Wells Fargo Everyday Checking

Wells Fargo Everyday Checking
September 30, 2022 Page 1 of 13
Questions?
JOHN J GELORMO Available by phone 24 hours a day, 7 days a week:
We accept all relay calls, including 711
338 BARD CT
SPRING CITY PA 19475-2050 1-800-TO-WELLS (1-800-869-3557)
En español: 1-877-727-2932
Online: wellsfargo.com
Write: Wells Fargo Bank, N.A. (345)

P.O. Box 6995
Portland, OR 97228-6995
You and Wells Fargo Account options

Thank you for being a loyal Wells Fargo customer. We value your trust in our A check mark in the box indicates you have these
company and look forward to continuing to serve you with your financial needs. convenient services with your account(s). Go to
wellsfargo.com or call the number above if you have
questions or if you would like to add new services.
Online Banking ✓ Direct Deposit ✓

Online Bill Pay Auto Transfer/Payment
Online Statements ✓ Overdraft Protection
Mobile Banking ✓ Debit Card
My Spending Report ✓ Overdraft Service
Other Wells Fargo Benefits
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Is a home purchase in your future? Competitive rates and low down payment options make now a great time to buy a home. Plus, as a
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Get started with an online mortgage application that can pre-fill your Wells Fargo account information and save you time. Use your
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Statement period activity summary Account number: 8954276518
Beginning balance on 9/1 $1,119.73 JOHN J GELORMO

Deposits/Additions 19,621.53 Pennsylvania account terms and conditions apply
Withdrawals/Subtractions - 20,714.03
For Direct Deposit use
Ending balance on 9/30 $27.23 Routing Number (RTN): 031000503
(345)
Sheet Seq = 0105957
Sheet 00001 of 00007
Overdraft Protection
This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements
please call the number listed on your statement or visit your Wells Fargo branch.
Transaction history
Check Deposits/ Withdrawals/ Ending daily

Date Number Description Additions Subtractions balance
9/1 Phoenixville Bor Pens Pmts SEP 22 xxxxx3780 Gelormo, John J 600.65
9/1 Purchase authorized on 08/29 U-Hauljt S Wheels Pottstown PA 102.23
S382241509605567 Card 6547
9/1 Purchase authorized on 09/01 Redners Mkts #47 Phoenixville PA 88.34 1,529.81
P302244805478551 Card 6547
9/2 ATM Cash Deposit on 09/02 200 Schuylkill Rd Phoenixville PA 100.00
0008274 ATM ID 0232J Card 6547
9/2 Purchase authorized on 08/31 Tst* Td Alfredos P Phoenixville PA 2.07
S582243681849626 Card 6547
9/2 Purchase authorized on 09/01 Redners Mkts #47 Phoenixville PA 41.72
P582245039870165 Card 6547
9/2 Non-WF ATM Withdrawal authorized on 09/02 801 Valley Forge 202.00
Road Phoenixville PA 462245550833687 ATM ID P398637 Card
6547
9/2 Non-Wells Fargo ATM Transaction Fee 2.50
6547
6547
6547
6547
9/2 Capital One Phone Pymt 220901 3Megcb1Ckjgiyeh John J 45.00
Gelormo
9/2 Genesis-Fs Card Payment 220901 043000092272424 Gelormo 70.00
John
9/2 Credit First NA Cfna Pymt C xxxxx5563 John Gelormo 50.00 758.52
0008428 ATM ID 0232J Card 6547
0008663 ATM ID 0232J Card 6547
0008756 ATM ID 0232J Card 6547
0008871 ATM ID 0232J Card 6547
9/6 ATM Cash Deposit on 09/05 70 Buckwalter Rd Ste 1150 Limerick 3,720.00
PA 0002647 ATM ID 6802B Card 6547
9/6 ATM Cash Deposit on 09/05 70 Buckwalter Rd Ste 1150 Limerick 780.00
PA 0002648 ATM ID 6802B Card 6547
PA 0002689 ATM ID 6802B Card 6547
9/6 Recurring Payment authorized on 09/02 Experian* Credit R 21.19
479-3436237 CA S382245337237942 Card 6547
Transaction history (continued)

