Reliance Activa Insurance Policy
Reliance Activa Insurance Policy
Digitally signed by
Raman Arora
Date: 2020.04.12
SID041220001602
d
Insured's Name : Period of Insurance :
FINA
M/SYADUKA AGROTECH PRIVATE LIMITED From 00:01 Hrs on 21-Mar-2020 to 23:59 Hrs of 20-Mar-2021
ite
Communication Address : Policy Servicing Branch :
0 PLOT - B2,WBIDC, FOODPARK, RELIANCE CENTER,SOUTH WING, 4TH FLOOR, OFF. WESTREN
im
HOWRAH, WEST BENGAL, EXPRESS HIGHWAY, SANTACRUZ EAST MUMBAI MAHARASHTRA
INDIA,711302 400055
yL
Mobile No : 7003522965 Tax Invoice No. & Date : R15032019535 & 15/03/2020
Email-ID : [email protected] GSTIN/UIN &Place of supply:
an
Insured's Blood Group : IGST
Insured Two Wheeler Details
mp
Registration No. WB12AV3315 Mfg. Month & Year FEB-2018
Make / Model HONDA / ACTIVA / 4G
CC/HP/Watt 110
Co
Engine No. / Chassis No. JF50E75373019 / ME4JF507KH7372955 Seating Capacity Including Driver 2
Type of Body NA Total Premium ` 1115.00
RTO Location WEST BENGAL - Howrah
e IDV ` 38429.00
nc
Hypothecation/Lease NA
Premium Summary
Own Damage - Section I (`) BENGAL
AmountWEST Liability -- Howrah
Section II Amount (`)
920222023120891641
Basic OD 0 257.63 Basic Liability (TPPD 1) 0 752.00
ral
Total Basic Own Damage Premium 1 257.63 Total Basic Liability Premium 1 752.00
Less 1 PA Benefits - Section III 1
Deduct 25 % for NCB 0 -64.41 TOTAL LIABILITY PREMIUM 1 752.00
ne
Sub Total of Deductions 1 -64.41 TOTAL PACKAGE PREMIUM (Sec I + II + III) 1 945.00
TOTAL OWN DAMAGE PREMIUM 1 193.22 IGST (@18.00 %) 0 170.00
Ge
Limits of liability : (a) Under Section II (1)(i) of the Policy-Death of or bodily injury to any person so far as it is necessary to meet the
requirements of the Motor Vehicle Act, 1988. (b) Under Section II (1)(ii) of the Policy-Damage to property other than
property belonging to the insured or held in trust or in the custody of control of the insured up to the limits specified- (TPPD
lia
1 Sum Insured - ` 1,00,000 /- ,TPPD 2 Sum Insured - ` 6,000 /-) (iii) PA cover for owner driver under section III CSI `
0.0/-
Re
Consolidated Stamp duty Paid vide Letter of Authorisation No. CSD/274/2019/6344 dated 27th Dec 2019** Not Applicable for the State of J&K
DIRECT/Direct
Limitations as to use : The Policy covers use for any purpose other than: (a) Hire or Reward other than for the purpose of driving tuition, (b)
Carriage of goods (other than samples or personal luggage), (c) Organized racing, (d) Pace making, (e) Speed testing, (f)
0.00 Reliability trials, (g) Any Purpose in connection with Motor Trade
Page 1 of 6
15-
Persons/Classes of persons : Any person including the Insured Provided that a person driving holds a valid driving license at the time of the accident and
entitled to drive is not disqualified from holding of such a license. Provided that the person holding a valid Learner's License may drive the
vehicle and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
Deductible under Section-I : (i) Compulsory deductible ` 100.0/- (ii) Additional compulsory deductible `0/- (iii) Voluntary deductible ` 0.0/-
d
Compulsory PA cover for owner driver : 0.00
Insured is not eligible for compulsory PA cover for owner driver in the policy as the same has not been opted for the reasons allowed as per motor tariff and/or
ite
basis insured's declaration given below:
"I/ we hereby declare that I/ we hold an effective personal accident insurance policy covering death and permanent disability (total & partial) and/ or compulsory
personal accident (CPA) for owner driver in other vehicles; whereby the Sum Insured limit is of Rs 1,500,000 or more in all such above mentioned conditions."
im
In case you have missed it, please opt for compulsory PA cover by payment of additional premium as applicable .Liability of insurance company shall commence
from the date of receipt of such additional premium .
*No Claim Bonus is subject to no claim on the previous policy. Benefits under the policy stands forfeited if claim is/was made in previous policy.
yL
"It is hereby declared and agreed that any damages pre-existing, any losses occurred & any Liability having been incurred, prior to the commencement of cover
2
under this policy are excluded from the scope of this policy."
