Scribd Logo
Upload

Welcome to Scribd!

  • 234 views

    Module 1: Money Matters Module 3: Insurance - Risk and Reward

    Uploaded by

    Bindiya Goyal
    This document outlines the syllabus for the NFLAT Junior, Middle, and Senior programs. It includes 8 modules that cover topics such as money matters, banking, insurance, investments, pensions, financial inclusion, tax systems, and consumer protection. Each module lists the key concepts and topics that will be taught to provide students with a comprehensive understanding of personal finance.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content

    Module 1: Money Matters Module 3: Insurance - Risk and Reward

    Uploaded by

    Bindiya Goyal
    234 views2 pages
    This document outlines the syllabus for the NFLAT Junior, Middle, and Senior programs. It includes 8 modules that cover topics such as money matters, banking, insurance, investments, pensions, financial inclusion, tax systems, and consumer protection. Each module lists the key concepts and topics that will be taught to provide students with a comprehensive understanding of personal finance.

    Original Description:

    Original Title

    sylabus_nflat

    Copyright

    © © All Rights Reserved

    Available Formats

    PDF, TXT or read online from Scribd

    Did you find this document useful?

    Is this content inappropriate?

    Report this Document
    This document outlines the syllabus for the NFLAT Junior, Middle, and Senior programs. It includes 8 modules that cover topics such as money matters, banking, insurance, investments, pensions, financial inclusion, tax systems, and consumer protection. Each module lists the key concepts and topics that will be taught to provide students with a comprehensive understanding of personal finance.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    234 views2 pages

    Module 1: Money Matters Module 3: Insurance - Risk and Reward

    Uploaded by

    Bindiya Goyal
    This document outlines the syllabus for the NFLAT Junior, Middle, and Senior programs. It includes 8 modules that cover topics such as money matters, banking, insurance, investments, pensions, financial inclusion, tax systems, and consumer protection. Each module lists the key concepts and topics that will be taught to provide students with a comprehensive understanding of personal finance.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    of 2

    SYLLABUS 2019-20

    NFLAT Junior (Class 6 to 8)


    NFLAT Middle (Class 9 and 10)
    NFLAT Senior (Class 11 and 12)

    Module 1: Money Matters Module 3: Insurance – Risk and Reward

    ▪ Types and functions of money ▪ Concept of Insurance


    ▪ Security features of our bank notes ▪ Fundamental Principles of Insurance
    ▪ Needs and Wants ▪ Risk Premium and Sum Assured
    ▪ Income, expenditure and budgeting ▪ Insurance Products and Services
    ▪ Assets, liabilities and Net worth ▪ Identifying Risk
    ▪ Simple and Compound Interest ▪ Pure and Financial Risk
    ▪ Inflation, Time Value of Money ▪ Risk Appetite
    ▪ Nominal and Real rate of Return ▪ Avoid, Ignore or Manage Risk
    ▪ Saving and Investment ▪ Balancing Risk and Reward
    ▪ Rule of 72, 115 and 144 ▪ Behavioural Biases
    ▪ Setting up a SMART Goal

    Module 2: Banking – Deposits, Credit and Module 4: Investment – Stocks, Bonds and
    Payments Mutual Funds

    ▪ Functions of a Bank ▪ Investment Fundamentals


    ▪ Current and Savings Accounts ▪ Understanding Investment Returns
    ▪ Term and Recurring Deposits ▪ Diversify to Manage Risk
    ▪ Loans and Collateral ▪ Long Term and Short Term Goals
    ▪ Debit and Credit cards ▪ Demat and Trading Account
    ▪ Fixed and Floating Rate Loans ▪ Role of a Stock Exchange
    ▪ Equated Monthly Installments ▪ IPO, Primary and Secondary Market
    ▪ Small Savings Products ▪ Investing in Stocks and Bonds
    ▪ Importance of Credit Score ▪ Mutual Fund Basics
    ▪ Payment and Settlement Systems ▪ Systematic Investment Plan

    National Centre for Financial Education


    Website: https://www.ncfe.org.in | Email: [email protected] | Phone: 022 68265 115/116
    SYLLABUS 2019-20
    NFLAT Junior (Class 6 to 8)
    NFLAT Middle (Class 9 and 10)
    NFLAT Senior (Class 11 and 12)

    Module 5: Pension – Retirement Planning Module 7: Tax System in India

    ▪ Life Stages and Financial Goals ▪ Understanding the Tax Structure


    ▪ Securing your Financial Future ▪ Tax Authorities
    ▪ No loan for Retirement Goal ▪ Direct and Indirect Taxes
    ▪ Defined Benefit and Contribution ▪ Types of Taxes
    ▪ Contribute to your Provident Fund ▪ Goods and Services Tax
    ▪ National Pension System ▪ CGST, SGST and IGST
    ▪ Accumulation and Distribution Phase
    ▪ Impact of Inflation
    ▪ Price of Procrastination
    ▪ Reverse Mortgage Loan

    Module 6: Financial Inclusion Module 8: Consumer Protection

    ▪ Pradhan Mantri Jan Dhan Yojana ▪ Know Your Customer


    ▪ Pradhan Mantri Suraksha Bima Yojana ▪ Unregulated Entities
    ▪ Pradhan Mantri Jeevan Jyoti Bima Yojana ▪ Reading the Fine Print
    ▪ Atal Pension Yojana ▪ Identity and Information Security
    ▪ Sukanya Samriddhi Yojana ▪ Investment Scams and Frauds
    ▪ Pradhan Mantri Vaya Vandana Yojana ▪ Phishing and Vishing
    ▪ MUDRA Loans ▪ Lottery and Email Scams
    ▪ Role of RBI, SEBI, IRDAI and PFRDA
    ▪ Grievance Redressal Mechanisms

    National Centre for Financial Education


    Website: https://www.ncfe.org.in | Email: [email protected] | Phone: 022 68265 115/116

    You might also like