9/6 Purchase authorized on 09/02 422 Spacemall 610-650-0200 PA 114.48
S302245743575958 Card 6547
9/6 Online Transfer to Gelormo J Way2Save Savings xxxxxx4668 Ref 5.00
#Ib0G9Lzkxn on 09/03/22
9/6 Purchase authorized on 09/03 Advance Auto Parts Phoenixville 41.06
PA S382246545762774 Card 6547
9/6 Purchase authorized on 09/03 Amazon Digit*1V8Ds 11.65
Amzn.Com/Bill WA S302246773572089 Card 6547
9/6 Non-WF ATM Withdrawal authorized on 09/04 801 Bridge St. 42.00
Phoenixville PA 582247522485734 ATM ID Rt34423 Card 6547
P582247719060021 Card 6547
6547
6547
6547
9/6 ATM Withdrawal authorized on 09/04 200 Schuylkill Rd 200.00
Phoenixville PA 0008832 ATM ID 0232J Card 6547
9/6 Purchase with Cash Back $ 80.00 authorized on 09/04 Giant 6317 83.99
967 S Towns Royersford PA P000000884864604 Card 6547
9/6 Purchase with Cash Back $ 80.00 authorized on 09/04 Giant 6317 83.79
967 S Towns Royersford PA P000000181403010 Card 6547
9/6 Non-WF ATM Withdrawal authorized on 09/04 3395 Schuykill Rd 101.50
Spring City PA 302248075135754 ATM ID P136024 Card 6547
P582248506952804 Card 6547
9/6 Non-WF ATM Withdrawal authorized on 09/05 667 Egypt Rd Oaks 42.75
PA 582248587668305 ATM ID P251912 Card 6547
PA 582248593559539 ATM ID P251912 Card 6547
PA 382248603496249 ATM ID P251912 Card 6547
9/6 Purchase authorized on 09/05 Wine and Spirits 4611 Royersford 4.20
PA P000000872702412 Card 6547
9/6 Purchase authorized on 09/05 Prime Video*1V7Q64 7.41
888-802-3080 WA S382248793330006 Card 6547
9/6 Zelle to Melinda on 09/06 Ref #Pp0Qnw4T9V 60.00
9/6 Zelle to Shonda on 09/06 Ref #Pp0Qnw93Rh 750.00
9/6 Purchase authorized on 09/06 Palotv WA 3380 Schuylk Spring 50.00
City PA P000000489170520 Card 6547
Sheet Seq = 0105958

Sheet 00002 of 00007

9/6 Purchase authorized on 09/06 Boscovs 61 Pottstown PA 14.30
P000000884635054 Card 6547
9/6 Purchase authorized on 09/06 Boscovs 61 Pottstown PA 52.55
P000000470662011 Card 6547
9/6 Pacific NW Fcu Transfer John Gelormo John Gelormo 500.00 3,045.71
0009225 ATM ID 0232J Card 6547
0009350 ATM ID 0232J Card 6547
9/7 Recurring Payment authorized on 09/05 Hlu*Hulu 180295432 25.42
Hulu.Com/Bill CA S462249229042700 Card 6547
9/7 Purchase authorized on 09/06 Amazon Digit*1F2Dk 15.89
P382250475316857 Card 6547
9/7 Withdrawal Made In A Branch/Store 800.00
9/7 ATM Withdrawal authorized on 09/07 200 Schuylkill Rd 340.00 2,528.48
9/8 ATM Cash Deposit on 09/07 70 Buckwalter Rd Ste 1150 Limerick 1,600.00
PA 0002949 ATM ID 6802B Card 6547
PA 0002950 ATM ID 6802B Card 6547
0009611 ATM ID 0232J Card 6547
9/8 Purchase authorized on 09/07 Wawa 8024 Phoenixville PA 46.01
P000000083497588 Card 6547
9/8 Purchase authorized on 09/07 Palotv WA 120 Schuylki 50.00
Phoenixville PA P000000889276741 Card 6547
9/8 Zelle to Melinda on 09/08 Ref #Pp0Qnzws9N 20.00

