METHODOLOGY CONTENTS

Industrials & Utilities

Industry Methodologies
Financial Ratios
Liquidity
General
Loss Given Default

Financial Institutions
Banks
Insurance
Financial Guarantors
Other Non Bank
Financial_Institutions_General

Public, Project, and Infrastructure Finance

US MUNICIPALS
Education and Not-for-Profits
Health Care \
Housing
Transportation, Power, and Other Infrastructure
State & Local Governments
Fully Supported & Structured Transactions
Analytical Approaches
OTHER
Global Infrastructure/Project Finance
International_Public_Finance
Sovereign

Structured_Finance
ASSET BACKED
Asset Backed Securities
Japan
Student Loans
Credit Cards
Auto
Commercial Mortgage Backed Securities & REITS
Residential Mortgage Backed Securities
Region-Specific RMBS
Subprime & Alt-A
Home Equity
Closed End Seconds
ABCP
Covered Bonds
DERIVATIVES
CDO
SIVs
Catastrophe Bonds
Structured - Miscellaneous
Managed Funds
Moody's General
Rating Scales
Hybrids
General
Moody's Rating Methodologies, as of 1/23/2009
SECTOR Methodology Title Date
NON-FINANCIAL CORPORATES
INDUSTRIES
Industry Methodologies Asian Consumer Electronics 16-Jan-07
Industry Methodologies Global Aerospace/Defense Industry 1-Feb-07
Industry Methodologies Global Agricultural Cooperatives Industry 16-Mar-07
Industry Methodologies Global Alcoholic Beverage Rating Methodology 18-Nov-05
Industry Methodologies Global Apparel Industry 15-May-07
Industry Methodologies Global Auto Supplier Industry 29-Jun-05
Industry Methodologies Global Automobile Manufacture Industry 27-Dec-07
Industry Methodologies Global Building Materials Industry 31-Jul-06
Industry Methodologies Global Business & Consumer Service Industry 10-Aug-07
Industry Methodologies Global Cable Television Industry 17-Aug-05
Industry Methodologies Global Chemical Industry 2-Feb-06
Industry Methodologies Global Construction Methodology 31-Oct-07
Industry Methodologies Global Consumer Durables 21-Aug-07
Industry Methodologies Global Equipment and Automobile Rental Industry 13-Aug-07
Industry Methodologies Global For-Profit Hospital Industry 30-Sep-08
Industry Methodologies Global Gaming 24-Aug-05
Industry Methodologies Global Lodging Industry 17-Dec-07
Industry Methodologies Global Medical Products & Device Industry 4-Aug-06
Industry Methodologies Global Mining Industry 30-Sep-05
Industry Methodologies Global Natural Product Processors — Protein and Agriculture 6-Feb-06
Industry Methodologies Global Packing Manufacturers: Metals, Glass, and Plastic Containers 23-May-06
Industry Methodologies Global Paper & Forest Products Industry 1-Jun-06
Industry Methodologies Global Pharmaceutical Industry 30-Nov-04
Industry Methodologies Global Retail Industry 5-Dec-06
Industry Methodologies Global Soft Beverage Industry 15-Aug-05
Industry Methodologies Global Technology Hardware 24-Sep-07
Industry Methodologies Global Telecommunications Industry 14-Dec-07
Industry Methodologies Global Tobacco Industry 27-Nov-07
Industry Methodologies Heavy Manufacturing Industry 15-Mar-06
Industry Methodologies Homebuilding 6-Jan-05
Industry Methodologies Large Global Diversified Media Industry 27-Nov-07
Industry Methodologies Global Shipping Industry 15-Dec-05
Industry Methodologies Moody's Methodology For Rating Sports-Related Enterprises 25-Sep-02
Industry Methodologies Native American Gaming 13-Jan-05
Industry Methodologies Rating Methodology: Global Packaged Goods Industry 1-Feb-05
Industry Methodologies Rating methodology: U.S. Auto Retailers 1-Jun-05
Industry Methodologies Solid Waste Management Industry 31-Jan-07
Industry Methodologies European Regulated Utility Groups: Methodology Update 12-Jan-07
Industry Methodologies Rating Methodology: Global Regulated Electric Utilities 15-Mar-05
Industry Methodologies The UK Water Sector: Moody's Approach To Rating Highly-Leveraged Structures For Asset Ownership 15-Feb-01
Industry Methodologies The UK Water Sector: Financial Parameters and Structural Enhancements for Leveraged Financings 22-Jul-02
Industry Methodologies UK Independent Gas Distribution Companies: Similar Fundamentals to Regulated Water at Slightly Lower Leverage 31-Mar-04
Industry Methodologies UK Independent Gas Distribution Companies: Moody's Comments on Rating Approach as Regulatory Framework Evolves 1-Dec-08
Industry Methodologies U.S. Electric Generation & Transmission Cooperatives 11-May-06
Industry Methodologies Global Independent Refining and Marketing Industry 21-Oct-05
Industry Methodologies Global Integrated Oil & Gas 21-Oct-05
Industry Methodologies Global Oilfield Services Industry 20-Dec-06
Industry Methodologies Midstream Energy Companies & Partnerships 27-Sep-07
Industry Methodologies North American Diversified Natural Gas Transmission And Distribution Companies 21-Mar-07
Industry Methodologies North American Natural Gas Pipelines 15-Dec-06
Industry Methodologies North American Regulated Gas Distribution Industry (Local Distribution Companies) 3-Oct-06
Industry Methodologies Global Broadcast Industry 27-Jun-08
Industry Methodologies Global Communications Equipment Industry 20-Jun-08
Industry Methodologies Global Manufacturing Industry 19-Dec-07
Industry Methodologies Global Restaurant Industry 9-Jul-08
Industry Methodologies Global Newspaper Industry 19-Sep-08
Industry Methodologies Postal and Express Delivery Companies 16-Dec-08
Industry Methodologies Independent Exploration and Production (E&P) Industry 24-Dec-08
Industry Methodologies Global EMS & IT Distribution Industries 30-Dec-08
Industry Methodologies Global Passenger Railway Companies 31-Dec-08
Industry Methodologies Global Steel Industry 6-Jan-09
Industry Methodologies Global Automotive Supplier Industry 22-Jan-09
 CORPORATE RATIOS
Corporates - Ratios Moody's Approach to Global Standard Adjustments in the Analysis of Financial Statements for Non-Financial Corporations - Part I 22-Feb-06
Corporates - Ratios Moody's Approach to Global Standard Adjustments in the Analysis of Financial Statements for Non-Financial Corporations – Part II 17-Feb-06
Corporates - Ratios Moody's Approach to Global Standard Adjustments in the Analysis of Financial Statements for Non-Financial Corporations - Part III 30-Oct-06
CORPORATE LIQUIDITY
Corporates - Liquidity Moody's Approach to Assessing the Adequacy of "Liquidity Risk Insurance" 24-Jan-00
Corporates - Liquidity Speculative Grade Liquidity Ratings 12-Sep-02
CORPORATE GENERAL
Corporate - General Analytical Observations Related To U.S. Pension Obligations 28-Jan-03
Corporate - General Multiemployer Pension Plans: Moody's Analytical Approach 22-Aug-06
Corporate - General Other Postretirement Benefits - Moody's Analytical Approach 22-Dec-04
Corporate - General Moody’s Methodology for Risk Management Assessments: The Global Commodity Processing and Trading Industry 23-Sep-05
Corporate - General Rating Non-Guaranteed Subsidiaries: Credit Considerations In Assigning Subsidiary Ratings In The Absence Of Legally Binding Parent Support 8-Dec-03
Corporate - General Moody's Analytical Framework for Speculative Grade Ratings 4-May-99
Corporate - General The Analysis Of Off-Balance Sheet Exposures 1-Jul-04
Corporate - General U.S. and Canadian Corporate Governance Assessment 1-Aug-03
Corporate - General Updated Summary Guidance for Notching Bonds, Preferred Stocks and Hybrid Securities of Corporate Issuers 23-Feb-07
Corporate - General Global Investment Holding Companies 16-Oct-07
LOSS GIVEN DEFAULT
Corporate - General Probability of Default Ratings and Loss Given Default Assessments for Non-Financial Speculative-Grade Corporate Obligors in the United Stat 23-Aug-06
Corporate - General Probability-of-Default and Loss-Given-Default Ratings for Non-Financial Speculative-Grade Corporate Obligors 9-Jan-06
