Professional Documents
Culture Documents
Froud Bible
Froud Bible
CONTENTS
HACKING TERMS
SPAMMING
CARDING
BANK LOGS
CASHOUT METHOD
LOAN MOVES
HOW TO GET YOUR OWN SOCIAL SECURITY
NUMBER
BANK LOADING
CHECK WIRITING AND WIRE
SHOPWITHSCRIPT
BTC STEALLER
REDIRECT OTP
ATM SKIMMING
UNEMPLOYMENT MOVES
OPEN UP US BANK ACCOUNT
CASHOUT US BANK ACCOUNT
“FRAUD BIBLE”
HACKING TERMS
There are some terms that hackers use which noobs are
not familiar with, but here I‘ll be explaining it all here so
that whenever a hacker mentions words like it won‘t
sound strange to you so without wasting any time lets
dive right into it.
I‘ll be listing the common and complex hackers
abbreviations below which are:
FULLZ
DOB
SSN
MMN
LOGS
MOVES
LOADING
CC
ETC...
FULLZ: This term is very simple to understand it‘s just
like citizens complete details including [name, date a
birth, mother‘s maiden name driving licenses and more]
a fullz can even contain the victims work history credit
card and national id passport all this can be gotten from
a spammer in which I‘ll be telling you who and what a
spammer is or you can also contact me if you need one.
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DOB: This is just an abbreviation for saying ―DATE OF
BIRTH‖ as simple as that but we hackers prefer to use
short forms for quick interactions
SSN: This is an abbreviation for the word ―SOCAIL
SECURITY NUMBER‖ a social security number is used for
checking a citizen‘s credit score to see if his or financial
status is okay or poor ssn are mostly required in all
online works even for bank opening and applying for
loan, with your ssn you don‘t need to bring any other
documents or paper works to be granted loan just make
sure that you credit score is above average
MMN: This actually stands for ―MOTHERS MIDDLE NAME‖
it is required in some cases as a security question but not
to worry once you‘re getting fullz your also getting the
MMN
LOGS: This is just the login details of a particular account
it might be a bank login details or PayPal login details but
anything or details used to access an account and bypass
security protocols are called LOGS.
MOVES: This is a short for new update meaning new
method of making money as a hacker or also new
tutorials on how to cash out bags
LOADING: This means adding money into an account not
anyhow money but this means adding bulk funds into an
account maybe a client account and loading are mostly
one by spammers or if you have an account to load you
can contact me on telegram
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CC: This abbreviation is used in replace of the word
―CREDIT CARD‖ which is also an atm card used to buy
goods online credit cards price varies you can buy a
credit card of 20$ with balance of 5000$ please take note
it‘s not scam but it‘s possible to acquire once you‘re a
spammer or you buy one from a spammer like me if
you‘re wondering how yahoo boys buy iPhone In bulk
then I‘ve just explained the secret to you above.
SPAMMING
I‘ll just brief you on what spamming is all about in the
lame man understanding, so this process involves how
to hack or should I say how to get a US or any country
bank details but its more easier to focus on US cause
that‘s where there is money so without any further delay
let‘s get right into it.
Firstly ill list the tools needed for the spamming job
NOTE: YOU MUST HAVE A PC /LAPTOP FOR THIS TO
WORK OUT 100%
TOOLS LIST
EMAIL EXTRACTOR
BULK MAILER
STMP
SCAM PAGE
SCAM LETTER
CPANEL
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EMAIL EXTRACTOR: This is used to extract the emails of
your victims, meaning you‘ll use this tool to get your
victims email username without any stress, I know you
probably wondering what we will need emails for but just
hang on we will get to that soon.
BULK MAILER: This is used to send bulk mails, meaning
this tool can be useful in sending messages [mails] to
over 20,000 emails instantly without much stress.
STMP: This is just the server you use to send you mails
instantly once you getting your bulk mailer you‘ll also get
your stmp server.
SCAM PAGE: This is like the web page of the bank
properly coded all you need is to make sure you‘re
getting the right scam page for the bank your targeting
and also from a good source too.
SCAM LETTER: This is the mail you‘ll be forwarding to
your victims containing your scam page link the letter
always have a quote like this, “Dear customer you just
logged Into your account please if this isn’t you then click
on the link below to secure your account” so our
victims out of fear of his or her account been hacked will
click the link then the magic begins.
CPANEL: This is the control panel you‘ll use to upload
your scam page to your website yes website of course all
this skims are done on your scam website and once
you‘ve uploaded your scam page to you cpanel then
check you website and you‘ll see that it will be I form of a
bank web page depending on the type of bank you wish
to spam.
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For those of you that are tired of doing dating why not
you go and get a shopwithscrip account attached with
bank log and be making money on giftcards.
You can card up to $4k balance of giftcard and go to
paxful and convert it to btc. And make your money daily
without stress.
NOTICE: Always make sure that the ShopWithScrip
account you are buying , has a bank account attached ,
so they withdraw the money from the bank attached.
Take note ::Don‘t login many account on one device ,
they might blacklist the device
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You can click on login if you have an Scrip account.
But if you don‘t have you can creat one.
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This is what you get when you are done adding your
bank log, you will have to wait for 2 business days to the
bank to accept your transaction with shopwithscrip.
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Login to shop you will see much kind of Gift cards. There
is amazon, iTunes, google pay, Starbucks, Walmart, gift
cards of any types.
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information you put down for the car loan as you do for
the Credit Card Application. Be Consistent
-$80,000
and
savings accounts- that you own a home and your
payments are $500 a month.
ATM SKIMMING
And so, let us begin from the fact that I recommend, first
of all, to conduct an observation of the target ATM, in
which you want to place your skimmer. Observation must
be carried out unnoticeably, for a period of several days.
