Best 7 Home Warranty Companies in Lakeland, FL
- Fact Checked
- Updated 2024-06-22 00:00:00
When temperatures rise and humidity increases, the last thing you want is for your air conditioning to fail. This system is an essential part of your home in Florida, and when it breaks down, it can cost you thousands of dollars to get it fixed. Luckily, a home warranty can save you money when your systems and appliances break. Read on to find our list of the best home warranty providers in Lakeland, Florida.
Ratings are based on our detailed proprietary methodology and review standards.
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Ratings are based on our detailed proprietary methodology and review standards.
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Ratings are based on our detailed proprietary methodology and review standards.
- Provides low service fees compared to other home warranty providers
- Includes two extra months of coverage in annual signup
- Has an appliance-only, systems-only, and combo plan option
7 Best Home Warranty Companies in Lakeland
Brands are algorithmically curated from a database of local service providers near you. We require a minimum number of Google reviews and average ratings for provider inclusion.
American Home Shield
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Cons
- Doesn’t let customers choose their own technician
- Offers limited add-on options
52 Years in Business
BBB Rating:B
Liberty Home Guard
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Cons
- Lacks transparency on service call fee pricing
- Excludes coverage for known or unknown pre-existing conditions
6 Years in Business
BBB Rating:A+
Select Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides low service fees compared to other home warranty providers
- Includes two extra months of coverage in annual signup
- Has an appliance-only, systems-only, and combo plan option
Cons
- Has a $75 cancellation fee
- Low coverage caps
11 Years in Business
BBB Rating:B-
AFC Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides an unlimited workmanship guarantee
- Offers generous appliance coverage limits
- Allows you to choose your own contractor
Cons
- Limits coverage limits for older items based on depreciated value
- Requires you to file a claim immediately after discovering an issue
14 Years in Business
BBB Rating:B
First American Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Allows you to choose your service call fee
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- Accepts 24/7 service calls
- Offers replacement of some covered items that are too damaged to repair
Cons
- Doesn’t let customers choose their own contractor
- Charges higher for coverage compared to other providers
39 Years in Business
BBB Rating:B
Cinch Home Services
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers home insurance deductible of $500
- Extends a long 180-day workmanship guarantee
- Provides generous $10,000 aggregate coverage limit
Cons
- Charges high service fees of $75-$150
- Doesn’t allow customers to choose their own technician
- Isn’t available in Hawaii or Alaska
45 Years in Business
BBB Rating:B
2-10 Home Buyers Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers a $25,000 annual coverage cap
- Pairs plans with a plan-length workmanship guarantee
- Offers unique perks such as color matching appliance replacements
Cons
- Charges a monthly processing fee if you choose monthly premiums
- Excludes washer and dryer coverage from most plans
39 Years in Business
BBB Rating:A-
BBB ratings are accurate as of August 2023. Cost figures are based on information available on provider websites and are accurate as of August 2023. Request a quote from each company to see prices in your area.
Facts about Lakeland
- Average Max Temperature:82°F
- Average Min Temperature:64°F
- Average Annual Snowfall:0.0”
- Homeownership Rate:69%
- Median Home Size:1,832 sqft
- Median Home Price:$292,907
Are Home Warranties Worth It for Lakeland Residents?
Home warranties are worthwhile for Lakeland residents. Lakeland summers are very hot, which makes it very important to have a reliable air conditioner. However, this system can malfunction over time from heavy use.
Lakeland winters are fairly mild, but you still want a reliable heating system. Replacing your HVAC system can cost between $2,500 and $8,000, compared to a home warranty coming in at around $644–$737 annually based on 120 quotes we requested from home warranty companies across the nation.
The frequent rain in Lakeland can damage your roof. The financial burden of this will be lessened if you have a home warranty with roof-leak protection.
Lastly, home warranties connect you with trustworthy service providers. Reputable home warranty companies vet each service provider they work with. If you're busy with work or other priorities, investing in a home warranty ensures a trustworthy technician will fix your issue.
