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    Loan Sanction-Letter With Kfs

    Uploaded by

    Prakash Kumar Thakur

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    © All Rights Reserved
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    Loan Sanction-Letter With Kfs

    Uploaded by

    Prakash Kumar Thakur
    3 views4 pages

    Original Title

    153635626242 Loan Sanction-letter With Kfs

    Copyright

    © © All Rights Reserved

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    3 views4 pages

    Loan Sanction-Letter With Kfs

    Uploaded by

    Prakash Kumar Thakur

    Copyright:

    © All Rights Reserved
    Download as PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pdf or txt
    of 4

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    'DWH!" 2023-11-30

    &XVWRPHU1DPH Prakash Kumar Thakur


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    Date: Lender's Name: Applicant Name:


    Whizdm Finance Private Limited Prakash Kumar Thakur

    S.no Parameter Details

    (i) Loan Reference No. null

    Loan amount (&+,-.($/012-31"/4(,$2"$/012-31"/$(,$(*"$ 265000.00


    (ii)
    2,33,5"3) (in Rupees)
    (iii) Rate of Interest (% p.a.) 16.00 %

    Total interest charge during the entire tenure of the loan 96061.00
    (iv) (in Rupees)
    Other up-front charges (break-up of each component to
    be given below) (in Rupees)

    a) Processing fees (in Rupees) 6254.00

    (v) b) Insurance charges (in Rupees) 0.00

    c) Broken Period Interest (BPI) (in Rupees) 581.00

    d) Others (if any) (in Rupees) 0.0

    (vi) Net disbursed amount ((ii)-(v)) (in Rupees) 258165.00

    (vii) Mode of disbursement 258165.0 will be transferred to your account

    Total amount to be paid by the borrower (sum of (ii), 367315.00


    (viii) (iv) and (v - (a), (b) & (d))) (in Rupees)

    6..-&7$8"3'".(&9"$:&(" - Effective annualized interest 17.33 %


    (ix) rate (in percentage) (computed on net disbursed amount
    using IRR approach and reducing balance method)

    (x) ;".,3$,<$(*"$=,&.$>0.$+,.(*14/&#1? 48 Months

    (xi) Repayment frequency by the borrower MONTHLY

    (xii) Number of instalments of repayment 48

    (xiii) Amount of each instalment of repayment (in Rupees) 7510.00

    Details about Contingent Charges

    :&("$,<$&..-&70@"/$A".&7$'*&39"1$0.$'&1"$,<$/"7&#"/$ 24%
    (xiv)
    A&#+".(1$>0<$&.#?

    (xv) NACH/e-mandate bounce charges 500.00


    Other disclosure
    ,,70.9$, 47,, -A$A"30,/$/-30.9$5*0'*$2,33,5"3$1*&77$
    (xvi)
    .,($2"$'*&39"/$&.#$A".&7(#$,.$A3"A&#+".($,<$7,&. 3 days*
    (xvii) =,' 0.$8"30,/ 6 months lock in for tenure upto 18 months
    12 months lock in for > 18 months

    (xviii) $ -"$ &(" 5th of every month

    (xix) 8-3A,1"$,<$=,&. Repay Other loans

    "(&071$,<$=)8$&' .9$&1$3"', "3#$&9".($&./$&-(*,30@"/$ Whizdm Innovations Private Limited


    (xx)
    (,$&AA3,&'*$(*"$2,33,5"3 (“Moneyview”)
    (xxi) &+" $/"109.& ,. $&//3"11$&./$A*,."$.-+2"3$,<$
    Venkatraman Narayan
    .,/&7$930" &.'"$3"/3"11&7$, '"3$/"109.&("/$1A"'0 '&77#$ 080 4569 2002
    (,$/"&7$50(*$%0.;"'*4$/090(&7$7"./0.9$3"7&("/$',+A7&0.(14$ Moneyview, 2nd Floor, The Address,
    011-"1$ Kadubeesanahalli, Bangalore, 560087
    [email protected]

    Whizdm Finance Private Limited

    Mr.Saurav Goyal

    8095000789

    17,1A,The Address Building,Outer Ring Rd,


    Kadubeesanahalli, Bellandur, Bengaluru,
    Karnataka 560087

    [email protected]

    • Please refer to Money View Privacy Policy at https://moneyview.in/privacy-policy-loans.


    • Please refer to Whizdm finance Privacy policy at https://whizdmfinance.com/privacy-policy/
    • Please refer to EMI Calculator details at https://moneyview.in/emi-calculator/personal-loan-emi- calculator
    • Net Disbursement and other details as mentioned above in KFS may vary basis actual disbursement date.
    • Processing fee is non- refundable in nature and the Company may retain the processing fee even if a loan is cancelled
    during cooling off period, upto a maximum of Rs. 3000 plus GST.

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