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Do not use only your memory when observing. Anyway
all exactly will not be memorized, so that it is necessary
to make notations, but such that only it could understand
them. But after the end of observation to lead them into
the normal mode. Observer must be located in the field
of straight visibility, it is dressed must be imperceptible.
Observation can be carried out both directly visually and
by means of the optical objects, type of binoculars or
camera. Purpose of the observer: to mark how much in
what period (on the hours) comes card holders to ATM,
to mark the servicing time of ATM by personnel or by
collectors, mark time and periodicity of patrolling this
region and mark the time of arrival and withdrawal of
guards and workers of the adjacent stores and mark time
and presence of the random persons, who can prevent
work. For example old ladies, the street dogs, the
spontaneous assemblages of people and so forth to
analyze everything are proceeding for the elongation 2-3
days and to determine the optimum from the point of
view of safety time of the installation of equipment on
the ATM.
Work:
Withdrawing Cash:
CASHOUT MOVES
Site: cex.io
TIPS: USE VPN / PRIVATE PROXY USA TO CARD THE
SITE
1) Go to site: cex.io
2) Register for an account with an free email from
10minutemail.net
3) After you did the account on the site go verify the
account with email
4) You have to fund your account with money from credit
cards you have public or private works both
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5) Click on Deposit and you will be redirected to payment
option
6) In this page you have to put the money you want to
deposit and info from credit card you have
7) Then fill the billing and other sections with fake info's
from this site : fakenamegenerator.com
8) For SSN section you have to do simple things
9) In fakenamegenerator.com site you have on fake
info's a section that is SSN
10) You take that 317-66-XXXX and where it's X letter
you put 4 random numbers it doesn't count
11) If you want to be more sure i have those sites that
help you to get SSN and help you to get a verified SSN
CASHOUT MOVES
Sock5-
Many believe Sock5 is secure as it hides your IP! This is
COMPLETELY WRONG...
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Sock5 is trackable and NOT secure. Sock5's is a general-
purpose proxy configured to transmit
directly to the socks server and make your internet
browser appear to be in that place, When
exploring the net. This is NOT secure so extra
precautions must be taken when carding.
Socks are only used for making your IP appear to be
where the card holder lives.
Adding Sock5 in Firefox...
Tools<Options<Advanced<Network<Settings<Tick
Manual Proxy Configuration< In Socks Host
Add Sock5
Example: Sock5
24.191.55.229:8611
When Applying Use
IP is orange and port is blue
24.191.55.229 for IP and
Port is after the :
IP:Port= 24.191.55.229:8611
"Where do I get Sock5's?"
-www.proxy.insorg.org
-www.5socks.net
-www.prisocks.org
Proxy.Insorg is very cheap with only $10 Liberty Reserve
per month but they don't have as
many socks as 5socks.net
5socks.net is much more pricey but has almost every
state and almost 5x as many socks, they
have a daily limit and a bunch of different options to fit
the amount of socks you will need.
I think 5socks is much better but for basics and
beginners proxy.insorg will get the job done
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and they both these sites are certainly higher quality
than Vip72.
Prisocks offers 30 socks for a week for 1.2LR and they
even accept PP
I haven‘t used them much but have heard great things
from them, so it‘s up to you to try it
out.
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How to Use a Socks5 Proxy using Firefox
It's actually quite simple. In your Firefox browser, Click:
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In the entry field marked ―SOCKS Host‖ Enter the IP
Address and Port in the designated areas. Click Okay and
test it out by going to www.ipchicken.com or www.find-
ip-address.org . If the page loads, you have a decent
sock that works. You may now begin doing your work!
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Moving to RDP
This is the extra precaution...
RDP stands for Remote Desktop Computer; they are
normally hacked or bruted random computers.
When using you must remember its someone else's
computer so don't download things without
hiding it or use it intensely as the admin can notice, and
you will lose your RDP.
To connect to RDP: Start<Run<Type:mstsc
A screen will pop up waiting for an IP to be typed.
Type the IP and hit connect. The person you bought RDP
from will tell you the login info.
When you buy an RDP it will usually look something like
this
IP: 98.200.27.44
U: administrator
P:
After connecting make sure it has Firefox, if not download
Firefox portable and hide it
somewhere within the computer so it can be used without
them noticing.
Download Link:
http://portableapps.com/apps/internet/firefox_portable
After opening the Firefox add the Sock5 that you will be
using to make your IP appear in the
cc holder‘s area.
This is generally secure enough for basic carding but if
you want to take the extra
precaution you can connect to the RDP through a VPN.
For those who don‘t know, VPN is short
for virtual private network, a network that is constructed
by using public wires to connect
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nodes. These systems use encryption and other security
mechanisms to ensure that only
authorized users can access the network and that the
data cannot be intercepted. I don't
love VPN's because even though some sites say they
don't log in fact they do. If the
Feds/Cops contacted your VPN provider, they have ways
of seeing where and what you have been
connecting/doing on the net through their VPN. But it still
does cover your IP one more way
so it isn't bad to have a VPN.
There are two sites I recommend for VPN.
http://secretsline.biz/en/prices/
http://unblockvpn.com/
Secrets Line is a higher quality VPN and has many more
locations. I recommend them but they
don't take payments like PayPal or Money Bookers, and
their prices are a bit higher.
Unblockvpn is very cheap for a dedicated IP, only 10$ a
month and they accept PayPal so it
is a much more convenient and cheaper, but the VPN
service is a bit less professional.
