Business Plan

OWNERS: Ann Erika D. Castor

Royette C. Cusi

Beverly Lopez

Mike Angelo A. Tampol

Jenny Ann Mae Comia

Business name: BANANA DOLCE

Address: Sta. Clara, Batangas City (Batangas Port)

Mobile Number: 0908- 315- 9027

Email add: [email protected]

Acknowledgement

With sincerest thanks, the business owners would like to express their

gratitude to those who extended their full support and cooperation, expertise,

encouragement and time for the accomplishment of this project study. Without them,

this would not be possible. To Mr. Alfredo Z. Sevilla, the entrepreneurship’s adviser,

for sharing his time, support, advice and guidance in order to accomplish this

business plan. To our beloved family, for their immeasurable support, financially and

emotionally. Without them, this business `plan would not be materialized. To

Almighty God who constantly gave us good health, strength and blessings to make

this business plan possible and successful.

- The Business Owners

 TABLE OF CONTENTS
Title Page
Company Logo
Table of Contents
Introduction
I. PROJECT SUMMARY
1.1 Name of Business
1.2 Brief Description of the Business
1.3 Goal of the Business
1.4 Objective of the Study
A. Marketing Aspects
B. Management Aspects
C. Technical Aspects
D. Financial Aspects
E. Socio- Economic
F. Scope and Limitation
II. Marketing Aspects
2.1 Mission, Vision and Object of the Study
2.2 Product and Market Description
2.3 Values
2.4 Methodology
2.5 Marketing Plan
2.6 Marketing Strategies
2.7 Target Market
2.8 Advertising Materials
Business Logo
Online Page
Signage
Tarpulin
Business Cards
Operation Plan
 2.9 Unique Selling Proposition
2.10 Pricing
2.11 Distribution and Strategic Plan
2.12 Competition and Buying Pattern
2.13 Proposed office and maps of the business location
III. MANAGEMENT ASPECTS
3.1 Objective of the Study
3.2 Management Description
3.3 Process of Securing License and Permits
3.4 Forms of Business Organizations
3.5 Organizational Structure
3.6 Duties and Responsibilities of Personnel
3.7 Qualification of Personnel
3.8 Hiring Process and its Requirements
3.9 Salary Compensation
3.10 Schedule of Salary
3.11 Employment/ Employee Schedule
3.12 Gantt Chart
IV. TECHNICAL ASPECTS
4.1 Objective of the Study
4.2 Technical Description
4.3 Main Service
4.4 Picture of Machinery and Equipment
4.5 Picture of Fixture’s and Fixture
4.6 Picture of Office Supply
4.7 Pictures of Maintenance Supply
4.8 Pictures of using in Production
4.9 Office Supplies Quantity and Supply
4.10 Quantity and Price of Machinery and Equipment
4.11 Quantity and Price of Fixture’s and Fixture
4.12 Quantity and Price of Maintenance Supply
4.13 Quantity and Price of Sanitary Supply
 4.14 Utility Consumption
4.15 Leasehold Improvements
4.16 Floor Plan
V. FINANCIAL ASPECTS
5.1 Objective of the Study
5.2 Financial Description
5.3 Financial Assumptions
5.4 Project Financing
5.5 Sale Strategy
Balance Sheet
Cash Flow
Expenses Forecast
VI. SOCIO ECONOMIC ASPECTS
6.1 Objective of the Study
6.2 To the Customer
6.3 To the Community
6.4 To the Government
6.5 To the Employers/ Employee
6.6 To the Environment
REFERENCES
Appendices
Legal Aspects
Business Documents and Evidences

CHAPTER 1
 Executive Summary

Introduction

1.1 Name and Location of the Business

The “Banana Dolce” will produce a unique and affordable product. Banana
Dolce will be leading chips in the Batangas. The signature lines of this business are
innovative, premium, banana chips include the real estate of fresh Saba banana. It
will provide specific unique products to our targeted customers. The location of
Banana Dolce business will be at Batangas Port Santa Clara, Batangas.
Our product aims to satisfy every customers buds and tummy while
beautifying their body because of banana health benefits. In addition Banana Dolce
aims to offer an affordable and inexpensive take home food.

The Company
Banana Dolce is owned by a partnership that will offer the best- selling take
home food for the customer. It will be will be located at Batangas Port since many
passengers there are looking for a nice food to buy for their love ones.
Our partnership decided to establish this business because banana is one of the
most common and widely grown fruit crops in the Batangas. Our main target is to
provide delicious products that is also good for the health of our customers.

1.2 Brief Description of the Business

The product we have are the Banana Chips and our target market or
customer are the passengers. Banana Dolce is a production of Banana Chips
managed by a Partnership. The Banana Dolce business will provide funding from the
investment of their business partners, which will cover the capital.

