Platinum Savings
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Platinum Savings
Standard Interest Rates
Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
$25 minimum opening deposit
Account fees and details
- You must be 18 or older to apply online
- View age and ID requirements to open
- Minimum opening deposit: $25
Manage your account
Additional resources
APY (Annual Percentage Yield)
The APY (Annual Percentage Yield) is a percentage rate that reflects the total amount of interest paid on the account, based on the interest rate compounded daily for a 365-day period.
If you receive a periodic statement, that statement will include the Annual Percentage Yield Earned (APYE) on your account for the period covered by the statement.
A Relationship Interest Rate is an interest rate available on eligible Savings or CD accounts, when those accounts are linked to a Prime Checking or Premier Checking account.
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Subject to account eligibility requirements.
Requires a Wells Fargo savings account.
Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.
Current Deposit Rates for -
A copy of the then-current rate sheet will be provided to you before you open your account or is available at any time upon request from a banker.
A Relationship Interest Rate is variable and subject to change at any time without notice, including setting the interest rate equal to the Standard Interest Rate or to zero (0.00%), which could change the Relationship Annual Percentage Yield (APY). For CDs, the change will occur upon renewal. To receive a disclosed Relationship Interest Rate/Relationship APY, the eligible savings account or CD must remain linked to a Prime Checking, Premier Checking or Private Bank Interest Checking account. Upon linking, it may take up to two business days for the Relationship Interest Rate to be applied to your eligible savings account. CDs must be linked at account open and/or at every renewal. If the checking account is closed for any reason or the eligible savings account or CD is de-linked, the account will revert to the then-current applicable Standard Interest Rate on that date; for CDs, this change will occur upon renewal. Any Special Interest Rate would not expire until the expiration date of that Special Interest Rate.
See the Consumer Account Fee and Information Schedule and Deposit Account Agreement for additional consumer account information.
Wells Fargo Bank, N.A. Member FDIC.
QSR-07052025-6200350.1.1
LRC-1223