Corporate - General Probability-of-Default Ratings and Loss-Given-Default Assessments for Corporate Obligors in Europe, Middle East and Africa: Recommended 23-Nov-06
FINANCIAL INSTITUTIONS
BANKS
Financial - Banks Bank Financial Strength Ratings: Global Methodology 22-Feb-07
Financial - Banks Ratings of Japanese Financial Holding Companies 1-Nov-00
Financial - Banks Taiwanese Financial Holding Companies: Moody's Rating Approach and Outlook 10-Feb-03
Financial - Banks Global Securities Industry Methodology 27-Dec-06
Financial - Banks Incorporation of Joint-Default Analysis into Moody's Bank Ratings: A Refined Methodology 30-Mar-07
Financial - Banks Cooperative and Mutualist Banking Groups: Proposal for Determining Group Support Levels for Members 26-Sep-06
Financial - Banks Guidelines for Rating Bank Junior Securities 10-Apr-07
Financial - Banks How Moody's Evaluates US Bank & Bank Holding Company Liquidity 10-Jul-01
Financial - Banks Bank Liquidity Risk and Short- Term Bank Deposit Ratings 16-Jan-03
Financial - Banks Alternate Liquidity For Banks' Commercial Paper 2-Oct-00
INSURANCE
Financial - Insurance Moody's Global Rating Methodology for Life Insurers 11-Sep-06
Financial - Insurance Moody's Liquidity Model for U.S. Life Insurance Companies 12-Jan-05
Financial - Insurance Moody's Analysis Of Life Insurance Embedded Values And Their Securitisation 14-Jan-02
Financial - Insurance Updated: Moody's Global Rating Methodology for Property and Casualty Insurers 9-Jul-08
Financial - Insurance Moody's Rating Methodology for U.S. Title Insurance Companies 24-Oct-08
Financial - Insurance Moody's Risk Adjusted Capital Model For US Property & Casualty Insurers 3-Aug-06
Financial - Insurance Updated: Moody's Global Rating Methodology for Reinsurers 9-Jul-08
Financial - Insurance Moody's Global Rating Methodology for the Mortgage Insurance Industry 26-Feb-07
Financial - Insurance Moody's Rating Methodology for U.S. Health Insurers 7-Feb-07
Financial - Insurance Rating Methodology: Credit Insurance 2-Aug-01
Financial - Insurance Moody's Global Rating Methodology for Insurance Brokers & Service companies 2-Jan-08
Financial - Insurance Moody's Rating Methodology for Lloyd's Syndicate Performance Ratings 19-Aug-08
Financial - Insurance Moody's Approach to Rating Capital Notes of Life Insurance Companies 31-Dec-96
Financial - Insurance Moody's Approach to Rating Subordinated Debt of French Insurance Companies 18-Jul-97
Financial - Insurance Moody's Approach to Rating Undated Subordinated Guaranteed Bonds of UK Mutual Life Insurers 24-Feb-97
Financial - Insurance Assigning Unsecured Credit Ratings to Hedge Funds 13-Apr-07
Financial - Insurance Reinsurance Sidecars: Moody's Five Principles 28-Mar-07
FINANCIAL GUARANTORS
Financial - Financial Guarantors Moody's Rating Methodology for the Financial Guaranty Insurance Industry 25-Sep-06
Financial - Financial Guarantors Portfolio Risk Model for Financial Guarantors 1-Jul-00
OTHER NON BANK
Financial - Other Analyzing The Credit Risks Of Finance Companies 23-Oct-00
Financial - Other The Key Ratios Moody's Uses in Its Analysis of Finance Companies 1-Oct-00
Financial - Other Moody's Approach to Other Comprehensive Income Items When Calculating Effective Leverage for Finance Companies 10-Apr-06
Financial - Other European Consumer Finance 4-Oct-01
Financial - Other Government-Sponsored Enterprises (GSEs) 30-Dec-03
Financial - Other Moody's Global Rating Methodology for Asset Management Firms 1-Oct-07
Financial - Other Revised Methodology for Government Related Non-Bank Financial Institutions 23-Aug-06
Financial - Other Australian and New Zealand Finance Companies: A Ratings Approach 16-Oct-07
GENERAL
Financial - General Moody's Short-Term Insurance Financial Strength Ratings 1-Nov-99
Financial - General Whole Loan Sales by Financial Institution: Determining the Potential for Capital Relief 29-Jul-05
Financial - General Refinements to Moody's Tool Kit: An Addendum for Banks and Insurers 2-Jan-06
Financial - General Moody's New Approach to Analyzing Institutional Investment Products 9-Aug-02
PUBLIC, PROJECT, AND INFRASTRUCTURE FINANCE
GENERAL ANALYTICAL APPROACHES
U.S. Public Finance - General Short-Term Cash Flow Notes 10-May-07
U.S. Public Finance - General Evaluating the Use of Interest Rate Swaps by U.S. Public Finance Issuers 1-Oct-07
U.S. Public Finance - General Bond Anticipation Notes and Other Short-Term Capital Financings 10-May-07
U.S. Public Finance - General Updated: Temporary Criteria Change for Bond Anticipation Note Ratings Due to Municipal Market Disruption 8-Oct-08
U.S. Public Finance - General The Role of Bond Covenants in Municipal Finance Credit Analysis 17-Jun-05
U.S. Public Finance - General Moody's Approach to the Moral Obligation Pledge 26-Nov-08
U.S. Public Finance - General A Guide to Public Finance Rating Outlooks, Rating Reviews, and Rating Changes 19-Nov-98
U.S. Public Finance - General Variable Rate Debt Instruments Supported By An Issuer's Own Liquidity 17-Nov-06
U.S. Public Finance - General Updated: Sources of Liquidity for Variable Rate Debt Instruments Supported by an Issuer's Own Liquidity 26-Sep-08
U.S. Public Finance - General Variable Rate Instruments Supported by Third-Party Liquidity Providers 3-Nov-06
U.S. Public Finance - General Bank Liquidity Support and Variable Rate Financings can Impact Underlying Long Term Credit Ratings 5-Dec-08
U.S. Public Finance - General Hidden Risks Of Variable Rate Debt 10-Mar-04
U.S. PUBLIC FINANCE: EDUCATION AND NOT-FOR-PROFITS
U.S. Public Finance - Education and Community Colleges 22-Dec-99
U.S. Public Finance - Education and Independent Elementary and Secondary Schools 18-Jan-05
U.S. Public Finance - Education and Private Colleges and Universities 9-Sep-02
U.S. Public Finance - Education and Public College and Universities 29-Nov-06
U.S. Public Finance - Education and Not-for-profit Cultural Institutions 17-Nov-04
U.S. PUBLIC FINANCE: HEALTH CARE
U.S. Public Finance - Health Care Senior-Subordinated Debt Structures For Not-For-Profit Hospitals 23-Mar-05
U.S. Public Finance - Health Care Human Service Providers 13-Jun-00
U.S. Public Finance - Health Care Not-for-Profit Hospitals and Health Systems 2-Jan-08
U.S. PUBLIC FINANCE: HOUSING
U.S. Public Finance - Housing Affordable Multifamily Housing 9-Mar-07
U.S. Public Finance - Housing Moody's Lowers Minimum Investment Rate Assumptions for Housing Bond Cash Flows 16-Jul-08
U.S. Public Finance - Housing Approach to State HFA Cash Flow Projections 9-Aug-06
U.S. Public Finance - Housing Fixed Rate Multifamily Housing Bonds Secured By Fannie Mae's Stand-By Credit Enhancement Instrument 20-Nov-06
U.S. Public Finance - Housing GNMA Collateralized Multifamily Housing Bonds 1-Jun-01
U.S. Public Finance - Housing Single Family Monthly Pass-Through Housing Bonds Secured By Mortgage-Backed Securities 14-Sep-04
U.S. Public Finance - Housing Acquisition Period Extensions In Single-Family Mortgage Revenue Bond Transactions 11-Nov-03
U.S. Public Finance - Housing Tax Credit Equity Funds 11-Dec-02
U.S. Public Finance - Housing Multifamily Bonds Backed By USDA Section 538 Guaranteed Loans 27-Feb-03
U.S. Public Finance - Housing Multifamily Bonds Supported By A Freddie Mac Standby Credit Enhancement Instrument 3-Dec-02
U.S. Public Finance - Housing Single Family Draw Down Bonds 18-Apr-03
U.S. Public Finance - Housing Rating The Fannie Mae Single Family Forward Commitment Program 6-Dec-04
U.S. Public Finance - Housing Moody's Currently Rates Standard FHA Multi-Family and Health Care Transactions Aa2 5-Dec-08
U.S. Public Finance - Housing Assigning Issuer Ratings to Housing Finance Agencies 10-May-01