1.3 Goal of the Business

Our vision is to be the leading manufacturer of healthy and delicious Banana
Chips for Filipino at affordable price. To know the brand of “Banana Dolce” as one of
the best- selling take home food here in the Philippines. To provide a quality of
product to consumer at affordable price.

1.4 Objective of the Study

The business aims to be a successful partnership in the field of business.

A. Marketing Aspects
  To be informed about the customer need and wants
 To offer affordable product to the customers
 To build a strong customers relationship in order to gain customers loyalty

B. Management Aspect
 To determine the process of hiring personnel
 To determine the roles, duties, and responsibilities of each personnel
 To determine the form of business organization that would be suitable in
establishing this company.
C. Technical Aspect
 To determine the product proposed by this business.
 To know the equipment and supply to be used in the proposed business.
 To specify the office location of the business
 To chart the operating schedule for payment loans and contribution
D. Financial Aspect
 To know the financial requirements of the proposed business.
 To consider and evaluate the financial status of the customers.
 To find out the total contribution to be invested in establishing the proposed
business.
E. Socio- Economic
 To determine the benefits that the proposed business will contribute to the
business industry.

F. Scope and Limitation

The Scope of the study is within the Batangas Port that is located at
Sta.Clara, Batangas City. Potential customers are the employees and passengers of
Batangas Port. Our partnership encourage everyone to patronize our products which
are delicious and at the same time healthy and affordable.

CHAPTER II
 General Company Description
2.1 Mission, Vision and Objectives
Mission:
To provide a good quality product that is crunchy, tasty and affordable that will
satisfy the customer's needs, and provide the demands of the target market.
Vision:
To be more competitive in terms of volume, cost, and quality in order to
achieve maximum customer satisfaction.
Objectives:
1. To loyal the customer towards brand equity in the market
2. To compete in the market on quality behavior not on price
3. To maintain the harmonic relationship with our consumer for the quality
concern
4. To maintain good relationships towards customers
5. To know that employees are our asset who provide us their service in
the honest way
6. To know the strengths and weaknesses of other small banana
processing in the market

2. 2 Product and Market Description

Banana Dolce is the business name for the delicious, affordable and known
chips for the passenger and employee of Batangas Port. This business caters all
customers most especially the health conscious one by, providing them healthy food
that would surely suit their desire.
The business would make sure to bring out good quality of product to the dear
consumers at all time. The availability of the business is from Monday to Saturday to
assure that it will provide food that are healthy and good quality.
Banana Dolce business is proposed and will be materialized by a group of
people that chose to engage in partnership who wishes to offer delicious and good
quality of product, the proposed business ensures to be a competitive chips
producers and distributors in the field the business.
2. 3 Values
Banana Dolce business believes that perseverance and honesty will lead to
business success.
2.4 Methodology
We decide to propose a banana business to encourage everyone to eat
delicious products such as banana chips because banana will also help us to
maintain a healthy body.

2.5 Marketing Plan

 Banana is one of the grown fruit in Batangas. This proposed business would
like to establish its market that would focusing on the passengers take home food for
their family.
Banana plants are often mistaken for trees or palms - they are actually herbs.
The banana is a perennial plant that replaces itself. Bananas do not grow from a
seed but from a bulb or rhizome, and it takes 9 to 12 months from sowing a banana
bulb to harvesting the fruit. The banana flower appears in the sixth or seventh month.
Unlike other fruit like apples which have a growing season, bananas are available all
year round.
Through this study we come up to this kind of business because we know that
they have abundant supply for a banana that will to sustain the production of our
business and it will easily to handle if we got a proper marketing plan.
SWOT ANALYSIS
Banana Dolce Strength Weaknesses
S1 Abundant supply of W1 Weather Condition
main ingredients W2 Seasonal passengers
S2 Location

Opportunity Strength/ Opportunity Weaknesses/Opportunity

O1 More product offered S1O1 We have to keep W1O1 Less product will be
O2 New Product abundant supply of produced
ingredients for more
opportunity
S2O2 Look for a place
where buyers will
patronize your products
Threats Strength/ Threats Weaknesses/Threats

T1 Competitors S1T1 Sellers will W1T1 Apply some

T2 Unstable price of raw compete because they strategies and techniques
materials offer same products. to win over the competitors

2.6 Marketing Strategies

The promotion that the proposed business includes was through free taste
that will inform the target market about the product. There will also tarpaulins that will
be displayed outside the office to become more appealing. Also, using social media
like Facebook will be a great help to promote our business products.

2.7 Target Market

Banana Dolce focuses on the passengers and employee of Batangas Port. Since
there’s a lot of passengers looking take home foods for their love ones.

