Best 7 Home Warranty Companies in North Port, FL
- Fact Checked
- Updated 2024-06-22 00:00:00
When temperatures rise and humidity increases, the last thing you want is for your air conditioning to fail. This essential system is critical in Florida. When it breaks down, it can cost you thousands of dollars to fix. Luckily, a home warranty can help you save money when your appliances and systems break. Read on to discover our list of the top home warranty companies in North Port, Florida.
Ratings are based on our detailed proprietary methodology and review standards.
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Ratings are based on our detailed proprietary methodology and review standards.
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Ratings are based on our detailed proprietary methodology and review standards.
- Provides low service fees compared to other home warranty providers
- Includes two extra months of coverage in annual signup
- Has an appliance-only, systems-only, and combo plan option
7 Best Home Warranty Companies in North Port
Brands are algorithmically curated from a database of local service providers near you. We require a minimum number of Google reviews and average ratings for provider inclusion.
American Home Shield
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers generous coverage caps
- Allows customers to build their own plans
- Provides the option to choose the service fee you want to pay
- Features broad coverage on up to 33 appliances and systems
Cons
- Doesn’t let customers choose their own technician
- Offers limited add-on options
52 Years in Business
BBB Rating:B
Liberty Home Guard
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Holds high ratings among customer service reviews
- Covers repairs with a 60-day workmanship guarantee
- Offers an extensive list of 30+ add-on coverages
- Provides an easy claims process
Cons
- Lacks transparency on service call fee pricing
- Excludes coverage for known or unknown pre-existing conditions
6 Years in Business
BBB Rating:A+
Select Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides low service fees compared to other home warranty providers
- Includes two extra months of coverage in annual signup
- Has an appliance-only, systems-only, and combo plan option
Cons
- Has a $75 cancellation fee
- Low coverage caps
11 Years in Business
BBB Rating:B-
AFC Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Provides an unlimited workmanship guarantee
- Offers generous appliance coverage limits
- Allows you to choose your own contractor
Cons
- Limits coverage limits for older items based on depreciated value
- Requires you to file a claim immediately after discovering an issue
14 Years in Business
BBB Rating:B
First American Home Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Allows you to choose your service call fee
- Doesn’t have a coverage cap on heating, cooling, or ductwork
- Accepts 24/7 service calls
- Offers replacement of some covered items that are too damaged to repair
Cons
- Doesn’t let customers choose their own contractor
- Charges higher for coverage compared to other providers
39 Years in Business
BBB Rating:B
Cinch Home Services
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers home insurance deductible of $500
- Extends a long 180-day workmanship guarantee
- Provides generous $10,000 aggregate coverage limit
Cons
- Charges high service fees of $75-$150
- Doesn’t allow customers to choose their own technician
- Isn’t available in Hawaii or Alaska
45 Years in Business
BBB Rating:B
2-10 Home Buyers Warranty
Ratings are based on our detailed proprietary methodology and review standards.
Pros
- Offers a $25,000 annual coverage cap
- Pairs plans with a plan-length workmanship guarantee
- Offers unique perks such as color matching appliance replacements
Cons
- Charges a monthly processing fee if you choose monthly premiums
- Excludes washer and dryer coverage from most plans
39 Years in Business
BBB Rating:A-
BBB ratings are accurate as of August 2023. Cost figures are based on information available on provider websites and are accurate as of August 2023. Request a quote from each company to see prices in your area.
Facts about North Port
- Average Max Temperature:81°F
- Average Min Temperature:67°F
- Average Annual Snowfall:0.0”
- Homeownership Rate:75%
- Median Home Size:1,768 sqft
- Median Home Price:$357,344
Are Home Warranties Worth It for North Port Residents?
Yes, home warranties are valuable for North Port residents. North Port summers are very hot, which makes it extremely important that your air conditioner works well. However, this system can malfunction over time from heavy use.
