getting their
rightful share of public goods and services. With a view to create an
environment in which the women realize their full potential, they
would need to be given equal access to healthcare, quality
education, career, vocational, employment, occupational health and
safety social security etc. Besides, the existing laws would need to
be amended for progressive elimination of all forms of violence and
discrimination against them.

Cont.
85
• In Jammu and Kashmir, the implementing agency in the name and
style of Jammu and Kashmir Women Empowerment Society was
established and registered under the Societies Registration Action,
VI of 1998, dated 6th March 2013. The bye laws of the Society were
formulated and certified under Section 17 of Jammu and Kashmir
Society Registration Act-1998.

86
Setting up of State Resource Centre for Women

• Pursuit to this, State Mission Authority headed by the Hon’ble Chief

Minister has been constituted vide Government Order No. 1185-GAD of
2012 dated 22.10.2012 read with Government Order No. 315-GAD of
2013 dated 22.02.2013, for implementation of the Mission in the State.
The State Mission Authority is responsible for setting the goals and
monitoring progress of Mission activities within the State. State
Resource Centre for Women (SRCW) provides requisite technical
support to the SMA and act as the link between the National Structures
and grassroots level. The State Mission Authority with support from the
State Resource Centre for Women would utilize the existing state level
implementation and monitoring structures under relevant programmes.

In order to implement the Mission in the State, the National

Mission for Empowerment of Women was rolled out in the State vide
Government Order No. 97-SW of 2013 dated 28.03.2013.

87
 New Initiatives
• State has started disbursement of oldage pension under NSAP
in six pilot districts namely Leh, Kargil, Ganderbal, Srinagar,
Rajouri and Jammu through direct benefit transfer (DBT)
mode wherein pension amount is credited to their individual
accounts. The scheme is being extended to other districts as
well covering 1.5 lacs beneficiaries through Aadhar linked
Bank Account from next financial year. A detailed survey to
capture account numbers, Aadhar Card Number and IFSC
Code is underway in the state.
• Similarly Pre and Post-Matric Scholarship under various
State/Centre sponsored shall also be disbursed by Aadhar
linked Bank Account from next financial year. Accordingly, the
requisite modalities are being worked out.

88
 Beti Bachao Beti Padhao
• The Government has announced “Beti Bachao Beti Padhao”
(BBBP) scheme to address the issue of decline in sex ratio
through a mass campaign across the country and focused
interventions and Multi-sectoral Action in five gender critical
districts. This is a joint initiative of Ministry of Women and
Child Development, Ministry of Health and Medical Education
and Ministry of Human Resource Development, GOI.
• GOAL: Celebrate the Girls Child and enable her education.
• OBJECTIVE: Prevent gender biased sex selective elimination
ensure survival and protection of girl child.
• Five pilot districts namely Pulwama, Budgam, Anantnag,
Kathua and Jammu have been selected under BBBP.
• The Action Plan have been sought from the concerned DDCs .
89
 Monitorable Targets
• Improve the SRB (Sex Ration and Birth) by 10 points in a year.
• Reduce gender differentials in under five Child Mortality Rate from 8 points to 4
points in 2017.
• Improve the nutrition status of girls –by reducing number of underweight and
anaemic girls under 5 years of age.
• Ensure universalization of ICDS.
• Increase girls enrolment in secondary education from 76% in 2013-14 to 77% by
2017.
• Provide girls toilets in every school by 2017.
• Promote protective environment for girl children through implementation of
Protection of Children from sexual offences (POCSO) Act, 2012.
• Train elected representatives/gross-root functionaries as community chairperson
to mobilise communities to improve CSR and promote girls education. Addressing
trafficking, missing children, sexual abuse, tackling juvenile crime and
strengthening Child Protection System are priority areas for action.
• Juvenile Justice Act, 2013.
• Integrated Child Protection Scheme.
• POCSO Act, 2012.
90
 Strategies
• Implement a sustained social mobilization and communication
campaign to create equal value for the girl child and promote
her education.
• Place the issue of CSR/SRB in public disclosure, improvement
of which would be a indication for good governance.
• Mobilise and train Panchyati Raj Institution/ULB, grass-root
workers as catalysts for social change.
• Ensure service delivery structures/schemes, programmes are
sufficiently responsive to issue of gender and children rights.
• Enable inter-sectoral and inter-institutional convergence at
District/Block/Grass-root level.

91
 Components
• Mass communication campaign on Beti Bachao Beti Padhao:
• The campaign will be aimed at ensuring girls are born,
nurtured and educated without discrimination to become
empowered citizen with equal right.
• Multi-sectoral intervention in gender critical Districts Low on
CSR.
• Multi-sectoral action have been drawn in consultation with
MOHFW and MoHRD. State to adopt flexible frame work for
Multi-sectoral Action through the State Task Force for
devolving, implementing and monitoring State/District Action
Plans of the State/District Specific monitorable targets.