2.8 Advertising Materials

Business Logo

Tagline
“Satisfy your buds, Satisfy your tummy, Beautifies your body”
Calling Cards/ Flyers

Signage
Advertising on Social Media

Sample of Product
Operational Plan
The day to day operation of our business includes a focus on providing
customer service as well as creating good communication between them.
We understand that the purpose of our business is to give extra job to others to help
them financially.
To this end, a big part of our operation plan is to continue to attract customers
that can be used in our operation.
We found that online selling is a huge selling proposition in banana chips products,
and we intend to use chef to bring new taste in our product that will post online.

Production
We will buy raw materials at Pamilihang Bayan in Bauan, Batangas. Through
this kind of suppliers we get a lower price that make our product offer to the market
at a reasonable price.
We produce a good quality service in our customers by giving some free taste
and giving them a discount if the buyers buy a lot of our products.
We control the quality of our product by regular inventory and hands- on to the
operation product.
2.9 Unique Selling Proposition (USP)
There is two things to remember to avail our product, First is about the
delicious taste of our product and second you can buy our product in affordable
price.
The benefits are follows:
 You can get two free banana chips if you avail 10 packs of it.
 You can return the product if it is tensile.
The table shows lists of products, description and size.
Product Description Size
 Banana Chips Sweetened banana Small- 5.00
Medium- 10.00

2.10 Pricing
Our company give a reasonable price that are lower than our competitors to
the get loyalty of our buyers to ensure our vision and mission are come true.
2.11 Distribution and strategic Plan
DISTRIBUTION NETWORKS
Banana Dolce

Production

Outlet

Customer

2.12 Competition and Buying Patterns

Competition in the local area is somewhat sparse and does not provide nearly
the level of product quality and customer service as Banana Dolce. Local customer
are looking for a high- quality products in banana. They desire a unique and classy
experience.
Leading competitors purchased and roast high quality, along with banana
chips that is in the market, crunchy, sweet and delicious products, sell these
products primarily to the passenger and employee of Batangas Port. In addition to
sales through company- operated, leading competitors sell banana products like
banana chips through other channels of distribution (specialty operations).
Larger chains vary their product mix depending upon the size of each store its
location.
Technologically savvy competitors makes delicious products and they
innovate there product and make their new marketing strategy for their products that
is conveniently available via mail order and online. Websites offering online stores
that allow customers to browse and purchase product like banana chips other items
via the Internet have become more commonplace as well.

Proposed Office
Map of the business Location
 To
Manila

To Bolbok To Batangas
Proper

To PPA

To BSU

To Pier To Batangas
City

To Sta. Clara

CHAPTER 3
 MANAGEMENT ASPECT

3.1 Objective of the Study

• To determine the process of hiring personnel
• To determine the roles, duties, and responsibilities of each personnel
• To determine the form of business organization that would be suitable in
establishing this company.
3.2 Management Description
Ann Erika D. Castor brings experience in the area of decision- making and
handling an employee, creating a marketing strategies towards the said business.
Royette C. Cusi has extensive experience in sales, marketing, and management. He
also has the right to secure the money of the business. Beverly Lopez is nutritionist
in the business she is the one who checks if the product is good or not. Mike Angelo
Tampol is the processor he is the one who know the recipe of the business. Jenny
Ann Comia as employee she is the one who has a relation between the manager
who is responsible for managing a range of activities related to employee/labor
relations and staffing functions.
3.3 Process of Securing Licenses and Permits
For the business to legally operate the following requirements should be met:
1. Registration of the business name to the Department of Trade and Industry.
2. Application and securing for a Mayor’s permit as well as for the sanitation permit.
3. Official receipt from Bureau of Internal Revenue.
4. Registration to SSS.
5. Registration to Philhealth.
6. Registration to Pag-ibig.

3.4 Form of Business Organization

The business “Banana Dolce” is a Partnership business. A partnership
consists of two or more individuals in the business together. A partnership is an
arrangement where parties , known as partners, agree to corporate to advance their
mutual interest, the partners in a partnership may be individuals, businesses,
interest- based organizations, schools, governments or combination. It is a legal
form of business operations between two or more individuals who share
management and profits. Is a kind of business that offers delicious and affordable
food products.
 3.5 Organizational Structure

Chief Executive Officer

(Ann ErikaD. Castor)

Manager/ Cashier
(Royette C. Cusi)

PROCESSOR Employee
Nutritionist
(Mike Angelo (Jenny Ann)
(Bevely Lopez)
Tampol) Comia)

Illustrates the type of organizational structure used in Banana Dolce. The

proposed business used a line and staff type of structure. In this type of organization
the power of command always remains with the line executives and staff is assigned
to the line of authority for support. The line-staff structure helps to identify set of
guidelines for the people directly involved in complementing the organization’s work.
This type of structure combines the flow of information from the line structure with
the staff departments that support them.