So to sum it up for security
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1. Change/Cap your network using Sock5
2. Use Sock5 on RDP to make it more secure
3. Total security :(Optional but recommended)
VPN<RDP<Sock5
How to Access an RDP
If you are using Windows XP, click Start>Run
If you are using Vista or Windows 7, Click start and in the
Entry field that says ―Search Programs and Files‖
For Apple/Mac computers then please download this
program for connecting to RDP
www.microsoft.com/mac/products/remote-
desktop/default.mspx
Type in ―mstsc‖ and hit enter. This will bring up the
Remote Desktop Window. Follow the images provided
here to give you a better idea of what to do:
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Essentials of a CVV
CARD VERIFICATION VALUE CODE (CVV)
CVV is a new authentication procedure established by
credit card companies to further
efforts towards reducing fraud for internet transactions.
It consists of requiring a
card holder to enter the CVV number in at transaction
time to verify that the card is
on hand.
When a vendor says selling "CVV" he does not just mean
the 3 digit code on the back of the
card. CVV usually means all this info.
4862362667787439 | 693 | 07/10 | scott j. sawyer |
10566 parkington lane |
highlands ranch | Colorado | United States | 80126 |
7203140318 |
16 digit Credit Card #
CVV CODE
Expiration Date
Name on Card
Address
City
State
Country
Zip
Phone # (Sometimes not included depends on where you
get your CVV's)
All this info is needed when carding.. Your transaction will
be declined if any of this is
wrong. Sometimes the phone # can be changed but it
always better to at least have the same
area code by searching Google if your CVV doesn't come
with a phone #.
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Sometimes it is annoying when you don't know what type
of card you have so this makes it easy:
Cards Starting with:
3= American Express
4= Visa
5= MasterCard
6= Discover
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Every credit card has a BIN #
A BIN # is the first 6 digits of the credit card #
Wondering why this is important? Well for one some sites
ask for the bank issuer of the card
also it is nice to know what type of card you have and
what your limits are. You don't want
try bigger transactions with a VISA classic for example or
with any card if you are
beginning. As a beginner start easy get the feel for it do
smaller transactions and see what
you are capable of as you grow to be good at carding.
Site to search BIN#
http://www.all-nettools.com/toolbox/bin-search.php
This site only works for Visa/MasterCard but I
recommend for the beginning carders to always
stick with visa/MasterCard since they have less security
and almost always get the job done.
http://www.binbase.com/csv.php?module=search
This site works for all cards but only allows 3 queries per
day
4862362667787439
This cards BIN is 486236 when checked at all net tools it
gives me this:
BIN: Visa® 486236
Issuer: Capital One Bank
Issuer Phone: 800-903-3637 or 804-934-2001
Country: UNITED STATES
Funding Type (Debit, Credit, Prepaid): CREDIT
Card Type (Classic, Gold, etc.): PLATINUM
This is a Platinum Card meaning its better than a classic,
so if I‘d like I can order a higher
amount of gift card without it being flagged by the bank.
But remember gift cards have a much
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better chance if kept in the 50$-400$ range. So even if I
have a Signature Card I won‘t try for
a gift card higher than 500$.
Many don't know the types of cards but I have found a
good explanation of all of them it is
not written by me but is very good to go over a few times
even though it‘s quite lengthy.
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Review of Cards
Visa Cards
Visa Virtual
- A virtual card exclusively for use on the Internet. It was
created in order to increase
consumer confidence in electronic commerce and enable
them to distinguish between the real
costs of transport from shops in the Internet
environment. For the first time, virtual card
was launched in 1999 in Kuwait (SEMEA region). Visa
Virtual Card has its own number and date
of expiration. This card cannot be used in the real store,
since it is not the main
characteristics of Visa cards, such as the magnetic strip,
Trademark payment system and a place
for signatures. Virtual cards are a beneficial supplement
to the existing Visa cards, and are
becoming increasingly popular in the SEMEA region. 34
Visa member banks around the world
have already started or are planning to soon begin
circulation of Visa Virtual Cards. Several
Russian banks also produce Visa Virtual cards.
Visa Electron
- All trades involve electronic authentication through the
issuing bank, which confirms there is
sufficient money in the account holder's card. These
security measures mean that
Visa Electron cards may be issued to customers with
limited or no banking history, as
well as customers who do not have experience in the use
of cards. Programs to check
Visa Electron cards often focused on certain social
categories of citizens. For example, students
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and young customers with limited income and consumer
purchasing card for the first time.
Visa Classic
- A universal payment tool, which was adopted worldwide
in any locations designated by the
logo of Visa, including ATMs, real and virtual stores, and
shops offering goods and
services by mail and telephone. This card is intended for
those who already have
experience in the use of bank cards. It also enjoys
popularity among consumers of
middle-income, as guaranteed convenience, choice and
financial flexibility.
Visa Gold
- One of the leading products, has been adopted
worldwide and allows you to enjoy
an impressive financial freedom. Visa Gold gives you an
excellent opportunity not only
to pay for any goods and services, as well as a number of
important privileges that
can make your life easier. Beginning in services for
travelers, which
include medical and legal assistance, and ending with
impeccable customer support
in case of theft or loss of your card. Just enjoy life - all
under control! We have
developed a number of privileges for holders of Visa Gold
cards, which will help you
derive maximum pleasure from the rest. Among them -
exclusive tours, booking hotels,
car rental (including limousines) and unique opportunities
for shopping.
Visa Platinum
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- Was created specifically to conform perfectly to your
way of life. It recognized and
appreciated throughout the world and allows you to
spend as much as you want. Now pay
for goods and services has become even easier! Visa
Platinum have a credit limit of
$10,000 (or the equivalent in local currency) and having
unparalleled network of
admission allows you to enjoy an impressive financial
freedom. In addition, it gives you
the right to take a number of privileges and benefits
designed specifically for you.
