Valu is the leading universal financial technology powerhouse, offering a suite of financial services to individuals and businesses. Since its launch in 2017, Valu continues to provide a wide range of comprehensive and convenient financial solutions and products to its customers.
Through U*, Valu has pioneered BNPL (Buy Now Pay Later) solutions in the MENA region providing customizable financing plans for up to 60 months across more than 6,000 points of sale and over 1,500 online stores, covering a diverse array of categories. Valu also offers investment products, an instant cash redemption program, savings solutions, and a financing solution to facilitate the purchase of big-ticket items up to EGP 15 Million in the luxury space, through AZvalu fund and EFG Hermes ONE, Sha2labaz, Akeed, and Ulter respectively. In addition, Valu offers tools to manage your employees, provide financial services, and more through Valu Business.
Revolutionize your shopping experience with our BNPL platform. Enjoy customizable financing plans for up to 60 months. Shop at over 6,000+ points of sale, over 1,500+ websites, and apps. Embrace convenience and financial freedom like never before.
Redeem cash instantly from paid invoices at any nearby Sha2lbaz store. Repay flexibly over 60 months.
A save-to-buy platform that allows you to save money and gain returns.
Unleash your investment potential with with Valu Invest through the AZvalu Fund, a money market fund, we developed in partnership with Azimut. Also, EFG Hermes One, the trading app to elevate your investment experience. Embark on a journey to financial prosperity!
Seamlessly send and receive funds using the most accepted e-gift card in Egypt and connect with your loved ones.
Designed to transform your dreams into reality with unparalleled ease, Ulter offers an exclusive gateway to finance the finest high-end products and services, promising to redefine the luxury shopping experience in Egypt. It provides a seamless and accessible financing solution for discerning customers looking to acquire high-value products.
Up to 60 months with no downpayment subject to the finance amount.
Apply to unmatched financial amounts in a seamless application process.
Competitive interest rates, to maximize your savings and investments.
Whether you're looking to acquire a luxury vehicle, exquisite jewelry, or an elite travel experience, Ulter ensures that exceptional quality and elegance are always within your reach. Elevate your lifestyle with Ulter, where luxury meets financial ingenuity.
Ulter is available through a select network of merchants who offer exclusive access to their products
and services via Ulter. To take advantage of Ulter, simply visit one of our partnered merchants and
choose your favourite piece & inquire about Ulter’s financing options. ensuring you get the best
financing solution tailored to your needs.
Experience luxury like never before with Ulter.
Want to know more about Ulter?
Email us: [email protected]
Go digital, automate payroll, and conquer workforce management challenges with ease. Join us on the path to excellence today!
Unleash payroll transformation! Experience faster and more secured payments. Optimal efficacy guaranteed.
Empower your workforce with ease and affordability. Unlock hassle-free financial and non-financial benefits and transform the employee experience.
Expand Your Customer Base
By partnering with Valu, you are able to tap into our extensive network of customers
(1M+)
who are actively seeking innovative financial solutions.
Drive Your Sales
As a Valu partner, we empower you to offer seamless and secure payment solutions to your
customers.