853 Title Smart Document 02-04-19
853 Title Smart Document 02-04-19
Congratulations on the sale of your property! When we are ready to schedule your closing appointment, I will
contact you by telephone, email or notify you in writing. At your appointment, I will explain your settlement figures,
documents, and notarize your signature(s). Upon completion of the transaction, the closing funds are disbursed,
and you will be provided with copies of everything you signed.
Minnesota Statute 507.45 requires us to disclose our Closing Fee. The charge for our closing services will be
$325.00. This law also requires that we furnish the following notice to you. "The Real Estate Broker, Real
Estate Salesperson, or Real Estate Closing Agent has not and, under applicable state law, may not
express opinions regarding the legal effect of the closing documents or of the closing itself."
Please complete the enclosed Information Form and return it as soon as possible; it will assist us in preparing your
closing documents.
Please feel free to contact me at (651) 779-3075 or e-mail me at [email protected] if you have any questions
or comments. Your business is very important to us, and we will do everything we can to ensure a smooth
closing. I appreciate your cooperation and look forward to working with you.
Sincerely,
Julie Isadore
Escrow Officer
Please complete and return as soon as possible in the enclosed envelope or fax to (651)779-3066
Attn: Julie Isadore
You will be signing a Standard Affidavit for the closing of your property. In order to properly complete that form, we
need the information requested below prior to your closing. Please answer all the questions and return this form as
soon as possible. (These items may affect title.)
No
Have you filed bankruptcy or is there a bankruptcy in process now? _________. If yes, year discharged:
Are there any current or pending judgments against you? No
Are there any current or pending state or federal and/or state and/or county tax liens against you? No
Has there been or will there be any change in your status before closing? (i.e., marriage, divorce) If yes, please
explain: No
Have you or will you be providing any labor or materials for improvements to the property before closing?
Will there be any renters or tenants in the property as of day of closing? No
Please note: If any of your payments are automatically deducted from your bank account, please contact your
lending institution for instructions on canceling the automatic payments.
The above lenders are authorized to provide payoff information to TitleSmart, Inc. (authorization and social
security numbers are required by most lenders to release information to our office for closing
preparation). (please sign below)
We collect nonpublic personal information about you from the following sources:
Information we receive from you, such as your name, address, telephone number, or social security number;
Information about your transactions with us, our affiliates, or others. We receive this information from your
lender, attorney, real estate broker, etc.; and
Information from public records
We do not disclose any nonpublic personal information about our customers or former customers to anyone,
except as permitted by law.
We restrict access to nonpublic personal information about you to those employees who need to know that
information to provide the products or services requested by you or your lender.
We maintain physical, electronic, and procedural safeguards that comply with appropriate federal and state
regulations.
PAYOFF INFORMATION
The undersigned authorize TitleSmart, Inc. to obtain loan information and documentation with regards to the
payoff of our existing mortgage loan. A copy of this authorization may be accepted as an original.
___________________________________
Jason Elles Date Social Security No.
___________________________________
Kirsten Elles Date Social Security No.
This form is required for us to obtain payoff information from your existing lender. Please complete and return to
us in the enclosed envelope or by fax at the above fax number.
Please complete one form for every mortgage loan you have against your property. This includes home equity
loans and lines of credit.