Arogya Sanjeevani Policy - Premium Chart

THE ORIENTAL INSURANCE COMPANY LIMITED,
Regd. Office: Oriental House, P.B. No. 7037, A-25/27, Asaf Ali Road, New Delhi - 110 002
CIN No. U66010DL1947GOI007158
Arogya Sanjeevani Policy -Oriental
Premium Sheet
(INR)
Office Premium per insured (Individual)
(Yearly)
Age less
Sum Insured than & Age is Age is Age is Age is Age is Age is Age is Age is Age is Age is
equal to 21-35 36-45 46-50 51-55 56-60 61-65 66-70 71-75 76-80 above
20 yrs yrs yrs yrs yrs yrs yrs yrs yrs yrs 80 yrs
100000 2,281 2,551 4,011 5,789 6,709 7,880 12,449 15,667 17,701 18,885 22,324
150000 3,012 3,249 5,261 7,029 7,984 10,526 16,682 20,932 21,999 23,461 31,727
200000 3,740 3,964 5,700 8,329 9,348 12,800 19,734 24,710 27,260 29,089 37,799
250000 4,466 4,694 6,334 9,709 10,785 15,151 22,860 28,585 32,640 34,643 44,394
300000 4,840 5,060 6,553 10,398 11,478 16,317 26,110 32,627 37,747 39,925 50,614
350000 5,306 5,528 6,954 11,241 12,132 17,804 27,572 34,474 40,379 42,663 53,814
400000 5,535 5,748 7,058 11,560 12,405 18,263 28,314 35,414 41,564 43,869 54,985
450000 5,841 6,054 7,309 12,068 12,958 19,248 29,472 36,738 43,801 46,220 57,986
500000 6,149 6,364 7,578 12,740 13,686 20,244 31,268 38,707 46,431 48,992 60,756
600000 7,822 8,078 9,404 16,028 17,155 24,524 37,424 47,681 56,685 59,439 73,526
800000 8,153 8,391 9,488 16,553 17,689 25,303 38,943 48,572 58,574 61,066 75,331
1000000 8,663 8,897 9,873 17,344 18,483 26,700 40,243 49,261 62,174 64,768 79,367
1500000 9,939 10,179 10,991 19,805 20,939 30,561 47,111 55,788 71,377 74,302 90,543
2000000 10,853 11,097 11,792 21,608 22,681 33,321 51,894 60,102 77,956 81,174 98,494
(INR)
Office Premium per insured (Family Floater)
(Yearly)
Age less
Sum Insured than & Age is Age is Age is Age is Age is Age is Age is Age is Age is
equal to 21-35 36-45 46-50 51-55 Age is 61-65 66-70 71-75 76-80 above
20 yrs yrs yrs yrs yrs 56-60 yrs yrs yrs yrs yrs 80 yrs
100000 1,872 3,048 3,455 4,187 4,876 8,354 10,780 13,534 16,855 17,964 18,099
150000 2,322 3,417 4,076 5,210 5,942 9,981 13,477 16,865 20,512 21,850 22,917
200000 2,683 3,710 4,573 6,032 6,798 11,285 15,646 19,543 23,446 24,967 26,793
250000 2,866 4,096 5,167 6,964 7,765 12,764 17,970 22,421 26,737 28,312 29,676
300000 3,008 4,401 5,639 7,707 8,535 13,940 21,085 26,304 31,247 32,988 34,039
350000 3,282 4,796 6,232 8,290 8,978 15,007 21,687 27,067 31,979 33,713 35,208
400000 3,518 5,099 6,670 8,674 9,317 15,594 22,125 27,624 32,498 34,222 36,074
450000 3,629 5,201 6,947 8,992 9,664 16,161 22,558 28,068 32,909 34,638 36,620
500000 3,728 5,295 7,186 9,269 9,967 16,656 22,957 28,361 33,163 34,891 36,975
600000 5,716 6,987 9,588 12,826 13,734 22,008 30,441 38,734 44,632 46,726 51,044
The Oriental Insurance Company Limited Arogya Sanjeevani Policy-Oriental

