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Check your credit report and bank statements

If your SSN or other personal information has been discovered on the Dark Web, you
need to monitor your finances to ensure your identity isn't stolen.

How to monitor your financial institutions


Request a free credit report from AnnualCreditReport.com to check whether anyone
has obtained unauthorized loans in your name.
Monitor your bank accounts for suspicious transactions. A credit monitoring service
will monitor your bank, credit, and investment accounts 24/7 and alert you to any
suspicious activity.
Contact the fraud department of your bank or credit card company to restore
ownership and security of your accounts.
5. Sign up for myE-verify and “self-lock” your SSN
The Department of Homeland Security offers a self-lock feature known as E-Verify.
This enables you to “lock” your SSN and block any electronic access attempts.

E-Verify is primarily used to prevent employment-related identity theft. By locking


your SSN, you prevent criminals from using your identity to gain employment, commit
insurance fraud, and further steal your identity.

How to sign up for Self-Lock and freeze your SSN


To sign up for E-Verify, create a myE-Verify account. Then, follow the instructions
to prove your identity. Once your account is up and running, you can freeze your
SSN by opening your dashboard, clicking on “Manage My SSN” and then “Lock My SSN.”

Set your challenge questions (so that you can unlock your SSN later), and click on
“Lock My SSN” once more.

6. Report the fraud to authorities


If you’re a victim of fraud, it’s vital that you report the crime to the relevant
agencies. By reporting fraud, you help to protect yourself and others from further
damages.

It’s especially important to complete a fraud report if you are going to dispute
fraudulent charges; otherwise, there’s no proof of your being a victim.

Where to report the fraud


There are three authorities to which you need to report the crime:

The Federal Trade Commission (FTC) at ReportFraud.ftc.gov


The FBI’s Internet Crime Complaint Center (IC3)
Local law enforcement
7. Consider signing up for identity theft protection
To avoid falling victim to scammers, hackers, and fraudsters, you need proactive
protection. An all-in-one digital security solution like Aura can monitor your
accounts, alert you of suspicious activity, and help protect you against
cyberattacks.

With Aura, you get:


Dark Web monitoring and identity theft protection. Get alerted if your SSN has been
found on the Dark Web. Identity theft protection monitors your PII, credit cards,
home title, bank and investment accounts, IDs, and more.
Financial Fraud and Credit Protection. Aura offers three-bureau credit monitoring
and the ability to lock your Experian credit file with one click. Aura sends alerts
up to 4x faster than competitors.
Instantaneous credit lock. If you discover that your SSN is circulating on the Dark
Web, immediately lock your Experian credit file from either the mobile or web app
to prevent further damage.
Identity theft insurance coverage. With Aura, every adult member on your plan
receives $1 million in identity theft coverage and 24/7 access to a team of U.S.-
based White

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