Angeles University Foundation College of Business and Accountancy
Angeles University Foundation College of Business and Accountancy
Angeles City
COLLEGE OF BUSINESS AND ACCOUNTANCY
Bachelor of Science in Accountancy
Good day, we thank you for allowing us to have this interview with you. This questionnaire is in
line with our Financial Management major requirement. It is assured that the data provided by
you shall be used only for school purposes. The identity of the respondent will be kept
confidential.
INSTRUCTIONS:
1. Kindly fill in the following questionnaire on the basis of the facts of your bank.
2. Kindly put a tick beside your answer or type out what’s being asked, whichever applies
3. In case any question is not applicable to your bank, kindly type N/A.
D. What are the varieties of letter of credit that Metrobank provides? How do they implement
such?
____________________________________________________________________________
____________________________________________________________________________
E. What are the other short term loans Metrobank presents aside from what were mentioned
above? How come they had these types and what are its edges among the other banks?
____________________________________________________________________________
____________________________________________________________________________
A. What are the qualifications for the approval of the accounts receivable pledged as collateral
on a bank loan?
____________________________________________________________________________
____________________________________________________________________________
1. When will Metrobank not allow any accounts receivable to be pledged as collateral?
______________________________________________________________________
B. Based on your company’s experience, is assignment of accounts receivable more beneficial
on your part than pledge of accounts receivable? Kindly state your reason.
____________________________________________________________________________
____________________________________________________________________________
C. Does Metrobank offer floating inventory lien? If yes, at what interest rate is charged on it?
____________________________________________________________________________
____________________________________________________________________________
D. Does Metrobank offer trust receipt loans? If yes, at what interest rate is charged on it?
____________________________________________________________________________
____________________________________________________________________________
1. At what percent does Metrobank’s warehouse receipt loans are generally higher than
those of any other secured lending arrangement?
______________________________________________________________________
F. Does Metrobank offer hard collaterals? If yes, what are the qualifications for a real property to
be accepted as collateral?
____________________________________________________________________________
____________________________________________________________________________
G. What are the types of securities that may be accepted by the bank?
H. What are the other kinds of collateral that may be accepted by the bank as security?
(Select all that apply)
____ Equipment
____ Inventory
____ Vehicles
1. What are the requirements needed for the approval of a loan? (Select all that apply)
1.1. What must be submitted as proof of income if the borrower is locally employed?
_______________________________________________________________
B. What are the documents the borrower must accomplish once a loan is approved?
1. ______________________ 3. ______________________
2. ______________________ 4. ______________________
C What are the documents the borrower must accomplish once a loan is drawn?
1. ______________________ 3. ______________________
2. ______________________ 4. ______________________
E. What are the basic steps to get a loan approval at the said bank?
1. ______________________________________________________
2. ______________________________________________________
3. ______________________________________________________
4. ______________________________________________________
5. ______________________________________________________
F. Which of the following are the most common reasons for denial of loan applications.
(Select all that apply)
____ Poor credit history ____ Bank’s service capacity
____ Large amount of debt ____ Employment history
____ Irregular income ____ Availability of collateral
____ Incomplete requirements ____ Others (please specify)
Degree: ________________________
D. What type of job were you doing before you worked for Metrobank?
____________________________________________________________________________
____________________________________________________________________________
Have you ever worked at another branch or banking institution? If yes, kindly specify its name
and location.
____________________________________________________________________________
____________________________________________________________________________
E. What advice can you give to business students who are planning for a financial industry
career?
____________________________________________________________________________
____________________________________________________________________________
Does the entity have any domestic and international subsidiaries and affiliates? If yes, kindly
specify.
____________________________________________________________________________
____________________________________________________________________________
D. History
E. Management
Are the entity’s shares publicly traded? If yes, what rate of the company is publicly owned?
____________________________________________________________________________
A. What are the services offered by Metrobank for cash collections and cash disbursements?
(Kindly check all that apply)
1. Cash collection
____ Account reconciliation
____ Advanced web services
____ Armored car services/cash collection
____ Balance reporting
____ Cash concentration services
____ Lockbox
____ Sweep accounts
____ Wire transfer
____ Others (please specify)
2. Cash disbursement
____ Positive pay
____ Armored car services/cash collection
____ Clearing house
____ Reverse positive pay
____ Automated cash handling
____ Zero balance account
____ Controlled disbursements
____ Advanced web services
____ Others (please specify)
B. Among the choices above, what are the most common services availed by companies?
1. For cash collection:
___________________________________________________________________
___________________________________________________________________