3.6 Duties and Responsibilities of the Personnel

A. Chief Executive Officer
 Provide inspired leadership company wide.
 Make high-level decisions about policy and strategy.
 CEO will often require years of hard work.
  Develop and implement operational policies and a strategic plan.
 Act as the primary spokesperson for the company.
 Develop the company’s culture and overall company vision.
 Help with recruiting new staff members when necessary.
 Identify and address problems and opportunities for the company.
 Build alliances and partnerships with other organizations.
 Create an environment that promotes great performance and positive morale.

B. Manager

 Maintain staff by recruiting, selecting, orienting, and training employees:

maintain a safe, secure, and legal work environment; developing personal
growth opportunities.
 Accomplishes staff results by communicating job expectations; planning,
monitoring, and appraising job results, counseling, coordinating, and
disciplining employees and productivity standards.
 Establishes strategic goals by gathering pertinent business, financial, service,
and operations information, defining objectives; evaluating outcomes.
 Maintains professional and technical knowledge by attending educational
workshops; reviewing professional publications; participating in professional
societies
C. Processor
 Follow recipes and formulate to produce food products that have a very
specific texture, color, flavor and clarity
 Record test and production data for every product batch, including information
regarding test results, temperature, time cycle and ingredients utilized
 Monitor and listen to equipment to detect audible or visual signs of
malfunctions, including plugs, leaks, and other failures. Report any
malfunctions or quality issues immediately
 Clean and sterilize factory processing areas and food production daily
D. Nutritionist
 Researching how the body functions are affected by nutrient supply.
 Investigating the relationship between genes and nutrients
 Studying how diets affect metabolism
  Examining the process of nourishment and the association between diet,
disease and health
 Providing health advice and promoting healthy eating
 Advising about special diet
 Educating health professional and the public about nutrition.
 Looking as apart of a multidisciplinary team/ supporting the works of other
care professional.

E. Cashier

 Received payment by cash, check, credit cards, vouchers or automatic debits.

 Issue Receipts, refunds, credits, or change due to customers.
 Count money in cash drawers at the beginning of shifts to ensure that amount
are correct and that there is adequate change.
 Greet customers entering establishment.
 Maintain clean and orderly checkout assess
 Establish or identify prices of goods, services or admission, and tabular bills
using calculator, cash register or optical price scanners.

F. Employee

  Provide an opportunity to clearly communicate your company direction and

inform employees how they fit into the big picture.
 Set clear expectations about what you expect from people.
 Help you cover yourself legally.
 Help organizational employees, who must work with the new hire, understand
the boundaries of the person's responsibilities. 
  Provide that service in a friendly manner.

3.7 QUALIFICATION OF PERSONNEL

Chief Executive Officer

 Bachelor’s degree or master degree in a relevant discipline or MBA.

 Experience in a senior management position.
 Knowledge of profit and loss, balance sheet and cash flow management and
general finance and budgeting.
  Ability to build consensus and relationships among executives, partners, and
the workforce.
 Understanding of human resources and personnel management.
 Ability to understand new issues quickly and make wise decisions.
 Ability to inspire confidence and create trust.
 Ability to work under pressure, plan personal workload effectively and
delegate.

Manager

 A graduate of 4 year degree course in business or any related courses

 Proven experience as business manager or relevant role
 Outstanding communication and interpersonal abilities
 Thorough understanding of diverse business processes and strategy
development
Processor
 Must have National Certificate II (Bread and Pastry Production)
 Ability to pass a standard drug screening
 Strong work ethic and multitasking abilities
 Previous food production experience

Nutritionist

 Graduate from AFN- accredited nutrition degrees are eligible to apply for
registered associate nutritionist (ANutr) registration via a simple direct entry
path.
 Earned a bachelor’s degree wait course work approved by the Academy of
Nutrition and Dietetics Ac (Reditation Council for Education in Nutrition and
Dietetics (ACEND). Coursework typically includes food and nutrition sciences
food service system management business, economics, computers science,
sociology, biochemistry, physiology, microbiology and chemistry.

Cashier

 Preferably 2 years college graduate of any course.

  With pleasing personality.
 With experience as a cashier is an advantage.
 Can work under pressure with minimal supervision.
 With good communication skills.

Employee

 Must be a graduate Bachelor’s Degree in Marketing and other related

courses.
 Preferably 1-2 Years Experienced Employees specializing in Public
Relations/Communications, Sales and Marketing or equivalent.
 With pleasing personality.

