Supporting sustainable reforms that remove barriers to homeownership
USMI strongly supports enabling homeownership for all mortgage-ready borrowers, including historically underserved households. We support efforts to remove barriers to homeownership and increase access to affordable and sustainable mortgage credit.
These principles, as articulated in USMI’s response to FHFA Request for Input (RFI) on its Equitable Housing Finance Plans, apply to specific concepts and proposals that aim to advance equity in the housing finance system.
The private MI industry welcomes the opportunity to work with FHFA, the government-sponsored enterprises (GSEs), and other housing finance stakeholders to advance these goals.
Are you interested in in learning more about USMI’s policy priorities on access, affordability and sustainability in housing?
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USMI sent a letter to then HUD Secretary-designee Marcia Fudge emphasizing the importance of housing policies that promote affordable and sustainable access to mortgage finance credit
USMI joined with several industry groups in sending letters to President Biden and congressional leadership advancing policies that promote equity by ensuring that homeownership is an achievable financial goal for all Americans.
Additional Resources:
- USMI Op-Ed: Building the Goal of Increasing Minority Homeownership
- USMI Letter to HUD Secretary-designee Marcia Fudge
- USMI Co-Signed Letter to President Biden on Housing Relief
- USMI Co-Signed Letter to Senate and House Majority and Minority Leadership on COVID-19 relief
- USMI Letter on Loan-Level Price Adjustments and Guarantee Fees