Professional Documents
Culture Documents
Dec-23 Updated
Dec-23 Updated
Box 15284
Wilmington, DE 19850
Customer service information
1.888.BUSINESS (1.888.287.4637)
bankofamerica.com
IDEA ASSOCIATES LLC
Bank of America, N.A.
120 MADEIRA DR NE
P.O. Box 25118
ALBUQUERQUE, NM 87108 Tampa, FL 33622-5118
Please see the Important Messages - Please Read section of your statement for important details that could impact you.
Account summary
Beginning balance on December 1, 2023 $ 391,423.32 # of deposits/credits: 04
Deposits and other credits 48,995.00 # of withdrawals/debits: 102
Withdrawals and other debits - 9,603.03 # of items-previous cycle¹: 0
Checks -0.00 # of days in cycle: 31
Service fees -17.50 Average ledger balance: $409,600.69
Ending balance on December 31, 2023 $430,797.79 ¹Includes checks paid, deposited items and other debits
IMPORTANT INFORMATION:
BANK DEPOSIT ACCOUNTS
How to Contact Us - You may call us at the telephone number listed on the front of this statement.
Updating your contact information - We encourage you to keep your contact information up-to-date. This includes address,
email and phone number. If your information has changed, the easiest way to update it is by visiting the Help & Support tab of
Online Banking.
Deposit agreement - When you opened your account, you received a deposit agreement and fee schedule and agreed that your
account would be governed by the terms of these documents, as we may amend them from time to time. These documents are
part of the contract for your deposit account and govern all transactions relating to your account, including all deposits and
withdrawals. Copies of both the deposit agreement and fee schedule which contain the current version of the terms and
conditions of your account relationship may be obtained at our financial centers.
Electronic transfers: In case of errors or questions about your electronic transfers - If you think your statement or receipt is
wrong or you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals,
point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of
this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.
For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will
correct any error promptly. If we take more than 10 business days (10 calendar days if you are a Massachusetts customer) (20
business days if you are a new customer, for electronic transfers occurring during the first 30 days after the first deposit is
made to your account) to do this, we will provisionally credit your account for the amount you think is in error, so that you will
have use of the money during the time it will take to complete our investigation.
For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our
investigation.
Reporting other problems - You must examine your statement carefully and promptly. You are in the best position to discover
errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or an
unauthorized transaction within the time period specified in the deposit agreement (which periods are no more than 60 days
after we make the statement available to you and in some cases are 30 days or less), we are not liable to you and you agree to
not make a claim against us, for the problems or unauthorized transactions.
Direct deposits - If you have arranged to have direct deposits made to your account at least once every 60 days from the same
person or company, you may call us to find out if the deposit was made as scheduled. You may also review your activity online
or visit a financial center for information.
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Your checking account
IDEA ASSOCIATES LLC ! Account # 3251 6357 8510 ! December 1, 2023 to December 31, 2023
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IDEA ASSOCIATES LLC ! Account # 3251 6357 8510 ! December 1, 2023 to December 31, 2023
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Your checking account
IDEA ASSOCIATES LLC ! Account # 3251 6357 8510 ! December 1, 2023 to December 31, 2023
Page 5 of 12
IDEA ASSOCIATES LLC ! Account # 3251 6357 8510 ! December 1, 2023 to December 31, 2023
Service fees
Your Overdraft and NSF: Returned Item fees for this statement period and year to date are shown below.
We want to help you avoid overdraft fees. Here are a few ways to manage your account and stay on top of your balance:
- Enroll in Balance Connect™ for overdraft protection through Online or Mobile Banking to help save on overdraft fees and cover
your payments and purchases by automatically transferring money from your linked backup accounts when needed.
- Sign up for Alerts (footnote 1) to get an email or text message when your balance becomes low
Please call us or visit us if you have any questions or to discuss your options.
(footnote 1) You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile carrier's
message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier's coverage.
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Your checking account
IDEA ASSOCIATES LLC ! Account # 3251 6357 8510 ! December 1, 2023 to December 31, 2023
$5,000+ combined average monthly balance in linked business accounts has been met
Become a member of Preferred Rewards for Business has not been met
For information on how to open a new product, link an existing service to your account, or about Preferred Rewards for Business please
call 1.888.BUSINESS or visit bankofamerica.com/smallbusiness.
Date Transaction description Amount
12/12/23 LK152115 12/12 #000263555 BAL INQ WRW INC. NO.-K152 -2.50
FEE
12/12/23 LK152115 12/12 #000263995 BAL INQ WRW INC. NO.-K152 -2.50
FEE
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IDEA ASSOCIATES LLC ! Account # 3251 6357 8510 ! December 1, 2023 to December 31, 2023
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Important Messages - Please Read
We want to make sure you stay up-to-date on changes, reminders, and other important details that
could impact you.
Good news - to help you avoid missing scheduled payments, we may continue processing those payments you have
set up with a debit card after the card expires.
Debit cards expiring on or after February 14, 2023 that are used for recurring, installment or subscription payments, may
continue to have payments processed after the card expires. Even if you do not activate your new debit card or provide
merchants with the new expiration date, your previously authorized payments may still be processed.
Do not worry, you can still cancel scheduled payments by contacting the merchants directly. If there are merchants you have
provided your card number to, our Mobile Banking (Footnote 1) app and Erica®, your virtual financial assistant (Footnote 2) can
provide you with a list if you ask "Where are my debit cards stored?".
(Footnote 1) Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and
data rates may apply.
(Footnote 2) In your Bank of America Mobile App, Erica, is only available in the English language. The feature requires that you download the
latest version of the Mobile Banking app and is only available in the Mobile Banking app for select iOS and Android devices. Message and data
rates may apply.
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IDEA ASSOCIATES LLC ! Account # 3251 6357 8510 ! December 1, 2023 to December 31, 2023
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