9/8 Non-WF ATM Withdrawal authorized on 09/08 1160 1St Ave King 506.99
of Pruss PA 302251638684761 ATM ID Cpsb3426 Card 6547
9/8 Withdrawal Made In A Branch/Store 500.00
9/8 Purchase authorized on 09/08 Bjs Wholesale #0 200-C MI Oaks PA 245.82 2,630.66
P582251813999729 Card 6547
9/9 Purchase authorized on 09/09 Palotv Wawa 258 3380 Schu 100.00
Spring City PA P382252699699604 Card 6547
9/9 Zelle to Melinda on 09/09 Ref #Pp0Qp4D2Dg 20.00 1,530.16
9/12 Mobile Deposit : Ref Number :708100828501 1,727.13
0000184 ATM ID 0232J Card 6547
0000185 ATM ID 0232J Card 6547
0000186 ATM ID 0232J Card 6547
0000192 ATM ID 0232J Card 6547
0000193 ATM ID 0232J Card 6547
9/12 Purchase authorized on 09/08 Peco Energy Compan 328.17
215-841-4000 PA S382252080292160 Card 6547
9/12 Purchase authorized on 09/09 Royersford Ace Har Royersford PA 7.24
S462252555511225 Card 6547
9/12 Purchase authorized on 09/09 VA-Hrc 866-400-1238 KS 40.00
S302253020550211 Card 6547
9/12 Purchase authorized on 09/09 Wawa 258 Spring City PA 4.79
P302253084466019 Card 6547
9/12 Zelle to Shonda on 09/10 Ref #Pp0Qp5Vxmn 1,000.00
9/12 Zelle to Melinda on 09/10 Ref #Pp0Qp65B4R 100.00
9/12 Purchase authorized on 09/10 Big Lots 270 Schuylki Phoenixville 94.81
PA P000000271223583 Card 6547
9/12 Purchase with Cash Back $ 60.00 authorized on 09/10 Acme 0721 83.28
Sheet Seq = 0105959

Sheet 00003 of 00007

9/12 Purchase authorized on 09/10 Amazon Prime*1F358 15.89
9/12 Recurring Payment authorized on 09/11 Comcast 800-Comcast 9.95
NJ S582254355289410 Card 6547
9/12 Purchase authorized on 09/11 All Things Primitive Phoenixville 116.69
PA P000000983876600 Card 6547
9/12 Purchase authorized on 09/11 All Things Primitive Phoenixville 40.00
PA P000000772190193 Card 6547
9/12 Purchase authorized on 09/11 The Home Depot #4132 Pottstown 16.10
PA P382254813943861 Card 6547
9/12 Purchase authorized on 09/12 Walgreens Store 494 Nutt 60.92
9/12 Purchase authorized on 09/12 Palotv Wawa 080 105 Reec 60.00
Coatesville PA P462255498818420 Card 6547
9/12 Purchase authorized on 09/12 Wawa 8094 Coatesville PA 9.59
P302255499828377 Card 6547
9/12 Purchase authorized on 09/12 Bjs Wholesale #0 200-C MI Oaks PA 26.49
P382255584760253 Card 6547
9/12 Purchase authorized on 09/12 Turkey HI 2 E Bridge S Spring City 17.91
PA P000000030770677 Card 6547
9/12 Zelle to Shonda on 09/12 Ref #Pp0Qp9Sm2G 300.00
9/12 Purchase authorized on 09/12 Royersford Ace Hardwar 60.04 1,937.42
Royersford PA P000000186476118 Card 6547
9/13 Recurring Payment authorized on 09/12 Sxm*Siriusxm.Com/A 10.62
888-635-5144 NY S302255340628343 Card 6547
9/13 Purchase authorized on 09/12 Wine and Spirits 1 Exton PA 4.82
S462255514688923 Card 6547
9/13 Purchase authorized on 09/12 J & S Auto Paint & Pottstown PA 42.03
S302255643049507 Card 6547

