M3 Studying in The UK Guide
M3 Studying in The UK Guide
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The United Kingdom performs well in most measures of well- It is unlikely that a student could pack all their belongings
being relative to most other countries in the Better Life Index. necessary for their trip in one effort. Students should, for this
The United Kingdom ranks above the average in personal reason, consider carefully what is essential and what can be
security, environmental quality, civic engagement, social purchased once they arrive in the UK. Did you know?
connections, health status, jobs and earnings, and housing. Clothing will make up the bulk of belongings that the student
Here are five good reasons for students to consider the UK. will take with them to the UK. They should make sure they The United Kingdom ranks above
have investigated the weather where they will be studying. average in personal security,
1. The economy The weather in the UK is rarely extreme, but it can change environmental quality, civic
quickly. In just one day it’s not uncommon to experience engagement, social connections, health
The United Kingdom’s economy is huge. In fact, it’s the
warm sunshine, rain and cold wind. Layers of clothing, status, jobs and earnings, and housing.
sixth largest in the world and it has enjoyed steady
economic growth until the current world economic including a waterproof layer or umbrella can help cope with
downturn. In essence though, businesses are still growing the weather changes
and people are finding work. Students can take small electronic devices, such as cellular
Website
2. Education phones (mobiles) and digital music players into the UK, but
will likely need UK compatible power adaptors for charging.
The UK fulfils the criteria for many students’ needs and Refer to the UK website for more
has some of the best universities in the world, including Food should not be brought into the UK. Any food from information on Arrivals from outside
Cambridge and Oxford. outside the EU may be confiscated upon arrival and there are the EU.
potential fines.
3. Health care
Not every country in the world has a solid health care
system. In fact, very few have a National Health Service
like the UK. Legal residents in the UK have access to free
health care. International students can access the NHS
upon payment of the International Health Surcharge (IHS).
More details are available from the Health Advice and
Services for International Students section of this guide.
4. Culture
There are few places with such a rich culture as the
UK. With its ethnic mix of population and a long and
interesting history it is a fascinating place to explore.
5. The UK is geographically well-placed
The UK is ideally placed for taking short trips to other
countries. Many European destinations can be reached in
just a few hours from London, which makes it a great
travel hub.
Scottish and Irish currency Before travelling, students should ask their home bank how to Did you know?
In Scotland and Ireland the currency is the same but Scottish transfer money to the UK, and if their home bank has a
and Northern Irish banks print their own bank notes. These special relationship with any UK banks – this could make the The Pound sterling is the oldest
are widely accepted in the rest of the UK, but there have been process for transferring money and opening an account much existing currency, with origins that
some cases of shops rejecting them. easier. can be traced back to continental
Most UK banks will be happy to open accounts for Europe.
You can exchange these notes for Bank of England notes at
any major bank in the UK. It is recommended to do this international students whilst they are resident in the UK, but The Pound sterling is the highest
before leaving the UK, as it might not be possible to exchange the product they offer may be quite different. valued of the major currencies such
them for the local currency in other countries. as US Dollar and the Euro.
Before opening a new account, students should check its
basic features and compare them to other accounts and Although an image of the reigning
Banking banks. monarch of the United Kingdom
has appeared on coins for at least
While studying in the UK, students may want (or need) to 1,000 years, it was quite often the
open a UK bank account. only way a person living in the
country to know what their
The main banks in the UK are HSBC, Barclays, Lloyds Bank, monarch looked liked.
Royal Bank of Scotland (RBS), NatWest, Nationwide and
Santander.
M3 Studying in the UK | IDP Education Ltd 7
For example, checking whether there is an overdraft, what Cash machines (ATMs)
the interest rates are for repaying the overdraft and any fees
ATMs are widely available across the UK. Cash machines can
for going over their spending limit. Students under 18 may
be used at any time to withdraw money and check balances.
need to check with the bank to see if they can open an
Most are free of charge when withdrawing money from a UK
account. Universities will usually have sessions for opening
bank account, but some charge a small fee – this will be
Important bank accounts in “Orientation Week” – a good reason to go.
indicated clearly on the screen.
Larger university campuses usually have a small bank
branch.
Students should check with their home Shops
bank whether their card can be used in To open a bank account, the following documents will likely
UK machines (some banks have A lot of shops allow customers, when paying by debit card,
be required: to withdraw money “cash back” from their account. This is a
agreements with UK banks) and the cos t
of international withdrawal fees. Passport way of obtaining money from their own bank account,
equivalent to using a cash machine (ATM).