These include, in particular, have recently been added
services such as reimbursement
of funds in case of loss or theft of shopping (to clarify
categories of goods and
conditions of reimbursement see additional information)
and the extension of the warranty
period for goods purchased by you. During a trip to your
emergency medical services and
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legal assistance, as well as skilled support in case of loss
or theft of cards.
VISA Infinite
- The most prestigious international card payment
system VISA International.
These are offered only to customers in the VIP category.
Owning this card provides a range of
unique services and opportunities. Global support
cardholders of the VISA Infinite card receive
the following services around the clock throughout the
world:
- Term replacement cards within 24 hours;
- Consultations on various issues;
- Insurance coverage to 1 million dollars on travel
(insurance protection extends to the
cardholder as well as to members of his family), etc.
VISA Infinite card holder services are provided by the
elite concierge service VISA Infinite,
which provides prompt service with such tasks as
planning trips, advice on choosing and booking
restaurant tables, recreation planning, assistance in
purchasing tickets for entertainment
events, organization of gifts and much more.
Corporate Cards
Visa Business
- Cards are designed for various daily payments in small
and medium-sized enterprises,
numbering up to 50 employees.
The cards are generally used to account for the costs of
travel, hospitality,
office equipment/supplies, software, and accounting for
payments
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of utility bills. This system allows owners of small
businesses to share personal and
business expenditure, and monitor traffic in cash as
payment for transactions made only
at the end of a period. It is envisaged that banks should
provide more detailed information
on transactions with billing the cards Visa Business,
which helps businesses effectively
grouping costs and simplifies the procedure of tax and
other records. Visa Business Card
holders can use these cards in 24 million outlets,
including nearly 1 million ATMs in more
than 170 countries worldwide.
Visa Business Electron
-In addition to the range of products Visa, designed for
corporate use. It combines the
versatility and convenience of Visa Business cards and a
high level of protection for
Visa Electron cards. All transactions are authorized by the
issuing Bank, which is ideal for newly established
enterprises, organizations and businesses with high-
banking risk status, as well as for
markets, where participants have no banking history.
Visa Business Electron cards are also valid for
the organization and personnel management divisions of
large companies, for example, office
managers, secretaries, drivers and other staff.
VISA Corporate
-Intended to implement the transportation and hospitality
staff of medium and large companies
which often travel on business trips. Card can be used,
for example, to pay for air tickets
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hotels, restaurants and accounts in rental cars. Using the
card companies Visa Corporate
leadership is able to exercise control over expenditure of
their employees. Visa Corporate
also offers services related to travel, and support in
emergency situations. Compared with
the card Visa Business / Visa Business Electron, banks
offered more detail on the
substantive requirements of the card holder reporting
and accounting of the company itself.
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Visa Purchase
-Offered by banks since 1994 and is designed to take into
account the cost of office needs.
Card can be used as a medium, and large companies and
is issued, as a rule, people in
these companies responsible for business activities. Its
use enables companies, both private
and public sector do without requiring a lot of labor and
securities registration process
small purchases of goods and services. Card designed
specifically for the purchase of goods
and services in the amount of payment within 5 000 U.S.
dollars. For these cards to banks
to make claims for special reporting form with billing.
Thanks to this form of business can
substantially save on administrative costs related to the
acquisition of goods, as well as
obtain information, analysis of which can be used as a
basis for negotiations with suppliers
of goods and services relatively more favorable
conditions for cooperation. Card Visa
Purchasing silver-blue or silver-blue with contrasting dark
blue. Company Name is printed in
black letters, or sprayed stamping method. The cards are
available all necessary security
features typical of products Visa.
Visa Distribution is intended for large enterprises whose
activities are related to the
shipment of their goods to small, medium and large
outlets. The main users are the cards
Visa Distribution sales, as well as drivers or distributors,
bringing the goods. The main
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advantages of cards Visa Distribution is to significantly
reduce the risk associated with
the transport of large amounts of cash and improved
financial performance of both producers
and distributers and trading network. Visa Distribution
Card is intended mainly for
businesses that produce and which products of the
following categories:
• Alcohol
• Tobacco
• Consumer goods
• Pharmaceutical and medical supplies
• Spare parts for cars
• Building materials
MasterCard Cards
Debit Cards
MasterCard Cirrus ® and MasterCard Maestro ®
- A convenient and safe access to your bank account.
This is an opportunity to withdraw money
at an ATM and make purchases on the same card. This is
your security - you do not have to
carry with them a lot of cash. This details a monthly
report on costs. There are more
than 900 thousand ATMs worldwide. Suffice it to be
Cirrus or Maestro logo on your card.
Prepaid cards
Enjoy all the benefits of Maestro cards without opening
an account. They accepted the same
location as where and any other Maestro cards. This is
ideal for students, travelers, those
limited in the cost, etc. Most often produced with the logo
of Maestro.
MasterCard ® Electronic Card
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- It can become your first credit card when you do not
yet have a credit history. With the
help of MasterCard Electronic you will be able to quickly
and safely make purchases. There
are also entire ATM network MasterCard.
MasterCard ® Standard
- Flexible system of calculation, the global network
admission, round-the-clock access
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to cash through ATMs, services MasterCard ® Global
Service ™, round-the-clock assistance
and advice in over 30 languages and other services.
MasterCard ® Gold
- Your high purchasing power, increased spending limit
and many other benefits.
MasterCard ® Platinum
- Your pass into the world of privilege - all the
advantages of cards and Gold Standard,
plus more spending limit.
MasterCard World Signia
- Your financial independence and high status - to pre-
established limit, special incentives
for travel, personal service.