What To Consider Before Choosing a Home Warranty Company
Consider these important factors when choosing your home warranty plan.
Cost
We requested 120 quotes for a 2,000-square-foot, single-family home and found that home warranties cost roughly $53–$62 per month. There are also service call fees whenever you file a claim. Service call fees range from $65–$125 per claim. A basic home warranty is generally more affordable than a comprehensive one. Appliance plans are typically less expensive than home systems coverage plans. Most plans give you the option of getting add-on coverage options for an additional monthly cost. Consider your particular needs before choosing a plan.
Coverage
Figure out which systems and appliances you use the most. You want your home warranty plan to cover these items. Most plans can be customized to your needs, and many providers offer systems-only plans for homeowners that only want select coverage (such as for air conditioning). You can also find plans that cover only select appliances. The following is a list of common systems coverage:
- Air conditioner
- Central vacuum
- Ductwork
- Electrical
- Heating
- Plumbing
- Water heater
- Built-in microwaves
- Clothes washers and dryers
- Dishwashers
- Garbage disposals
- Ovens
- Refrigerators
- Stovetops
Exclusions
Home warranties generally only cover damage from normal wear and tear. This doesn't include improper installation or preexisting conditions. Most policies will also not cover appliance components or cosmetic issues, theft, routine maintenance, or defects. Providers outline limitations and exclusions in their service contracts. We recommend reading carefully to fully understand your plan's terms and conditions.
Provider Reputation
Also, consider provider reputation when choosing a plan. You can find customer reviews on sites such as Best Company, Google Reviews, and Trustpilot or look at a company's Better Business Bureau (BBB) rating. Reviews and ratings are a great way to assess how providers handle customer service and claims. Check with the Florida Division of Consumer Services to verify that a provider holds a license with the state.
Contractor Network
Consider a home warranty company's service provider network. Ask your provider where and how it sources technicians. All reputable companies should use licensed and registered contractors to fulfill service requests. Select a provider that mentions service contractors you're familiar with. Those who live in rural areas should consider a home warranty policy that lets them choose their technician. You may not have any in-network service providers in your area, so it's important to have the option to source your own.
Frequently Asked Questions about Home Warranty in Lakeland
No, Lakeland does not require home warranties. However, home warranties are beneficial because they help you maintain a budget for covering expensive system and appliance breakdowns. Home warranty companies also save you time by sourcing reputable technicians themselves.
Preexisting conditions are breakdowns or issues experienced by a home system or appliance before your warranty coverage starts. Providers generally won't cover preexisting conditions. You should purchase a home warranty policy while all your appliances and systems are still in working order to ensure full protection.
The best home warranty in Lakeland depends on what you're looking for. American Home Shield is a good choice for comprehensive coverage limits. You might also consider Liberty Home Guard if you need unique coverage.
Yes, you can find a home warranty that covers household items besides common appliances and systems. For instance, some policies may cover stand-alone freezers, septic systems, sump pumps, pools and spas, or well pumps. These are normally considered add-ons. Check with a company representative to determine what add-ons are available.
Most home warranty providers have a waiting period of 30 days before coverage begins. This is to make sure any appliance and system breakdowns are the result of normal wear and tear rather than a preexisting condition. Home warranty providers won't cover an already broken item.
Requesting service from your home warranty provider is easy. When you notice an issue with a covered appliance or system, contact your provider and describe the problem. You can typically do so on the phone or online. From there, your provider will send a contractor to your home, and you'll pay the service fee. The contractor will then diagnose and fix the problem.
Homeowners in Lakeland can ensure home warranty coverage by taking proper care of their systems and appliances. You may also find it useful to keep track of how old they are. Because home warranties only cover normal wear and tear, you'll likely find more value with a home warranty for older appliances.
More Home Warranty Resources
Sources
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