9/13 Purchase authorized on 09/12 Habor Freight Tool Pottstown PA 50.78
S382255655224470 Card 6547
9/13 Purchase authorized on 09/13 Wawa 8024 Phoenixville PA 2.43
P582256557864692 Card 6547
9/13 Purchase authorized on 09/13 Sunoco 08168999 Phoenixville PA 60.01
P000000174291124 Card 6547
9/13 Purchase authorized on 09/13 Lowe's #1047 Oaks PA 60.98
P582256594238027 Card 6547
9/13 Purchase with Cash Back $ 60.00 authorized on 09/13 Bjs 107.68
Wholesale #0 200-C MI Oaks PA P462256600050741 Card 6547
9/13 Zelle to Melinda on 09/13 Ref #Pp0Qpc7Ktn 65.00 1,265.07
9/14 Purchase authorized on 09/12 Palotv Wawa 08024 Phoenixville 10.00
PA S382255436389351 Card 6547
9/14 Purchase authorized on 09/14 Hometown Exp Car Wash Spring 13.78
City PA P582257604429562 Card 6547
PA P000000684521197 Card 6547
9/14 Genesis-Fs Card Payment 220913 043000093324164 Gelormo 40.00
John
9/14 Credit One Bank Payment 220913 47939778 John Gelormo 55.52
9/14 Capital One Phone Pymt 220913 3Mgzcj7Eepmrb1L John J 70.16
Gelormo
9/14 Best Buy Payment 220913 200853060489599 John Gelormo 80.59
9/14 Credit First NA Cfna Pymt C xxxxx0699 John Gelormo 40.00 650.03
9/15 Purchase authorized on 09/13 Palotv Wawa 08024 Phoenixville 10.00
PA S462256556830301 Card 6547
9/15 Recurring Payment authorized on 09/14 Tmobile*Auto Pay 121.33
800-937-8997 WA S462257392931934 Card 6547
9/15 Purchase authorized on 09/14 Wine and Spirits 1 Phoenixville PA 25.42
S382257591365267 Card 6547
P582258458120183 Card 6547
9/15 Liberty Mutual Payment 220915 H4128152280070 Gelormo John 11.28
J
9/15 460 Check 438.00 32.60
9/16 Purchase authorized on 09/16 Giant 6317 967 S Towns 12.18 20.42
Royersford PA P000000381136232 Card 6547
9/19 Purchase authorized on 09/16 Goodwill Ka - Phoe Phoenixville PA 10.00
S582259690216903 Card 6547
9/19 Recurring Payment authorized on 09/16 Cvs Carepass 5.00
800-746-7287 RI S382260220797873 Card 6547
Sheet Seq = 0105960

