Download as pdf or txt
Download as pdf or txt
You are on page 1of 7

Bank risk

plan

bank risk
credit risk in bank
credit risk management
types of credit risk
credit analysis
Credit risk or credit default risk is
a type of risk faced by lenders.
Credit risk arises because a
debtor can always renege on
their debt payments.

credit risk Commercial banks, investment


banks, asset management
companies, private equity funds,
venture capital funds, and
insurance companies all need to
analyze the credit risks they are
exposed to in order to profitably
operate in the market.
credit risk
management

Credit risk management is


understood as the process of
identifying and analyzing risk factors,
measuring the level of risk, thereby
selecting measures to manage credit
activities to limit and eliminate risks in
the credit process.
Types of risk
yolpme'
Credit default risk

laédi Concentration risk

Country risk
Credit Analysis

Credit analysis is the process of


determining the ability of a company or
person to repay their debt obligations. In
other words, it is a process that
determines a potential borrower’s credit
risk or default risk. It incorporates both
qualitative and quantitative factors.
Credit analysis is used for companies that
issue bonds and stocks, as well as for
individuals who take out loans

You might also like