U.S. Public Finance - Housing Bonds Secured By Section 8 Subsidies 20-Aug-99
U.S. Public Finance - Housing Bonds Secured by Section 236 Subsidy 19-Jul-01
U.S. Public Finance - Housing Single Family, Whole-Loan Housing Programs 18-May-99
U.S. Public Finance - Housing Updated: Incorporating Private Mortgage Insurance in Housing Finance Agency Single Family Housing Program Bond Ratings 23-Dec-08
U.S. Public Finance - Housing Multifamily Housing Bonds Secured by Fannie Mae's Direct-Pay Credit Enhancement Instrument 20-Sep-05
U.S. Public Finance - Housing Multifamily Housing Bonds Secured By Freddie Mac Direct-Pay Credit Enhancement Agreement 4-Jan-06
U.S. Public Finance - Housing Moody's Use of Single Family Loan Loss Model Within Rating Analysis 5-Dec-08
U.S. Public Finance - Housing Strength in Structure: Moody's Approach to Rating Single-Family Housing Bonds Secured by Mortgage-Backed Securities 8-Oct-98
U.S. Public Finance - Housing Moody's Anticipates Higher Bond Volume Associated With HUD's Risk-Sharing Program as a Result of Recent Congressional Actions 3-May-01
U.S. Public Finance - Housing Significant Debt Issuance Expected with the Privatization of Military Housing 5-Dec-08
U.S. Public Finance - Housing Methodology Update: Downgrade of a Surety Bond Provider Could Result in Review of Underlying Military Housing Ratings 23-Apr-08
U.S. Public Finance - Housing Rating Privatized Student Housing Project Financings 5-Dec-08
U.S. Public Finance - Housing Public Housing Authority Capital Fund Grant Anticipation Bonds 5-Dec-08
U.S. Public Finance - Housing Moody's Approach to Analyzing Pools of Multifamily Properties 9-Oct-01
U.S. Public Finance - Housing Updated: Ratings that Rely on Guaranteed Investment Contracts 31-Dec-08
U.S. PUBLIC FINANCE: TRANSPORTATION, POWER, AND OTHER INFRASTRUCTURE
U.S. Public Finance - Transportatio U.S. Municipal Joint Power Agencies 21-Sep-06
U.S. Public Finance - Transportatio State and Local Government-Owned Toll Facilities in the United States 30-Mar-06
U.S. Public Finance - Transportatio U.S. Ports 15-Feb-05
U.S. Public Finance - Transportatio Start-up Toll Roads 18-Feb-00
U.S. Public Finance - Transportatio Mass Transit Sector 30-Jun-00
U.S. Public Finance - Transportatio U.S. Public Power Electric Utilities 7-Apr-08
U.S. PUBLIC FINANCE: STATE AND LOCAL GOVERNMENTS
U.S. Public Finance: State and Loc Moody's Analytic Approach To Rating California Tax Allocation Bonds 15-Dec-03
U.S. Public Finance: State and Loc Local Government Debt Issued For Kentucky Administrative Office Of The Courts Projects 23-Jun-00
U.S. Public Finance: State and Loc Moody's Revises Rating Approach for California Local Government Pension and Judgement Obligation Bonds 24-Apr-98
U.S. Public Finance: State and Loc Moody's State Rating Methodology 10-Nov-04
U.S. Public Finance: State and Loc Analytical Framework For Water And Sewer System Ratings 31-Aug-99
U.S. Public Finance: State and Loc Local Government Jointly Supported Debt Issuance - Moody's Rating Methodology 28-Aug-03
U.S. Public Finance: State and Loc Moody's Perspective On PILOT Payments 11-Sep-03
U.S. Public Finance: State and Loc Statutory Debt Service Levy Requirement Adds Credit Strength To Minnesota Cities’ And Counties’ General Obligation Debt 15-Apr-04
U.S. Public Finance: State and Loc How Moody's Examines Local Government Economic Conditions As A Factor In Its Municipal Credit Analysis 30-Jul-03
U.S. Public Finance: State and Loc The Six Critical Components of Municipal Strong Management 2-Mar-04
U.S. Public Finance: State and Loc Moody's Approach To Analyzing Municipal Long-Term Debt 13-Feb-04
U.S. Public Finance: State and Loc Federal Highway Aid Grant Anticipation Funding 5-Dec-08
U.S. Public Finance: State and Loc The Fundamentals of Credit Analysis for Lease-Backed Municipal Obligations 28-Oct-04
U.S. Public Finance: State and Loc State Aid Intercept Programs and Financings 29-Feb-08
U.S. Public Finance: State and Loc Piercing the G.O. Ceiling 5-Dec-08
U.S. Public Finance: State and Loc Federal Gov't Support Qualifies Rural Utility System Financing Programs for Moody's Highest Short-Term Rating 5-Dec-08
U.S. Public Finance: State and Loc Lottery Bonds 5-Dec-08
U.S. Public Finance: State and Loc Local Government General Obligation and Related Ratings 5-Dec-08
U.S. Public Finance: State and Loc Mooody's Outlines Approach to Analyzing Land Secured Debt Financings 5-Dec-08
U.S. Public Finance: State and Loc Charter Schools 30-Nov-06
U.S. PUBLIC FINANCE: FULLY SUPPORTED & STRUCTURED TRANSACTIONS
U.S. Public Finance - Fully Support Confirming Letter of Credit Transactions 12-Sep-05
U.S. Public Finance - Fully Support Municipal Bonds Fully Supported By Corporate Guarantees 22-Sep-05
U.S. Public Finance - Fully Support Tender Option Bond Programs 2-Sep-05
U.S. Public Finance - Fully Support Insured Floating Rate Bonds 29-Nov-05
U.S. Public Finance - Fully Support Letter of Credit Supported Transactions 15-Aug-05
U.S. Public Finance - Fully Support Special Rating Considerations When Layering a Letter of Credit on Top of an Existing Bond Insurance Policy 7-Aug-08
U.S. Public Finance - Fully Support Using Pools of Municipal Bonds to Secure Synthetic Floating Rate 5-Dec-08
U.S. Public Finance - Fully Support Refunded Bonds 29-Jun-07
U.S. Public Finance - Fully Support Moody's Approach to Applying the Joint Support Methodology to Rating Letter of Credit-Supported Bonds 13-May-03
U.S. Public Finance - Fully Support Moody's Approach to Rating Custodial Receipts 23-Oct-03
U.S. Public Finance - Fully Support Moody’s Rating Methodology on Letter of Credit Supported Municipal Commercial Paper Transactions 1-Dec-08
GLOBAL INFRASTRUCTURE/PROJECT FINANCE
Global Infrastructure/Project Finan Key Credit Risks of Project Finance 5-Mar-99
Global Infrastructure/Project Finan Operational Toll Roads 12-Dec-06
Global Infrastructure/Project Finan Operational Airports outside of the United States 2-May-08
Global Infrastructure/Project Finan Construction Risk in Privately-Financed Public Infrastructure (PFI/PPP/P3) Projects 19-Dec-07
Global Infrastructure/Project Finan Operating Risk in Privately-Financed Public Infrastructure (PFI/PPP/P3) Projects 19-Dec-07
Global Infrastructure/Project Finan Update: Privately- Financed Public Infrastructure (PFI/PPP/PE) Projects with Partial Market Revenue Risk 5-Nov-08
Global Infrastructure/Project Finan Power Generation Projects 15-Dec-08
INTERNATIONAL PUBLIC FINANCE
International Public Finance - Gene Application of JDA to Japanese Prefectures and major cities puts their prospective ratings in the Aa category 3-Dec-08
International Public Finance - Gene Local and Regional Governments Outside the US 12-May-08
International Public Finance - Gene Public Universities Outside the US 9-Aug-07
International Public Finance - Gene The Application of Joint-Default Analysis to Regional and Local Governments 2-Dec-08
International Public Finance - Gene The Application of Joint-Default Analysis to the Canadian University Sector 2-Dec-08
SOVEREIGN
Sovereign A Guide to Moody's Sovereign Ratings 4-Dec-08
Sovereign Offshore Banking Centers and Country Risk 5-Dec-08
Sovereign Piercing the Country Ceiling: An Update 14-Jan-05
Sovereign Revised Country Ceiling Policy 7-Jun-01
Sovereign Revised Foreign-Currency Ceilings to Better Reflect Reduced Risk of a Payments Moratorium in Wake of Government Default 24-May-06
Sovereign Sources and Uses of Statistical Data in Moody's Sovereign Credit Analysis 14-Dec-06
Sovereign Sovereign Rating Methodology Handbook 20-Feb-04
Sovereign Sovereign Rating Methodology: The Implications of Highly Dollarized Banking Systems for Sovereign Credit Risk 25-Mar-03