Sheet 00004 of 00007

9/19 Purchase authorized on 09/18 Prime Video *1M9MN 4.23 1.19
888-802-3080 WA S382261796534358 Card 6547
9/20 My Deals Cash Back for Big Lots 3.00 4.19
9/21 Edeposit IN Branch/Store 09/21/22 10:07:19 Am 200 Schuylkill Rd 1,600.00
Phoenixville PA
#Ib0Gfwv46D on 09/21/22
9/21 Purchase authorized on 09/21 Lowe's #1047 Oaks PA 110.14
P462264564476079 Card 6547
9/21 Zelle to Melinda on 09/21 Ref #Pp0Qptmgyf 40.00
#Ib0Gfzc5W7 on 09/21/22
9/21 459 Check 100.00 489.05
PA 0005740 ATM ID 6802B Card 6547
9/22 Purchase with Cash Back $ 50.00 authorized on 09/22 Redners 83.00 666.05
Mkts #47 Phoenixville PA P582265844454962 Card 6547
9/23 My Deals Cash Back for Cvs (Carepass) 0.75
9/23 Purchase authorized on 09/22 Prime Video*1M69T1 5.29
888-802-3080 WA S382265694347877 Card 6547
P582266595198778 Card 6547
9/23 Liberty Mutual Payment 220923 Aov28163217870 Gelormo John 155.19 338.06
J
0003258 ATM ID 0232J Card 6547
PA 0006589 ATM ID 6802B Card 6547
9/26 Online Transfer From Gelormo J Way2Save Savings xxxxxx4668 40.00
Ref #Ib0Ggs9TF7 on 09/24/22
Ref #Ib0Ggx3Nzx on 09/25/22
Ref #Ib0Ggy5Jnk on 09/25/22
Ref #Ib0Ggy7Tyj on 09/25/22
Ref #Ib0Ggy8K3M on 09/25/22
Ref #Ib0Gh4Dntp on 09/26/22
Ref #Ib0Gh6Xywf on 09/26/22
9/26 Recurring Payment authorized on 09/23 Chewy.Com 12.79
800-672-4399 FL S382266462677335 Card 6547
9/26 Recurring Payment authorized on 09/23 Chewy.Com 113.76
800-672-4399 FL S382266462677335 Card 6547
9/26 Purchase authorized on 09/23 Habitat for Humani Phoenixville 18.55
PA S582266649456679 Card 6547
9/26 Purchase authorized on 09/23 Ptc EZ Pass Csc State.PA.US PA 15.00
S582266751550246 Card 6547
9/26 Purchase authorized on 09/23 Phoenixville Ace H Phoenixville PA 6.56
S462266782305906 Card 6547
9/26 Purchase authorized on 09/24 Royersford Ace Har Royersford PA 5.71
S302267544163487 Card 6547
9/26 Purchase authorized on 09/24 Dollartree 301 N Lewis Rd Limerick 2.65
PA P382267550732129 Card 6547
PA P000000985706815 Card 6547

9/26 ATM Withdrawal authorized on 09/24 70 Buckwalter Rd Ste 1150 80.00
Limerick PA 0006324 ATM ID 6802B Card 6547
9/26 Purchase authorized on 09/24 Wawa 284 Royersford PA 9.45
P302267745331234 Card 6547
9/26 Non-WF ATM Withdrawal authorized on 09/24 *Kensington 83.00
Philadelphia PA 462267791793190 ATM ID Ipan8247 Card 6547
#Ib0Ggw2Yv8 on 09/25/22
9/26 Purchase authorized on 09/25 Prime Video*1U5Qk7 6.35
888-802-3080 WA S382268598345059 Card 6547
P302268631555439 Card 6547
9/26 ATM Withdrawal authorized on 09/25 1470 E High St Pottstown 400.00
PA 0006087 ATM ID 0642O Card 6547
#Ib0Gh3Skql on 09/26/22
9/26 Purchase authorized on 09/26 Walgreens Store 494 Nutt 5.88
9/26 Purchase authorized on 09/26 Staples 1241 Phoenixville PA 67.82 91.59
P382269812688687 Card 6547
Ref #Ib0Ghbtkgt on 09/27/22
Ref #Ib0Ghdbq23 on 09/27/22
9/27 Recurring Payment authorized on 09/26 Apple.Com/Bill 24.37
866-712-7753 CA S382269456635840 Card 6547
PA P000000172897022 Card 6547
9/27 Purchase authorized on 09/27 Rite Aid 11165 Phoenixville PA 30.48
P000000873937022 Card 6547
PA P000000984793494 Card 6547
9/27 Purchase authorized on 09/27 Turkey Hill #019 2 E Brid Spring 3.09 68.26
City PA P382270814847504 Card 6547
0003853 ATM ID 0232J Card 6547
Ref #Ib0Ghjw9Nx on 09/28/22
Ref #Ib0Ghkkwyg on 09/28/22
Ref #Ib0Ghkmgjb on 09/28/22
Ref #Ib0Ghlr89H on 09/28/22
Ref #Ib0Ghlvtgv on 09/28/22
Ref #Ib0Ghnhhkh on 09/28/22
9/28 Purchase authorized on 09/26 J & S Auto Paint & Pottstown PA 54.06
S582269563317688 Card 6547
9/28 Purchase authorized on 09/27 Amazon Music*1U0Ul 9.53
888-802-3080 WA S382270670297315 Card 6547
9/28 Purchase authorized on 09/28 Wawa 284 Royersford PA 25.01
P462271541287972 Card 6547
9/28 ATM Withdrawal authorized on 09/28 70 Buckwalter Rd Ste 1150 220.00
Limerick PA 0006935 ATM ID 6802B Card 6547
Sheet Seq = 0105961

