Best 6 Home Warranty Companies in Hanford, CA
- Fact Checked
- Updated 2024-06-22 00:00:00
Being a homeowner in California can be expensive. Not only that, but many cities in the Golden State see days of 100 degrees Fahrenheit or higher. To combat extreme heat, many homeowners rely on air conditioning.
According to the American Housing Survey, 10.7 million California homes have primary AC, such as central air. If your central AC breaks down, a home warranty can help fix the problem. Below, find our list of the top home warranty providers in Hanford, California.
6 Best Home Warranty Companies in Hanford
Brands are algorithmically curated from a database of local service providers near you. We require a minimum number of Google reviews and average ratings for provider inclusion.
![American Home Shield Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/American-Home-Shield-Logo-2022.png)
American Home Shield
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Cons
- Doesn’t let customers choose their own technician
- Offers limited add-on options
52 Years in Business
BBB Rating:B
![Liberty Home Guard Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/LHG-LOGO-2022-original.png)
Liberty Home Guard
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Cons
- Lacks transparency on service call fee pricing
- Excludes coverage for known or unknown pre-existing conditions
6 Years in Business
BBB Rating:A+
![Select Home Warranty Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/Select-Home-Warranty-250x125-1.png)
Select Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides low service fees compared to other home warranty providers
- Includes two extra months of coverage in annual signup
- Has an appliance-only, systems-only, and combo plan option
Cons
- Has a $75 cancellation fee
- Low coverage caps
11 Years in Business
BBB Rating:B-
![AFC Home Warranty Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://d37zyl8vccu3u7.cloudfront.net/images/partners/afc-home-warranty.webp)
AFC Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides an unlimited workmanship guarantee
- Offers generous appliance coverage limits
- Allows you to choose your own contractor
Cons
- Limits coverage limits for older items based on depreciated value
- Requires you to file a claim immediately after discovering an issue
14 Years in Business
BBB Rating:B
![First American Home Warranty Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/logo_fahw.png)
First American Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Allows you to choose your service call fee
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- Accepts 24/7 service calls
- Offers replacement of some covered items that are too damaged to repair
Cons
- Doesn’t let customers choose their own contractor
- Charges higher for coverage compared to other providers
39 Years in Business
BBB Rating:B
![2-10 Home Buyers Warranty Logo](https://whoapro.io/cdn-cgi/image/width=384,quality=75,format=avif/https://thisoldhouse.jppadmin.com/wp-content/uploads/sites/10/2022/05/2-10-Home-Buyers-Warranty-Logo-2022.png)
2-10 Home Buyers Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers a $25,000 annual coverage cap
- Pairs plans with a plan-length workmanship guarantee
- Offers unique perks such as color matching appliance replacements
Cons
- Charges a monthly processing fee if you choose monthly premiums
- Excludes washer and dryer coverage from most plans
39 Years in Business
BBB Rating:A-
BBB ratings are accurate as of August 2023. Cost figures are based on information available on provider websites and are accurate as of August 2023. Request a quote from each company to see prices in your area.
Facts about Hanford
- Average Max Temperature:80°F
- Average Min Temperature:57°F
- Average Annual Snowfall:0.1”
- Homeownership Rate:52%
- Median Home Size:1,668 sqft
- Median Home Price:$350,025
Are Home Warranties Worth It for Hanford Residents?
Home warranties are worth it for Hanford residents. Hanford summers are very hot, which makes it extremely important that your air conditioner is working well. However, over time this system can malfunction from heavy use.
Hanford winters are fairly mild, but you still want a reliable heating system. Replacing your HVAC system can cost anywhere from $2,500–$8,000, compared to a home warranty coming in at around $644–$737 annually based on 120 quotes we received from home warranty companies nationwide.
Even in Hanford, over time rain can damage your home's roof. Some home warranty companies offer limited roof-leak protection, which can ease the financial burden of roof repair.
Finally, home warranties connect you with trusted service providers. Reputable home warranty companies vet each service provider they work with. If life keeps you busy, investing in a home warranty ensures you have access to trustworthy technicians.
What To Consider Before Choosing a Home Warranty Company
Consider these important factors when choosing your home warranty plan.
Cost
We received 120 quotes for a 2,000-square-foot, single-family home and found that home warranties cost roughly $53–$62 per month. There are also service call fees whenever you file a claim. Service call fees range from $65–$125 per claim. Basic home warranty plans are typically more affordable than comprehensive ones. A home systems coverage plan will usually cost more than an appliance plan. Many plans have add-on coverage options, but this will increase your monthly cost, so make sure you know what you need before selecting a plan.
Coverage
You can look for a home warranty plan that covers specific systems and appliances. Decide whether you need coverage for major systems (like air conditioning), specific appliances, or for both. Then ask your provider what its options are for customized coverage. The following is a list of common systems coverage:
- Air conditioner
- Central vacuum
- Ductwork
- Electrical
- Heating
- Plumbing
- Water heater
- Built-in microwaves
- Clothes washers and dryers
- Dishwashers
- Garbage disposals
- Ovens
- Refrigerators
- Stovetops
Exclusions
Most home warranties only cover normal wear and tear, which excludes improper installation and preexisting conditions. Most policies also exclude appliance components or cosmetic issues, routine maintenance, defects, or theft. Providers will outline exclusions and limitations in their service contracts. Read your contract thoroughly to ensure you understand the terms and conditions of your plan.
Provider Reputation
Consider a provider's reputation before making a commitment. You can also read real customer reviews on sites such as Best Company, Trustpilot, and Google Reviews. Looking at reviews can give you a sense of how companies handle customer service and claims. Check with the California Department of Consumer Affairs to verify that a provider holds a valid state license.
Contractor Network
Consider a home warranty company's network of service providers. The company you choose should use licensed and registered contractors to handle service requests; make sure to ask your company how and where it sources technicians. Choose a provider that mentions service contractors you're familiar with. Residents of rural areas might opt for a home warranty that allows them to choose their technician. It's important to have the option to source your own provider if no in-network ones are available in your area.
Frequently Asked Questions about Home Warranty in Hanford
No, Hanford does not require home warranties. However, we still recommend purchasing a home warranty to help you maintain a budget for covering expensive system and appliance breakdowns. Home warranty providers also help you save time by sourcing reputable technicians themselves.
A preexisting condition is a breakdown or issue a home appliance or system experienced before your coverage began. Most providers don't cover preexisting conditions. You should purchase a home warranty policy when all your systems and appliances still work for complete protection.
The best home warranty in Hanford depends on your specific needs. Liberty Home Guard is an excellent choice if you need unique coverage. Consider American Home Shield for comprehensive coverage limits.
Yes, you can get a home warranty that covers household items besides common appliances and systems. For instance, some home warranty policies might cover stand-alone freezers, septic systems, sump pumps, pools and spas, or well pumps. These are usually considered add-ons. Check with a company representative to determine what add-ons it has available.
Most home warranty companies have a 30-day waiting period before coverage begins. This is to make sure any system and appliance breakdowns are from normal wear and tear rather than preexisting conditions. Home warranty providers won't cover an already broken item.
Homeowners insurance protects against the cost of repairs following events such as due to natural disasters and accidents. In contrast, home warranties cover repairs and replacements of systems and appliances that break down due to normal wear and tear.
Submitting a claim to your home warranty provider is usually easy. When one of your appliances or systems has an issue, reach out to your provider and describe the problem. You can typically do so on the phone or online. From there, your provider will send a contractor to your home, and you'll pay the service fee. The contractor will then assess and repair the problem.
More Home Warranty Resources
Sources
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