For corporate customers used cards MasterCard
BusinessCard, MasterCard Executive
BusinessCard, MasterCard Corporate Multi Card,
MasterCard Corporate Purchasing Card,
MasterCard Corporate Card, Compare Card Benefits,
MasterCard Multinational Program.
These cards provide different benefits and convenience
for business, simplified system for
selling, expeditious and timely support.
American Express Cards
Personal American Express
- When you receive your card will be issued
accompanying booklet Guide to Benefits and
Services. This booklet contains information on the main
advantages of this type of card,
available on additional programmes as well as detailed
information on contacts.
• Automatic expendable providing monthly limit of $
5000 U.S.. US / euro.
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• Issuance of cash at ATMs: up to 300 dollars. US / Euro
every 7 days
• Free card replacement in case it is lost
• Urgent replacement cards: within 24 hours
• The opening of additional cards
• insurance against accidents en route: up to the amount
of 100000 dollars. US / Euro
• Program Remunerations American Express
• Program Selected hotels: discounts of up to 53 per cent
or more and other facilities in
hotels around the world
• Special fares: discounts of up to 40 per cent or more on
regular flights
Card holders are being supported in any country in the
world: round-the-clock telephone
assistance for medical and legal issues in cases of
emergency.
American Express Gold Card
- When you receive your card will be issued
accompanying booklet Guide to Benefits and
Services. This booklet contains information on the main
advantages of this type of card,
available on additional programmes as well as detailed
information on contacts.
• Automatic expendable providing monthly limit of $
10000 dollars. US / euro (?)
• Issuance of cash at ATMs: up to 500 dollars. US / Euro
every 7 days
• Free card replacement in case it is lost
• Urgent replacement cards: within 24 hours
• The opening of additional cards
• Insurance against accidents en route: up to the amount
of 200000 dollars. US / Euro
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• Insurance inconvenience of road: the delay of flight
(350 U.S.. Dollars / euros), late
connecting flight at (350 USD. Dollars / euros), delay the
issuance of baggage
(350 USD. Dollars / euros), loss of baggage (750 USD.
USA / Euro)
• Program Remunerations American Express
• Program Selected hotels: discounts of up to 53 per cent
or more and other facilities in
hotels around the world
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• Special fares: discounts of up to 40 percent or more on
regular flights
International airlines: providing a place of high class and
/ or place for an accompanying
person on some major international airlines
• Help anywhere in the world: round-the-clock telephone
assistance for medical and legal
issues in cases of emergency.
Upon request, the cardholder makes a summary
statement on the card for the year.
American Express Platinum
- All owners of platinum American Express card get an
additional package of documents Travel
Pack. The package contains information on insurance
brochure describing all the advantages
of this type cards, application forms for participation in
the programmes of additional
companies - partners American Express, as well as
travelers tag.
• Automatic expendable providing monthly limit of $
35000 dollars. US / Euro
• Insurance of cash at ATMs: up to 1000 dollars. US /
Euro every 7 days
• Free card replacement in case it is lost
• Urgent replacement cards: within 24 hours
• Free opening of six additional cards (two platinum and
four gold / personal - choice);
opening pay any amount in excess of additional cards
specified number
• Annual insurance tourists around the world: provision
of benefits in the event of civil
liability (up to 1.3 million dollars. Dollars / euros) in
emergency medical care
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(up to 2.6 million dollars. Dollars / Euros), other
allowances
• Insurance inconvenience of road: the delay of flight
(400 U.S. Dollars / Euros),
late connecting flight at (400 USD. Dollars / Euros),
baggage delay
(400 USD. Dollars / Euros), loss of baggage (800 USD.
US / Euro)
• insurance against accidents on the road: the payment
of benefits up to the amount of
400000 dollars. US / Euro
• Program Remunerations American Express: free for the
duration of use platinum card
• Program Selected hotels, program Prestizhnyh Hotels &
Resorts: discounts and other
benefits in hotels around the world
• International airlines: providing a place of high class
and / or place for an accompanying
person on some major international airlines
• Program Priority Pass: free access to more than 400
salons Priority Pass for VIP
passengers at airports around the world
• Help anywhere in the world: round-the-clock telephone
assistance for medical and legal
issues in cases of emergency
• Automatic granting summary statements on the card
for the year.
American Express Centurion
- All holders of American Express Centurion card get an
additional package of documents
Travel Pack. The package contains information on
insurance brochure describing all the
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advantages of this type cards, application forms for
participation in the programmes of
additional companies - partners American Express,
travelers labels, as well as the latest
issue of the journal Centurion.
• Automatic expendable providing monthly limit of $
75000 dollars. US / Euro
• Insurance of cash at ATMs: up to 7000 dollars. US /
Euro every 14 days
• Free card replacement in case it is lost
• Free opening of six additional cards (two cards
Centurion and four
platinum / gold / personal - choice); opening pay any
amount in excess of additional cards
specified number
• Annual insurance tourists around the world: provision
of benefits in the event of civil
liability (up to 2.6 million dollars. Dollars / Euros) in case
of emergency care
(up to 6.5 million dollars. Dollars / Euros), others types
of benefits
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• Insurance inconvenience of road: the delay of flight
(400 U.S.. Dollars / Euros),
late connecting flight at (400 USD. Dollars / Euros),
baggage delay
(400 USD. Dollars / Euros), loss of baggage (800 USD.