Sheet 00005 of 00007

#Ib0Ghlf3Tg on 09/28/22
9/28 Zelle to Melinda on 09/28 Ref #Pp0Qq8P6W6 40.00
P582271737442729 Card 6547
P302271738475379 Card 6547
9/28 Online Transfer to Gelormo J Way2Save Savings xxxxxx4668 Ref 90.00 103.67
#Ib0Ghnhd77 on 09/28/22
Ref #Ib0Ghtfmlk on 09/29/22
Ref #Ib0Ghttclv on 09/29/22
Ref #Ib0Ghtys3Y on 09/29/22
9/29 Non-WF ATM Withdrawal authorized on 09/29 43 East Bridge St 62.00
9/29 Non-WF ATM Withdrawal authorized on 09/29 43 East Bridge St 102.00
9/29 Purchase authorized on 09/29 Turkey HI 2 E Bridge S Spring City 5.99 0.68
PA P000000470096289 Card 6547
0004477 ATM ID 0232J Card 6547
Ref #Ib0Gj97Yr6 on 09/30/22
9/30 Purchase authorized on 09/29 Cms*West Dairy Inc Spring City PA 2.10
S582272726721308 Card 6547
9/30 Purchase authorized on 09/29 Prime Video*149Uk2 6.35 27.23
888-802-3080 WA S382273071484699 Card 6547
Ending balance on 9/30 27.23
Totals $19,621.53 $20,714.03
The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your
transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.
Summary of checks written (checks listed are also displayed in the preceding Transaction history)
Number Date Amount Number Date Amount

459 9/21 100.00 460 9/15 438.00
Summary of Overdraft and Returned Item Fees
Total this statement period Total year-to-date

Total Overdraft Fees $0.00 $455.00
Total Returned Item Fees $0.00 $0.00
Year-to-date totals reflect fees assessed or reversed since the first full statement period of the calendar year. Negative values indicate that fee reversals
exceed fees assessed.
Monthly service fee summary
For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for
a link to these documents, and answers to common monthly service fee questions.
Fee period 09/01/2022 - 09/30/2022 Standard monthly service fee $10.00 You paid $0.00
How to avoid the monthly service fee Minimum required This fee period
Have any ONE of the following account requirements
· Minimum daily balance $500.00 $0.68
· Total amount of qualifying direct deposits $500.00 $600.65 ✓
· Age of primary account owner 17 - 24
· The fee is waived when the account is linked to a Wells Fargo Campus ATM or
Campus Debit Card
RC/RC
IMPORTANT ACCOUNT INFORMATION
In consideration of the global COVID-19 pandemic, Wells Fargo temporarily paused exercising its right to setoff as otherwise allowable
under your Deposit Account Agreement. Effective on or after January 1, 2023, Wells Fargo will resume exercising its right to setoff for
overdrawn deposit account balances, where applicable. When we exercise this right, we may reduce funds in any account you hold
with us for purposes of paying the amount of the debt, either due or past due, that is owed to us as allowed by the laws governing
your account. Our right of setoff won't apply if it would invalidate the tax-deferred status of any tax-deferred retirement account (e.g.,
a SEP or an IRA) you keep with us. To review a copy of your Deposit Account Agreement, including the provisions related to the right of
setoff, please visit wellsfargo.com/online-banking/consumer-account-fees/.
Now with Early Pay Day, you can get paid earlier when you have Direct Deposit.
Effective September 19, 2022, the following information will be incorporated into the "Depositing Funds" section of your
Deposit Account Agreement. (NOTE: As the bank launches Early Pay Day, the service may not be immediately available in all
areas or for all accounts. Monitor your account activity after September 19th to determine whether any of your eligible direct
deposits have been made available early. Until Early Pay Day is available for your account, and subject to the disclosures
below, you should expect to receive your direct deposits on your normally scheduled pay dates.)
Early Pay Day (Consumer accounts only)