UIN: OICHLIP21557V022021
800000 6,495 7,630 10,923 14,721 15,734 25,422 35,196 43,873 50,531 52,634 56,926
1000000 7,182 8,515 12,609 16,670 17,766 28,352 38,534 47,158 54,350 56,573 61,028
1500000 8,586 11,021 16,822 22,299 23,572 35,165 47,595 56,363 64,843 67,468 72,525
2000000 9,364 13,454 20,154 27,851 29,226 41,563 55,676 64,497 74,179 77,223 82,904
(INR)
(Half-yearly)
Age less
Age is Age is Age is Age is Age is Age is Age is Age is Age is Age is
than
Sum Insured 21-35 36-45 46-50 51-55 56-60 61-65 66-70 71-75 76-80 81 and
equal to
yrs yrs yrs yrs yrs yrs yrs yrs yrs above
20 yrs
100000 1,186 1,327 2,086 3,010 3,489 4,098 6,473 8,147 9,205 9,820 11,608
150000 1,566 1,689 2,736 3,655 4,152 5,473 8,675 10,885 11,439 12,200 16,498
200000 1,945 2,061 2,964 4,331 4,861 6,656 10,262 12,849 14,175 15,126 19,656
250000 2,322 2,441 3,294 5,049 5,608 7,879 11,887 14,864 16,973 18,014 23,085
300000 2,517 2,631 3,408 5,407 5,969 8,485 13,577 16,966 19,628 20,761 26,319
350000 2,759 2,874 3,616 5,845 6,309 9,258 14,337 17,926 20,997 22,185 27,983
400000 2,878 2,989 3,670 6,011 6,451 9,497 14,723 18,415 21,613 22,812 28,592
450000 3,037 3,148 3,801 6,275 6,738 10,009 15,326 19,104 22,777 24,035 30,153
500000 3,198 3,309 3,941 6,625 7,117 10,527 16,260 20,127 24,144 25,476 31,593
600000 4,068 4,200 4,890 8,334 8,920 12,752 19,460 24,794 29,476 30,908 38,234
800000 4,240 4,363 4,934 8,608 9,198 13,158 20,250 25,258 30,459 31,755 39,172
1000000 4,505 4,627 5,134 9,019 9,611 13,884 20,926 25,616 32,330 33,679 41,271
1500000 5,168 5,293 5,715 10,299 10,888 15,892 24,498 29,010 37,116 38,637 47,083
2000000 5,643 5,770 6,132 11,236 11,794 17,327 26,985 31,253 40,537 42,210 51,217
(INR)

(Half-yearly)
Age less
than
Sum Insured 21-35 36-45 46-50 51-55 56-60 61-65 66-70 71-75 76-80 81 and
equal to
20 yrs
100000 974 1,585 1,797 2,177 2,535 4,344 5,606 7,038 8,764 9,341 9,411
150000 1,207 1,777 2,119 2,709 3,090 5,190 7,008 8,770 10,666 11,362 11,917
200000 1,395 1,929 2,378 3,137 3,535 5,868 8,136 10,163 12,192 12,983 13,932
250000 1,490 2,130 2,687 3,621 4,038 6,637 9,344 11,659 13,903 14,722 15,432
300000 1,564 2,289 2,932 4,008 4,438 7,249 10,964 13,678 16,248 17,154 17,700
350000 1,707 2,494 3,241 4,311 4,669 7,804 11,277 14,075 16,629 17,531 18,308
400000 1,829 2,651 3,469 4,511 4,845 8,109 11,505 14,364 16,899 17,795 18,759
450000 1,887 2,704 3,612 4,676 5,025 8,404 11,730 14,595 17,113 18,012 19,043
500000 1,938 2,753 3,737 4,820 5,183 8,661 11,938 14,748 17,245 18,144 19,227
600000 2,972 3,633 4,986 6,669 7,142 11,444 15,829 20,142 23,209 24,297 26,543
800000 3,377 3,967 5,680 7,655 8,182 13,220 18,302 22,814 26,276 27,369 29,602
1000000 3,735 4,428 6,557 8,669 9,238 14,743 20,038 24,522 28,262 29,418 31,735
1500000 4,465 5,731 8,747 11,596 12,258 18,286 24,749 29,309 33,718 35,083 37,713
2000000 4,870 6,996 10,480 14,482 15,197 21,613 28,952 33,539 38,573 40,156 43,110
(INR)