Sovereign Sovereign Risk: Bank Deposits vs. Bonds 5-Dec-08
Sovereign The Local Currency Deposit Ceiling 2-Aug-06
Sovereign Bank Ratings and Government Bond Ratings 22-Aug-07
Sovereign Sovereign Bond Ratings 9-Sep-08
Sovereign Moody's Approach to Structured Finance Transactions: Piercing the Foreign-Currency Country Ceiling 22-Aug-97
STRUCTURED FINANCE
ASSET BACKED SECURITIES
Structured - ABS Asset-Backed Servicer Quality ("SQ") Ratings in EMEA: Moody's Methodology 12-Apr-05
Structured - ABS Introducing Moody's Trustee Quality Ratings for Latin America 18-Apr-06
Structured - ABS Moody's Approach to Addressing Risks Specific to Institution-To-Retail Trust Certificates 13-Jan-05
Structured - ABS Moody's Approach to Franchise Loan ABS: An Adaptive Methodology for an Evolving Asset Class 25-Aug-00
Structured - ABS Moody's Approach To Pooled Aircraft-Backed Securitization 12-Mar-99
Structured - ABS Moody's Approach to Rating Music Royalty and Intellectual Property-Backed Transactions: There's No Business Like Show Business 1-Jul-99
Structured - ABS Moody's Approach to Rating Mutual Fund Fee Securitizations 24-Apr-98
Structured - ABS Moody's Approach to Rating Obligation Backed by International Telephone Settlement Payments 14-Jan-99
Structured - ABS Moody's Approach to Rating Obligations Backed by International Airline Ticket Receivables: The Sky's the Limit 9-Apr-99
Structured - ABS Moody's Approach to Rating Operating Company Securitizations 8-Feb-02
Structured - ABS Moody's Approach to Rating SBA Loan-Backed Securitizations 29-Mar-96
Structured - ABS Moody's Approach to Rating Securities Backed by Equipment Leases and Loans 2-Apr-07
Structured - ABS Moody's Approach to Rating Structured Settlement Transactions 2-Feb-98
Structured - ABS Moody's Approach to Rating Tobacco Settlement Revenues Securitizations 4-May-01
Structured - ABS Moody's Approach to Rating Wireless Towers-Backed Securitizations: A Path to Clear Reception in the ABS Market 19-Sep-05
Structured - ABS Moody's Rating Approach to Agricultural and Construction Equipment Securitizations: The Securitization Market "Sprouts" 7-Aug-98
Structured - ABS Unsecured Non-Performing Loan Pool Modelling: An Update on Moody’s Approach 14-Apr-05
Structured - ABS The Fourier Transform Method - Overview 15-Jan-03
Structured - ABS The Fourier Transform Method: A New Method to Compute Portfolio Default & Loss Distributions 31-Mar-03
Structured - ABS Moody's Approach to Monitoring Italian Non-Performing Loan Transactions 18-Nov-02
Structured - ABS Consumer Finance ABS: Moody's Approach With a Focus on the Italian Market 8-Jan-02
Structured - ABS Moody's Approach to Rating Trade Receivables Backed Transactions 8-Jul-02
Structured - ABS Debut of Inventory Securitisation in Europe: Moody's Rating Approach 21-May-02
Structured - ABS The Lognormal Method Applied to ABS Analysis 20-Jul-00
Structured - ABS Multi-Pool Financial Lease-Backed Transactions in Italy 12-Jun-06
Structured - ABS Securitisation of Non-performing Tax Receivables in Europe: Bridging the Gap Between Structuring and Modelling 19-Apr-06
Structured - ABS Moody's Approach to Rating Mexican States' Securitizations Backed by Future Flows of Own-Source Revenues 18-Sep-08
Structured - ABS Evaluating Unrated and Non-Investment-Grade Originators in EMEA ABS Transactions 24-Nov-04
Structured - ABS Historical Default Data Analysis for ABS Transactions in EMEA 29-Nov-05
Structured - ABS Information on EMEA SME Securitisations Moody’s view on granular SME loan receivable transactions and information guidelines 12-Mar-07
Structured - ABS Cash Commingling Risk in EMEA ABS and RMBS Transactions: Moody’s Approach 7-Nov-06
Structured - ABS Trade Receivables Update:Concentrating on Dilution – Focus on Capital Goods and Consumer Products Receivables 18-Feb-97
Structured - ABS Rating Mezzanine Securities in Structured Finance Transactions: The Impact of an Expected Value Approach 22-Feb-99
Japanese ABS
Structured - ABS Credit Enhancement Analysis in Japanese Auto Loan-Backed Securitization 7-Dec-01
Structured - ABS Importance of Auditing Procedures for Monetary Receivables Securitizations in Japan 21-Aug-03
Structured - ABS Moody’s Approach to Japanese Corporate Credit Pools in ABS/CLO Deals 17-Jan-03
Structured - ABS Moody's Approach to Rating Securitization of Auto Lease Receivables with Maintenance Clauses in Japan 1-Mar-04
Structured - ABS Moody's Approach to Rating Securitizations of Lease Receivables in Japan 22-May-07
Structured - ABS Consumer Finance Loan ABS in Japan (Series 2: An Overview of the Attributes and Points of Analysis) 28-Nov-05
Structured - ABS Moody's Approach to Rating Securitizations Backed by Medical Service Fee Receivables in Japan 1-Jul-05
Structured - ABS Moody's View on Servicer Replacement Clause in Japanese ABS Transactions Part I 19-Jul-05
Structured - ABS Moody's View on Servicer Replacement Clause in Japanese ABS Transactions Part II 27-Jul-05
Structured - ABS Credit Enhancement for Commingling Risk in Japanese ABS: Moody's Updates Methodology 4-Aug-05

Moody's Approach to Monitoring ABS Ratings in Japan, Volume 1: Static Diversified Pool ABS Backed by Auto Loans and Installment Sales Loans,21-Nov-05
Part I
Structured - ABS

Moody's Approach to Monitoring ABS Ratings in Japan, Volume 2: Static Diversified Pool ABS Backed by Auto Loans and Installment Sales Loans,7-Mar-06
Part II
Structured - ABS

Moody's Approach to Monitoring ABS Ratings in Japan, Volume 3: Revolving Diversified Pool ABS Backed by Auto Loans and Installment Sales Loans
15-Aug-06
Structured - ABS
Structured - ABS Approach to Monitoring ABS Ratings in Japan Volume 4: Revolving Diversified Pool ABS Backed by Card Receivables 15-Dec-06
Structured - ABS Analyzing Default Rates and Principal Payment Rates of Japan's Credit Card Receivables 2-Nov-05
Structured - ABS The Role of Trustees in Japanese ABS Transactions Part I 25-May-06
Structured - ABS The Role of Trustees in Japanese ABS Transactions Part II; Controlling Measures of Mandatory Termination Risk 16-Oct-06
Structured - ABS The Role of Trustees in Japanese ABS Transactions Part III; Rating Implications under Japan's new Trust Law 18-Dec-07
Structured - ABS Backup Servicing in Consumer Finance Loan ABS in Japan 15-Dec-06
Structured - ABS Japanese Consumer Finance Loan ABS: Expansion of Overpaid Interest Risk 21-Nov-07
Structured - ABS Updated: Transactions Backed by Real Estate Collateralized SME Loans in Japan: Focal Points in Rating Analysis 23-Jul-08
 Credit Card ABS
Structured - ABS Credit Card Master Trusts: The Risks of Account Additions 16-Dec-94
Structured - ABS Credit Card Master Trusts: Assessing The Risks of Cash Flow Allocations 30-May-95
Structured - ABS Moody's Approach to Rating Obligations Backed by International Credit and Debit Card Receivables 11-Feb-00
Structured - ABS Credit Card Servicer Quality Rating Methodology 29-Jun-04
Structured - ABS Understanding Metrics for Performance Monitoring, Volume 1: Credit Card-Backed Securities 1-Dec-04
Structured - ABS Analyzing Default Rates and Principal Payment Rates of Japan's Credit Card Receivables 2-Nov-05
Structured - ABS Approach to Monitoring ABS Ratings in Japan Volume 4: Revolving Diversified Pool ABS Backed by Card Receivables 15-Dec-06
Structured - ABS Moody's Approach To Rating Credit Card Receivables-Backed Securities 16-Apr-07
Student Loan ABS
Structured - ABS Retailers Learn Their ABCs: Addressing The Risk of Dilution With a Subordinate Tranche 30-May-95
Structured - ABS Bankruptcy Risk Analysis in Student Loan-Backed Securities Structures: Moody's Approach 28-Sep-98