For certain eligible direct deposits, we may make funds available for your use up to two days before we receive the funds from your
payor. When funds are made available early, they will be reflected in your account's available balance. Whether we make funds
available early depends on (1) when we receive the payor's payment instructions, (2) any limitations we set on the amount and
frequency of early availability, and (3) standard fraud prevention screening. The criteria we use for making funds available early is
determined in our sole discretion, based on confidential criteria necessary for maintaining the security of your account and our
payment services, and is subject to change without notice.
Sheet Seq = 0105962

Sheet 00006 of 00007
Not all direct deposits are eligible for Early Pay Day. Eligible direct deposits are limited to electronic direct deposits such as your payroll,
pension, and government benefit payments. Items such as deposits of funds from person-to-person payments services (e.g., Zelle,
Venmo, or PayPal transfers) and other online transfers are not eligible for Early Pay Day. The Bank does not guarantee that any direct
deposits will be made available before the date scheduled by the payor, and early availability of funds may vary between direct
deposits from the same payor. For interest-bearing accounts, interest on your incoming direct deposit will begin accruing on the
business day we receive credit for the deposit from your payor's bank. Direct deposits made available early with Early Pay Day will not
count towards applicable options to avoid your account's monthly service fee until the deposit posts to your account and is no longer
pending (e.g., the pay date scheduled by your payor). Except as expressly set forth herein, funds made available early are subject to the
same terms and conditions as other deposits to your account.
If we've made funds available early and the payor reverses or requests a return of the deposit, or the funds are otherwise uncollected
by the Bank, you understand and agree that we may debit your account up to the amount of the deposit that was previously made
available - even if you have already withdrawn the funds or it creates an overdraft on your account. In this instance, you are responsible
for any fees assessed - including those charged by merchants or third parties - as a result of the overdraft. Early Pay Day is offered at the
discretion of the Bank, and we reserve the right to cancel the service at any time and without notice to you.
NEW YORK CITY CUSTOMERS ONLY -- Pursuant to New York City regulations, we request that you contact us at 1-800-TO WELLS
(1-800-869-3557) to share your language preference.
Can we reach you when it's really important?
Don't miss suspicious-activity alerts and critical account information. Please make sure your contact information is current by:
®
- Signing on to wellsfargo.com or the Wells Fargo Mobile app and navigating to the Update Contact Information page via My Profile
- Contacting the phone number at the top of your statement
- Visiting a branch
Help take control of your finances with a Wells Fargo personal loan.
Whether it's managing debt, making a large purchase, improving your home, or paying for unexpected expenses, a personal loan may
be able to help. See personalized rates and payments in minutes with no impact to your credit score.
Get started at wellsfargo.com/personalloan.
Extra Day Grace Period gives you an extra day to avoid overdraft fees
If your personal checking or savings account is overdrawn, you now have an extra day to make a deposit to cover overdrafts and avoid
fees*
Learn more at wellsfargo.com/extraday
*With Extra Day Grace Period, when your account is overdrawn, you have an additional business day (extra day) to make covering
deposits and/or transfers to avoid the prior business day's overdraft fees. If your account's available balance as of midnight Eastern
Time on your extra day is enough to cover the prior business day's overdraft items, the pending overdraft fees for those items will be
waived. If your available balance as of midnight Eastern Time is enough to cover some, but not all, of the prior business day's overdraft
items, we'll apply your available balance to the transactions in the order that they posted to your account. Any transactions not
covered by midnight Eastern Time are subject to applicable overdraft fees. All deposits and transfers are subject to the Bank's
Availability of Funds Policy.
Worksheet to balance your account Important Information You Should Know