The policy wording with detailed terms, conditions and exclusions are available on our website www.reliancegeneral.co.in.
an
Statutory Provisions:
"As per Section 146 of the Motor Vehicle Act, 1988 it is Mandatory to have your vehicle insured against third party risk.
I/We hereby certify that the Policy to which the certificate relates as well as this certificate of insurance are issued in accordance with the provision of Chapter X
and Chapter XI of M.V. Act, 1988.
mp
*No Claim Bonus will be allowed, provided the policy is renewed within 90 days of the expiry of the previous policy.
Note : In the event of dishonor of cheque, this policy document automatically stands cancelled from inception irrespective of whether a separate communication is
sent or not.
The policy has been issued based on the information provided by you and the policy is not valid if any of the information provided is incorrect, subject otherwise to
Co
the terms,conditions and exclusions of the Reliance Two Wheeler Package Policy Schedule.In witness whereof this Policy has been signed at Mumbai on policy
tax invoice date in lieu of Proposal/Covernote No. as mentioned in the policy.
Safeguard your transaction by paying your premium via crossed cheque/DD in favour of Reliance General Insurance Co. Ltd.
Updating Registration Number of vehicles within 15 days of policy inception is MANDATORY as per IRDA. Kindly provide the same to your Agent/Our Call
centre/Policy issuing Branch (Applicable for policies booked without Registration No of vehicles)
e
IMPORTANT NOTICE : The insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the
Company by reason of wider terms appearing in the Certificate in order to comply with the Motor Vehicle Act, 1988 is recoverable from the Insured. See the clause
nc
In case of a renewal, the benefits provided under the policy and/or terms and conditions of the policy including premium rate may be subject to change.
Grievance Clause :- For resolution of any query or grievance, Insured may contact the respective branch office of the Company or may call at 1800 3009 or
may write an email at [email protected]. In case the insured is not satisfied with the response of the office, insured may
ura
contact the Nodal Grievance Officer of the Company at [email protected]. In the event of unsatisfactory response from
the Nodal Grievance Officer, insured may email to Head Grievance Officer at [email protected]. In the event of
unsatisfactory response from the Head Grievance Officer, he/she may, subject to vested jurisdiction, approach the Insurance Ombudsman
for the redressal of grievance. Details of the offices of the Insurance Ombudsman are available at IRDAI website www.irda.gov.in or on
company website www.reliancegeneral.co.in or on www.gbic.co.in. The insured may also contact the following office of the Insurance
Ins
Ombudsman within whose territorial jurisdiction the branch or office of the Company is located.Office of the Insurance Ombudsman,3rd
Floor,Jeevan Seva Annexe,S. V. Road,Santacruz (W), Mumbai - 400 054. Tel.: 022 - 26106552 / 26106960 Fax: 022 - 26106052 Email:
[email protected] | Shri. A. K. Sahoo Office of the Insurance Ombudsman,Jeevan Darshan Bldg.,3rd Floor,C.T.S. No.s. 195
to 198,N.C. Kelkar Road,Narayan Peth, Pune – 411 030. Tel.: 020-41312555 Email: [email protected]
Note: Kindly acknowledge the receipt of this policy. In case you find any variations against your proposal or any discrepancy in the policy, kindly contact us
ral
immediately.
This document shall be trated as a Tax Invoice as per Rule 9(2) of the Goods and Services Tax Invoice Rules
In the unfortunate event of a claim, please call quoting your Policy No. 18003009 (toll free) or (022) 48903009 on and register your claim immediately
within 7days from the date of loss.
ne
In the absence of any communication from you within a period of 15 days of receipt of this letter, we will consider that the issued policy is in order and as per your
proposal.
Special Conditions : NA
Ge
IGST
Policy has been issued with reference to vehicle inspection report, reference lead no. & special conditions.
The inspection report remarks can be viewed on company's website by the lead no.
For Reliance General Insurance Co. Ltd.
e
nc
Authorised Signatory
lia
Re
Reliance General Insurance Company Limited. IRDAI Registration No. 103. An ISO 9001:2015 Certified Company
Registered Office: Reliance Centre, South Wing, 4th Floor, Off. Western Express Highway , Santacruz (East), Mumbai - 400 055.
Corporate Office: Reliance Centre, South Wing, 4th Floor, Off. Western Express Highway , Santacruz (East), Mumbai - 400 055.
Corporate Identity No.U66603MH2000PLC128300.RGI/MCOM/CO/GCV/PS/Ver. 1.3/310118 UIN: IRDAN103P0012V02100001
Trade Logo displayed above belongs to Anil Dhirubhai Ambani Ventures Private Limited and used by Reliance General Insurance Company Limited under License.
