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<new envelope>429

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<contract> 210088382
<annuitant>CURRIE, MICHAEL B DC

PO Box 981592
El Paso, TX 79998-1592
1-888-GUARDIAN (1-888-482-7342) ANNUITY CONTRACT CONFIRMATION AND STATEMENT
210088382 TRIGGER 04/29/2022 CURRIE, MICHAEL B DC A1340-003

(1) Insured (3) Purchase Payment (7) Contract Number (8) Case Number
CURRIE, MICHAEL B DC NONE 210088382

(4) Contractual Deductions (9) StatementDate Contract type


(2) NONE 04/29/2022 INVFLEX-SEP IRA
MICHAEL B CURRIE DC
55416 MELTON RD (5) Premium Tax (10) Agent/Broker- Dealer
BANDON, OR 97411 NONE FARMERS FINANCIAL SOLUTIONS

(6) Net Payment* (11) Agent's Code (12) Servicing Office


NONE A1340-003 A1340-02317

This is not a notice of payment due. * A positive amount refers to a net increase in your contract value resulting from the
transaction activity shown below. A negative (-) amount denotes a net decrease.

TRANSACTION DETAIL
(13) ACCOUNT (14) TRANSACTION (15) TRANSACTION (16) NET (17) UNIT VALUE (18) UNITS THIS
DATE DESCRIPTION AMOUNT ON TRANS. DATE TRANSACTION
VALUE LINE STRATEGIC ASSET MGMT 04/29/2022 Transfer $-2,546.50 $142.092910 -17.921
GUARDIAN BALANCED ALLOCATION VIP 04/29/2022 Transfer $2,546.50 $9.998732 254.682
FUND

SUMMARY OF ACCOUNT BALANCE ON STATEMENT DATE


(19) ACCOUNT (20) TOTAL ACCUMULATION (21) ACCUMULATION UNIT VALUE (22) VALUE OF TOTAL
UNITS ACCUMULATION UNITS
GUARDIAN BALANCED ALLOCATION VIP 254.682 $9.998732 $2,546.50
FUND

TOTAL VALUE OF CONTRACT AS OF 04/29/2022 $2,546.50

IMPORTANT MESSAGES
CERT AIN T RANSFERS SHOWN ABOVE EFFECT IVE AS OF CLOSE OF BUSINESS ON APRIL 29, 2022,
WERE M ADE PURSUANT T O A SUBST IT UT ION IN ACCORDANCE WIT H APPLICABLE LAW.
PLEASE READ T HE ENCLOSED IM PORT ANT NOT ICE FOR M ORE INFORM AT ION ON T HE SUBST IT UT ION.
PLEASE CONSULT T HE APPLICABLE FUND AND PRODUCT PROSPECT USES FOR M ORE INFORM AT ION.
CERT AIN T RANSFERS SHOWN ABOVE M AY HAVE BEEN M ADE PURSUANT T O INST RUCT IONS PROVIDED BY Y OU.

Form GIAC 42 The portion of this statement reflecting transactions in a Separate Account is being sent on behalf of Park Avenue Securities or the Broker-Dealer shown in
Rev. 3/02 Box 10 above acting as agent forThe Guardian Insurance & Annuity Company, Inc. Please direct all inquiries concerning your account to your Broker-Dealer.
AGENT - SWEET, WILLIAM M CONTRACT OWNER
<page>2
<contract> 210088382
<annuitant>CURRIE, MICHAEL B DC

*%01*

(1) Insured (3) Purchase Payment (7) Contract Number (8) Case Number
CURRIE, MICHAEL B DC NONE 210088382

(4) Contractual Deductions (9) StatementDate Contract type


(2) NONE 04/29/2022 INVFLEX-SEP IRA
MICHAEL B CURRIE DC
55416 MELTON RD (5) Premium Tax (10) Agent/Broker- Dealer
BANDON, OR 97411 NONE FARMERS FINANCIAL SOLUTIONS

