Professional Documents
Culture Documents
5349
5349
Page: 4/9
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APPLICANT:JONES, PATRICIA A
SSN :516-68-0374
ADDRESS :711 FIRST AVE WEST, THREE FORKS, MT 59752
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B B COMENITYBANK/HERBERGER 06/18 $1800 PAID
211730******8748 REV 07/97 $0 72 0 0 0
04/18 $0 XP/TU/EF
06/18:
-CCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCC-CCCCCCCCCCCC
REMARK: ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST;
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C O L L E C T I O N A C C O U N T S
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*** NO RECORD FOUND ***
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O T H E R C R E D I T H I S T O R Y
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P U B L I C R E C O R D S
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I N Q U I R I E S ( L A S T 1 2 0 D A Y S )
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C R E D I T O R S
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- AMERICAN EXPRESS [EF] 800-528-4800
P.O. BOX 7871,FORT LAUDERDALE, FL 33329
- AMEX [XP/TU] 800-528-4800
TAPE - P O BOX 7871,FORT LAUDERDALE, FL 33329
- CAP1/HERBG [TU] 800-695-6950
PO BOX 30253,SALT LAKE CITY, UT 84130
- CBUSASEARS [XP/EF] 800-669-8488
13200 SMITH RD,CLEVELAND, OH 44130
- CHASE [EF] 800-548-7912
10790 RANCHO BERNARDO RD,SAN DIEGO CA 92127
- CHASE CARD [XP] 800-432-3117
PO BOX 15298,WILMINGTON, DE 19850
- CHASE HOME FINANCE [XP] 800-548-7912
PO BOX 509011 10790 RANCHO BERNARDO RD,SAN DIEGO, CA 92150
- CHASE MTG [TU] 800-548-7912
10790 RANCHO BERNA,SAN DIEGO CA 92127
- COMENITY BANK/CTPR&BKS [XP] BYMAILONLY
4590 E BROAD ST,COLUMBUS, OH 43213
- COMENITY BANK/HRBRGRS [XP] BYMAILONLY
3100 EASTON SQUARE PL,COLUMBUS, OH 43219
- COMENITYBANK/DRESSBARN [XP/TU] 888-427-7790
PO BOX 182789,COLUMBUS, OH 43218
- Credit Plus [TU] 800-258-3488
31550 Winter Place Parkway,SALISBURY, MD 21801
- DISCOVER FINANCIAL SERVI [TU] 800-347-2683
POB 15316,WILMINGTON, DE 19850
Page: 6/9
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APPLICANT:JONES, PATRICIA A
SSN :516-68-0374
ADDRESS :711 FIRST AVE WEST, THREE FORKS, MT 59752
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- DISCOVER FINANCIAL SVC [XP] 800-347-2683
PO BOX 15316,WILMINGTON, DE 19850
- DISCOVR CD [EF] 800-347-5342
PO BOX15316,WILMINGTON DE 19850
- DRESS BARN [EF] 888-427-7790
PO BOX 182273,COLUMBUS OH 43218
- FIRST COMMUNITY BANK [XP/EF] 406-228-8231
540 2ND AVE,GLASGOW, MT 59230
- FIRST NATIONAL BANK [EF] 888-530-3626
1620 DODGE STREET MAIL #3099 STOP LINDA RAY,OMAHA, NE 68197
- FLAGSTAR BANK [XP] 800-968-7700
5151 CORPORATE DR,TROY MI 48098
- FLAGSTAR BK [TU] 800-968-7700
5151 CORPORATE DRI,TROY MI 48098
- FLAGSTARBK [EF] 800-968-7700
5151 CORPORATE DRIVE,TROY, MI 48098
- FNB OMAHA [XP/TU] 888-530-3626
2223 DODGE ST,OMAHA, NE 68197
- GECRB/LOWBRC [MANUAL] 800-444-1408
,
- GEMB/JC PENNEYS [EF] 800-542-0800
,
- GEMB/LOWES [XP/EF] 800-444-1408
PO BOX 103065,ROSWELL GA 30076
- KOHLS/CAP1 [EF] 800-564-5740
,
- kohls/capone [XP] 800-564-5740
,
- KOHLS/CAPONE [MANUAL] 800-564-5740
,
- MBGA/JC PENNEY [XP] 800-542-0800
PO BOX 981131,EL PASO TX 79998
- RETAILERS NATIONAL B [EF] 888-755-5856
MAIL STOP 2BD P O BOX 9475,MINNEAPOLIS, MN 55440
- RNB TARGET [XP] 888-755-5856
PO BOX 9475,MINNEAPOLIS MN 55440