Page 2 of 6
15-
d
For Office Use Only
ite
Policy Number 920222023120891641 Date
Savvion Reference No. Inspection Lead No.
im
Intermediary Details (To be filled in BLOCK LETTERS)
Intermediary Name Direct Code Direct
yL
Branch Name Corporate Office(Servicing) Code 9202
Sales Manager Name Hyd Telesales Code D9202231
an
1. This Proposal is for A new Policy Renewal of Policy Rollover Policy Used Policy SI
M
R
2a. Proposer's Full Name Mr. Mrs. Ms. YADUKA AGROTECH PRIVATE LIMITED
mp
2b. Address Address for Communication Address where vehicle is normally kept and Used
Flat/Building/Door/Block No. Plot - B2 , Wbidc, Foodpark
Co
Road /Street/Sector
Nearest Landmark
Area
City HOWRAH,
e
Pin Code 711302
nc
State WEST BENGAL,
Country India
ura
13. Year & Month of Manufacture FEB-2018 14. Cubic Capacity 110
nc
Page 3 of 6
15-
20. Whether the Vehicle is driven by Non-conventional source of power ? Yes No If yes Bi Fuel CNG LPG
Insured declared value Non-electrical electrical & electronics Side Car(Two_wheeler) Value of Total Value
d
(IDV) of the Vehicle Accessories fited to the Accessories fited to the Trailer(Pvt.Cars) CNG/ LPG Kit
Vehicle Vehicle
ite
38429.00 0.00 0.00 0.00 0.00 38429.00
im
21. Age of Owner Driver 22. D.O.B.
23. Add On Covers (Subject to availability and eligibility) Pe
yL
a. Nil Depreciation Cover
b. NCB Retention Cover
c. Easy Monthly Installment(EMI) Protection Cover :(RGI-MO-A00-0017-V01-14-15) Yes No
If Yes, please chooose any one option ;
an
Plan I -1 EMI,EMI Amount : Plan II -2 EMI,EMI Amount :
Plan III -3 EMI,EMI Amount :
mp
d. Total Cover
e. Daily allowance benefits(RGI--MO-A00-an-19-V02-14-15)
Per Day Allowance Coverage Days
Co
24. Is the vehicle fitted with any Anti-theft device approved by the ARAI ? Yes No
If Yes,please attach certificate of installation in the vehicle,issued by automobile Association of India.
25. Are you a member of Automobile Association of India ? If Yes,please submit membership copy. Yes No
26. Will the Vehicle be used exclusively for
e
a. Private,social,domestic,pleasure and professional purposed ? Yes No
nc
b. Carriage of goods other than samples or personal luggage? 0 Yes No
27. Whether the Vehicle is used for Driving Tuitions ? Yes No
ura
Risk Inclusions
34. Please Select the higher deductible if you wish to opt for over nd above the compulsory deductible (` 1000 - for Vehicles not execeeding 1500 cc,
ne
35. Liability to third parties : The policy provides Third Party Property Damage(TPPD) of ` 1 lakh (Two wheelers)
Do you wish to restrict the above limits to the statutory TPPD Liability limit of ` 6000/- only ? Yes No
Driver 100
nc
36. Personal Accident Cover for Owner Driver. Please give details of nomination
lia
(Note : 1. Personal Accident cover for Owner driver is compulsory for sum insured of ` 0.0 /-
2. Compulsary PA cover for owner driver cannot be granted where a vehicle is owned by a company , a partnership firm or a similar body
corporate or where the owner driver does not hold an effective driving licence)
Page 4 of 6
15-
d
Details of Hire Purchase / Hypothecation / Lease
ite
38. Please state if the vehicle is under Hire Purchase Lease Agreement Hypothecation Agreement FINA
SID0
If so give name and address of concerned parties
im
39. Full Name M/S
40. Address
yL
Details of Previous Insurance
41. Full Name of Previous Insurer Reliance General Insurance Company Ltd.
42. Address
an
43. Policy Number 920221923120698460 Previous policy expiry 20-Mar-2020
44. Type of Cover Package Policy Liability only others (to be describe)
0
mp
45. NO CLAIM BONUS allowed under previous policy (%) 20.00
46. Claims taken in previous policy Yes No
If yes No. of Claims Claims Amount `
Co
47. Are you entitled to no claim bonus Yes No
If yes, please submit/ attached proof thereof
Payment Details e
Cheque/ DD Cheque/ DD No.
