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Dear c,

Congratulations! Now you are one step closer to achieving your financial goals by choosing Tata AIA Life Insurance Smart Income Plus.
Your plan details are as follows:
Choosen plan option Regular Income Benefit
Policy term (years) 47
Premium payment term (years) 12
Mode of premium payment Yearly
Premium installment as per chosen mode incl. GST ₹1,98,550
Income starts from end of year 18
No. of years for which for which you will receive Income (Income Period) 30
Guaranteed Pay-out p.a. during income period ₹3,04,000
Guaranteed Maturity Pay-Out$ ₹25,46,760

The date of first Income payout will be mentioned in your policy schedule.
Best Wishes,
Tata AIA Life Insurance Company Ltd.
Disclaimer:~Riders are optional and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the rider please refer to the rider brochure or contact our Insurance Advisor/Intermediary or visit our
nearest branch office. ^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance
Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you. *All Premiums are subject to applicable taxes, cesses &
levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory
or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium. ^^Guaranteed Payout (GP) is a fixed percentage of the Annulised Premium and shall be payable annually from income
start year in case of Regular income option and at the end of policy year preceding the year of Maturity in case of Endowment option. Guaranteed Maturity Payout (GMP) is a percentage of the Annualised Premium and shall be payable at
maturity. #If Endowment Option is chosen, this amount will be paid out at the end of the second last policy year as well as the last policy year. This product is underwritten by Tata AIA Life Insurance Company Ltd. The plan is not a guaranteed
issuance plan and it will be subject to company's underwriting and acceptance. Insurance cover is available under this product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
The precise terms and condition of this plan are specified in the Policy Contract.Please read complete Sales brochure before concluding sales. Tata AIA Life Insurance Smart Income Plus (A Non-Linked, Non-Participating, Individual Life
Insurance Savings Plan) • 110N126V05 • L&C/Advt/2023/Jul/2353.

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110) CIN: U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade
logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.For any information including cancellation, claims and complaints, please contact our Insurance Advisor /
Intermediary or visit Tata AIA Life's nearest branch office or call 1–860–266–9966 (local charges apply) or write to us at [email protected]. Visit us at: www.tataaia.com.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls
are requested to lodge a police complaint
BENEFIT ILLUSTRATION
Tata AIA Life Insurance Smart Income Plus
Name of the Prospect/Policyholder : c Proposal No: 80009357621
Age (years) : 35 Name of the Product: Tata AIA Life Insurance Smart Income Plus
Gender: Male Tag Line: Non-Linked Non-Participating Individual Life Insurance Savings Plan
Name of the Life Assured : c Unique Identification Number: 110N126V05
Age (years) : 35 GST Rate : 4.50% for first year
Gender: Male 2.25% second year onwards
Policy Term (years) : 47
Premium Payment Term (years) : 12
Amount of Instalment Premium (Rs.) : 2,14,660
Mode of Payment of Premium : Annual

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
Policy Details
Policy Option Regular Income Benefit Basic Sum Assured Rs. 20,90,000
Income Start Year 18 Sum Assured on Death (at inception of the policy) Rs. 28,50,760
Income Period (Years) 30

Rider Details
Tata AIA Vitality (Wellness Program): Yes Utilisation of Rewards (if Wellness program opted) Premium Discount
Details of Life Insured/Partner under the Benefit Option Benefit Payout Return Premium
Rider Name / UIN^(Benefit Option / Benefit of Benefit Premium Sum p.a. Year 1
Income Income Option Payment Assured without Discount
Payout Option) Name Age(yrs) Gender Lumpsum (Rs.) p.a. Duration premium
(Rs.) (yrs) option Term Term (Rs.) GST (Rs.) (Rs.)

VP - Term Booster (Lumpsum Benefit)# c 35 M 20,50,000 0 0 No 47 12 20,50,000 15,416 1,542

^VP: Tata AIA Vitality Protect, (A Non-Linked, Non- Participating Individual Health rider, UIN:110B046V03)
#Premium calculated for Term Booster on c is considering underwriting class as Preferred

Premium Summary
Base Plan Riders Total Instalment Premium
Instalment Premium without GST (Rs.) 1,90,000 15,416 2,05,416
Instalment Premium with First year GST (Rs.) 1,98,550 16,110 2,14,660
Instalment Premium post applicable discount with First year GST (Rs.) 1,98,550 14,498 2,13,048
Instalment Premium with GST 2nd year onwards (Rs.) 1,94,275 15,763 2,10,038
Discount applicable and Installment Premium payable 2nd year onwards will depend on the Wellness status of the Insured
(Amount in Rupees).

Guaranteed Non - Guaranteed


Single/ Annualized Survival Benefit
Policy Year Other Benefits (Guaranteed Min Guaranteed
Premium (BOY)1 (Guaranteed Payout)/ Maturity Benefit (EOY)1 Death Benefit3 Special Surrender Value2 (EOY)1
Maturity Payout), if any Surrender Value (EOY)1
Loyalty Additions (EOY)1
1 1,90,000 0 0 0 28,50,760 0 0
2 1,90,000 0 0 0 28,50,760 1,14,000 1,75,001
(Amount in Rupees).