92
 Actions to be undertaken
District
• Constitution of District Task Force (DTF) headed by Deputy
Commissioner with representative of line departments,
Health & Family Welfare, Education, Panchayati Raj and
police.
• Develop District Action Plan involving ICDS functionaries.
• Provide guidance for implementation of Multi-sectoral action.
• Undertake monthly review meeting.
• Nominate Nodal Officer from each District for formulate,
implementation and monitoring of District Action Plan.
• Designate a coordinating officer among the line departments
to facilitate the process.
• Review the implementation of PC and PNDT.
93
Block
• Constitution of Block Task Force (BTF) headed by
Block Development Officer with representative of
line departments, Health & Family Welfare,
Education, Panchayati Raj and police.
• Develop Block Action Plan involving ICDS
functionaries.
• Provide guidance for implementation of Multi-
sectoral action.
• Undertake monthly review meeting.
• Designate a coordinating officer among the line
departments to facilitate the process.

94
Time Line
• Constitution of District Task Force within one
month of approval of the scheme.
• Ensure first meeting of DTF/BTF within a
week’s time of its constitutions.
• Finalize timeline and monitorable targets for
District Plan with 15 days and submit it to
Government of India DWCD through State
Government.
• District Action Plan will be rolled out as soon
as tools are transferred to the district.
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 Implementation Activities
• Orientation and sensitization
• Orientation
• Orientation of District Offices/Zial Perishad,
judiciary District Legal Services
Authority/Doctors with first orientation of the
Roll out of the scheme.
• Orientation of Block offices/PRI/Serpanchs
frontline workers/SHGs.
• Orientation of panches/village health
sanitation monitor Committees
96
• Sensitization
• Sensitization of MPs/MLAs/Religious leader/
community leaders with first orientation of
the Roll out of the scheme;
• Sensitization of teachers on Child Sex Ratio
through Sarve Shikha Abhyan with first
orientation of the roll out of scheme.

97
 Effective Implementation of PC and PNDT
• Identify source of baseline data for measuring the CSR, SRB.
Selected district will have to measure/identify baseline data
by December 31st, 2014. Against this, the progress of
proposed intervention will be measured after two years.
• Strengthen District PC & PNDT cell by recruiting at-least 05
human reasons.
• Map all available ultra-sonography machine in the district.
• Ensure District statuary institutional bodies.
• Analysis birth records.
• Update information of all ongoing PNDT court cases by District
legal consultation.
• Ensure functioning of anonyms online complete portal.

98
 Enabling environment for value and Education of girl child

• Enabling environment for the birth of girl child through:

• Registration of pregnancy in the first trimester at
AWCs/Health Centres, ante natal care.
• Promote effective implementation of Mother & Child
Protection Card (MCPC) by AWWs/ASHAs.
• Using fixed monthly village health and nutrition days.
• Improve awareness MoWCD programme & schemes, ICDS,
ICPS, IGMSY, SABLA, Creche, Swadher Greh, Working Women,
Hostel.
• Identify community watch groups.
• Incentivise schools/Panchayat/ULB frontline worker on annual
basis.

99
• Enable Education
• Activate school Management Committees (SMCs) to
ensure universal enrolment of girls through special
drives-over a continuum.
• Create Balika manches to encourage participation of
girls in schools.
• Construct Kasturba Gandhi Bal Vidyalayas (KGBV) to
be completed.
• Campaign to re-enroll drop-out girls in Secondary
school.
• Institute a district level award to five schools for
promoting girls education.

100
 Training and Capacity Building Training
• Mainstreaming Gender equality related concerns.
• Integration of the girl child and gender equality related concerns in the
training strategy of Administrative, Police, Judicial, medical colleges
and other training academies.
• Strengthen capacities of the existing training institutions of the
relevant Departments.
• Inclusion/Integration of the girl child and gender equality related
concerns into the training curricula and modules of relevant flagship
programmes/schemes such as ICDS, NRHM/NHM, SSA, NRLM,
MGNREGA, TSC and PRIs, ULBs.
• Capacity Building
• Training of frontline workers such AWW/ASHAs.
• Training of District Appropriate Authorities.
• Build Capacities of training institutions
101
Advocacy, Community mobilisation and Awareness Generation
• Community Mobilization and outreach through Naari KiChaupal, Beti
Janmotsav, Mann Ki Baat, etc. Spread the message of Beti Bachao Beti
Padhao (BBBP).
• Dedicate a special day every month for celebration of Beti Bachao Beti
Padhao.
• National girl child day be celebrated 24th January, 2015.
• International Women’s Day on 8th March.
• Pledge for protection, safety, value and education of the girl child.
• Encouraging reversal of son centric rituals and customs.
• Inclusion of local religious.
• Promoting of simple weddings.
• Promoting of equal property rights.
• Prevention of early/child marriage.
• Awards and Incentives.