(6) Net Payment* (11) Agent's Code (12) Servicing Office


NONE A1340-003 A1340-02317

NOTICE OF FUND SUBSTITUTION


On April 29, 2022 (the “Substitution Date”), pursuant to a substitution, in accordance with applicable
law, the following “Existing Funds” were replaced with the corresponding “Replacement Funds” (the
“Substitution”), as set forth in the table below:
Existing Fund Replacement Fund
AB VPS Growth and Income Portfolio (Class B) Guardian Strategic Large Cap Core VIP Fund
AB VPS Large Cap Growth Portfolio (Class B) Guardian Large Cap Disciplined Growth VIP Fund
American Century VP Mid Cap Value Fund (Class II) Guardian Select Mid Cap Core VIP Fund
BlackRock Advantage Large Cap Value V.I. Fund (Class III) Guardian Integrated Research VIP Fund
ClearBridge Variable Small Cap Growth Portfolio (Class II) Guardian Small Cap Core VIP Fund
Columbia Variable Portfolio - Small Company Growth Fund Guardian Small Cap Core VIP Fund
(Class 2)
Columbia Variable Portfolio - Small Cap Value Fund (Class 2) Guardian Small-Mid Cap Core VIP Fund
Davis Value Portfolio Guardian Equity Income VIP Fund
Fidelity VIP Contrafund® Portfolio (Service) Guardian Equity Income VIP Fund
Fidelity VIP Contrafund® Portfolio (Service Class 2) Guardian Equity Income VIP Fund
Fidelity VIP Growth Opportunities Portfolio (Service Class 2) Guardian Integrated Research VIP Fund
Fidelity VIP Growth Portfolio (Service Class 2) Guardian Integrated Research VIP Fund
Fidelity VIP Mid Cap Portfolio (Service Class 2) Guardian Select Mid Cap Core VIP Fund
Invesco V.I. American Value Fund (Series II) Guardian Mid Cap Relative Value VIP Fund
Invesco V.I. Core Equity Fund (Series I) Guardian Equity Income VIP Fund
Invesco V.I. Growth and Income Fund (Series II) Guardian Integrated Research VIP Fund
Janus Henderson Enterprise Portfolio (Service Shares) Guardian Select Mid Cap Core VIP Fund
Janus Henderson Forty Portfolio (Service Shares) Guardian Large Cap Disciplined Growth VIP Fund
MFS® Growth Series (Service Class) Guardian Large Cap Disciplined Growth VIP Fund
MFS® Income Portfolio (Service Class) Guardian Total Return Bond VIP Fund
MFS® Investors Trust Series (Initial Class) Guardian Equity Income VIP Fund
MFS® New Discovery Series (Service Class) Guardian Small Cap Core VIP Fund
MFS® Research Series (Initial Class) Guardian Equity Income VIP Fund
MFS® Total Return Bond Series (Service Class) Guardian Total Return Bond VIP Fund
MFS® Total Return Series (Service Class) Guardian Balanced Allocation VIP Fund
PIMCO Balanced Allocation Portfolio (Advisor Class) Guardian Balanced Allocation VIP Fund
Putnam VT Large Cap Value Fund Class IB Guardian Integrated Research VIP Fund
Value Line Centurion Fund Guardian All Cap Core VIP Fund
Value Line Strategic Asset Management Trust Guardian Balanced Allocation VIP Fund
Victory INCORE Investment Quality Bond VIP Series Guardian Core Fixed Income VIP Fund
Victory INCORE Low Duration Bond VIP Series Guardian Short Duration Bond VIP Fund

On the Substitution Date, all subaccount units corresponding to the shares of each Existing Fund
were replaced with subaccount units corresponding to the shares of the applicable Replacement
Fund.
Please note the following information regarding your transfer rights:
• For 30 days following the Substitution Date, you may transfer your Contract value allocated
to a subaccount that invests in a Replacement Fund to any other subaccount or fixed-rate
option available under your Contract free of charge.
<page>3
<contract> 210088382
<annuitant>CURRIE, MICHAEL B DC

• If your Contract has the GLWB, for 30 days after the Substitution Date, you may transfer the
entire amount of your Contract value to any other allocation model available to you under
your GLWB free of charge.
• If your Contract has the living benefit rider Decade, for 30 days after the Substitution Date,
you may transfer your Contract value allocated to a subaccount in an Asset Allocation Class
that invests in a Replacement Fund to any other subaccount within that Asset Allocation
Class free of charge.
• Such transfers will not count as a transfer for purposes of any limitation on the number of
transfers permitted under your Contract.
• For 30 days after the Substitution Date, except with respect to any market timing/short-
term trading limitations or limitations imposed by Decade or GLWB, as set forth in your
Prospectus, the Company will not exercise any rights reserved by it under the Contracts to
impose additional restrictions on transfers between subaccounts.

The Substitution was effected at the relative net asset values of the Existing Funds’ and the
Replacement Funds’ shares. Your Contract value following the Substitution is the same as your
Contract value prior to the Substitution. There will be no tax consequences to you as a result of the
Substitution. The Substitution was effected at no cost to you, and the fees and charges under your
Contract will not increase as a result of the Substitution. Your rights and the Company’s obligations
under your Contract have not been altered in any way.
You may make changes to your investment allocations by submitting your written, electronic or
telephone instructions in Good Order by mail to The Guardian Insurance & Annuity Company, Inc.,
Individual Markets, Annuities, at P. O. Box 981592, El Paso, TX 79998-1592 (regular mail) or 5951
Luckett Ct., Bldg. A, El Paso, TX 79932 (overnight mail), sending an email to [email protected] or
by calling 1-888 GUARDIAN (1-888-482-7432).

Further, certain administrative programs were impacted by the Substitution. Specifically:


• Dollar Cost Averaging (“DCA”) and Automatic Portfolio Rebalancing (“APR”): If on the
Substitution Date you were enrolled in a DCA program or APR that included an Existing Fund,
your current allocation instructions were automatically updated to replace each subaccount
that invested in an Existing Fund with the subaccount that invests in the corresponding
Replacement Fund.
• Premium Allocation Instructions: If on the Substitution Date you had premium allocation
instructions on file that included an Existing Fund, your premium allocation instructions on file
were automatically updated to replace each subaccount that invested in an Existing Fund with
the subaccount that invests in the corresponding Replacement Fund.
• Automated Alert Program: If on the Substitution Date you had any Automated Alerts on file
that include an Existing Fund, your Automated Alert instructions on file were automatically
updated to replace each subaccount that invested in an Existing Fund with the subaccount
that invests in the corresponding Replacement Fund.
To obtain a free copy of the Prospectus for your Contract or a statutory prospectus for a
Replacement Fund, or if you have any questions regarding the Substitution, your Contract, or your
transfer rights regarding the Substitution, please contact our Customer Service Office at 1-888
GUARDIAN (1-888-482-7432).

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