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  • An Investor Education Initiative Powered by (AMFI)

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    Samdarshi Kumar
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    This document provides information about mutual funds and stocks. It explains that mutual funds contain a portfolio of hundreds or thousands of stocks, bonds, or other assets, while stocks represent shares in individual companies. It states that both mutual funds and stocks can be used in a portfolio to help grow wealth and meet financial goals. The document also discusses equity linked savings schemes (ELSS), which provide investment and tax savings benefits with a three-year lock-in period. Key factors to consider when selecting a mutual fund are discussed such as average return, fund size, exit loads, and expense ratio.

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    lecture notes

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    This document provides information about mutual funds and stocks. It explains that mutual funds contain a portfolio of hundreds or thousands of stocks, bonds, or other assets, while stocks represent shares in individual companies. It states that both mutual funds and stocks can be used in a portfolio to help grow wealth and meet financial goals. The document also discusses equity linked savings schemes (ELSS), which provide investment and tax savings benefits with a three-year lock-in period. Key factors to consider when selecting a mutual fund are discussed such as average return, fund size, exit loads, and expense ratio.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pptx, pdf, or txt
    36 views18 pages

    An Investor Education Initiative Powered by (AMFI)

    Uploaded by

    Samdarshi Kumar
    This document provides information about mutual funds and stocks. It explains that mutual funds contain a portfolio of hundreds or thousands of stocks, bonds, or other assets, while stocks represent shares in individual companies. It states that both mutual funds and stocks can be used in a portfolio to help grow wealth and meet financial goals. The document also discusses equity linked savings schemes (ELSS), which provide investment and tax savings benefits with a three-year lock-in period. Key factors to consider when selecting a mutual fund are discussed such as average return, fund size, exit loads, and expense ratio.

    Copyright:

    © All Rights Reserved
    Download as PPTX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    Download as pptx, pdf, or txt
    of 18

    An investor education initiative

    powered by (AMFI)
    SECURITIES:
    Stocks
    Bonds
    Short-term debt
    Mutual Funds and Stocks (or shares) are two
    very distinct financial products that are often
    misconstrued as identical.

    Stocks represent shares in individual companies


    while mutual funds can include hundreds — or
    even thousands — of stocks, bonds or other
    assets.

    Mutual funds and stocks can both be used in a


    portfolio to help you grow your wealth and meet
    your financial goals.
    The Share Price follows the long term growth of the
    company.

    So, if the company continues to perform well in long term


    then the share price of the company also increases.
    Mutual Funds
    Direct Ownership
    Indirect Ownership
    SEBI stand for Security Exchange Board of
    India.
    SEBI was founded in 1988 by the
    Government of India.
    It is the regulatory body of the investment
    sector.

    BSE stands for Bombay Stock Exchange.


    Established in 1875 by cotton merchant
    Premchand Roychand.
    It is the oldest stock exchange in Asia.
    Market Cap: US$3.5 trillion.
    No. of listing: 5,439

    NSE stands for National Stock Exchange.


    Established in 1992
    Market Cap: US$3.4 trillion
    No. of listing: 2,002
    Equity Linked Savings Scheme (ELSS)

     Investment + Tax Saving

     Lock-in
    Period : 3 years
    Benefits:

    1. High Return:- average return of 15-20%

    2. Tax Benefits:- under the section 80C of the Income Tax Act, you get a tax benefit
    of 1.5 lakh.

    3. Moderate Risk:- no high risk like stock market.

    4. Benefits of Compounding.

    5. Lump sum & SIP both available.


    If profit is more than 1 lakh
    In ELSS the tax benefits is also decided on the basis of tax
    slabs.

    Higher tax slab = more tax benefits


    Dividend Fund:
    You get dividend of your timely investments.
    People prefer it less because you don’t get compounding gain here.

    Growth Fund:
    You get compound gain.
    Your corpus keeps on increasing.

    Dividend Re-investment Fund:


    Which ever dividend you are getting you can re-invest that amount and when
    you do that your lock-in period will start from the date of your investment.

    Things to check before selecting a MF

    1. Avg. Return
    2. Fund Size
    3. Exit Load
    4. Expense Ratio
    DSP Tax Saver Fund (growth) Mirae Asset Tax Saver Fund (growth)

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