- SUNNILAND CORPORATION [XP] (407) 898-68
PO BOX 8001,SANFORD FL 327728001
- SYNCB/JCP [TU] 866-227-5213
PO BOX 965007,ORLANDO, FL 32896
- TOYOTA MOTOR CREDIT [XP] 503-598-3700
PO BOX 9786,CEDAR RAPIDS, IA 52409
- TOYOTA MTR [TU/EF] 800-874-8822
19001 S WESTERN AV,TORRANCE, CA 90501
- WELLS FARGO BANK [XP/TU] 800-642-4720
PO BOX 5445,PORTLAND OR 97228
- WESTERN SECU [TU]
P.O. BOX 5568,MISSOULA MT 59806
- WFB CD SVC [EF] p#800-642-47
P.O. BOX 3696,PORTLAND, OR 97208
- WFNNB/CHAD [EF] 800-888-9265
REPORTING,COLUMBUS OH 43218
- WFNNB/GORDMAN'S -TAP [EF] 866-522-8014
PO BOX 2984,SHAWNEE MISSION, KS 66201
Page: 7/9
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APPLICANT:JONES, PATRICIA A
SSN :516-68-0374
ADDRESS :711 FIRST AVE WEST, THREE FORKS, MT 59752
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- WSTRN SEC [EF] 406-721-3700
2601 GARFIELD,MISSOULA, MT 59802
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T R A D E S U M M A R Y
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# BALANCE HIGH CREDIT PAYMENT PAST DUE
MORTGAGE 3 73455 88500 581 0
AUTO 1 10867 22218 379 0
EDUCATION 0 0 0 0 0
OTHER INSTALLM 0 0 0 0 0
OPEN 1 0 0 0 0
REVOLVING 19 1060 35800 131 0
OTHER 0 0 0 0 0
TOTAL 24 85382 146518 1091 0
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D E R O G A T O R Y S U M M A R Y
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CHARGE OFFS 0 30 DAYS 0 INQUIRIES 0
COLLECTIONS 0 60 DAYS 0 DISPUTES 0
BANKRUPTCY 0 90 DAYS 0
PUBLIC RECORDS 0 OTHER 0
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M I S C E L L A N E O U S I N F O R M A T I O N
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Instant View Password: AV-48214968
To verify the authenticity of this credit report, please visit
https://credit.creditplus.com and click on the Instant View link.
Enter Identifier # 46208682 and password AV-48214968 to view the
report. For any inquiries regarding this report or services
provided by CREDIT PLUS 2 please contact us at (800) 258-3488.
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D I S C L A I M E R
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T R E N D S U M M A R Y
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PATRICIA A JONES
711 FIRST AVE WEST
THREE FORKS, MT 59752
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YOUR CREDIT SCORE - 821
Source: EXPERIAN Date: 12/10/18
Model: EXPERIAN/FAIR, ISAAC (VER. 2)
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UNDERSTANDING YOUR CREDIT SCORE
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What you should know about credit scores:
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Your credit score is a number that reflects the information in
your credit report.
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How we use your credit score:
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Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
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The range of scores:
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Scores range from a low of 320 to a high of 844.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
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How your score compares to the scores of other consumers:
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Your credit score ranks higher than 92 percent of U.S. consumers.