3.8 Hiring Process and its Requirements

The following are the steps used in selecting personnel.
1. Preliminary Screening, Application Blank.
2. Employment interview.
3. Employment Medical and Physical Examination.
4. Background Investigation/ Reference Check.
5. Final Interview.
6. Selection Decision.
7. Placement on the job.

The proposed business will provide job opening by ads and posters in municipal
and barangay hall. The applicants are required to submit the following documents:
1. Transcript of Records/Diploma.
2. Updated Bio-Data.
3. Birth Certificate.
4. SSS/TIN
5. Philhealth.
6. Barangay and NBI Clearance.
3.9 Salary Compensation
The following are salary compensation plan approved by the management:
1. The personnel would be given 50% of their monthly salary every 15th day of
the month and another 50% at the end of the month.
2. The personnel would be receiving benefits such as SSS, Philhealth and PAG-
IBIG. Employee benefits such as bonuses or 13th month pay, vacation leave, sick
leave and/or holiday pay will also be given by the company.

PERSONNEL PLAN
No. of Management Monthly Salary Monthly Salary Annual Salary

Workers and Personnel (each) (total) (total)

1 CEO 15,000 15,000 180,000
1 Manager 12,000 12,000 144,000
1 Processor 10,000 10, 000 120,000
1 Nutritionist 10,000 10, 000 120,000
1 Employee 7,500 7,500 90,000
54,500.00 Php.54,500.00 Php.654,000.00

3.10 Employer/Employee Schedule

 EMPLOYER-EMPLOYEE
Position No.
SOCIAL SECURITY EC TOTAL CONTRIBUTION

ER EE TOTAL ER ER EE TOTAL

CEO 1105.00 545.00 1650.00 30.0 1135.00 545.000 1680.00

0
1
Manager 884.00 436.00 1320.00 10.0 894.00 436.00 1330.00
0
1
Processor 1 736.70 363.30 1100.00 10.0 746.70 363.30 1110.00

0
Nutritionist 1 736.70 363.30 1100.00 10.0 746.70 363.30 1110.00
0

Employee 1 552.50 272.50 825.00 10.0 562.50 272.50 835.00

3.11 Gantt Chart

 Process September October November December January February

Time allocated
for site
selection
Time allocated
of preparation
of feasibility
study
Time allocated
for sourcing of
capital
Time allocated
for securing
licenses and
permits
Time allocated
for
improvement
of leasehold
Time allocated
for acquisition
of equipment
and machinery

Time allocated
for hiring of
personnel
Start of normal
operation

CHAPTER 4
TECHNICAL ASPECT
4.1 Objectives of the Study
• To determine the product proposed by this business.
• To know the equipment and supply to be used in the proposed business.
• To specify the office location of the business
• To chart the operating schedule for payment loans and contribution
4.2 Technical Description
This aspect of the study states and identifies whether the product being
offered is at the highest quality with minimum cost. It also covers the assets being
used by the business for it to be operated successful such as machine and
equipment’s, furniture and fixtures, office supplies and utilities supplies.
Building
The proponents consider a small cost to furnish the building with a good ambiance to
accommodate the employer, employees and customers.
The CEO, Manager, Processor, Nutritionist and Cashier will have their personal
space within the office. There is also one comfort room in the office. The business
logo and name are presented in a signage at front of the building for the business’s
recognition.
4.3 Main Services
The services that the business will be offering are Strategic and Operational
Planning, Financial Management/ Profit Planning, Office Administration Services and
Marketing Service. The delicious product will be served to the customers with
outmost professionalism and due care.
The following are service specifications:
1. Strategic and Operational Planning Services:
• Review Firm's Goals and Objectives
• Evaluate Organizational Structure
• Analyze Internal Operations
• Assess Strengths and Weaknesses

2. Financial Management Services:

• Review/Develop Annual Budget
• Review Format of Financial Statements
• Review Cash Flow Management Reports
• Review/Develop Annual Profit Plan
• Prepare "Break-Even" Cost Analysis
3. Marketing Services:
• Market Analysis
• Marketing Research
• Strategic Planning
4.4 Pictures of Machinery and Equipment
A printer is a peripheral which produces a text or
graphics of documents stored in electronic form, usually on
physical print media such as paper or transparencies.

A laptop, also called a notebook computer or

simply a notebook, is a small, portable personal
computer with a "clamshell" form factor, having,
typically, a thin LCD or LED computer
screen mounted on the inside of the upper lid of the
"clamshell" and an alphanumeric keyboard on the
inside of the lower lid. The "clamshell" is opened up to
use the computer. Laptops are folded shut for transportation, and thus are suitable
for mobile use.

The telephone is the electrical system of communication that you

use to talk directly to someone else in a different
place. You use the telephone by dialing a number on a piece
of equipment and speaking into it.

