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Wells Fargo Everyday Checking

October 25, 2023 Page 1 of 7

Questions?
CHRISTOPHER M VILLAVICENCIO Available by phone 24 hours a day, 7 days a week:
We accept all relay calls, including 711
416 N J ST APT 4
IMPERIAL CA 92251-1305 1-800-TO-WELLS (1-800-869-3557)

En español: 1-877-727-2932

Online: wellsfargo.com

Write: Wells Fargo Bank, N.A. (114)


P.O. Box 6995
Portland, OR 97228-6995

You and Wells Fargo Account options


Thank you for being a loyal Wells Fargo customer. We value your trust in our A check mark in the box indicates you have these
company and look forward to continuing to serve you with your financial needs. convenient services with your account(s). Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.

Online Banking ✓ Direct Deposit ✓


Online Bill Pay Auto Transfer/Payment
Online Statements ✓ Overdraft Protection
Mobile Banking ✓ Debit Card
My Spending Report ✓ Overdraft Service

Other Wells Fargo Benefits

®
It's a new day for the Security Center in the Wells Fargo Mobile app. With a new look, easier navigation, and a brand new interactive
security check-up tool, you can see your security settings in one place and make sure they are up to date. It's live now, so sign-on or
download the Wells Fargo Mobile app today to check it out and learn about ways to help protect your accounts and information.

Statement period activity summary Account number: 2423794052

Beginning balance on 9/27 $37.85 CHRISTOPHER M VILLAVICENCIO


Deposits/Additions 3,091.26 California account terms and conditions apply
Withdrawals/Subtractions - 2,601.54
For Direct Deposit use
Ending balance on 10/25 $527.57 Routing Number (RTN): 121042882

(114)
Sheet Seq = 0174072
Sheet 00001 of 00004
October 25, 2023 Page 2 of 7

Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements
please call the number listed on your statement or visit your Wells Fargo branch.

Transaction history

Check Deposits/ Withdrawals/ Ending daily


Date Number Description Additions Subtractions balance
9/27 Purchase authorized on 09/25 Parchment-Univ Doc 5.25
480-719-1646 AZ S463269175797533 Card 2914
9/27 Ebay Incczssca1P Payments 230927 Jspcccrdk3Unxbe 0.10 32.50
Christopher Villavicen
9/28 Purchase authorized on 09/28 Arco #42316 Imperial CA 2.49 30.01
P383271715749058 Card 2914
9/29 Zelle From Mendivel Karla on 09/29 Ref # Pp0Rlns77H 10.00
9/29 Purchase authorized on 09/28 7-Eleven El Centro CA 11.40 28.61
P000000883710290 Card 2914
10/2 Online Transfer From Villavicencio C Way2Save Savings 20.00
xxxxxx4270 Ref #Ib0Kw42Mx4 on 10/01/23
10/2 Purchase authorized on 09/28 Starbucks 800-782- 800-782-7282 10.00
WA S583271619022909 Card 2914
10/2 Purchase authorized on 09/28 7-Eleven 38661 El Centro CA 4.99
S583272178217786 Card 2914
10/2 Purchase authorized on 09/29 Papa John's #4272 El Centro CA 4.41
S463273098607645 Card 2914
10/2 Purchase authorized on 10/01 Costco Gas #0121 El Centro CA 25.86 3.35
P383274832960096 Card 2914
10/3 Zelle From Villavicencio Joel on 10/03 Ref # Pp0Rlzkgfk Alimony 125.00
10/3 Online Transfer From Villavicencio C Way2Save Savings 52.00
xxxxxx4270 Ref #Ib0Kwldwpz on 10/03/23
10/3 Recurring Payment authorized on 10/02 Spotify 877-778-1161 NY 10.99
S463275833402958 Card 2914
10/3 Online Transfer to Villavicencio C Way2Save Savings xxxxxx4270 75.00
Ref #Ib0Kwrpknn on 10/03/23
10/3 Lowes Payment Oct 03 798192805091780 7981928050917807 42.00 52.36
10/4 Zelle From Mendivel Karla on 10/04 Ref # Pp0Rm2Yrx6 7.00
10/4 Recurring Payment authorized on 10/02 Google *Google Sto 1.99
855-836-3987 CA S303276154150838 Card 2914
10/4 Purchase authorized on 10/03 Costco Whse #0121 El Centro CA 11.99
S463277083666365 Card 2914
10/4 Purchase authorized on 10/04 O'Reilly 2687 El Centro CA 23.80 21.58
P383277711153977 Card 2914
10/5 ATM Cash Deposit on 10/04 2050 N Imperial Ave El Centro CA 550.00
0006403 ATM ID 4272C Card 2914
10/5 ATM Transfer authorized on 10/04 From Christopher M 250.00
Villavicencio Savings 2050 N Imperial Ave El Centro CA 0006404
ATM ID 4272C Card 2914
10/5 Ihss2 St of CA Ihsscmipse 100323 xxxxx4748 Villavicencio, Chris 611.40
10/5 Purchase authorized on 10/03 Parchment-Univ Doc 5.25
480-719-1646 AZ S303277134802603 Card 2914
10/5 Purchase authorized on 10/04 WWW.Puffbar.Com 866-783-3227 21.71
DE S303277708650823 Card 2914
10/5 Purchase authorized on 10/04 Arco #42316 Imperial CA 2.84
P463278232364045 Card 2914
10/5 Purchase authorized on 10/05 Arco42316001 Imperial CA 7.27 1,395.91
P000000687780732 Card 2914
10/6 Purchase authorized on 10/04 Ross Stores #1806 El Centro CA 30.45
S463277733070170 Card 2914
10/6 Purchase authorized on 10/04 Farmer Boys - El C El Centro CA 3.24
S303277738710454 Card 2914
October 25, 2023 Page 3 of 7

