![Golfer hit sweeping driver after hitting golf ball down the fairway. active with sunrise landscape and copy space](/https/www.telegraph.co.uk/content/dam/financial-services/golf-sunset.jpg?imwidth=680)
Get golf travel insurance before you tee off on holiday
Obtaining golf travel insurance that covers medical conditions is a vital part of protecting yourself and your golf kit on your golf holiday
![Golfer hit sweeping driver after hitting golf ball down the fairway. active with sunrise landscape and copy space](/https/www.telegraph.co.uk/content/dam/financial-services/golf-sunset.jpg?imwidth=680)
Whether you’re an expert with top-of-the-range equipment, or a novice taking your first steps to the tee box, it’s wise to get comprehensive golf travel insurance for your golf trip.
AllClear, providers of the Telegraph Media Group Travel Insurance Service, offer travel insurance for those with medical conditions, so you can enjoy your trip knowing that you’re fully covered.
Of the 1.5 million regular golfers in the UK*, around 55% head overseas to play each year. If you’re travelling with your own clubs in the UK or abroad, it’s important that they are protected both on and off the course.
What is golf travel insurance?
Golf travel insurance will give you peace of mind while you’re away. It will cover you for loss or damage to your clubs, travel cancellation, injury on the course and even loss of green fees. You can also take out hole-in-one cover, which can be useful if you hit an ace and end up buying an expensive round of drinks in the clubhouse.
If you’ve only ever travelled with standard insurance before – which usually covers your belongings up to a certain value – you may be wondering if you really need extra golf club travel insurance.Â
Golf club sets for beginners can be expensive and the best sets can cost several thousand pounds. Normal travel insurance is unlikely to have enough cover for situations such as:
- Losing your clubsÂ
- Damage caused to your clubs while you’re away
- Loss of green fees due to illness
- Cover for your golf bag, golf shoes and even foldable trolley
It’s often wise to choose cover that includes personal liability insurance too. This covers situations such as hitting a wayward shot that injures someone or damages someone else’s property. For even more protection, many policies allow you to increase your valuables cover, including cover for sports equipment.
You should also always make sure to tell your travel insurance provider if you have any pre-existing medical conditions.
Travelling with golf clubs
How do you insure your golf clubs when flying?
If you’re heading abroad with your clubs, you’ll need to insure them against loss, theft or damage while they are in transit. You should consider travel insurance that includes baggage cover for sports equipment up to the value of your clubs.
How do you protect your golf clubs when travelling?
Golf clubs aren’t allowed in the aircraft cabin, so you’ll want to make sure they are going to survive the flight as checked-in luggage in the hold. Baggage handlers may not be too precious when loading and unloading your clubs, so it’s advisable to pack them securely in a hard-shell case.Â
Can you check a golf bag onto a plane?
You can’t take clubs onto the aircraft as hand luggage but most airlines will allow you to check your clubs into the hold without charge. However, they will then be treated as your standard checked-in luggage and any other baggage that exceeds your allowance will have to be paid for. Some airlines may charge you extra for taking your clubs – up to £90 for a return trip – so you should research these fees before booking your trip.
How much does it cost to insure golf clubs?
The cost of insuring a set of clubs for your trip can vary between providers but you should expect to pay around £77** for premium annual insurance that covers the most expensive equipment. Given these extra expenses of carriage and insurance, many players prefer to hire clubs on arrival rather than taking their own set.
Insure your next golf trip today
AllClear, providers of the Telegraph Media Group Travel Insurance Service, provide golf holiday insurance which includes cover for the replacement or repair of your personal golf equipment or any clubs you hire while you’re away. It will also cover you for unused green fees and the all-important hole-in-one clubhouse expenses.
Book your golf holiday knowing you and your golf clubs are protected throughout - Get a quote today
*Data sourced from Sportsthinktank.com
**based on a 50 year old with no medical conditions, AllClear Gold Plus Annual Multi-trip Travel Insurance policy covering Europe, with Golf cover included .Â
Read more:
- Travel insurance for Europe: How it works
- What medical conditions do you have to declare for travel insurance?
- Does travel insurance include cancellation?
- How to find travel insurance for over-50s
Telegraph Media Group Limited is an Introducer Appointed Representative of AllClear Insurance Services Limited, a company that is authorised and regulated by the Financial Conduct Authority.
The above article was created for Telegraph Financial Solutions, a trading name of The Telegraph Media Group. For more information on Telegraph Financial Solutions click here.