Structured - ABS Moody's Revised Cash Flow Assumptions for FFELP Student Loan-Backed Transactions 30-Nov-06
Structured - ABS Methodology Update on Basis Risk in FFELP Student Loan-Backed Securitizations 19-Nov-08
Auto ABS
Structured - ABS Auto Lease Securitization: Moody's Rating Approach 13-Nov-98
Structured - ABS Credit Enhancement Analysis in Japanese Auto Loan-Backed Securitization 7-Dec-01
Structured - ABS Moody’s Approach to Rating European Auto ABS: More Rubber Set to Hit European Roads 19-Nov-02
Structured - ABS Moody's Approach to Rating Securitization of Auto Lease Receivables with Maintenance Clauses in Japan 1-Mar-04

Moody's Approach to Monitoring ABS Ratings in Japan, Volume 1: Static Diversified Pool ABS Backed by Auto Loans and Installment Sales Loans,21-Nov-05
Part I
Structured - ABS

Moody's Approach to Monitoring ABS Ratings in Japan, Volume 2: Static Diversified Pool ABS Backed by Auto Loans and Installment Sales Loans,7-Mar-06
Part II
Structured - ABS

Moody's Approach to Monitoring ABS Ratings in Japan, Volume 3: Revolving Diversified Pool ABS Backed by Auto Loans and Installment Sales Loans
15-Aug-06
Structured - ABS
Structured - ABS U.S. Auto-Backed Securities: Moody's Approach to Using Stratified Data to Improve the Precision of Loss Analysis in Auto Loan Securitizations 8-May-07
Structured - ABS Moody's Approach to Rating U.S. Auto Loan-Backed Securities 29-Jun-07
Structured - ABS Adjusting for the Seasoning of Pools in Projecting Auto Loan Losses 5-Dec-08
COMMERCIAL MORTGAGE BACKED SECURITIES & REITS
Structured - CMBS & REITS CMBS: Moody's Approach to A-B Notes and Other Forms of Subordinate Debt 4-Feb-00
Structured - CMBS & REITS CMBS: Moody's Approach to Assessing Loan Credit Quality at a Cyclical Trough 3-Oct-02
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Assisted Living Facilities 11-Mar-99
Structured - CMBS & REITS CMBS: Moody's Approach To Rating CMBS Sale and Lease-Back Transactions in Japan 3-Sep-02
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Credit Tenant Lease (CTL) Backed Transactions 2-Oct-98
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Floating Rate Transactions 12-May-00
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Large Loan/Single Borrower Transactions 7-Jul-00
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Liquidating CMBS Transactions in Japan 30-May-03
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Industrial Properties 23-Mar-01
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Manufactured Home Communities 20-Oct-03
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Multi-Family Properties 26-Feb-03
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Office Properties 16-Jul-99
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Parking Facilities 20-Oct-03
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Loans Secured by Self- Storage Facilities 20-Oct-03
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Recourse Loans in Canadian and U.S. Conduits 13-Feb-02
Structured - CMBS & REITS CMBS: Moody's Approach to Rating Static CDOs Backed by Commercial Real Estate Securities 17-Jun-04
Structured - CMBS & REITS CMBS: Moody's Approach to Rating U.S. Conduit Transactions 15-Sep-00
Structured - CMBS & REITS CMBS: Moody's Approach To Replacement Cost 9-Mar-00
Structured - CMBS & REITS CMBS: Moody's Approach to Revolving Facilities in CDOs Backed by Commercial Real Estate Securities 29-Jul-04
Structured - CMBS & REITS CMBS: Moody's Approach to Secured Creditor Environmental Insurance 3-Jun-99
Structured - CMBS & REITS CMBS: Moody's Approach to Small Commercial Real Estate Loans 21-Sep-99
Structured - CMBS & REITS CMBS: Moody's Approach To Surveillance 30-Sep-02
Structured - CMBS & REITS CMBS: Moody's Approach to Terrorism Insurance After the Federal Backstop 6-Jan-03
Structured - CMBS & REITS CMBS: Occupancy Cost Ratio Is Key to Analysis of Mall Credit Risk 9-Dec-02
Structured - CMBS & REITS Methodology for Assigning Real Estate Cash Flow Volatility Ratings 12-Dec-06
Structured - CMBS & REITS Moody's Approach to Pari-Passu Notes in CMBS: Some "A"-Notes Are More Equal Than Others 8-Jan-04
Structured - CMBS & REITS Positive and Negative Pooling: Moody's Approach to Tranching Large Loan CMBS 18-Dec-01
Structured - CMBS & REITS U.S. CMBS: Moody's Approach To Analyzing Transitional Hotel Properties 8-Dec-05
Structured - CMBS & REITS U.S. CMBS: Moody's Approach to Borrower-Affiliates Owning Their Related B-Notes 10-Sep-04
Structured - CMBS & REITS US CMBS and CRE CDO: Moody's Approach to Rating Commercial Real Estate Mezzanine Loans 29-Mar-07
Structured - CMBS & REITS US CMBS: Moody’s Approach to Rating Loans Secured by Nursing Facilities 6-Apr-05
Structured - CMBS & REITS US CMBS: Moody's Approach to Office Loans - Sustainable Rents and Tenant Ratings Are Key To Credit Quality 22-Mar-05
Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Commercial Land Loans 7-Jun-06
Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Commercial Real Estate Construction Loans 20-Jan-06
Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Condo Conversion Loans 3-Mar-05
Structured - CMBS & REITS US CMBS: Moody's Approach to Real Estate Tax Abatements 30-Nov-05
Structured - CMBS & REITS US CMBS: Moody's Approach To Surveillance Of Large Loan Transactions 8-Mar-06
Structured - CMBS & REITS Moody's Approach to Rating Canadian CMBS 25-May-00
Structured - CMBS & REITS Moody's Approach to Rating European CMBS 8-Jun-01
Structured - CMBS & REITS Updated on Moody's Real Estate Analysis for CMBS Transactions in EMEA 20-Jun-05
Structured - CMBS & REITS Update on Moody's Real Estate Analysis for CMBS in EMEA 30-Jun-05
Structured - CMBS & REITS Moody's Real Estate Analysis for CMBS in EMEA: Portfolio Analysis (MoRE Portfolio) 24-Apr-06
Structured - CMBS & REITS Non-Sequential Payment Structures in European CMBS Transactions 28-Feb-06
Structured - CMBS & REITS Moody's Approach to Rating Finance Transactions of Real Estate Development Projects in Japan 6-Sep-04
Structured - CMBS & REITS Moody's Approach to Monitoring CMBS Ratings in Japan, Supplemental Series 1: Key Issues in the CMBS Monitoring Process 14-Nov-07
Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan 9-Apr-07
Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan, Supplemental Series 1: Overview of Property Level Analysis 11-Jun-07
Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan, Supplemental Series 2: Approach to Rating CMBS in Japan Backed by Distribu1-Aug-07
Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan, Supplemental Series 3: Rating Considerations on fixed-term leasehold and leased-free
17-Dec-07 and loans in Japanese CMBS
Structured - CMBS & REITS Updated: Moody's Approach to Rating CMBS Transactions in Japan, Supplemental Series 4: Approach to Rating CMBS in Japan Backed by Hotel Properties
24-Jan-08
Structured - CMBS & REITS Japan CMBS Supplemental Series 5: Analyzing CMBS that include Non-Recourse Loans to REITS 17-Jul-08
Structured - CMBS & REITS Japan CMBS Supplemental Series 7: Analyzing CMBS Backed by Office Buildings 18-Sep-08
Structured - CMBS & REITS Updated: Jpaan CMBS Supplemental Series 6: Analyzing Residential Properties 1-Aug-08
Structured - CMBS & REITS US CMBS and CRE CDO: Moody's Approach to Rating Commercial Real Estate Mezzanine Loans 29-Mar-07
Structured - CMBS & REITS US CMBS: Moody’s Approach to Rating Loans Secured by Nursing Facilities 6-Apr-05
Structured - CMBS & REITS US CMBS: Moody's Approach to Office Loans - Sustainable Rents and Tenant Ratings Are Key To Credit Quality 22-Mar-05
Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Commercial Land Loans 7-Jun-06
Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Commercial Real Estate Construction Loans 20-Jan-06
Structured - CMBS & REITS US CMBS: Moody's Approach to Rating Condo Conversion Loans 3-Mar-05
Structured - CMBS & REITS US CMBS: Moody's Approach to Real Estate Tax Abatements 30-Nov-05
Structured - CMBS & REITS US CMBS: Moody's Approach To Surveillance Of Large Loan Transactions 8-Mar-06
Structured - CMBS & REITS Rating Methodology for REITs and Other Commercial Property Firms 24-Jan-06
Structured - CMBS & REITS Key Ratios for Rating REITs and Other Commercial Property Firms 3-May-07
Structured - CMBS & REITS Whole Business Securitisations: A Unique Opportunity for UK Assets? 16-Oct-00
Structured - CMBS & REITS Moody’s European Country Tiering for CMBS Recovery Rate Assumptions: Focus on Key Jurisdictions 28-Jan-05
Structured - CMBS & REITS CMBS: The Evolution of A-B Loans — Enhanced Rights of B Notes Lower Credit Quality of A Notes 26-Jan-01
Structured - CMBS & REITS Moody's Approach to Monitoring CMBS Ratings in Japan 3-Oct-05
RESIDENTIAL MORTGAGE BACKED SECURITIES
Structured - RMBS Moody's Approach to Analyzing Non-performing and Reperforming FHA and VA Residential Mortgage Loans 3-Mar-03
Structured - RMBS Moody's Approach to Lender-Paid Mortgage Insurance 11-Sep-03
Structured - RMBS Moody's Approach to Rating Initial Period, Interest-Only Mortgages in Prime RMBS 5-May-04
Structured - RMBS Moody's Approach to Rating Single Seller Mortgage Warehouse Structures 5-Jan-05
Structured - RMBS Moody's Mortgage Metrics: A Model Analysis of Residential Mortgage Pools 1-Apr-03
Structured - RMBS Overview of Moody's RMBS Monitoring Process 13-Aug-03
Structured - RMBS Rating US Option ARM RMBS – Moody's Updated Rating Approach 4-Sep-07
Structured - RMBS Sizing RMBS Large Loan Concentration Risk 24-Feb-06
Structured - RMBS The Importance of Representations and Warranties in RMBS Transactions 14-Jan-05
Structured - RMBS Understanding Metrics for Performance Monitoring, Volume 3: Residential Mortgage-Backed Securities 14-Oct-05
Structured - RMBS Moody's Approach to Coding Jumbo and Alt-A Residential Mortgage Documentation Programs 15-Jun-06
Structured - RMBS Moody's Approach to Rating Residential Mortgage Servicers 18-Jan-01
Structured - RMBS CMBS: When Are Cap Rates Too High, Too Low, or Just Right? 11-Mar-03
Structured - RMBS Alt-A RMBS Loss Projection Update: January 2009 22-Jan-09
REGION-SPECIFIC RMBS
Structured - Regional RMBS Moody's Approach to Rating Apartment Loan-Backed Securities in Japan 24-Jun-04
Structured - Regional RMBS Moody's Approach to Rating Belgian RMBS 25-Sep-06
Structured - Regional RMBS Moody's Approach to Rating Dutch RMBS 1-Jun-04
Structured - Regional RMBS Moody's Approach to Rating German RMBS 14-Dec-04
Structured - Regional RMBS Interest Rate Risks in UK RMBS – Moody's Approach 2-Oct-07
Structured - Regional RMBS Moody's Approach to Automated Valuation Models in Rating UK RMBS 21-Aug-08
Structured - Regional RMBS Moody's Approach to Rating UK RMBS 6-Apr-05
Structured - Regional RMBS Moody's Updated Methodology for Rating UK RMBS 5-Nov-07
Structured - Regional RMBS Summary of and Introduction to: Moody's Approach to Rating Italian Residential Mortgage-Backed Securities 9-Jun-04
Structured - Regional RMBS Moody's Approach to Rating Italian RMBS 9-Jun-04
Structured - Regional RMBS Moody's Approach to Rating Portuguese RMBS 14-Oct-04
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan 12-May-03
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan: Supplemental Series 1 "Recovery from Defaulted Receivables" 26-Apr-04
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan: Supplemental Series 2 "Analyzing Multi-Party Guaranteed Pools" 10-Aug-04
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 3: Servicing Risks upon Occurrence of Servicer Financial Institution's Credit Events
11-Nov-04
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 4: RMBS Interest Rate Risk 13-Dec-04
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 5: Estimating Gross Loss Rate based on Index17-Dec-04
Pool
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 6: Cash Flow Analysis / Rating Approach Based
9-Sep-05
on Expected Loss
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 7: Loan-by-Loan Model and Gross Loss Estimation
16-Mar-06
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 8: Estimating Gross Loss for Bank Non-conforming Loan Pools
1-Jun-06
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 9: Loss Curve Assumptions 16-Jun-06
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 10: Factors for Estimating CPR of Residential27-Jun-06
Mortgage Pools
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 11: Waterfall (Part1): Sequential Pay and Pro-Rata
9-Aug-07
Pay
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 12: Waterfall (Part 2): Excess Spread and Credit
9-Aug-07
Enhancement
Structured - Regional RMBS Moody's Approach to Rating Residential Mortgage-Backed Securities in Japan, Supplemental Series 13: Loan-by-Loan Model and Loss Rate Distribution
19-Oct-07
Assumptions
Structured - Regional RMBS Moody's Approach to Rating RMBS in Emerging Securitisation Markets – EMEA 8-Jun-07
Structured - Regional RMBS Moody's Approach to Rating South African RMBS 20-Apr-04
Structured - Regional RMBS Moody's Approach to Rating Swiss RMBS 30-Jun-04
Structured - Regional RMBS Monitoring Residential Mortgage-Backed Securities in Japan: Factors Affecting Credit Enhancement 4-Oct-07
Structured - Regional RMBS Moody’s Approach to Rating French RMBS 6-Oct-05
Structured - Regional RMBS Moody’s Approach to Rating Real Estate-Backed Transactions in Taiwan 29-Mar-05
Structured - Regional RMBS Moody’s Approach to Rating Spanish RMBS: The “Milan” Model 8-Mar-05
Structured - Regional RMBS Moody's Updated Methodology for Rating Spanish RMBS 22-Jul-08
Structured - Regional RMBS Updated: Rating Spanish Government Sponsored Housing (VPO) RMBS 20-Jan-09
Structured - Regional RMBS Moody's Methodology for Rating RMBS in Europe, Middle East, and Africa 14-Oct-08
Structured - Regional RMBS Cash Flow Analysis in EMEA RMBS: Testing Structural Features with the MARCO Model (Moody's Analyser of Residential Cash Flows) 24-Jan-06
Structured - Regional RMBS Moody's Approach to Rating Investment-Purpose Condominium Loan-Backed Securitizations in Japan 8-Aug-05
Structured - Regional RMBS Mortgage Insurance in EMEA RMBS Transactions: Potential Advantages and Analytical Considerations 1-Jun-06
Structured - Regional RMBS Moody's Methodology for Rating Russian RMBS 29-Jul-08
Structured - Regional RMBS Moody's RMBS Master Trust Cash Flow Analysis 28-Apr-08
Structured - Regional RMBS AU-MILAN-The Scoring Formula Revisited-Moody's Individual Loan Analysis for Australian RMBS 26-Aug-03
Structured - Regional RMBS Residential Mortgage Servicer Quality ("SQ") Ratings in Australia: Moody's Methodology 16-Aug-04
Structured - Regional RMBS The Impact of Mortgage Insurance On The Subordination Level of Australian MBS 15-May-00
Structured - Regional RMBS A Framework For Stressing House Prices In RMBS Transactions in EMEA 24-Jul-08
Structured - Regional RMBS Moody's Approach to Rating US Residential Mortgage-Backed Securities 31-Dec-08
SUBPRIME & ALT-A
Structured - RMBS U.S. RMBS: 40-year Mortgages in Subprime RMBS 9-Jan-07
Structured - RMBS Update to Subprime Residential Mortgage Securitization Assumptions 2-Dec-05
Structured - RMBS US Alt-A RMBS-Moody's Updates Its Methodology: August 2007 21-Aug-07
Structured - RMBS US Subprime - Overview of Recent Refinements to Moody's Methodology: July 2007 2-Aug-07
Structured - RMBS US Alt-A RMBS-Moody's Updates Its Methodology: August 2007 21-Aug-07
