Best Home Warranty Companies in North Dakota
A home warranty safeguards you from surprise expenses when home systems and appliances inevitably break down from regular use. These service contracts cover repair and replacement expenses for items in your contract. Your provider will also connect you with a local repair person, saving you time and hassle. We researched home warranty companies in North Dakota, comparing pricing, coverage, customer reviews, and more. Here are our top recommendations.
We compared the best home warranty companies in the United States to help you narrow down your warranty coverage options and found Liberty Home Guard as our top pick due to its unique add-ons and no-contract commitment.
Key Takeaways
North Dakotaโs Top 4 Home Warranty Companies
The highest-rated North Dakota home warranty companies include the following:
To determine the top home warranty companies in North Dakota, our team looked at third-party customer reviews, plan details, pricing, and more.
How Do North Dakota Home Warranty Companies Compare?
Monthly Cost
Service Fees
Customer Support Options
Response Time
Pros
- Extensive add-on catalog
- 60-day workmanship guarantee
- Accessible customer support
- High coverage caps
- Preexisting coverage included
- Bonus discounts on maintenance services
- Higher coverage for high-end appliances
- 90-day workmanship guarantee
- Service call fee rolled into annual premium
- Low-cost plan options
- High HVAC coverage
- Free roof leak protection
Cons
- Reviews mention low claim payouts
- Low coverage caps for electrical and plumbing
- Higher costs for comprehensive coverage
- Smallest add-on catalog
- Higher service fee for high-end appliance repairs
- No workmanship guarantee on repairs by out-of-network technicians
- Low coverage caps for other items
- No service call fee flexibility
Summary
We recommend Liberty Home Guard for homeowners who need coverage for multiple HVAC systems and extensive add-on customizations.
We recommend American Home Shield for homeowners who need comprehensive coverage for older homes.
We recommend Elite Home Warranty for homeowners who want fully customizable plans and extensive add-on coverage options.
We recommend Select Home Warranty for homeowners who need affordable HVAC-only coverage.
Promotions
Rating Categories
Coverage
Value
Trustworthiness
Plan Transparency
Customer Support
Flexibility
Company | BBB Rating | Monthly Cost in ND | Service Fee | Visit Site |
---|---|---|---|---|
NR | $49โ$59 | $65โ$125 | VISIT SITE | |
B | $29โ$89 | $100โ$125 | VISIT SITE | |
A+ | $44โ$58 | $70 | VISIT SITE | |
B- | $44โ$47 | $60โ$75 | VISIT SITE |
*We based the pricing information in this table and throughout the article on sample quotes we obtained for a 2,034-square-foot, single-family home in Fargo, North Dakota. Your pricing may vary depending on your homeโs location, size, type, and plan selections.
Reviews of Home Warranty Companies in North Dakota
Annual Home Warranty Cost Calculator
Our team created a calculator to break down the estimated annual cost of owning a home warranty. Enter your monthly premium, service call fee, and estimated number of claims to see your projected annual cost. Itโs best to request a quote directly from one of our recommended providers, as annual costs and service fees vary between them.
Appliance | Average Repair Cost | Average Replacement Cost |
---|---|---|
Dehumidifier |
$50โ$200 |
$1,300โ$2,800 |
Microwave |
$50โ$400 |
$60โ$2,000 |
Dishwasher |
$50โ$500 |
$400โ$3,000 |
Exhaust Fans |
$16โ$300 |
$250โ$950 |
Electric Range |
$100โ$500 |
$230โ$3,000 |
Gas Range |
$100โ$500 |
$230โ$3,000 |
Dryer |
$100โ$400 |
$450โ$2,300 |
Oven |
$100โ$430 |
$400โ$3,000 |
Washer |
$50โ$450 |
$400โ$2,300 |
Freezer |
$90โ$500 |
$160โ$2,900 |
Refrigerator |
$40โ$350 |
$200โ$5,000 |
Note: The annual cost figure generated by our home warranty calculator is not an indication of a companyโs actual plan cost, as annual costs and service fees vary based on your plan selections and your homeโs size, type, and location.
What’s the Difference Between Homeowners Insurance vs Home Warranty?
Homeowners insurance protects against structural damage and loss of personal property if an accident like fire, flood, or theft, were to occur. The lending institution you pay your mortgage to most likely requires insurance, making it common for homeowners to have.
A home warranty is optional and helps manage the cost of repairs on home systems and appliances that break down due to normal wear and tear. For a thorough explanation of these service agreements, check out our article on the primary functions of home warranties.
How Does the Home Warranty Claims Process Work?
When a covered item in your plan breaks down, you simply file a claim through your provider online or over the phone with a customer service representative. Once the claim is approved, youโll pay the service fee listed in your contract and schedule an appointment for a service contractor to visit your home. The service contractor will then diagnose the problem and make the necessary repairs or replacements.
Are There Any Age Limitations on The Items That Can Be Covered Under A Home Warranty?
While some companies have age restrictions on systems and appliances, Liberty Home Guard and American Home Shield donโt factor in system or appliance age when providing coverage. As long as the item is working properly at the time you purchase a plan, the item will be covered regardless of its age.
Who Are the Best Home Warranty Companies in North Dakota?
Liberty Home Guard, American Home Shield, and Select Home Warranty offer North Dakota home warranty plans to fit your budget and coverage needs. Before deciding on a provider and purchasing a plan, get quotes from both companies in this article so you can compare pricing.
Other Resources for Residents in North Dakota
How Do I Find the Best Home Warranty Company in My Area?
Find in-depth reviews on the best home warranty companies for top cities in North Dakota below:
Find Home Warranties in ND
Our Rating Methodology
We back up our home warranty ratings and recommendations with a detailed rating methodology to score each provider objectively. We conduct research by speaking with company representatives, requesting quotes, analyzing sample contracts, and conducting focus groups and consumer surveys.
We score each provider against our review standards, which include four comparison categories: coverage, value, trust and transparency, and availability and service. We rate each provider across 31 factors within these categories. Each factor is assigned a point value based on its importance to a homeowner, totaling 100 points. We then convert the final scores to a 5-star rating.
Hereโs a breakdown of our weighted factors:
- Coverage (40%): We scored coverage based on included home systems and appliances, add-on options, and unique benefits. We also compared coverage caps and policy exclusions.
- Additional coverage items
- Annual coverage cap
- Home systems coverage
- Major appliances coverage
- Obstructed wall coverage cap
- Value (30%): We compared the coverage level received to monthly pricing to determine plan value. We considered premium pricing, service fees, and flexibility in customizing plan costs.
- Average monthly cost
- Cost flexibility
- Lowest service fee
- Trust and Transparency (16%): We evaluated each companyโs reputation using the Better Business Bureau ratings and customer reviews on third-party review sites. We read through plan change policies, workmanship protections, and sample contract availability.
- Brand reputation
- Policy change flexibility
- Sample contract availability
- Workmanship guarantee length
- Availability and Service (14%): We award higher scores for faster claim processing and response times. We also considered service technician policies, including options to choose your technician.
- Claims process
- Guaranteed response time
- Service flexibility
To share feedback or ask a question about this article, send a note to our Reviews Team at [email protected].