North Port has fairly mild winters, but it's still important to make sure your heating works when needed. The cost of replacing your HVAC system can range anywhere from $2,500–$8,000. Home warranties, on the other hand, come in at only $644–$737 per year, based on 120 quotes we requested from home warranty companies across the nation.
North Port's heavy rain can cause damage to your roof. Some home warranty providers offer limited roof-leak coverage, which can mitigate the cost of roof repair.
Lastly, a home warranty connects you with trustworthy service providers. Investing in a reputable home warranty company is worth it because companies vet their technicians. If you're focused on work or other priorities, your home warranty company can give you peace of mind that someone reliable will handle your problem.
What To Consider Before Choosing a Home Warranty Company
These important factors can help you determine the right home warranty plan for your needs.
Cost
We requested 120 quotes for a 2,000-square-foot, single-family home and found that home warranties cost roughly $53–$62 per month. There are also service call fees whenever you file a claim. These fees range from $65–$125 per claim. Basic home warranties cost less than comprehensive ones, and appliance plans cost less than home systems coverage plans. You can get add-on coverage options, but this will increase your monthly cost—consider your specific needs before committing to a plan.
Coverage
Determine which systems and appliances you use most often. Most home warranty plans offer customizable coverage tailored to your needs. If you only need coverage for certain systems, such as your air conditioner, most providers offer systems-only plans. The same is true if you only need coverage for certain appliances. Here is a list of common systems coverage:
- Air conditioner
- Central vacuum
- Ductwork
- Electrical
- Heating
- Plumbing
- Water heater
- Built-in microwaves
- Clothes washers and dryers
- Dishwashers
- Garbage disposals
- Ovens
- Refrigerators
- Stovetops
Exclusions
Generally, home warranties only cover normal wear and tear. They don't cover preexisting conditions or improper installation. Generally, appliance components or cosmetic issues, routine maintenance, theft, or defects are also not covered. Providers will outline exclusions and limitations in their service contracts. Read your contract thoroughly to make sure you understand the terms and conditions of your plan.
Provider Reputation
You should also consider a provider's reputation. You can also read customer reviews on sites such as Trustpilot, Best Company, and Google Reviews. Reviews and ratings can show you how a company handles claims and customer service. Check with the Florida Division of Consumer Services to verify that a provider holds a valid state license.
Contractor Network
Take into account a home warranty company's service provider network. Be sure to ask your provider where and how it sources technicians. A reputable company should use licensed and registered contractors to handle service requests. We recommend picking a provider that mentions the names of familiar service contractors. Homeowners in rural areas should consider a home warranty that allows you to choose your technician. In-network service providers may not be available in your area, so you'll need the option to source your own.
Frequently Asked Questions about Home Warranty in North Port
No, home warranties are not required in North Port. However, home warranties are beneficial because they help you maintain a budget for covering expensive system and appliance breakdowns. Home warranty companies also save you time by sourcing reputable technicians themselves.
A preexisting condition is a breakdown or issue experienced by a home system or appliance before your warranty coverage begins. Providers normally won't cover preexisting conditions. Make sure you purchase a home warranty policy while all your appliances and systems are still in working order to ensure full protection.
North Port's best home warranty provider depends on what you're looking for. American Home Shield is a solid choice for comprehensive coverage limits. You might also consider Liberty Home Guard if you need unique coverage.
Yes, home warranties cover many types of home items other than common appliances and systems. For example, home warranties cover pools and spas, stand-alone freezers, septic systems, sump pumps, well pumps, and more. Providers typically cover these items as add-ons. Check with your provider to see what add-ons are available.
Home warranty policies normally don't cover already broken items. Therefore, most home warranty companies have a waiting period of 30 days before the start of coverage to ensure system and appliance breakdowns are from normal wear and tear rather than preexisting conditions.
Homeowners insurance protects against the cost of repairs following events such as from natural disasters and accidents. In contrast, a home warranty covers repairs and replacements of household systems and appliances that break down due to normal wear.
Most home warranties are good for a year, but some are a bit longer. You can renew at the end of your contract.
More Home Warranty Resources
Sources
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