(Quarterly)
Age less
than
Sum Insured 21-35 36-45 46-50 51-55 56-60 61-65 66-70 71-75 76-80 81 and
equal to
20 yrs
100000 605 676 1,063 1,534 1,778 2,088 3,299 4,152 4,691 5,005 5,916
150000 798 861 1,394 1,863 2,116 2,789 4,421 5,547 5,830 6,217 8,408
200000 991 1,050 1,511 2,207 2,477 3,392 5,230 6,548 7,224 7,709 10,017
250000 1,184 1,244 1,679 2,573 2,858 4,015 6,058 7,575 8,650 9,180 11,764
300000 1,283 1,341 1,737 2,755 3,042 4,324 6,919 8,646 10,003 10,580 13,413
350000 1,406 1,465 1,843 2,979 3,215 4,718 7,306 9,136 10,701 11,306 14,261
400000 1,467 1,523 1,870 3,064 3,287 4,840 7,503 9,385 11,015 11,625 14,571
450000 1,548 1,604 1,937 3,198 3,434 5,101 7,810 9,736 11,607 12,248 15,366
500000 1,630 1,687 2,008 3,376 3,627 5,365 8,286 10,257 12,304 12,983 16,100
600000 2,073 2,141 2,492 4,247 4,546 6,499 9,917 12,635 15,021 15,751 19,484
800000 2,161 2,224 2,514 4,387 4,688 6,705 10,320 12,872 15,522 16,183 19,963
1000000 2,296 2,358 2,616 4,596 4,898 7,075 10,664 13,054 16,476 17,163 21,032
1500000 2,634 2,697 2,913 5,248 5,549 8,099 12,484 14,784 18,915 19,690 23,994
2000000 2,876 2,941 3,125 5,726 6,010 8,830 13,752 15,927 20,658 21,511 26,101
(INR)
(Quarterly)
Age less
than
Sum Insured 21-35 36-45 46-50 51-55 56-60 61-65 66-70 71-75 76-80 81 and
equal to
20 yrs
100000 496 808 916 1,110 1,292 2,214 2,857 3,587 4,466 4,760 4,796
150000 615 906 1,080 1,381 1,575 2,645 3,571 4,469 5,436 5,790 6,073
200000 711 983 1,212 1,599 1,801 2,991 4,146 5,179 6,213 6,616 7,100
250000 759 1,085 1,369 1,845 2,058 3,382 4,762 5,942 7,085 7,503 7,864
300000 797 1,166 1,494 2,042 2,262 3,694 5,588 6,971 8,280 8,742 9,020
350000 870 1,271 1,651 2,197 2,379 3,977 5,747 7,173 8,474 8,934 9,330
400000 932 1,351 1,768 2,299 2,469 4,132 5,863 7,320 8,612 9,069 9,560
450000 962 1,378 1,841 2,383 2,561 4,283 5,978 7,438 8,721 9,179 9,704
500000 988 1,403 1,904 2,456 2,641 4,414 6,084 7,516 8,788 9,246 9,798
600000 1,515 1,851 2,541 3,399 3,640 5,832 8,067 10,265 11,827 12,382 13,527
800000 1,721 2,022 2,895 3,901 4,169 6,737 9,327 11,626 13,391 13,948 15,085
1000000 1,903 2,257 3,341 4,418 4,708 7,513 10,212 12,497 14,403 14,992 16,172
1500000 2,275 2,921 4,458 5,909 6,247 9,319 12,613 14,936 17,183 17,879 19,219
2000000 2,482 3,565 5,341 7,380 7,745 11,014 14,754 17,092 19,657 20,464 21,970
(INR)
(Monthly)
Age less
than
Sum Insured 21-35 36-45 46-50 51-55 56-60 61-65 66-70 71-75 76-80 81 and
equal to
20 yrs
100000 203 228 358 516 598 703 1,110 1,397 1,578 1,684 1,991
150000 269 290 469 627 712 939 1,487 1,866 1,962 2,092 2,829
200000 333 353 508 743 834 1,141 1,760 2,203 2,431 2,594 3,370
250000 398 419 565 866 962 1,351 2,038 2,549 2,910 3,089 3,958
300000 432 451 584 927 1,023 1,455 2,328 2,909 3,366 3,560 4,513
350000 473 493 620 1,002 1,082 1,588 2,458 3,074 3,601 3,804 4,798
400000 494 513 629 1,031 1,106 1,628 2,525 3,158 3,706 3,912 4,903
450000 521 540 652 1,076 1,155 1,716 2,628 3,276 3,906 4,121 5,170
500000 548 567 676 1,136 1,220 1,805 2,788 3,451 4,140 4,368 5,417
600000 697 720 839 1,429 1,530 2,187 3,337 4,252 5,054 5,300 6,556
800000 727 748 846 1,476 1,577 2,256 3,472 4,331 5,223 5,445 6,717
1000000 772 793 880 1,547 1,648 2,381 3,588 4,392 5,544 5,775 7,077
1500000 886 908 980 1,766 1,867 2,725 4,201 4,974 6,364 6,625 8,073
2000000 968 989 1,051 1,927 2,022 2,971 4,627 5,359 6,951 7,238 8,782
(INR)