SID0412200016
nc
Cheque/ DD Date Cash Credit Card Others
53. MICR Code (9 digit MICR code number of bank and branch appearing on cheque issued by the bank)
54. IFSC Code (11 digit characted code appearing on cheque leaf)
I understand that any refund due on the premium payment / any payment / claims to be directly credited to my aforesaid Bank Account .*
ral
* As per IRDAI, its mandetory that all payments made to the insured are only through electronic mode.
AML Guidelines
ne
I/We herby confirm that all premiums have been/ will be paid from bonafide sources and no premium have been/ will be paid out of the proceeds of crime
related to any of the offence listed in Prevention of Money Laundering Act 2002. I undersand that the company has the right to call for the documents to
establsh source of funds. The insurance company has the right to cancel the insurance contract in case I am/ have been found guilty by any competent court
of law under any of the status, directly/ indirectly governing the prevention of Money Laundering in India.
Ge
Nationality Indian Non-Indian , If Non Indian Please specify the country SID0412200016
Type of organization : Corporation Goverment Non Goverment Organization Society Trust
e
Page 5 of 6
15-
Declaration by Proposer
d
I/We hereby declare that te statements made by me/us in this Proposal Form are true to the best of my/our knowledge and belief and I/We hereby agree that, this
ite
declartion shall form the basis of the contract between me/us and RELIANCE General Insurance Company Limited . I/We also declare that , if any additions or
alterations are carried out after the submission of this proposal form, then the same would be conveyed to the insurers immediately. I/ We hereby declare that the
contents of the form and documents have been fully explained to me/us and that I/We have fully understood the significance of the proposed contract. I/We agree to
accept a policy subject to the condition prescribed by the company. I/We declare that the rate of NCB stated above by me/us is correct and that no claim has arisen in
im
the expiring policy (copy of the policy enclosed/) I/We further undertake that, if this declaration is found to be incorrect, all benefits under the policy in respect of
section I of the policy will stand forfeited.I/We further understand and agree that RELIANCE General Insurance will seek confirmation of above stated details from
my/our previous insurers. Pending receipt of necessary confirmation, I/We agree that, though coverage under the policy will be available to me/us, RELIANCE
General Insurance will be liable to release the payment towards any claims under section I of the policy only after a confirmation in this regard is received,In the event
yL
this declaration is found to be incorrect, any and all coverage available under section I of the policy from the date of commencement of the policy shall stand
automatically forfeited. Further, any survey arranged/ allowed by RELIANCE General Insurance of the motor vehicle , pending confirmation of the declaration from
my/our previous insurers , shall be without prejudice to any of the rights and remedies available to RELIANCE General Insurance as contained herein and under the
relevant laws and regulations. I/We acknowledge and agree that, Pending receipt of confirmation of the declaration from my our previous insurers, the "cash-less
repair facility" provided by RELIANCE General Insurance shall stand suspended. I/We also shall endeavour to procure the renewal notice and pass on the same to
an
RELIANCE General Insurance immediately upon the receipt of such renewal notice. Mode of Payment: Secure your payment by cheque/DD favouring Reliance
General Inurance CO. Ltd. This policy shall be voidable at the option of the company in the event of mis-representation, mis-descriptionof non-disclosure of any
material particulars by the Poposer. Any person who knowingly and with intent to defraud the Insurance Companyor other persons, files a proposalto insurance
containing any false information, or conceals for the purpose of misleading, information, information concerning any fact material thereto, commits a fraudulent act
mp
which will render the policy voidable at the company's sole discretion and result in a denial of insurance benefits.I/we hereby agree to be notified by insurer on my
registered mobile number/ email id through mail or SMS or any such mode, information about various insurance policy services.
Co
This proposal form was completed by
Name SID0412200016 Place
Date Date
Signature
e Signature of Proposer & Company seal
nc
Prohibition of Rebates - Section 41 of the Insurance Act, 1938 as amended by Insurance Laws (Amendment ) Act, 2015
ura
1. No person shall allow or offer to allow, either directly or indirectly as an inducement to any person to take out or renew or continue an insurance in respect of
any kind of risk relating to livesor properly in India, any rebate of the whole or part of the commission payableor any rebate of the premium shown on the
policy, nor shall any person taking out or renewing or continuing a policyaccept any rebate as may be allowed in accordance with the published
prospectuses or tables of the insurer
Ins
2. Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh repees.
SID0412200016
I confirm the above signature tobe of the registered owner of the vehicle proposed for insurance SID0412200016
Name of IRDAI Agent/ Broker Mr. Mrs. Direct
ne
Place
Date
Ge
(In case of Direct Business, Name & Signature of CSO /SM to be taken) Signature of IRDAI Agent/ Broker
e
nc
lia
Re
Page 6 of 6