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  • Insurance Product Information Document (IPID) : International Student Insurance Europe

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    Hedvika Švendová
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    This document summarizes an international student insurance policy provided by Anker Insurance Company. The policy covers emergency medical treatments, sickness, accidents, inpatient and outpatient treatments, prescribed medications, repatriation, search and rescue, ambulance transport, assistance 24/7, lost or stolen luggage, delay of luggage, third party liability, and capital in the event of an accident for students studying in Europe. However, pre-existing conditions, maternity, non-emergency treatments, high risk sports, USA territories, Canada, and the policyholder's country of origin are excluded. The policyholder must pay the premium before coverage begins and cannot cancel the fixed-term policy early.

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    ISIE-IPID-042022 (2)

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    This document summarizes an international student insurance policy provided by Anker Insurance Company. The policy covers emergency medical treatments, sickness, accidents, inpatient and outpatient treatments, prescribed medications, repatriation, search and rescue, ambulance transport, assistance 24/7, lost or stolen luggage, delay of luggage, third party liability, and capital in the event of an accident for students studying in Europe. However, pre-existing conditions, maternity, non-emergency treatments, high risk sports, USA territories, Canada, and the policyholder's country of origin are excluded. The policyholder must pay the premium before coverage begins and cannot cancel the fixed-term policy early.

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    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
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    33 views2 pages

    Insurance Product Information Document (IPID) : International Student Insurance Europe

    Uploaded by

    Hedvika Švendová
    This document summarizes an international student insurance policy provided by Anker Insurance Company. The policy covers emergency medical treatments, sickness, accidents, inpatient and outpatient treatments, prescribed medications, repatriation, search and rescue, ambulance transport, assistance 24/7, lost or stolen luggage, delay of luggage, third party liability, and capital in the event of an accident for students studying in Europe. However, pre-existing conditions, maternity, non-emergency treatments, high risk sports, USA territories, Canada, and the policyholder's country of origin are excluded. The policyholder must pay the premium before coverage begins and cannot cancel the fixed-term policy early.

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    of 2

    Insurance product information document (IPID)

    International student insurance Europe

    Company (Insurer) : Anker Insurance Company n.v. having its registered office at Paterswoldseweg 812 at 9728
    BM Groningen. Anker is registered with the Autoriteit Financiële Markten (AFM) (The Dutch Authority for the
    Financial Markets) under number 12000661 and is authorized by De Nederlandsche Bank (DNB).
    Product : International student insurance Europe (ISIE)

    This document provides a summary of the main coverage and exclusions. It is not personalized to your
    specific individual needs. Complete information about this product is provided in the certificate of insurance
    and policy terms and conditions (e.g. regarding data protection).

    What is type of insurance?


    This insurance is aimed for a student, intern, au pair, academic, researcher or a member of his/her family
    (spouse - children) who is studying in the EU/EEA or an EU/EEA resident who is studying abroad for a
    temporary duration. The insurance plan will cover acute sickness and accident, in and outpatient treatments,
    medical evacuation, search and rescue, repatriation of mortal remains, death and disability benefits, third
    party liability.

    What is insured What is Not insured


    Emergency treatments only Pre-existing conditions
    Sickness & accident Maternity & delivery
    In-patient treatments Non emergency treatments
    Out-patient treatments High risk sports
    Prescribed medication
    Repatriation ! Are there restrictions on the cover
    Search and rescue ! USA territories Canada are not covered
    Ambulance transport ! Insurance sum limitations
    Assistance 24/7 ! Pre-approval for some treatments
    Lost or stolen luggage
    ! Maximum age 59 years old
    Delay of luggage ! Country of origin not covered
    Third party Liability
    Capital in event of an accident

    Where I am covered
    You are covered worldwide, however, outside the country of origin. The US territories and Canada do
    not fall under the covered territories and are excluded from any insurance coverage.

    Anker Insurance Company n.v. | IPID04-2022


    What are my obligations
    It is advised to take all necessary measures to take as lowest possible your claims. This will avoid
    any premiums adaptation of the insurance plan. You must provide honest, accurate and complete
    information during the whole duration of your contract. In case of an emergency you can contact
    the Alarm Service via +3150 520 9780. In the event of a claim, you must notify the Claims
    Department as soon as possible via +3150 520 9974.

    When and how do I have to pay


    The premium must be paid by credit card or bank transfer before the effective date of the insurance
    policy. The insurance policy is delivered once the full amount is credited on the bank account of a
    company designated by Anker Insurance Company n.v. or if the credit card payment was successfully
    authorized.

    When does the cover start and end


    The start and end date of your insurance contract is mentioned on your insurance policy. The
    contract starts at earliest at the date where your insurance premium is fully paid.

    How do I cancel the contract


    You take out the insurance for a specific period of time and therefore cannot cancel it. The contract is valid
    until the last date stated on your insurance policy. This product does not provide for automatic renewal. If you
    want to renew then a new contract must be purchased.

    Anker Insurance Company n.v. | IPID04-2022

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