Residential Merged Credit Report

KROLL FACTUAL DATA, 5200 HAHNS PEAK DRIVE LOVELAND, CO 80538 (800) 436-7774

HAMILTON GROUP FUNDING-GREENSBORO NC 168 Client Tracking Requested by Report ID

13650 NW 8TH ST STE 109 1411022671 000075 F2255BXCG0I5644
SUNRISE, FL 33325 Client Code BX Date requested Charges
(850)994-5853 (866)896-8981 2255-0403DV 11/06/2014 13:47:40 3.92
Identification (as requested)
Applicant's last name First name Middle Suffix DOB Social Security
Thibeaux Rayfield 06/27/1958 437-02-9756
Residence Information (as requested)
Telephone
Present 2851 Johnston St. 179 Lafayette LA 70503

File Variations
Equifax BQ1 437-02-9756 THIBEAUX, RAYFIELD J 06/27/1958 11/06/14 13:47
Credit Score Information
Repository Brand Type
Equifax BEACON 5 FICO 437-02-9756 THIBEAUX, RAYFIELD J BQ1
N/A
00 - Beacon not available, no qualifying accounts present (i)

Credit History Payment Balance

Opened Reported High balance Reviewed 30 60 90+ Pastdue Payment Balance

06/09 08/09 --- --- 0 0 0
NOT REPORTED Last active High limit Install (I9) 284 Collection 284
2170960000294708 *BQ1 [Ind]
--- 284 Unknown
Unpaid; Medical

Opened Reported High balance Reviewed 30 60 90+ Pastdue Payment Balance

06/09 08/09 --- --- 0 0 0
NOT REPORTED Last active High limit Install (I9) 275 Collection 275
2160960000294706 *BQ1 [Ind]
--- 275 Unknown
Unpaid; Medical

Opened Reported High balance Reviewed 30 60 90+ Pastdue Payment Balance

10/10 11/11 --- --- 0 0 0
NOT REPORTED Last active High limit Install (I9) 274 Collection 274
17826646 *BQ1 [Ind]
--- 274 Unknown
Unpaid; Medical

Opened Reported High balance Reviewed 30 60 90+ Pastdue Payment Balance

02/10 11/14 --- --- 0 0 0
NOT REPORTED Last active High limit Install (I9) 75 Collection 75
888376 *BQ1 [Ind]
--- 75 Unknown
Unpaid; Medical

TOTALS High credit High balance Pastdue Payment Balance

908 0 908 0 908

Creditor Information

Public Records

No Public Records found

Inquiry Information (Past 120 days shown below)

No Inquiries Found

TruAlert - Applicant
OFAC Compliance
 Applicant input name checked. No similar records found in OFAC's SDN list.
File Variations
No additional File Variation names found.
AKA Records
No additional AKA names found.
Fraud Search
FACTA: Address mismatch Alert - The address submitted in the inquiry is substantially different from the address on file.
BQ1

Database Residence Information First Last

PO BOX 92162 LAFAYETTE LA 70509 02/02 --- BQ1

PO BOX 631043 HOUSTON TX 77263 10/01 --- BQ1

PO BOX 668492 POMPANO BEACH FL 33066 10/13 --- BQ1

Database Employment Information First Last

MAGNOLIA MARKETING ENT --- --- BQ1

READY PERSONNEL --- --- BQ1

TELESYSTEMS MKT INC --- --- BQ1

Summary Information
06/09 Oldest tradeline date 0 Open revolving payments
General Payment
0 Public records 0 Open installment payments
summations summaries
0 Number of inquiries 120 days 0 Total open payments
0 Payments 30 to 59 days late 0 Balance monthly owed
Late 0 Payments 60 to 89 days late Balance 0 Revolving balance owed
payments 0 Payments 90 and over days late owed 908 Installment balance owed
908 Total balance owed
0 Number of open revolving trades 0 Revolving amount past due
Amount
Trades 0 Number of open installment trades 908 Installment amount past due
past
numbers 0 Number of balance monthly trades 0 Balance monthly amount past due
due
0 Total number of trades 908 Total amount past due
4 Number of collection trade lines 0 Revolving credit limit
0 Number of bankruptcy trade lines 0 Revolving high balance
Adverse 0 Number of foreclosed trade lines 908 Installment high balance
High credit
trade 0 Number of profit and loss trade lines 0 Balance monthly high balance
/balance
lines 0 Number of repossession trade lines
4 Number of adverse trade lines
4 Total number of trade lines
Applicant Summary Information - Rayfield Thibeaux
0 Inquiries: 120 days reported 0 Payments 30 to 59 days late
General Mortgage Late
4 Total number of trades 0 Payments 60 to 89 days late
Summations Payments
0 Payments 90 and over days late
Information Sources
This report includes information retrieved from the following repository(ies):

Equifax Consumer Relations

PO Box 740241
Atlanta, GA 30374
(800) 685-1111
www.equifax.com/fcra
This Residential Merged Credit Report is furnished in response to a consumer or business application. The information contained herein meets the standards set forth by
FNMA, FHLMC, FHA/VA and the Rural Housing Service.The information contained herein meets all guidelines set forth by the Fair Credit Reporting Act; it is to be held in
strict confidence and may be revealed only to those whose official duties require the information in relation to which this report was ordered, except that which is required by
law. The information has been obtained from sources deemed reliable, the accuracy of which Kroll Factual Data does not guarantee.

* denotes source(s) of adverse information

End of Report 0180E0B8DDA 11/06/2014 13:47:43 2.1.797

 Credit Scores and the Price You Pay for Credit

HAMILTON GROUP FUNDING-GREENSBORO NC 168 Request Date: 11/6/2014

13650 NW 8TH ST STE 109 Report ID: F2255BXCG0I5644
SUNRISE FL 33325
(850)994-5853

RETURN SERVICE REQUESTED

Rayfield Thibeaux
2851 Johnston St. 179
Lafayette, LA 70503

Your Credit Score

Your Credit Score Your credit score is not available from Equifax, which are consumer reporting agencies,
because they may not have enough information about your credit history to calculate a score.
What you should Your credit score is a number that reflects the information in your credit report.
know about credit
scores Your credit report is a record of your credit history. It includes information about whether you
pay your bills on time and how much you owe to creditors.
Your credit score can change, depending on how your credit history changes.
Why credit scores Credit scores are important because consumers who have higher credit scores generally will
are important get more favorable credit terms.
Not having a credit score can affect whether you can get a loan and how much you will have to
pay for that loan.

Checking Your Credit Report

What if there are You have a right to dispute any inaccurate information in your credit report. If you find mistakes
mistakes in your on your credit report, contact the consumer reporting agency.
credit report?
It is a good idea to check your credit report to make sure the information it contains is
accurate.
How can you obtain a Under Federal law, you have the right to obtain a free copy of your credit report from each of
copy of your credit the nationwide consumer reporting agencies once a year.
report?
To order your free annual credit report:
By telephone: Call toll-free: 1-877-322-8228
On the web: Visit www.annualcreditreport.com
By mail: Mail your completed Annual Credit Report Request Form (which you can
obtain from the Federal Trade Commission's web site at
http://www.ftc.gov/bcp/conline/include/requestformfinal.pdf) to:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281
How can you get For more information about credit reports and your rights under Federal law, visit the Consumer
more information? Financial Protection Bureau's website at www.consumerfinance.gov/learnmore.
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