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily


Date Number Description Additions Subtractions balance
10/6 Purchase authorized on 10/05 Costco Whse #0121 El Centro CA 62.81
P463279080443736 Card 2914
10/6 Purchase authorized on 10/06 WM Superc Wal-Mart Sup El 167.28 1,132.13
Centro CA P000000682602911 Card 2914
10/10 Ticketmaster Acctverify 231006 0141247 Christopher *Villavice 0.16
10/10 Ticketmaster Acctverify 231006 0141247 Christopher *Villavice 0.36
10/10 Zelle From Mendivel Karla on 10/08 Ref # Pp0Rmf2Dz3 25.00
10/10 Zelle From Mendivel Karla on 10/10 Ref # Pp0Rmjk9SC 20.00
10/10 Purchase authorized on 10/05 99 Cents Only St # El Centro CA 10.45
S303278822798071 Card 2914
10/10 Purchase authorized on 10/06 Apple.Com/Bill 866-712-7753 CA 9.99
S463279578376205 Card 2914
10/10 Purchase authorized on 10/06 Rico Food El Centro CA 16.51
S583279711560557 Card 2914
10/10 Purchase authorized on 10/06 Panera Bread #2048 El Centro CA 4.97
S383279722176117 Card 2914
10/10 Purchase authorized on 10/06 Aldi 79081 El Centro CA 4.48
P000000186949486 Card 2914
10/10 Purchase authorized on 10/07 Arco #42316 Imperial CA 15.14
P303280610049813 Card 2914
10/10 Purchase authorized on 10/07 99 Cents Only Stor El Centro CA 15.10
S303281059084549 Card 2914
10/10 Purchase authorized on 10/07 Jack IN The Box 30 El Centro CA 4.80
S383281064986300 Card 2914
10/10 Recurring Payment authorized on 10/08 Experian* Credit R 24.99
479-3436237 CA S463281306380410 Card 2914
10/10 Purchase authorized on 10/08 Las Palmitas Taco El Centro CA 8.76
S463281796187200 Card 2914
10/10 Purchase authorized on 10/08 Taco Bell 026031 El Centro CA 10.81
S583281799152754 Card 2914
10/10 Purchase authorized on 10/09 Cardenas 1620 N Imper El Centro 42.32
CA P000000082045204 Card 2914
10/10 Purchase authorized on 10/09 Ebay O*19-10633-73 San Jose CA 15.07
S383282612196345 Card 2914
10/10 Purchase authorized on 10/09 McDonald's F39798 Imperial CA 6.24
S303282634022610 Card 2914
10/10 Purchase authorized on 10/10 Costco Gas #0121 El Centro CA 66.45
P383283549160284 Card 2914
10/10 Purchase authorized on 10/10 Costco Whse #0121 El Centro CA 65.80
P383283724166858 Card 2914
10/10 Purchase authorized on 10/10 Costco Whse #0121 El Centro CA 18.34
P383283725366258 Card 2914
10/10 Subscription Acorns 101023 Dg8Hp5 Christopher Villavicen 3.00
10/10 131Check 775.00 59.43
10/11 Recurring Payment authorized on 10/10 CA0302 Luv Car Was 36.99
Matt@Luvcarwa CA S303284066128839 Card 2914
10/11 Purchase authorized on 10/11 Vons #1767 Brawley CA 20.45 1.99
P000000976152277 Card 2914
10/12 Zelle From Mendivel Karla on 10/12 Ref # Pp0Rmnvfm4 50.00
10/12 Recurring Payment authorized on 10/10 Google *Google Sto 1.99 50.00
855-836-3987 CA S463284130183396 Card 2914
10/16 Zelle From Mendivel Karla on 10/15 Ref # Pp0Rmwp9Fc 50.00
10/16 Recurring Payment authorized on 10/13 Apple.Com/Bill 0.99
866-712-7753 CA S303286439414933 Card 2914
10/16 Zelle to Martin on 10/14 Ref #Rp0Rmw6Bry 25.00
10/16 Purchase authorized on 10/15 Costco Whse #0121 El Centro CA 7.57
S463288685344646 Card 2914
10/16 Purchase authorized on 10/15 Costco Gas #0121 El Centro CA 30.26
P303288694924831 Card 2914
10/16 Purchase authorized on 10/15 Aldi 79081 El Centro CA 13.65 22.53
P000000675166107 Card 2914