102
“Ladli Beti”
The Social Assistance Scheme titled “Ladli Beti” stand notified vide Government Order No. 186-SW of
2015 dated 08-09-2015. The scheme is meant for new born girl child born 01-04-2015, in the selected
Districts of Budgam, Pulwama, Anatnag, Jammu, Kuthua, Samba, Srinagar and Kishtwar having adverse child
sex ratio. The scheme adopts a life cycle approach addressing the concerns of girls-right from the birth to
adulthood, and providing financial security that enables to create a strong positive disposition towards the
girl child. The District wise number of beneficiaries covered as on 31-03-2019 is as under:-

TOTAL AMOUNT
NO. OF PAID UPTO 03-
S.No DISTRICT BENEFICARIES 2019
1 PULWAMA 5444 5444000
2 JAMMU 5726 5726000
3 BUDGAM 6253 6253000
4 SAMBA 2731 2731000
5 SRINAGAR 7198 7198000
6 KATHUA 5450 5450000
7 ANANTNAG 6778 6778000
8 KISHTWAR 1698 1698000
Total 41278 41278000

103
Benefits under the scheme:
1. A contribution of Rs. 1000/- per month towards the birth of every girl child with effect from 01-04-2015
for the next 14 years;
2. The scheme entails to provide a sum of Rs. 6.50 lacs on maturity, i.e. on attaining age of 21 years.
Basic eligibility conditions:
• The beneficiary shall possess valid Permanent Resident Certificate of the selected Districts.
• Girl child born to parents whose annual income from all sources is less than Rs. 75000/- per
annum only shall be eligible for the benefits under this scheme. The income certificate shall be
issued by the revenue authorities of the district not below the rank of Tehsildar in which the
beneficiary resides.

“AASRA”
The Scheme titled “AASRA” stand notified vide Government 150-F of 2015 dated 20-08-2015 read with
Government Order No.209-SW of 2015 dated 07-10-2015. “Aasra” is a comprehensive scheme for Financial
Inclusion covering following groups deprived of basic financial services scheme:
1. All bread winners of families whose total annual income is less then Rs. 75000/-
2. All widows and destitute residing in the State.

The scheme aims at to provide social and financial security to eligible beneficiaries and entails to provide a
zero balance Saving Bank account to every eligible beneficiary to avail the insurance cover benefits under
104
which, State Government would pay or reimburse premium for a period of five years for the following two
schemes:
1. Prime Minister Suraksh Bima Yojna.
2. Prime Minister Jeevan Jyoti Bima Yojna

Basic eligibility conditions

1. The beneficiary shall have to apply through an prescribed application form, appended as Form-1 to the
guidelines.
2. All bread winners of families whose total annual income is less than to Rs.75000/-.
3. Intending family must establish that he / she has no source of income quantified as per the prescribed
income certificate forming annexure “B” to the guidelines i.e less than Rs.75000/annum.
4. All widows and destitute residing in the State.
5. The life / accident cover under the scheme will be paid only to the prescribed nominee in case of death
of the beneficiary or as per the guidelines outlined in the schemes referred heretofore.

105
State Marriage Assistance Scheme
State Marriage Assistance Scheme stands notified vide Government 248-SW of 2015
dated 08-12-2015. The scheme entails one time financial assistance of Rs 40000 (i.e Rs
25000+cost of 5gram gold) to the identified poor girls across the State; the girls were
identified through a survey conducted by the Deputy Commissioners.
State Marriage Assistance SCHEME FOR POOR GIRLS is a social assistance scheme
meant for those unmarried identified girls of the State living below the poverty line,
who may not find themselves in a position to solemnize the marriage due to financial
constraints.
Norms for availing benefit under the scheme:
The prospective beneficiary girl:
• Should be an identified poor girl in the survey lists already available with the
concerned DDCs/District Social Welfare Officers (s);
• Should be above 18 years of age;
• Should not have availed the benefit for the same purpose under any other State/
Centrally Sponsored Scheme;
• Can avail benefit only once under the scheme.

18015 eligible beneficiaries have been provided with marriage assistance under State
106
Marriage Assistance Scheme (SMAS), with financial assistance of Rs 71.30 crores,
across the State with following break district-wise breakup:
Total No. of cases Total
Sanctioned upto - Expenditure
S.No District 31-03-2019 (in lakhs)
1 Srinagar 765 305.33
2 Anantnag 1657 659.58
3 Kupwara 1071 406.98
4 Ganderbal 573 260.75
5 Budgam 617 234.14
6 Kulgam 1585 623.15
7 Bandipora 707 280.70
8 Pulwama 1390 542.10
9 Shopian 942 376.80
10 Baramulla 1046 407.47
11 Kargil 259 101.08
12 leh 299 118.07
13 Jammu 673 247.34
107
14 Samba 336 133.14
15 Kathua 461 181.94
16 Udhampur 1100 455.49
17 Rajouri 1580 626.86
18 Kishtwar 869 344.46
19 Reasi 883 353.12
20 Ramban 391 150.54
21 Doda 381 150.64
22 Poonch 430 170.41
Total 18015 7130.09

108