AWLL3548733XB1 - Legal Expenses-Policy Summary
AWLL3548733XB1 - Legal Expenses-Policy Summary
AWLL3548733XB1 - Legal Expenses-Policy Summary
Expenses Insurance
Insurance Product Information Document
Company: DAS Legal Expenses Insurance Company Ltd
Product: Simply Business Landlords Legal Protection
DAS Legal Expenses Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the
Financial Conduct Authority (FRN202106) and the Prudential Regulation Authority. Registered in England and Wales.
Repossession ✗ Claims where the lawyer we appoint for you does not believe
✓ Regaining possession of your property from your tenant you will be more likely than not to win your case
✗ Costs you incur before we have agreed to cover your claim
Property Damage ✗ Legal problems that started before the date your cover begins
✓ Disputes relating to someone causing damage to your property ✗ Costs which exceed your policy limit of £50,000 for any one claim
✗ Fines, penalties, compensation or damages you are ordered
Eviction of Squatters to pay by a court or other authority
✓ Eviction of someone living in your property without your ✗ Any matter to do with rent, rate or land tribunals, rent
permission (other than your tenant or ex-tenant) assessment committees or rent officers
✗ A dispute with your tenant within 90 days of taking out cover,
Rent Recovery if the tenancy started before you took out this policy
✓ Recovery of rent owed by your tenant where it has been ✗ Contractors’ charges arising from the use of our domestic
overdue for at least a month assistance helpline
✗ Claims:
Legal Defence • not reported to us during the period of insurance
• reported more than 90 days after the date you should
✓ Defence of criminal prosecutions relating to the letting
of your property or defence of an appeal under disability have known about the insured incident
discrimination legislation
Where am I covered?
✓ For all insured incidents, the United Kingdom of Great Britain and Northern Ireland
Payment options will be subject to the agreement between you and the person who is selling you this policy.
This cover will last for one year and the dates of cover will be included in your policy documentation. If in any doubt, please speak
to the person who sold you this policy.
You can cancel this policy by telling us within the cooling off period which lasts for 14 days after taking it out. Provided no claims have
been made within that period, the person who sold you this policy will give you a full refund of the premium, subject to any separate
charges that they may apply.
After the cooling off period you may also cancel this policy by providing 14 days’ notice. Subject to the terms of business between you
and the person who sold you this policy, you may be entitled to a partial refund of the premium.
It is important to note that charges may apply to any refund subject to the individual terms of business between you and the person
who sold you this policy. Please contact them directly for full details of charges.