A calculator is a device that performs

arithmetic operations on numbers. The simplest calculators
can do only addition, subtraction, multiplication, and
division. More sophisticated calculators can
handle exponent ope rations, roots, logarithm,
trigonometric functions, and hyperbolic functions.
Internally, some calculators actually perform all of
these functions by repeated processes of addition.
 A fan having revolving blades for propelling air, powered by an electric motor.

4.5 Picture of Furniture and Fixture

A piece of furniture with a flat or sloped surface and

typically with drawers, at which one can read, write, or do
other work.

An office chair, or desk chair, is a type of chair that is

designed for use at a desk in an office. It is usually a
swivel chair, with a set of wheels for mobility and adjustable
height.

The Monobloc chair is a lightweight stackable

polypropylene chair, usually white in color, often described
as the world's most common plastic chair.

A filing cabinet (or sometimes file cabinet in American

English) is a piece of office furniture usually used to store
paper documents in file folders. In the most simple context, it is an enclosure for
drawers in which items are stored.

4.6 Pictures of Office Supplies

Bond paper is a durable paper that is especially suitable

for electronic printing and use in office machines including copiers
and network and desktop printers. It is typically used for
letterheads, stationery, business forms, and a variety of
documents produced with inkjet and laser printers. For example,
many of the invoices you get in the mail are printed on bond
paper.

A folder is a thin piece of cardboard in which

you can keep loose papers.

A clip for holding sheets of paper together, esp one made

of bentwire.

A stapler is a device used for putting staples into sheets

of paper.
 Staples are small pieces of bent wire that are used mainly for
holding sheets of paper together firmly. You put the staples into the paper using a
device called a stapler.

A Ballpoint is a writing instrument which dispenses a

viscous ink from an internal reservoir through the rolling action of a
metal ball at its point.

A hole punch most commonly refers to an office tool that is used to create
holes in sheets of paper, often for the purpose of collecting the
sheets in a binder or folder.

A pencil is an implement for writing or drawing

constructed of a narrow, solid pigment core inside a protective
casing which prevents the core from being broken and/or from
leaving marks on the user’s hand during use.

4.7 Pictures of Maintenance Supplies

The light bulb, makes light by heating a metal

filament wire to a high temperature until it glows.
 A waste container is a container for temporarily storing
waste, and is usually made out of metal or plastic.

A broom is a kind of brush with a long handle. You use a

broom for sweeping the floor.

A flat handheld receptacle into which dust and waste can be

swept from the floor.

A mop is a mass or bundle of coarse strings or yarn, etc.,

or a piece of cloth, sponge, or other absorbent material, attached to a
pole or stick. It is used to soak up liquid, for cleaning floors and other
surfaces, or to mop up dust, or for other cleaning purposes.

4.8 Pictures of Sanitary Supplies

Soaps are mainly used as surfactants for washing,

bathing, and cleaning, but they are also used in textile
spinning and are important components of lubricants.
 Toilet paper is "a soft paper product used to maintain
personal hygiene after human defecation or urination."

Pictures for productions

A frying pan, frypan, or skillet is a flat-bottomed pan used for

frying, searing, and browning foods.

A device having holes punched in it or made of crossed wires for

separating solid matter from a liquid.

PLATE for serving food come in a variety of sizes and types, such
as; Saucer: a small plate with an indentation cup.

Knife it can be used to cut decorative garnishes, and

slice soft fruits.
 A cutting or chopping board is a durable board on which to
place material for cutting. The kitchen cutting board is
commonly used in preparing foods.

A colander is a bowl-shaped kitchen utensils with

holes in it used for draining foods

Food turner– cooking utensil having a flat flexible part and

a long handle; used for turning or serving food.

Tong that have long arms terminating in small

flat circular ends of tongs and are pivoted at
a joint close to the handle used to handle
delicate objects.

A stove is an enclosed space in which fuel is

burned to heat either the space in which the
stove is situated, or items placed on the
heated stove
 Liquefied petroleum gas or liquid petroleum gas (LPG
or LP gas), also referred to as simply propane or butane,
are flammable mixtures of hydrocarbon gases used as fuel
in heating appliances, cooking equipment, and vehicles.

Cooking oil is plant, animal, or synthetic fat used in

frying, baking, and other types of cooking. It is also used
in food preparation and flavoring not involving heat, such
as salad dressings and bread dips, and in this sense
might be more accurately termed edible oil.

Sugar is the generic name for

sweet-tasting, soluble
carbohydrates, many of which are used in food.
A banana is an edible fruit – botanically a berry – produced by several kinds of large
herbaceous flowering plants in the genus Musa. In some countries, bananas used
for cooking may be called "plantains", distinguishing them from dessert bananas.