A document confirming the school, college or
university
Moving money
Proof of address at home and in the UK Another consideration for the student is whether they will be
Reference and statements from the student’s home receiving large transfers from abroad, or paying for things
bank. back home from a UK bank account. The student should
understand the bank charges and fees for receiving, or
International student accounts making international transfers, and check the small print. An
Some banks have special ‘student accounts’ with certain online service may be suitable for larger transfers as they
benefits, such as free banking, interest-free overdraft and can often offer more competitive rates.
travel discounts. Students should ask any banks they’re
considering whether they have a student account, and what
conditions there are – making sure that, as an international
student, they’re entitled to all the perks and that there are
no extra conditions attached. A student can still get a normal
current account and should compare the benefits before
deciding what’s best for them.
Accessing money
Online and telephone
Most banks offer 24-hour online and telephone banking that
enable customers to make payments, review payment history
and manage their money whenever they like. Most banks
also have 24-hour emergency lines to report lost or stolen
debit or credit cards, and/or fraudulent activity.
Face-to-face in a branch
Typically banks in the UK open from 9am to 4pm, or 5pm
on weekdays (Monday to Friday), and some open on
Saturday mornings.
8 IDP Education Ltd | M3 Studying in the UK
Phone and Internet
For the international student telephone and/or internet access
will likely be very important, if not critical.
With continual and frequent changes occurring in the
telecommunications industry, students need to consider the
best options available to them, as well as any obligations they
enter into.
Phone
Mobile Contract
There are a number of different network providers, different
types of contract and a wide range of costs. Three basic If students use their mobile frequently and are in the country
options that students need to consider are as follows: for a longer period of time for study, a contract might work
out cheaper for them. There are numerous mobile phone
Landline providers, and they can choose from a range of plans where
Mobile - prepaid they can get the handset with little (if any) up-front cost.
They then pay a fixed price per month for a certain amount of
Mobile - contract calls, text messages and data.
(mobile plans will typically involve some internet data)
Making International Calls
Landline
International calls can be considerably more expensive than
Usually only relevant to students off campus in rented domestic calls. Often students prefer to use systems like
accommodation – in these circumstances the student may Skype or FaceTime instead, as these can be free of charge
need to consider if they require a landline bundle with access (being mindful of internet usage).
to the internet. Quick Tip
International calling cards offer reduced rates and can be
Mobile Prepaid purchased from most convenience stores.
It’s necessary to omit the first '0' from
A prepaid service provides flexibility as the student can The UK country code is +44. To call a UK number from the area code – for example, the area
control how much they spend and they can stop using the abroad, dial 44 (country code) followed by the area code and code for London is '020', so from
service any time. Pre-paid SIM cards are available in many then the telephone number. outside the UK, dial +44 20 X...
shops and supermarkets, as well as by mobile phone To call another country from the UK, dial 00 followed by the
providers and include a set number of calls, text messages relevant country code followed by the area code if required
and data. and then the telephone number.
After completing a relatively easy set up with the provider,
students can have access to a working mobile number which
they can simply top up with credit as needed. The mobile
phone provider will provide details on how they can top up
their service.
Off-campus public libraries may offer free or cheap Wi-Fi For regular travel season tickets can also help to save
access, and most towns will have internet cafés where users money.
can pay for internet and computer access by the hour.
Trains and underground
Wireless internet access may be available in some public
places or on transport. However, students should be aware The train network enables access to cities and towns across
that some provider may charge a small fee for this service. the UK. Train fares can be expensive, but there are discounts
Students should always consider the security of the network for advance bookings online through a variety of websites,
they are connecting to. including:
National Rail
Translink
Trainline
Website
The Underground or Tube provides access to locations
across London and greater London, the network is extensive
Refer to Transport for London website
for more detail on discounts and
and busy and can take a bit of getting used to. Passengers
concessions. can purchase tickets at stations or use an Oyster card.
Discounts are available to full-time students and savings can
be made for regular travel.
Other major train networks in the following areas include:
Manchester: Metrolink
Scotland: Scotrail
Northern Ireland: Translink
Wales: Great Western Railway
Taxis (cabs) can be a convenient way of making short specific Wearing a helmet is not
journeys. Taxis, or black cabs as they are often called, are compulsory, but for your own
usually easily distinguishable by their distinctive shape and safety it is advisable. At night,
unsurprisingly are usually black. use front white and red rear
lights (bicycle lights are
Mini-cabs or private hire cabs are also available but these compulsory after dark) and wear
need to pre-booked, they cannot be hailed from the side of bright, reflective clothes.
the road.
In London, the cycle hire scheme allows users to rent a bike
for up to 24 hours. There are hundreds of docking stations Quick Tip
Driving in the UK across the city, so this is an easy way to get around – bikes
Driving in the UK requires a valid driving licence and can be hired on the spot with a credit or debit card (or For regular travel season tickets
insurance. Cars must be registered and taxed and, if over register for a key for regular users), and return it at any other can also help to save money.
three years old, must be tested annually with an MOT docking station.