Structured - RMBS US Subprime - Overview of Recent Refinements to Moody's Methodology: July 2007 2-Aug-07
Structured - RMBS Moody's Cashflow Assumptions for RMBS Alt-A Transactions 9-Feb-06
Structured - RMBS Moody's Approach to Coding Subprime Residential Mortgage Documentation Programs: Updated Methodology 28-Nov-06
Structured - RMBS An Update to Moody's Analysis of Payment Shock Risk in Sub-Prime Hybrid ARM Products 12-May-05
Structured - RMBS Update to Moody's Approach to Analyzing Delinquent Loans Included in Performing Subprime US RMBS 21-Aug-07
HOME EQUITY
Structured - Home Equity Loan Modifications and Forbearance Plans Impact on Home Equity Securitizations 24-Sep-04
Structured - Home Equity Moody's Rating Methodology: Home Equity Lines of Credit (“HELOC”) Securitizations 3-Oct-06
Structured - Home Equity An Update - A Moody's Guideline for Sizing the Risk of Super Senior Support Classes in Home Equity and Alternative A Over-collateralization T 20-Mar-06
Structured - ABS Moody's Enhances Step-down Test In Subprime Home Equity Transactions Earlier Performance Tests Provide Additional Protection for Investor 19-Apr-06
CLOSED END SECONDS
Structured - RMBS Moody's Updates Loss Coverage Methodology and Cashflow Assumptions for Closed End Second Lien Mortgage Loans 19-Apr-06
Structured - RMBS Closed End Seconds Residential Mortgage Securitization Cashflow Assumptions 2-Nov-06
ABCP
Structured - ABCP Moody's Approach to Analyzing Mortgage Warehouse Financing in EMEA ABCP Conduits 17-Oct-05
Structured - ABCP The Fundamentals of Asset-Backed Commercial Paper 3-Feb-03
Structured - ABCP Moody's Approach to Evaluating Credit Arbitrage ABCP Programs 22-Aug-02
Structured - ABCP Achieving Post Review Status For Partially Supported ABCP Programs 9-Oct-97
Structured - ABCP Asset-Backed CP: Overview of Structures and Focus on Japan 4-Dec-96
Structured - ABCP Comparing and Contrasting Credit Arbitrage ABCP Programs and Structured Investment Vehicles 25-Jan-02
Structured - ABCP Floating Rate ABCP: Issues and Answers 10-Dec-99
Structured - ABCP Floating-Rate ABCP: Covering the Risks 17-Mar-03
Structured - ABCP Importance of Liquidity Support in Asset-Backed Commercial Paper (The) 18-Mar-94
Structured - ABCP Moody's Approach to Analyzing Mortgage Warehouse Financing in ABCP Conduits 4-Feb-05
Structured - ABCP Moody's Approach to Evaluating Credit Arbitrage ABCP Programs 22-Aug-02
Structured - ABCP Moody's Approach To Jointly Supported Obligations 13-Jan-98
Structured - ABCP Moody's Approach to Jointly Supported Prime-1 Liquidity Facilities 18-Aug-99
Structured - ABCP On Being a Prudent Investor: Understanding the Nuts and Bolts of Australian ABCP Structures 4-Aug-98
Structured - ABCP Pros, Cons and Considerations in Introducing an ABCP Conduit 9-Oct-02
Structured - ABCP Rating Commercial Paper Programs Backed by Maturity-Matched Loans 7-Sep-99
Structured - ABCP Samurai Asset-Backed Commercial Paper: Moody's Rating Analysis 3-Jul-96
Structured - ABCP Serialized ABCP: The Hidden Dangers 20-Apr-98
Structured - ABCP The Fundamentals of Asset-Backed Commercial Paper 3-Feb-03
Structured - ABCP Moody's Approach to Eligible Liquidity in Securities Arbitrage Programs 9-Jan-06
COVERED BONDS
Structured - Covered Bonds Moody's Rating Approach to European Covered Bonds 13-Jun-05
Structured - Covered Bonds Assessing Swap as Hedges in the Covered Bond Market 17-Sep-08
Structured - Covered Bonds Timely Payments in Covered Bonds Following Sponsor Bank Default 18-Mar-08
Structured - Covered Bonds European Covered Bond Legal Frameworks: Moody's Legal Checklist 8-Dec-05
COLLATERALIZED DEBT OBLIGATIONS
Structured - CDO Actively Managed Synthetic CDOs 10-Apr-02
Structured - CDO CDO RatingFactors Moody's Approach to Analyzing Interest Rate Asset Specific Hedges 31-Mar-08
Structured - CDO CDO RatingFactors Moody's Approach to Including TRUPS CDO Tranches in ABS CDOs 15-Jun-06
Structured - CDO CDO RatingFactors VOL. I … No. 2 Current Pay Obligations in Cash Flow CDOs 2-Mar-04
Structured - CDO CDO RatingFactors VOL. I … No. 3 Moody's Recovery Rate Assumptions for U.S. Corporate Loans and Bonds: Picking Up The Pieces 17-Mar-04
Structured - CDO CDO RatingFactors VOL. I … No. 4 New Defined Terms for U.S. Cash Flow CBOs/CLOs: "Moody's Default Probability Rating" and "Moody's Obligat 21-May-04
Structured - CDO CDO RatingFactors VOL. I … No. 5 Haircuts for Excess Caa Assets and Deep Discount Obligations 24-Jun-04
Structured - CDO CDO RatingFactors VOL. I … No. 6 Moody's Approach to Rating Digital Credit Default Swaps 15-Jul-04
Structured - CDO CDO RatingFactors VOL. II … No. 1 Moody's Rating Approach to U.S. SME CLOs: Using Credit Tools to Expand Manager Flexibility 1-Feb-05
Structured - CDO CDO RatingFactors VOL. II … No. 2 Quotation Amount in Synthetic CDOs 1-Mar-05
Structured - CDO CDO RatingFactors VOL. II … No. 3 Notching Watchlisted Structured Finance Securities in CDOs 10-Mar-05
Structured - CDO CDO RatingFactors VOL. II … No. 4 Assigning Market Value To CDO Assets 14-Dec-05
Structured - CDO CDO RatingFactors VOL. II … No. 5 Moody's Approach to Implementing Par Haircuts in Structured Finance CDOs 25-Jan-06
Structured - CDO CDO RatingFactors VOL. III … No. 1 Pro Rata Amortization In Synthetic Resecuritizations 22-Mar-06
Structured - CDO CDO RatingFactors VOL. III … No. 2 UPDATE: Post-Reinvestment Period Reinvesting in Actively-Managed CDOs 20-Apr-06
Structured - CDO Collateralised Debt Obligations: A Moody's Primer 7-Mar-05
Structured - CDO Credit Derivative Product Companies 3-Mar-06
Structured - CDO Moody’s Approach to Rating Multi-Currency CDOs 15-Sep-05
Structured - CDO Moody’s Correlated Binomial Default Distribution 10-Aug-04
Structured - CDO Moody’s Releases Update to Synthetic CDO Models 30-Nov-04
Structured - CDO Moody's Approach for Determining Positive Definite Correlation Matrices: A Tool for Modeling Correlated Defaults 16-Sep-03
Structured - CDO Moody's Approach to Adapting U.S. Cash-Flow CLO Rating Methodology to PDR/LGD Initiative 16-Feb-07
Structured - CDO Moody's Approach to Assessing Secondary Risks in Synthetic CDOs 17-Mar-03
Structured - CDO Moody's Approach To Modelling “Exotic” Synthetic CDOs with CDOROMTM 1-Feb-07
Structured - CDO Moody's Approach to Rating CDOs of Japanese Equity Default Swaps 25-Feb-04
Structured - CDO Moody's Approach to Rating Collateralized Debt Obligations with Pay-As-You-Go Credit Default Swaps 13-Nov-06
Structured - CDO Moody's Approach to Rating Collateralized Funds of Hedge Funds Obligations 10-Jul-03
Structured - CDO Moody's Approach to Rating Distressed-Asset CDOs 16-Nov-01
Structured - CDO Moody's Approach To Rating EMEA Commercial Real Estate CDOs 24-Jan-07
Structured - CDO Moody's Approach to Rating Insurance Trust Preferred Security CDOs 1-Apr-04
Structured - CDO Moody's Approach to Rating Japanese CLOs Backed by Secured Sub-Performing Loans 25-May-04
Structured - CDO Moody's Approach to Rating Market-Value CDOs: Volatility and Jump Probability Table Supplement 8-Sep-03
Structured - CDO Moody's Approach to Rating Multisector CDOs 15-Sep-00
Structured - CDO Moody's Approach To Rating Synthetic CDOs 29-Jul-03
Structured - CDO Moody's Approach To Rating Synthetic Resecuritizations 29-Oct-03
Structured - CDO Moody's Approach to Rating the CDOs of SMEs in Europe 1-Feb-07
Structured - CDO Moody's Approach to Rating Granular SME Transactions in Europe, Middle East and Africa 8-Jun-07
Structured - CDO Moody's Approach to Rating U.S. Bank Trust Preferred Security CDOs 14-Apr-04
Structured - CDO Moody's Approach to Rating U.S. Middle Market CLOs: Part II 1-Dec-05
Structured - CDO Moody's Approach to Rating U.S. REIT CDOs 4-Apr-06