Sheet Seq = 0174073


Sheet 00002 of 00004
October 25, 2023 Page 4 of 7

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily


Date Number Description Additions Subtractions balance
10/18 Recurring Payment authorized on 10/17 Microsoft Microsoft*Ul 16.99 5.54
Redmond WA P000000273525159 Card 2914
10/19 Zelle From Mendivel Karla on 10/19 Ref # Pp0RN6Pcyz 150.00
10/19 Zelle From Villavicencio Joel on 10/19 Ref # Pp0RN7Swxf 50.00
10/19 Purchase authorized on 10/19 Wal-Mart #1555 El Centro CA 6.84
P000000284374143 Card 2914
10/19 Purchase authorized on 10/19 Arco42316001 Imperial CA 4.70
P000000776914312 Card 2914
10/19 Discover E-Payment 231019 0002 Villavicencio Christop 35.00 159.00
10/20 Ihss2 St of CA Ihsscmipse 101823 xxxxx4748 Villavicencio, Chris 674.90
10/20 Purchase authorized on 10/19 Fred Loya Insuranc 800-554-0595 259.57
TX S383292584236444 Card 2914
10/20 Purchase authorized on 10/19 McDonald's F39798 Imperial CA 4.99
S463292761419030 Card 2914
10/20 Purchase authorized on 10/19 Food4Less #0774 2420 Cott El 12.32 557.02
Centro CA P463293047385728 Card 2914
10/23 Zelle From Mendivel Karla on 10/22 Ref # Pp0Rnfwbtp 25.00
10/23 Zelle From Mendivel Karla on 10/23 Ref # Pp0Rnhrctc 30.00
10/23 Purchase authorized on 10/19 Spi*Imperial Irrig 800-303-7756 CA 143.97
S383292598446387 Card 2914
10/23 Purchase authorized on 10/19 Target 0001 El Centro CA 5.00
S463293056596032 Card 2914
10/23 Purchase authorized on 10/19 Del Taco 1339 El Centro CA 5.17
S303293063900554 Card 2914
10/23 Purchase authorized on 10/20 Circle K # 09506 El Centro CA 7.34
S303293582797232 Card 2914
10/23 Purchase authorized on 10/20 Wendy's #12945 El Centro CA 7.56
S303293744599787 Card 2914
10/23 Purchase authorized on 10/20 Target 0001 El Centro CA 1.78
S303293768266292 Card 2914
10/23 Purchase authorized on 10/20 Apple.Com/Bill 866-712-7753 CA 6.99
S383293852154789 Card 2914
10/23 Purchase authorized on 10/20 Cardenas 1620 N Imper El Centro 26.56
CA P000000636016437 Card 2914
10/23 Purchase authorized on 10/20 Cardenas 1620 N Imper El Centro 5.00
CA P000000836952141 Card 2914
10/23 Purchase authorized on 10/21 Arco #42316 Imperial CA 23.90
P303294698696020 Card 2914
10/23 Purchase authorized on 10/21 Jack IN The Box 30 Brawley CA 8.80
S583294712689116 Card 2914
10/23 Purchase authorized on 10/21 Wendys 1132 Brawley CA 3.76
S303294719526559 Card 2914
10/23 Purchase authorized on 10/21 McDonald's F39798 Imperial CA 16.57
S303295217261363 Card 2914
10/23 Purchase authorized on 10/22 WM Superc Wal-Mart Sup Brawley 64.42 285.20
CA P000000785543305 Card 2914
10/24 Purchase authorized on 10/23 El Sol Market Imperial CA 4.19
S383296602560914 Card 2914
10/24 Purchase authorized on 10/23 Sq *Las Conchitas El Centro CA 6.75