Guaranteed Non - Guaranteed


Single/ Annualized Survival Benefit
Policy Year Other Benefits (Guaranteed Min Guaranteed
Premium (BOY)1 (Guaranteed Payout)/ Maturity Benefit (EOY)1 Death Benefit3 Special Surrender Value2 (EOY)1
Maturity Payout), if any Surrender Value (EOY)1
Loyalty Additions (EOY)1
3 1,90,000 0 0 0 28,50,760 1,99,500 2,91,669
4 1,90,000 0 0 0 28,50,760 3,80,000 3,88,892
5 1,90,000 0 0 0 28,50,760 4,75,000 5,34,726
6 1,90,000 0 0 0 28,50,760 5,70,000 6,41,672
7 1,90,000 0 0 0 28,50,760 6,65,000 8,16,673
8 1,90,000 0 0 0 28,50,760 7,75,200 10,11,119
9 1,90,000 0 0 0 28,50,760 8,89,200 12,25,010
10 1,90,000 0 0 0 28,50,760 10,07,000 13,61,122
11 1,90,000 0 0 0 28,50,760 11,28,600 16,04,180
12 1,90,000 0 0 0 28,50,760 12,54,000 18,66,682
13 0 0 0 0 28,50,760 12,76,800 19,83,349
14 0 0 0 0 28,50,760 12,99,600 21,00,017
15 0 0 0 0 28,50,760 13,22,400 22,16,684
16 0 0 0 0 28,50,760 13,45,200 23,33,352
17 0 0 0 0 28,50,760 13,68,000 24,50,020
18 0 3,04,000 0 0 28,50,760 10,86,800 24,99,807
19 0 3,04,000 0 0 28,50,760 8,05,600 25,43,515
20 0 3,04,000 0 0 28,50,760 5,24,400 25,81,142
21 0 3,04,000 0 0 28,50,760 2,43,200 27,17,198
22 0 3,04,000 0 0 28,50,760 0 27,39,625
23 0 3,04,000 0 0 28,50,760 0 27,55,973
24 0 3,04,000 0 0 28,50,760 0 28,61,628
25 0 3,04,000 0 0 28,50,760 0 28,62,776
26 0 3,04,000 0 0 28,50,760 0 29,47,151
27 0 3,04,000 0 0 28,50,760 0 29,33,098
28 0 3,04,000 0 0 28,50,760 0 29,96,194
29 0 3,04,000 0 0 28,50,760 0 30,47,129
30 0 3,04,000 0 0 28,50,760 0 30,08,756
31 0 3,04,000 0 0 28,50,760 0 30,38,412
32 0 3,04,000 0 0 28,50,760 0 30,55,907
33 0 3,04,000 0 0 28,50,760 0 31,29,270
34 0 3,04,000 0 0 28,50,760 0 31,19,405
35 0 3,04,000 0 0 28,50,760 0 30,97,380
36 0 3,04,000 0 0 28,50,760 0 31,22,103
37 0 3,04,000 0 0 28,50,760 0 30,72,718
38 0 3,04,000 0 0 28,50,760 0 30,64,001
39 0 3,04,000 0 0 28,50,760 0 30,37,044
40 0 3,04,000 0 0 28,50,760 0 29,91,846
41 0 3,04,000 0 0 28,50,760 0 29,72,117
42 0 3,04,000 0 0 28,50,760 0 29,28,067
43 0 3,04,000 0 0 28,50,760 0 28,59,698
44 0 3,04,000 0 0 28,50,760 0 28,01,596
(Amount in Rupees).

Guaranteed Non - Guaranteed


Single/ Annualized Survival Benefit
Policy Year Other Benefits (Guaranteed Min Guaranteed
Premium (BOY)1 (Guaranteed Payout)/ Maturity Benefit (EOY)1 Death Benefit3 Special Surrender Value2 (EOY)1
Maturity Payout), if any Surrender Value (EOY)1
Loyalty Additions (EOY)1
45 0 3,04,000 0 0 28,50,760 0 27,13,094
46 0 3,04,000 0 0 28,50,760 0 26,51,207
47 0 3,04,000 25,46,760 28,50,760 28,50,760 0 0

Note: Annualised premium excludes underwriting extra premium, frequency loadings on premiums, the premium paid towards the riders, if any, and Goods and Services Tax.
1. EOY: End of Year, BOY: Beginning of Year
2. Special Surrender value may be revised depending on the prevailing market conditions.
3. Upon payment if death benefit the policy terminate and no further benefits are payable.
4. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned
anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
5. Please read Sales Brochure carefully before concluding a sell.
6. The rider sum assured shall remain unchanged for a period as specified under ‘Guaranteed Period’ from the Date of Commencement of the benefit option. Upon the completion of ‘Guaranteed Period’, the sum assured as applicable for the
benefit option may be revised or the policyholder may be given an option of top up premium to restore the benefit to original amount, subject to IRDAI’s approval. The top up premium may be payable as a single premium/ level premium
during the block of next guarantee period. The requirement of paying the Top up premium in order to continue with the current level of benefit may be applicable even after expiry of limited pay premium term.

I, …...................... (name), have explained the premiums and benefits under the product fully to the prospect / I, c, having received the information with respect to the above, have understood the above statement before
policyholder. entering into the contract.

Place:
Date: 27 Jul 2024 Date: 27 Jul 2024
Signature of Agent / Intermediary / Official Signature of Prospect / Policyholder
Unique Reference Number - L&C/Advt/2023/Jun/1907 (Rider -L&C/Advt/2022/Sep/2271)

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn No. 110) (CIN: U66010MH2000PLC128403)
Registered and Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai- 400013
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license.
For more information, Call the Tata AIA Life Insurance Company Ltd Helpline number1860-266-9966 (local charges apply) or Visit us at: www.tataaia.com

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