(Monthly)
Age less
than
Sum Insured 21-35 36-45 46-50 51-55 56-60 61-65 66-70 71-75 76-80 81 and
equal to
20 yrs
100000 167 272 308 373 435 745 961 1,207 1,503 1,602 1,614
150000 207 305 363 465 530 890 1,202 1,504 1,829 1,948 2,043
200000 239 331 408 538 606 1,006 1,395 1,743 2,091 2,226 2,389
250000 256 365 461 621 692 1,138 1,602 1,999 2,384 2,524 2,646
300000 268 392 503 687 761 1,243 1,880 2,345 2,786 2,941 3,035
350000 293 428 556 739 801 1,338 1,934 2,414 2,851 3,006 3,139
400000 314 455 595 773 831 1,390 1,973 2,463 2,898 3,051 3,217
450000 324 464 619 802 862 1,441 2,011 2,503 2,934 3,089 3,265
500000 332 472 641 827 889 1,485 2,047 2,529 2,957 3,111 3,297
600000 510 623 855 1,144 1,225 1,962 2,714 3,454 3,980 4,166 4,551
800000 579 680 974 1,313 1,403 2,267 3,138 3,912 4,506 4,693 5,076
1000000 640 759 1,124 1,486 1,584 2,528 3,436 4,205 4,846 5,044 5,442
1500000 766 983 1,500 1,988 2,102 3,136 4,244 5,026 5,782 6,016 6,467
2000000 835 1,200 1,797 2,483 2,606 3,706 4,964 5,751 6,614 6,886 7,392
Computation of Office Premium shall be done as follows:

 Individual: Charge 100% of premium as per Office Premium table for Individual.
 Family Floater:
o In case parents & parents-in-law are covered, charge 100% premium for the two
highest aged insureds & 90% premium for the remaining (amongst parents &
parents-in-law) insureds, as per Office Premium table for Family Floater.
Charge 50% premium for the remaining insureds, as per Office Premium table for
Family Floater.
o In case parents / parents-in-law are covered, but there is only one alive amongst
them, charge 100% premium for the alive insured (amongst parents & parents in
law) & 100% premium for the next highest aged insured, as per Office Premium
table for Family Floater.
Charge 50% premium for the remaining insureds, as per Office Premium table for
Family Floater.
o In case parents / parents-in-law are not covered, charge 100% premium for the two
highest aged individuals & 50% premium for the other insureds, as per Office
Premium table for Family Floater.
Discount for Families opting for individual covers for different family members:
Discount shall be given if more than one person of the same family opt for individual SI (instead
of one floater amount available for all family members) under one policy. The premium for
individual members will be calculated as per Office Premium table for Individual. Full premium
shall be charged from the member having highest premium and for all additional members a
discount of 10% shall be given on the applicable premium as per Office Premium table for
Individual.


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THE ORIENTAL INSURANCE COMPANY LIMITED,

The Oriental Insurance Company Limited Arogya Sanjeevani Policy-Oriental

Office Premium per insured (Family Floater)

Office Premium per insured (Individual)

Office Premium per insured (Family Floater)

Computation of Office Premium shall be done as follows:

The Oriental Insurance Company Limited Arogya Sanjeevani Policy-Oriental

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