S383296714823453 Card 2914
10/24 Purchase authorized on 10/23 WM Superc Wal-Mart Sup El 5.26 269.00
Centro CA P000000773338819 Card 2914
10/25 Ebay Com6Xgepdzf Payments 231025 7Wrmiprr1Qqzi67 56.22
Nte*Zzz*P6082538066\
10/25 Ticketmaster 4B1F2CC 231024 5310770 Christopher *Villavice 167.11
10/25 Ticketmaster 4B1F506 231024 5310771 Christopher *Villavice 167.11
10/25 Purchase authorized on 10/24 Las Palmitas Mexic El Centro CA 10.35
S463297678403080 Card 2914
10/25 Recurring Payment authorized on 10/24 Spectrum 855-707-7328 79.98
MO S383297707798839 Card 2914
October 25, 2023 Page 5 of 7

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily


Date Number Description Additions Subtractions balance
10/25 Purchase authorized on 10/24 Kohl's #1434 El Centro CA 33.76
S463298003312455 Card 2914
10/25 Ebay Comnfyyia73 Payments 231025 7Jtvhatvgyojt2M 7.78 527.57
Christopher Villavicen

Ending balance on 10/25 527.57

Totals $3,091.26 $2,601.54

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Summary of checks written (checks listed are also displayed in the preceding Transaction history)

Number Date Amount


131 10/10 775.00

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for
a link to these documents, and answers to common monthly service fee questions.

Fee period 09/27/2023 - 10/25/2023 Standard monthly service fee $10.00 You paid $0.00

How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following each fee period
· Minimum daily balance $500.00 $1.99
· Total amount of qualifying electronic deposits $500.00 $1,677.26 ✓
· Age of primary account owner 17 - 24 ✓
· Account is linked to a Wells Fargo Campus ATM Card or Campus Debit Card 1 0
RC/RC

IMPORTANT ACCOUNT INFORMATION

Limits to your Card

Effective on or after August 28, 2023 in Selected Terms and Conditions for
- Wells Fargo Consumer debit and ATM cards
- Wells Fargo Campus debit and ATM cards
- Wells Fargo Business debit, ATM, and deposit cards
- Wells Fargo Advisors debit cards

In the section titled "Using your card," under subsection titled "Daily limits and funds available for using your Card" bullet titled "The
limits for your Card" is deleted and replaced with:

The limits for your Card: We provide you your daily ATM withdrawal and purchase limits when you receive your Card. You can confirm
®
your Card's daily limits by signing on to Wells Fargo Online or the Wells Fargo Mobile app, or calling us at the number listed in the

Sheet Seq = 0174074


Sheet 00003 of 00004
October 25, 2023 Page 6 of 7

"Contact Us" section. Note: For security reasons there may be additional limits on the amount, number, or type of transactions you can
make using your Card, including the geographic location of the ATM or merchant.