Follow the steps below to reconcile your statement balance with your To dispute or report inaccuracies in information we have furnished to a
account register balance. Be sure that your register shows any interest Consumer Reporting Agency about your accounts:
paid into your account and any service charges, automatic payments or Wells Fargo Bank, N.A. may furnish information about deposit accounts to
ATM transactions withdrawn from your account during this statement consumer reporting agencies. You have the right to dispute the accuracy of
period. information that we have furnished to a consumer reporting agency by
A Enter the ending balance on this statement. $ writing to us at Overdraft Collection and Recovery, P.O. Box 5058, Portland,
OR 97208-5058. Please describe the specific information that is inaccurate
B List outstanding deposits and other or in dispute and the basis for the dispute along with supporting
credits to your account that do not appear on documentation. If you believe the information furnished is the result of
this statement. Enter the total in the column identity theft, please provide us with an identity theft report.
to the right. If your account has a negative balance:
Please note that an account overdraft that is not resolved 60 days from the
Description Amount
date the account first became overdrawn will result in closure and charge
off of your account. In this event, it is important that you make
arrangements to redirect recurring deposits and payments to another
account. The closure will be reported to Early Warning Services. We reserve
the right to close and/or charge-off your account at an earlier date, as
permitted by law. The laws of some states require us to inform you that this
communication is an attempt to collect a debt and that any information
Total $ + $ obtained will be used for that purpose.
In case of errors or questions about your electronic transfers:
C Add A and B to calculate the subtotal. = $ Telephone us at the number printed on the front of this statement or write
us at Wells Fargo Bank, P.O. Box 6995, Portland, OR 97228-6995 as soon as
D List outstanding checks, withdrawals, and
you can, if you think your statement or receipt is wrong or if you need more
other debits to your account that do not appear
information about a transfer on the statement or receipt. We must hear
on this statement. Enter the total in the column
from you no later than 60 days after we sent you the FIRST statement on
to the right. which the error or problem appeared.
Number/Description Amount 1. Tell us your name and account number (if any).
2. Describe the error or the transfer you are unsure about, and explain as
clearly as you can why you believe it is an error or why you need more
information.
3. Tell us the dollar amount of the suspected error.
We will investigate your complaint and will correct any error promptly. If
we take more than 10 business days to do this, we will credit your account
for the amount you think is in error, so that you will have the use of the
money during the time it takes us to complete our investigation.
In case of errors or questions about other transactions (that are not
electronic transfers):
Promptly review your account statement within 30 days after we made it
available to you, and notify us of any errors.
Total $ - $
E Subtract D from C to calculate the

adjusted ending balance. This amount should be
the same as the current balance shown in your
register. = $ ©2021 Wells Fargo Bank, N.A. All rights reserved.Member FDIC. NMLSR ID 399801
Sheet Seq = 0105963

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Wells Fargo Everyday Checking

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Wells Fargo Everyday Checking

September 30, 2022 Page 1 of 13

Write: Wells Fargo Bank, N.A. (345)

You and Wells Fargo Account options

Online Banking ✓ Direct Deposit ✓

Other Wells Fargo Benefits

From Wells Fargo Home Mortgage

Statement period activity summary Account number: 8954276518

Beginning balance on 9/1 $1,119.73 JOHN J GELORMO

Check Deposits/ Withdrawals/ Ending daily

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Sheet Seq = 0105958

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Sheet Seq = 0105959

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Sheet Seq = 0105960

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Sheet Seq = 0105961

Transaction history (continued)

Check Deposits/ Withdrawals/ Ending daily

Ending balance on 9/30 27.23

Totals $19,621.53 $20,714.03

Number Date Amount Number Date Amount

Summary of Overdraft and Returned Item Fees

Total this statement period Total year-to-date

Monthly service fee summary

IMPORTANT ACCOUNT INFORMATION

Early Pay Day (Consumer accounts only)

Sheet Seq = 0105962

Can we reach you when it's really important?

Other Wells Fargo Benefits

Other Wells Fargo Benefits

Learn more at wellsfargo.com/extraday

Worksheet to balance your account Important Information You Should Know

E Subtract D from C to calculate the

Sheet Seq = 0105963

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