Structured - CDO Moody's Approach: The CDO Monitoring Process 27-Sep-02
Structured - CDO Moody's Initial Views On The Dealer Form Of Confirmation For Pay-As-You-Go Credit Derivative Transactions 21-Jun-05
Structured - CDO Moody's Modeling Approach to Rating Structured Finance Cash Flow CDO Transactions 26-Sep-05
Structured - CDO Moody's Rating Approach to Taiwanese CDO Transactions 15-Feb-06
Structured - CDO Moody's Approach to Rating Japanese Commercial Real Estate CDOs 4-Feb-08
Structured - CDO MOODY'S REVISES ITS METHODOLOGY FOR EMERGING MARKET CDOS 11-Apr-07
Structured - CDO Moody's Revisits Its Assumptions Regarding Corporate Default (and Asset) Correlations for CDOs 30-Nov-04
Structured - CDO Moody's Revisits its Assumptions Regarding Structured Finance Default (and Asset) Correlations for CDOs 27-Jun-05
Structured - CDO Periodic Reports for Moody's Rated Credit Derivative Product Companies 21-Dec-05
Structured - CDO Rating CDO Repacks: An Application Of The Structured Note Methodology 20-Feb-04
Structured - CDO Rating Methodology: A Framework For Understanding Structured Financial Operating Companies 14-Apr-05
Structured - CDO Tax Event upon Merger in Synthetic CDO Transactions 11-Jan-05
Structured - CDO Using the Structured Note Methodology to Rate CDO Combo-Notes 20-Feb-04
Structured - CDO Using the Structured Note Methodology to Rate CDO Combo-Notes 20-Feb-04
Structured - CDO A description of Moody's Tools for Monitoring CPDO Transactions 23-Jul-08
Structured - CDO A Description of Moody's Tools for Monitoring Leveraged Super Senior Transactions 20-Aug-08
Structured - CDO Collateral Manager Incentives, CDS Trading and Value Extraction in Synthetic CDOs 21-Nov-07
Structured - CDO Japan's SME CDOs: Rating Stability and Monitoring Procedure 8-Nov-07
Structured - CDO US Municipal Cash-Flow CDOs 3-Dec-02
Structured - CDO Binomial Expansion Method Applied to CBO/CLO Analysis (The) 13-Dec-96
Structured - CDO Rating Cash Flow Transactions Backed by Corporate Debt 1995 Update 10-Apr-95
Structured - CDO Using the Structured Note Methodology to Rate CDO Combo-Notes 20-Feb-04
Structured - CDO Moody's Approach to Rating Collateralized Loan Obligations 31-Dec-08
Structured - CDO Moody's Approach to Rating Collateralized Synthetic Obligations 31-Dec-08
SIVs
Structured - SIVs The Moody’s Capital Model 28-Jan-04
Structured - SIVs SIV Management Quality Ratings 18-Jan-06
Structured - SIVs FAQs Regarding Current State of Structured Investment Vehicle (SIV) Market 15-Jan-08
CAT BONDS
Structured - Catastrophe Bonds Moody's Approach to the Rating of Catastrophe-Linked Notes 19-Sep-97
STRUCTURED - MISCELLANEOUS
Structured - Miscellaneous Moody's Approach to Evaluating Derivative Products Subsidiaries 15-Oct-93
Structured - Miscellaneous Framework for De-Linking Hedge Counterparty Risks from Global Structured Finance Cashflow Transactions Moody's Methodology 10-May-07
Structured - Miscellaneous Moody's Approach to Assigning Structured Finance Common Representative Quality Ratings 12-Dec-07
Structured - Miscellaneous Moody's Approach to Rating Contingent Perfection Structures 17-Apr-98
Structured - Miscellaneous Moody's Approach to Rating Hedge Fund Gap Risk Products 16-Nov-06
Structured - Miscellaneous Moody's Approach to Rating ith-to-Default Basket Credit-Linked Notes 17-Apr-02
Structured - Miscellaneous Moody's Re-examines Trustees' Role in ABS and RMBS 4-Feb-03
Structured - Miscellaneous Securitisation in New Markets: Moody's Perspective 5-Sep-06
Structured - Miscellaneous Moody's Approach to Rating Japanese Whole Business Securitizations 16-Apr-07
Structured - Miscellaneous Moody's Refines Its Approach to Rating Structured Notes 3-Jul-97
Structured - Miscellaneous RATING INSTITUTIONAL-TO-RETAIL REPACKAGINGS: AN APPLICATION OF MOODY'S STRUCTURED NOTES METHODOLOGY 28-May-02
Structured - Miscellaneous Understanding The Risks In Credit Default Swaps 14-Mar-01
Structured - Miscellaneous Introducing Assumption Volatility Scores and Loss Sensitivities for Structured Finance Securities 14-May-08
Structured - Miscellaneous Updated: V Scores and Parameter Sensitivities for Structured Finance Securities 3-Dec-08
Structured - Miscellaneous V Scores and Parameter Sensitivities in the U.S. Vehicle ABS Sector 16-Dec-08
Structured - Miscellaneous V Scores and Parameter Sensitivities in the non-U.S. Vehicle ABS Sector 20-Jan-09
Structured - Miscellaneous V Scores and Parameter Sensitivities in the Global Credit Card ABS Sector 19-Dec-08
Structured - Miscellaneous V Scores and Parameter Sensitivities in the U.S. Equipment Lease and Loan ABS Sector 22-Jan-09
Structured - Miscellaneous The Temporary Use of Cash in Structured Transactions: Eligible Investment Guidelines 9-Dec-09
Structured - Miscellaneous Revising Default/Loss Assumptions Over the Life of an ABS/RMBS Transaction 18-Dec-08
Structured - Miscellaneous Repackaged Securities 28-Sep-01
MANAGED FUNDS
Managed Funds Moody's Managed Funds Credit Quality Ratings Methodology 1-Jul-04
Managed Funds Moody's Money Market and Bond Fund Market Risk Ratings 1-Jul-04
Managed Funds Moody's Approach to Evaluating and Assigning Operations Quality Ratings to Hedge Funds 27-Jun-06
Managed Funds Moody's Approach to Evaluating and Assigning Investment Manager Quality Ratings to Asset Management Companies 3-Aug-05
MOODY'S GENERAL
RATING SCALE
Moody's Rating Scales Mapping Moody's National Scale Ratings to Global Scale Ratings 20-Sep-07
Moody's Rating Scales Moody's National Scale Ratings 24-May-04
Moody's Rating Scales National Scale Ratings In Indonesia 12-Feb-07
Moody's Rating Scales National Scale Ratings in Kazakhstan 28-Feb-07
Moody's Rating Scales National Scale Ratings In Russia 12-Jul-05
Moody's Rating Scales National Scale Ratings In Taiwan 16-Oct-03
Moody's Rating Scales National Scale Ratings in Ukraine 22-May-06
Moody's Rating Scales National Scale Ratings in South Africa 26-Nov-07
Moody's Rating Scales The U.S. Municipal Bond Rating Scale: Mapping to the Global Rating Scale And Assigning Global Scale Ratings to Municipal Obligations 28-Feb-07
Moody's Rating Scales Servicer Quality National Scale Ratings and Moody's Updated EMEA Servicer Quality Rating Scores 25-Mar-08
HYBRIDS
Moody's General Hybrid Securities Analysis -- New Criteria for Adjustment of Financial Ratios to Reflect the Issuance of Hybrid Securities Product of the New 10-Nov-03
Moody's General Moody's Tool Kit: Hybrid Securities Analysis 8-Jun-00
Moody's General Refinements to Moody's Tool Kit: Evolutionary, not Revolutionary! 25-Feb-05
Moody's General Moody's Hybrid Tool Kit: Limiting Equity Credit in the Capital Structure 11-Mar-08
Moody's General Moody's Hybrid Tool Kit: An Update on Hybrid Analysis for US Real Estate Investment Trusts (REITs) 20-Mar-08
Moody's General Moody's Hybrid Tool Kit: Revised Treatment of Surplus Notes for Mutual Insurers 19-Mar-08
Moody's General Moodys Tool Kit: A Framework for Assessing Hybrid Securities 15-Dec-99
GENERAL
Moody's General Analytical Implications Of Employee Stock-Based Compensation 30-Dec-02
Moody's General Another Perspective on Risk Transference and Securitization 23-Sep-99
Moody's General Moody's Approach to Evaluating Distressed Exchanges 10-Aug-00
Moody's General The Application of Joint Default Analysis to Government Related Issuers 27-Apr-05
Moody's General Two Party Pay Approach - Structure And Mechanics 30-Apr-02
Moody's General Incorporation of Joint-Default Analysis into Moody's Bank Ratings: A Refined Methodology 30-Mar-07
Moody's General Weighing the Added Credit Risks of Credit-Linked Securities: Update on Moody's Rating Approach 15-Jan-96
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