4.9 Office Supplies Quantity and Prices

Product Quantity Price Total
Bond Paper 2 bundles P7.50 P 558.40
Folders 20 pcs. P16.75 P150.00
Paper Clip 1 box P132.00 P16.75
Stapler 3 pcs. P10.00 P396.00
Staple 6 pcs. P10.00 P60.00
Ballpoint Pen 15 pcs. P10.00 P150.00
Hole Puncher 2 pcs. P216.00 P432.00
Pencil 1 box P94.74 P94.74
Total: P1,875.89

4.10 Quantity and Prices of Machinery and Equipment

Product Quantity Price Total

Printer 1 pc P7, 380.00 P7,380.00
Laptop 2 pcs. P13, 290.00 P26,580.00
Telephone 2 pcs. P1, 695.00 P3,390.00
Calculator 4 pcs P994,00.00 P3,976.00
Electric Fan 3 pcs. P1, 530.00 P4,590.00
Total: P45,916.00

4.11 Quantity and Prices of Furniture and Fixtures

Product Quantity Price Total

Desk 5 pcs. P2, 950.00 P14,750.00
Office Chair 2 pcs. P3, 499.00 P6,998.00
Mono block Chair 5 pcs. P380.00 P1,900.00
Filing Cabinet 2 pcs. P7, 999.00 P15,998.00
Total: P39,646.00

4.12Quantity and Prices of Office Maintenance Supplies

Product Quantity Price Total

Light Bulb 3 pcs. P104.00 P312.00
Waste Container 3 pcs. P180.00 P540.00
Broom 2 pcs. P100.00 P200.00
Dustpan 2 pcs. P 50.00 P100.00
Mop 2 pcs. P919.00 P 1,838.00
Total: P 2,990.00

4.13 Quantity and Prices of Sanitary Supplies

Product Quantity Price Total

Tissue 1 pack P139.00 P139.00
Soap 1 pack P153.00 P153.00
Total: P292.00

4.14 Utility Consumptions

Particulars Monthly Consumption Annually Consumption

Electricity P1,500.00 P18,000.00
Water P1000.00 P12,000.00
Rent of House P4,00.00 P48,000.00
Globe Internet P1299.00 P15,588.00
Total: P93,588.00

4.15 Leasehold Improvement

Materials Prices
Door(P4,100 each 3 pcs) P12,300.00
Paint(1 galloon) P1, 094.00
Door Jamb(P550each 3 pcs) P1,650.00
Total Renovation Cost: P15,044.00

Use in Production
Materials Quantity Prices Total
Frying Pan 4 pcs. ₱ 2,500.00 ₱10,000.00
Strainer 3 pcs. ₱ 208.00 ₱624.00
Plate 25 pcs. ₱ 35.00 ₱875.00
Knife 5 pcs. ₱ 295.00 ₱1,475.00
Chopping Board 3 pcs. ₱ 195.00 ₱585.00
Colander 3 pcs. ₱ 290.00 ₱870.00
Food Turner 4 pcs. ₱ 350.00 ₱1,400.00
Tong 4 pcs. ₱ 69.81 ₱279.24
Stove 2 pcs. ₱ 3,050.00 ₱6,100.00
LPG 2 pcs. ₱ 571.00 ₱1,142.00
Cooking Oil ₱239.00 ₱717.00
Sugar ₱60.00 ₱360.00
Banana ₱57.00 ₱342.00
Total Cost for Production ₱24,769.24

4.16 Floor Plan

MANAGER’S
CEO OFFICE
OFFICE

ENTRANCE ENTRANCE
 ENTRANCE

Table 1
Processor
and
Nutritionist
Table for Finish Product

Table 2

ENTRANCE Cashier

(Office Floor Plan)

CHAPTER V
FINANCIAL ASPECT
5.1 Objectives of the Study
• To know the financial requirements of the proposed business.
• To consider and evaluate the financial status of the customers.
• To find out the total contribution to be invested in establishing the proposed
business.
5.2 Financial Description
Accounting is the language of the business because it collects and processes
financial information for the business.
This financial study will cover the capital need for proposed business, types of
partner, profit and loss ratio, the procedures and method used in different aspect,
and it shows the profitability of the proposed business. This study includes the
financial statement such as income statement, statement of cash flows, statement of
financial position, and statement of change in equity.
5.3 Financial Assumptions
A. The business will operate as Partnership.
B. A one year projection is made starting 2018.
C. The company will generate its revenue through offering services such as Strategic
and Operational Planning, Financial Management/ Profit Planning, Office
Administration Services, Communication Services, Marketing Services, and Tax
Consultancy.
5.4 Project Financing
Banana Dolce expects to raise ₱112,549.24 of its own capital, and to borrow
₽100,000 guaranteed by the Microfinance as a five-year loan. This provides the bulk
of the current financing required.