US / Euro )
• Insurance against accidents on the road: the payment
of benefits up to the amount of
500000 dollars. US / Euro
• Program Remunerations American Express: free for the
duration of use Centurion Card
• Program Selected hotels, program Prestizhnyh Hotels &
Resorts, small luxury hotel
program: discounts and other benefits would stay at a
hotel belonging to these programs
• International airlines: providing a place of high class
and / or place for an accompanying
person on some major international airlines
• Program Priority Pass: free access to more than 400
salons Priority Pass for VIP passengers
at airports around the world
• Bonus program hotel "Hilton", "Kempinski", "Starvud"
• Help anywhere in the world: round-the-clock telephone
assistance for medical and legal
issues in cases of emergency
• Automatic granting summary statements on the card
for the year.
Owners of AMEX cards participate in all loyalty programs,
clubs and assemblies.
That will give you a detailed explanation of the types of
cards you can get when you BIN
check and what you are dealing with when carding. The
nicer the card the better the chance
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the gift card will live longer, but it‘s still best to use the
giftcard immediately.
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Systems
Address Verification System:
The Address Verification System (AVS) is a system used
to verify the identity
of the person claiming to own the credit card. The system
will check the billing address
of the credit card provided by the user with the address
on file at the credit card
company. This was an attempt to help identity theft and
fraud over the internet.
This is a system we as carders dont have to worry about
since we have the billing address
of the credit card holder. I mentioned it since it is good to
be aware of it and that almost
every site has this system. It emplifies the importance of
typing in the address correctly.
Verified By Visa System:
(Straight off Visa's Site)
In addition to other ways of preventing, detecting, and
resolving fraud, Verified by Visa
is a free, simple-to-use service that confirms your
identity with an extra password when
you make an online transaction.
How it works
1.Shop at participating online merchants
Visit online merchants that display the Verified by Visa
symbol;
it's your assurance that your transaction will have an
added layer of protection.
Details
2.Activate Verified by Visa While You Shop
You can enroll your card in the Verified by Visa program
while shopping online.
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You may also be able to enroll and activate Verified by
Visa through your issuer,
please contact your issuer for details.
Details
3.Enjoy enhanced security
You can enjoy the peace of mind of Verified by Visa by
activating both Visa credit
and check cards.
Basically this is a system in which an account login is
created and must be logged onto
before completing the checkout. This is a system carders
must worry about. They're is only
one solution too this problem.
If you run into a site with this system you can only hope
that the card your using has not
activated the VBV login yet. While going through
checkout itll ask you to activate it, you
will need your card holders SSN and DOB. This can be
found through merchants or a site ive
managed to fall upon.
http://esesen.biz/index.php?drgn=1
This site is about 2$ per look up and will usually find the
person. If not then your out of
luck and cannot use the cvv on that site. Just register on
esesen.biz and add funds via LR
and usually it will give you the correct information and
will succeed through the VBV
verification process.
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Checking CVVs
The best place to check CVV's is actually iTunes.. Make a
new account and simply add
the credit card onto it. If it gets accepted then the credit
card is alive and working well
if declined then the credit card is dead. Many believe that
its best to donate for checking
credit's but it raises a flag to banks when they see
random donations to places like the red
cross foundation.
Checked Vs. Unchecked CVV's
When a vendor says the credit card is checked it means
he has checked it and is alive, this
usually means he has his own checker or merchant
account that has this ability. I don‘t recommend
buying checked CVVs as they will usually die quicker and
get flagged by banks. I always buy
small amounts of unchecked CVV's at a time and use
them within a day so that if it is dead,
the vendor can replace. Most vendors replace unchecked
within 24 hours and don‘t replace checked
credit cards.
Carding Directly Without Giftcard
NEVER this will almost always be investigated and highly
illegal. The only way to do this
would be if you have a drop house. This means an empty
home, a house for sale/renting, or just
a house that the person is not there. You can but I don‘t
recommend to card items directly there
half the time the item will not be left at the door and it
can be dangerous as sometimes the
cops will investigate it.
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If you‘re going to do this it can be successful, but don‘t
ever order to your friends or home
address. Find sites that do one day shipping and that
allows shipping to address other than
the billing address on the CVV.
UPS and FedEx are the best shipping ways USPS almost
always makes you sign for packages.
Steps to check for an easily cardable site when not using
giftcard:
All sites are cardable but the difference is how easy they
are for success.
1. Check the Terms and Conditions
-Make sure it allows shipping to another address and not
only billing address
-Make sure no signature is required and if there is, check
if it has a price limit
like all packages over $200 require signature
2. Check what type of payment processor they are using
-PayPal is not recommended
3. See how fast they ship
-Best is day of or next day
4. Check how they ship
-UPS and FedEx are way better they will usually leave the
package at the door
-USPS is BAD stay away from them
5. Order and try to avoid any phone verifications as it
makes more things complicated
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Giftcards
Now that we have covered the knowledge of Anonyminity
and Security it‘s time to move
directly to getting the giftcard. Well from here we will
assume you have the stolen credit
info already. It is quite simple from here actually just get
a same city or if not available
same state sock5 and go to the victimized site.
We will use www.fandango.com as the victim since they
are extremely easy to start with.
www.fandango.com requires an email for the giftcard to
be sent too.. Make sure you also hide your
IP from the email so make it within the RDP. The easiest
email sign up is www.mail.com, I recommend that you
just make the email in the CC holders name and address.
It makes it quick and easy. Once you have your email go
to fandango and simply copy and paste the info into the
correct boxes. It is really self-explanatory at that point.
Some sites make you wait for the email to come after the
Giftcard has been ordered. This makes
the site a bit harder to card but will almost always go
through. The easiest sites to card are ones that provide
instant printable gift cards. You will be able to resell/use
these cards immediately. But most sites will make you
wait at least 12-24 hours before actually emailing the
giftcard to you. For the sites that make you wait a good
24 hours Try to keep your Gift Card amounts below $250,
as there is a lower chance of a red flag being raised.