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Key factors that adversely affected your credit score:
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* AMOUNT OWED ON ACCOUNTS IS TOO HIGH
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CHECKING YOUR CREDIT REPORT
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Page: 1/9
What if there are mistakes in your credit report?
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You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
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How can you obtain a copy of your credit report?
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Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
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How can you get more information?
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For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 2/9
NOTICE TO THE HOME LOAN APPLICANT
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Signature
Date
Page: 3/9
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
PATRICIA A JONES
711 FIRST AVE WEST
THREE FORKS, MT 59752
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YOUR CREDIT SCORE - 815
Source: TRANS UNION Date: 12/10/18
Model: TRANSUNION/FICO CLASSIC (04)
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UNDERSTANDING YOUR CREDIT SCORE
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What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
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The range of scores:
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Scores range from a low of 309 to a high of 839.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
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How your score compares to the scores of other consumers:
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Your credit score ranks higher than 97 percent of U.S. consumers.
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Key factors that adversely affected your credit score:
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* PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
* LENGTH OF TIME ACCOUNTS HAVE BEEN ESTABLISHED
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CHECKING YOUR CREDIT REPORT
Page: 4/9
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 5/9
NOTICE TO THE HOME LOAN APPLICANT
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Signature
Date
Page: 6/9
YOUR CREDIT SCORE AND THE PRICE YOU PAY FOR CREDIT
PATRICIA A JONES
711 FIRST AVE WEST
THREE FORKS, MT 59752
=================================================================
YOUR CREDIT SCORE - 808
Source: EQUIFAX Date: 12/10/18
Model: EQUIFAX/FICO CLASSIC V5 FACTA
=================================================================
UNDERSTANDING YOUR CREDIT SCORE
-----------------------------------------------------------------
What you should know about credit scores:
-----------------------------------------------------------------
Your credit score is a number that reflects the information in
your credit report.
-----------------------------------------------------------------
How we use your credit score:
-----------------------------------------------------------------
Your credit score can affect whether you can get a loan and how
much you will have to pay for that loan.
-----------------------------------------------------------------
The range of scores:
-----------------------------------------------------------------
Scores range from a low of 334 to a high of 818.
Generally, the higher your score, the more likely you are to be
offered better credit terms.
-----------------------------------------------------------------
How your score compares to the scores of other consumers:
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Your credit score ranks higher than 91 percent of U.S. consumers.
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Key factors that adversely affected your credit score:
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* AMOUNT OWED ON REVOLVING ACCOUNTS IS TOO HIGH
* PROPORTION OF LOAN BALANCES TO LOAN AMOUNTS IS TOO HIGH
=================================================================
CHECKING YOUR CREDIT REPORT
Page: 7/9
-----------------------------------------------------------------
What if there are mistakes in your credit report?
-----------------------------------------------------------------
You have a right to dispute any inaccurate information in your
credit report. If you find mistakes on your credit report,
contact the consumer reporting agency.
-----------------------------------------------------------------
How can you obtain a copy of your credit report?
-----------------------------------------------------------------
Under federal law, you have the right to obtain a free copy of
your credit report from each of the nationwide consumer reporting
agencies once a year.
-----------------------------------------------------------------
How can you get more information?
-----------------------------------------------------------------
For more information about credit reports and your rights under
Federal law, visit the Consumer Financial Protection Bureau's web
site at www.consumerfinance.gov/learnmore.
Page: 8/9
NOTICE TO THE HOME LOAN APPLICANT
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Signature
Date
Page: 9/9
NEST HOME LENDING LLC
916 S MAIN ST UNIT 208
LONGMONT, CO 80501
8774264184
JONES, PATRICIA A
711 FIRST AVE WEST
THREE FORKS, MT 59752
If you have questions regarding the terms of the loan, contact the
lender.