Bus networks operate in towns and
(Ministry of Transport) test to check it is still safe and road- Some universities have subsidised cycle hire schemes, which cities across all of the UK.
worthy. enable bicycle rental at low cost, with equipment and repairs
The Highway Code sets out the rules for driving in the UK. included.
Driving tests in the UK will be based on these rules. Students
using an international driving licence should review the Code Domestic flights
Website
before driving in the UK.
There are 24 commercial international airports in the UK, and
travel to many more destinations is possible through internal Refer to Taxifarefinder.com for an
Cycling flights. Students should check online or ask a local travel estimated fare for a taxi trip in the UK.
Cycling is a great way to save money and keep fit, students agent for help.
should be encouraged to take the following precautions to
stay safe:
Eating Out
The UK’s restaurant scene now rivals the best in the world
Quick Tip
Shops and Restaurants and away from the top end there are numerous options to
suit all budgets and cuisines.
The main supermarkets loosely listed on Shopping Here are some tips for students on eating and drinking in
pricing (lowest to highest) are:
Shoppers are well catered for in the UK. Shops in most cities the UK:
Lidl and larger towns are open from Monday to Saturday from In the UK it is generally safe to drink tap water (unless
Aldi about 9.00am to 5.30pm (sometimes later) and on Sundays there is a sign near the tap saying otherwise). Bottled
from around 11.00am to 4.00pm. In smaller towns shops water is available in restaurants and shops.
Asda might close on Sundays. Most shops in the cities will stay
Vegetarian and vegan food is widely available and
Tesco open late one night of the week.
even small restaurants will usually offer at least one
Sainsburys In every town or city students will generally find well stocked vegetarian dish.
supermarkets providing groceries, fresh produce and pre-
Marks and Spencers, and prepared meals, all at a variety of different cost and quality If the school, college or university provides students
levels. All generally operate long opening hours and often with meals, they should advise of any allergies or
Waitrose
have smaller ‘metro’ versions in busy areas that are often specific requirements.
open all night. Eating out doesn't have to be expensive. Many cafes
In larger towns students will also find a number of and restaurants offer discounts for students. Look out
international and specialty food stores. Throughout the UK for ‘early bird’ deals too – this is where you eat at
times when the restaurant is less busy.
The UK’s National Health Service (NHS) provides medical Before you can travel to the UK, you may be asked for health
certificates proving you have had vaccinations against
care, dental care and other health services.
Website diseases such as tuberculosis, tetanus, polio, diphtheria,
The following NHS treatment is available to everyone in the meningitis C and measles, mumps and rubella (MMR). If you
For further details on effects on UK, including all international students studying for longer are coming from a tuberculosis (TB) high-risk area, a chest x
family members travelling with the
than six months and who have paid the International Health -ray report may also be required.
Surcharge (IHS):
student refer to the Gov.uk website When travelling, check with your transport provider what
for full details on the IHS – the Some emergency treatment (but not follow-up medications you are allowed to take on board with you and
UKCISA website also provides links to treatment) what you can take through customs.
further information.
Family planning services Ask the British Embassy or High Commission in your country
Refer students to the Gov.uk website what vaccinations you need. If you are on a health-related
Diagnosis and treatment of certain communicable
for details on your nearest British
course, ask your school, college or university if they have
diseases
any requirements. Even if you don’t need these vaccinations,
Embassy or High Commission Office.
There are more treatments other than those on this list that you may still wish to consider having them anyway, to
are available for free. To qualify for free or subsidised NHS safeguard your health.
treatment, students must meet certain conditions. To find
Don’t forget to bring copies of your health certificates with
out more, please visit the UK Council for International
you when you travel to the UK – you may need to show
Student Affairs (UKCISA) website.
them when you pass through immigration control.
Students applying for a visa to come to the UK for more than
six months will need to pay an additional International Health If you are undergoing medical treatment, have pre-existing
serious health issues, or if you are registered as disabled,
Surcharge of £150 per year. This includes students applying
talk to your school, college or university before you enrol to
from within the UK, or from outside the UK.
find out what support they offer.
When you travel to the UK, bring your prescription papers
and a doctor’s letter/report (translated into English), giving
details of your condition, all treatment and medication you
require, plus any assistance you will need while you study in
the UK.
All European Economic Area nationals and their families
should obtain a European Health Insurance Card (EHIC)
before coming to the UK. This card entitles the holder and
their family to NHS treatment.
Content Insurance
Insurance cover for belongings should be a serious
consideration for any student. There are policies designed for
students and may cover personal possessions, money and
documents, as well as medical expenses and personal
liability. Students in halls may be insured already.
Several companies arrange special policies for
students. Endsleigh Insurance, in association with UKCISA
(UK Council for International Student Affairs), has
developed a personal possessions policy for students and a
policy specifically for overseas students studying in the
UK. Barclays Bank also offers a personal
possessions policy for students.