Balance Sheet
The following is the Balance Sheet for Banana Dolce.

Banana Dolce
Statement of Financial Position
For the Year Ended December 31, 2018
Debit Credit
Assets
Cash ₱1,080,000.00
Account Receivable 10,000.00
Inventory 24,769.24
Furniture and Fixtures 39,646.00
Prepaid Rent 12,000.00
Sanitary Supplies 292.00
Office Maintenance Supplies 2,990.00
Office Supplies 1,875.89
 Machinery and Equipment 45,916.00
₱1,217,489.13
Total Assets
Total Liabilities and Owner’s Equity
Liabilities
Account Payable ₱100,000.00
Notes Payable
Utilities Expenses 93,588.00
Expenses
Salaries Expense 654,000.00
Rent Expense 48,000.000
Office Supplies Expenses 1,875.89.00
Machinery and Equipment E 45,916.00
Furniture and Fixtures Expenses 39,646.00
Office Maintenance Supplies 2,990.00
Sanitary Supplies Expenses 292.00
Utility Consumption 93,588.00
Leasehold Improvement 15,044.00
Total Liabilities ₱1,104,939.89
Owner’s Equity
Banana Dolce
₱ 112,549.24
Capital
Total Liabilities and Owner’s Equity ₱1,217,489.13
₱1,217,489.13 ₱1,217,489.13
Total

Statement of Cash Flow

Banana Dolce
Statement of Cash Flow
For the year ended December 31, 2018
Cash Flow from Operating Activities
Cash Transaction (January 01, 2018) ₱1,080,000.00
Less: Operating Expenses (772,357.00)
Net cash provided by operating activities ₱307,643.00

Cash Flow from Investing Activities

Office Supplies ₱1,875.89
Machinery and Equipment 45,916.00
Furniture and Fixtures 39,646.00
Office Maintenance Supplies 2,990.00
 Sanitary Supplies 292.00
Leaseholds Improvement 15,044.00 (105,763.89)
Net cash provided by investing activities ₱201,879.11

Cash Flow from Financing Activities

Microfinance Loan 100,000.00
Net cash provided by financing activities
Net Cash Equivalent (December 31, 2018) ₱301,879.11

Expenses Forecast
2018
Capital ₱112,549.24
Salaries 654,000.00
Office Supplies 1,875.89
Maintenance and Equipment 45,916.00
Furniture and Fixtures 39,646.00
Office Maintenance Supplies 2,990.00
Sanitary Supplies 292.00
Utility Consumption 93,588.00
Leasehold Improvement 15,044.00
Production 24,769.24
Total Expenses (878,121.13)
Current Assets ₱765,571.89

Financial Statement
 Financial statement provides the information about the financial position,
financial performance and the cash flows of an entity that is useful to a wide range of
users in making economic decision. Management has the responsibility of
preparation and the financial statements.
Projected Balance Sheet
It shows the assets, liabilities and equity at a particular time. It is useful in
predicting the ability of the entity to generate cash in the future to covers all the
obligations and debt.
Projected Cash Flow Statement
It shows how it is obtained during the period. It is useful in order to assess the
operating, investing and financing during the period. It is the cash flow less the cash
outflow to get net annual cash flow.

CHAPTER VI
SOCIO-ECONOMIC ASPECT
6.1 Objectives of the Study
• To determine the benefit that the proposed business will contribute to the
business industry.
6.2 To the Customers
"Banana Dolce" shall offer a product that is affordable and delicious. They
will establish a business that provides expectation of the customer and satisfy their
wants and needs.
6.3 To the Community
This project will not only benefit the owner of the business but also the
society. The proposed business will benefit the community through providing
employment. This will give the hired employees and their families their source of
income for their living needs. It will also offered job for the unemployment in our
community.
6.4 To the Government
The proposal business will benefit not only the owner but also the
government and the public. The business owners and business will pay their tax
obligation as provided by law. Tax will help the government generate funds for the
improvement of public service and government protects.
6.5 To the Employers /Employees
It will provide them proper earnings and incentives. These will enable to
improve their economic as well as their society and physical conditions. With the
right management the employers can make use of the employee capabilities for the
improvement of the business while the employees can develop and their skills to the
extreme to be an asset of the firm. In these way self-esteem and morale of both
parties will be strengthen. And it also increases their productivity.
6.6 To the Environment
“Banana Dolce." Is an environmental friendly business. They follow proper
waste disposal to help take care of the environment. If there are programs that
concern the environment they are more willing to participate to show support in
maintaining a green and healthy mother earth. "Banana Dolce "is a service oriented
which means that there will be nothing they would do to damage the environment.
They also make sure that all the machines and equipment that they acquire
consumes low electricity to save energy.

Reference
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