12 - Manajemen Risiko Likuiditas
12 - Manajemen Risiko Likuiditas
12 - Manajemen Risiko Likuiditas
LIKUIDITAS
WHAT IT IS:
Liquidity risk is the risk that a company or bank may be unable to
meet short term financial demands. This usually occurs due to the
inability to convert a security or hard asset to cash without a loss of
capital and/or income in the process.
HOW IT WORKS (EXAMPLE):
Liquidity risk generally arises when a business or individual with
immediate cash needs, holds a valuable asset that it can not trade
or sell at market value due to a lack of buyers, or due to an
inefficient market where it is difficult to bring buyers and sellers
together.