AFTER CARDING CLEAR ALL THE COOKIES CACHE
AND HISTORY!
For those sites that require phone verification most
carders will stay away from it. But there are safe and
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easy ways around it, and will let you card many more
sites since you can call and verify without being tracked.
www.spoofcard.com (Also Cardable)
This site is used for calling and making the phone number
appear to be whatever you want to them see it as when
they pick up. If carding a giftcard from a phone
verificated site, always spoof the phone number to be the
same # as on the CVV that was given to you. Most sites
that call to verify, call you, but what most people don‘t
know is they don‘t care if you call them so always
immediately after carding the giftcard just call them
through spoofcard using the stolen credit info‘s phone
number. This means it is good for you to have the same
gender CVV and who ever you‘re buying from always
make sure they provide a phone # with the CVV so you
can use it for call and verify type sites. Card yourself
some credits use them within the week and just do this
every time you need the site itself.
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Some other useful things I've found over my
experience in carding....
www.ticketmaster.com
This is nice since its free concerts all the time. No need to
worry about paying for them anymore
just card yourself some tickets for your family or friends.
I recommend keeping it to 4 tickets per
CVV and not buying the tickets until 2 days before the
show. This will almost guarantee except for that 1%
chance that has still yet to happen to me that the tickets
will be canceled. You cannot get into any trouble for
taking them to the show. They have no way to tell if it
was stolen or not if they are declined and if there was
ever a bad situation you can simply state you bought
them from a ticket vendor while walking in or from eBay.
Also this site makes me ALOT of money; I‘ve realized
how easy it is to resell the tickets at the show so
occasionally when I find a concert id like I card about 40
tickets 4 per CVV so about 10 CVV's. I print them all out
and take them to the show with me. I sell them about
25% off or even more and sell them all very quickly. I
keep about 4 for me and my friends, get a free concert,
and walk away with around 1500$. :)
www.professays.com
This is a site that hand writes essays for you after you
pay them. This is very helpful for those who speak
english and need an essay written for them quickly. They
don‘t do book essays but only research or thesis type
papers. Always card the essay for around 12 hours or 8
hours and make it as detailed as possible or it won‘t turn
out the way you want it. But this site has saved my ass a
few times from school and gives me much more free
time.
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Some other things you can card...
Anti Virus Subscriptions
Any type of key gaming or software related
Porn Passes
Continued on the next page.
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Some Sites to card Giftcards... There are much more but
these are some.
www.sephora.com
www.bn.com
www.ebay.com
www.thinkgeek.com
www.zappos.com
www.altrec.com
www.amazon.com
www.imlive.com
www.victoriasecret.com
www.sunglasshut.com
www.maceys.com
www.gamestop.com
www.kohls.com
www.ebgames.com
www.toysrus.com
www.itunes.com
www.monstergiftcard.com
www.plasticjungle.com
www.overstock.com
www.timberland.com
www.cduniverse.com
www.pizzahut.com
www.dominos.com
www.papajohns.com
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Contacts
Well you were most likely wondering… ok well I can get
socks, and I know how to use RDP‘s, and what a CVV is;
but how do I get those?
Remote Desktop Sellers-
Price usually varies from $3-$10
CVV Sellers-
Price usually varies from $1-$5 depending on the amount
you but at once
Applying for
Pandemic Unemployment Assistance (PUA)
Administered by the Florida Department of Economic
Opportunity
What is Pandemic Unemployment Assistance?
Pandemic Unemployment Assistance (PUA) provides
assistance to individuals whose employment has been
either lost or interrupted as a direct result of COVID-19
and those not ordinarily eligible for state Reemployment
Assistance. This includes individuals who are gig workers,
self-employed or contract employees.
PUA will provide individuals with up to $275 per week in
benefits.
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Eligibility Requirements
You may be eligible for PUA if, as a direct result of
COVID-19:
• • You became unemployed.
• • You were scheduled to begin work but cannot
begin your work at that job.
• • You have become the primary breadwinner due to
the death of the head of household.
Reminder:
Reminder
You must complete an application for state
Reemployment Assistance benefits before applying for
PUA. During the application you will be asked if you were
impacted by COVID-19. Your Reemployment Assistance
claim will then be determined for eligibility. If you are
determined ineligible or your state Reemployment
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Assistance benefits have been exhausted, you will then
be prompted to file a PUA application.
How to Apply
I have not applied for Reemployment Assistance
I applied for
Reemployment Assistance
on or before April 4, 2020
Apply at
FloridaJobs.org
I applied on or
after April 5, 2020
You’re all set
Wait to hear from
DEO
For general information about Reemployment
Assistance, visit FloridaJobs.org or call 1-833-FL-
APPLY (1-833-352-7759).
Phone hours: Mon. through Fri. 7:30 a.m. – 6:30 p.m.
Sat. and Sun. 8 a.m.- 5 p.m.
What is Pandemic Unemployment Assistance? Pandemic
Unemployment Assistance (PUA) provides assistance to
individuals whose employment has been either lost or
interrupted as a direct result of COVID-19 and those not
ordinarily eligible for state Reemployment Assistance.
This includes individuals who are gig workers, self-
employed or contract employees. PUA will provide
individuals with up to $275 per week in benefits.