Please see the Wells Fargo debit and ATM card terms and conditions applicable to your card, which can be found at
www.wellsfargo.com/debit-card/terms-and-conditions.

This notice re-establishes that Wells Fargo has the right to conduct setoff for overdrawn deposit account balances, where applicable,
and in accordance with your governing Deposit Account Agreement. When we exercise this right, we may reduce funds in any account
you hold with us for purposes of paying the amount of the debt, either due or past due, that is owed to us as allowed by the laws
governing your account. Our right of setoff won't apply if it would invalidate the tax-deferred status of any tax-deferred retirement
account (e.g., a SEP or an IRA) you keep with us. To review a copy of your Deposit Account Agreement, including the provisions related
to the right of setoff, please visit wellsfargo.com/online-banking/consumer-account-fees/.

NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS
(1-800-869-3557) to share your language preference.

Other Wells Fargo Benefits

Help take control of your finances with a Wells Fargo personal loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan may
be able to help. See personalized rates and payments in minutes with no impact to your credit score.
Get started at wellsfargo.com/personalloan.
October 25, 2023 Page 7 of 7

Worksheet to balance your account Important Information You Should Know


Follow the steps below to reconcile your statement balance with your To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts:
paid into your account and any service charges, automatic payments or Wells Fargo Bank, N.A. may furnish information about deposit accounts to
ATM transactions withdrawn from your account during this statement Early Warning Services. You have the right to dispute the accuracy of
period. information that we have furnished to a consumer reporting agency by
A Enter the ending balance on this statement. $ writing to us at Overdraft Collection and Recovery, P.O. Box 5058, Portland,
OR 97208-5058. Include with the dispute the following information as
B List outstanding deposits and other available: Full name (First, Middle, Last), Complete address, The account
credits to your account that do not appear on number or other information to identify the account being disputed, Last
this statement. Enter the total in the column four digits of your social security number, Date of Birth. Please describe the
to the right. specific information that is inaccurate or in dispute and the basis for the
dispute along with supporting documentation. If you believe the
Description Amount information furnished is the result of identity theft, please provide us with
an identity theft report.
If your account has a negative balance:
Please note that an account overdraft that is not resolved 60 days from the
date the account first became overdrawn will result in closure and charge
off of your account. In this event, it is important that you make
arrangements to redirect recurring deposits and payments to another
Total $ + $ account. The closure will be reported to Early Warning Services. We reserve
the right to close and/or charge-off your account at an earlier date, as
C Add A and B to calculate the subtotal. = $ permitted by law. The laws of some states require us to inform you that this
communication is an attempt to collect a debt and that any information
D List outstanding checks, withdrawals, and obtained will be used for that purpose.
other debits to your account that do not appear In case of errors or questions about your electronic transfers:
on this statement. Enter the total in the column Telephone us at the number printed on the front of this statement or write
to the right. us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
you can, if you think your statement or receipt is wrong or if you need more
Number/Description Amount information about a transfer on the statement or receipt. We must hear
from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.
1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.
In case of errors or questions about other transactions (that are not
electronic transfers):
Promptly review your account statement within 30 days after we made it
available to you, and notify us of any errors.
To download and print an Account Balance Calculation Worksheet (PDF) to
help you balance your checking or savings account, enter
www.wellsfargo.com/balancemyaccount in your browser on either your
computer or mobile device.

Total $ - $

E Subtract D from C to calculate the


adjusted ending balance. This amount should be
the same as the current balance shown in your
register. = $ ©2021 Wells Fargo Bank, N.A. All rights reserved.Member FDIC. NMLSR ID 399801

Sheet Seq = 0174075


Sheet 00004 of 00004

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