Pandemic Unemployment Assistance (PUA) FAQs
Administered by the Florida Department of Economic
Opportunity Am I eligible for PUA? You may be eligible if
your employment has been either lost or interrupted as a
direct result of COVID-19, one or more of the following
occurred: you became unemployed, you were scheduled
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to begin work but no longer have a job or you became
the primary breadwinner due to the death of the head of
household, and if you would not ordinarily be eligible for
state Reemployment Assistance. This includes individuals
who are gig workers, self-employed or contract
employees. How do I file a claim? You must complete an
application for Reemployment Assistance benefits before
filing for PUA. To complete your application, you can file
your claim online at www.FloridaJobs.org. You must file
for state Reemployment Assistance benefits before filing
for PUA. During the application process, you will be asked
if you were impacted by COVID-19. Your Reemployment
Assistance claim will then be determined for eligibility. If
you are determined ineligible or your regular
Reemployment Assistance benefits have been exhausted,
you will then be prompted in CONNECT to file a PUA
application. If you applied for Reemployment Assistance
before on April 4, 2020, you must submit another
application. What should I keep in mind when filing a PUA
claim? You must report all earnings. If you are paid by
your employer during your absence from work or if you
return to work, you must report these earnings. Paid sick
leave, vacation pay or other paid leave must also be
reported. Proof of employment at the time of COVID-19
is required within 21 days of completing the PUA
application. You can fax the required documents to 1-
800-222-7934 or mail them to PUA Unit P.O. Box 5350
Tallahassee, FL 32314. Your personal income tax return
(Federal Form 1040 and attachments) or other proof of
employment (e.g. 1099) and wages you earned in
calendar year 2019 may also be requested. For general
information about Reemployment Assistance, visit
FloridaJobs.org or call 1-833-FL-APPLY (1-833-352-
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7759). Phone hours: Mon. through Fri. 7:30 a.m. – 6:30
p.m. Sat. and Sun. 8 a.m.- 5 p.m. How long will it take
before I receive my benefits? PUA benefits are payable
once proof of employment and wages is received, verified
and it is determine that your unemployment was a direct
result of COVID-19. Each claim must be reviewed on a
case-by-case basis. Our goal is to ensure a determination
is made as quickly as possible in your time of need. How
many weeks can I receive? If you are eligible for PUA,
you will be paid weekly benefits in accordance with
federal and state regulations. The PUA benefit duration
may last up to 39 weeks, with up to $275 in weekly
benefits. The CARES Act Federal Pandemic
Unemployment Compensation (FPUC) also provides
eligible individuals with $600 per week in addition to the
weekly benefit amount. These additional benefits may be
available from March 29,2020 to July 31, 2020.
STEP 3:
Loan Closed and Funds Disbursed
STEP 2:
Property Verified
and
Loan Processing Decision Made
STEP 1:
Apply for Loan
Required Documentation
2 Fullz [clients full details] with good credit score
A USA bank account [I recommend using MOVO]
Then apply
REDIRECT OTP
This is the easiest of all cause all you need is just to
the get APP called cadro app and please be careful
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when doing so cause there are so many fake cadro
app outthere so be wise or you can contact me for
the cadro app ill be listing the works the cadro apps
can do for you below
FLASHING FUNDS
REDIRECTING OTP
GETTING PEOPLES BVN WITH THERE ACCOUNT
NUMBER
WITHDRAWING USING ONLY SOMEONES BVN
WITHOUT ANY TRACES
The app is sold for 10$ then activation code is also sold
for 30$ in Total all you need to become a pro in this skim
is just 40$ and your done.
But please be warned its ILLEGAL and lead to death or
imprisonment so please be wise!!!!
There are also more banks but I‘ll stop here for now
cause the rest have high security levels and some might
also request for deposit before they will open an account
for you. But if you‘re still having problems then don‘t
stress yourself and waste your fullz just wait till Monday
cause that‘s the best time
CASHAPP
I know you all have been hearing of cashapp well here ill
explain how cashapp works.
Well cashapp is also like movo but with higher security
levels in movo you only need a client‘s details to create
an account then the clients ATM CARD will be delivered to
the client‘s doors. But cashapp you‘ll need to verify so
many stuffs like you taking selfie with ID card and so on
but if you have a trusted client that can open up a
cashapp account for and send you the logins and every
other stuffs then your done all you just need to do is to
find a loader that will load the account for you then you
both split 50\50 or depending on the rates or you can
Also DM or contact me for legit loading
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CASHOUT BANK LOGS
Well there are many ways to do this but I‘ll just be listing
to two easy methods in this eBook which is the cash
app\movo which I personally call it the CM method this
method only works with verified cashapp account and
normal movo account.
It‘s easy just copy out the account number of your movo
account then from the Bank log you have sent the money
to the movo account. Then go to paxful and look for
people who buy BTC through movo then examine their
rates and then make the transaction and get your BTC
then sell your BTC to anyone and then get your cash
instantly
OR
Go to your cashapp copy out your routing number and
account number and send the money to the cashapp
account and routing number you have and make the
cashapp has BTC enabled then once the money gets into
your cashapp or once you receive the funds then you‘ll
use the cashapp and buy BTC then transfer to your local
btc wallet and, sell the BTC and get your cash
BTC STEALER
This is still the same thing as the otp redirect the only
problem is that this stuff doesn‘t work on mobile devices
cause it‘s a software which and only be used on PC, so as
I said its just like the otp redirector all you need to do is
to get a btc wallet address that has atleast 2k$ minimum
balance on his wallet address the tell him\her to send the
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wallet ID then there is a Colum crated for that once you
input it then wait and let the software do the rest of the
job. I know many people are wondering where can I get
this software well luck for you that bought this eBook the
author has the software which is available at a giveaway
cost I bought this software at the cost of 500$ but I‘ll be
selling it for the price of 100$ so I‘ll leave my contact
below for any questions or doubts.
THANK YOU FOR READING MY EBOOK
ITS ONLY FOR EDUCATIONAL PURPOSE
AM NOT RESPONSIBLE TO ANY HARM
THIS EBOOK MIGHT BRING TO YOU SO
STAY SAFE!!!!!