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The West Virginia Homeowners Rescue Program is CLOSED to all new claims and applications. Visit www.wvhomeresuce.com for more information. You may check the status of your application by logging into the application portal. 

The West Virginia Housing Development Fund Audit Committee will meet at 8 a.m. Wednesday, June 26. Click here for the agenda. The West Virginia Housing Development Fund Board of Directors will meet at 9 a.m. Wednesday, June 26. Click here for the agenda.

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Links to external websites are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by the West Virginia Housing Development Fund of any of the products, services or opinions of the corporation or organization or individual. The Fund bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links.

Rates mentioned in news posts may not reflect current rates.

Low Down Home Loan

Links to external websites are being provided as a convenience and for informational purposes only; they do not constitute an endorsement or an approval by the West Virginia Housing Development Fund of any of the products, services or opinions of the corporation or organization or individual. The Fund bears no responsibility for the accuracy, legality or content of the external site or for that of subsequent links.

Rates mentioned in news posts may not reflect current rates.

The Down Payment and Closing Cost Assistance Loan is now the…

New name, same loan!

This loan can be used to cover down payment and/or closing costs, reducing the amount of out-of-pocket funds needed to purchase a home. The Low Down Home Loan can only be used in conjunction with the Fund’s first lien Homeownership Program and offered by a WVHDF Participating Lender.

Please contact a team member in our Single-Family Loan Originations Department. You may also call us at 1-800-933-8511 or 304-391-8738.

Loan Terms:

  • Up to $8,000 for loans through the Homeownership Program, available when loan-to-value is at or above 80%. 
  • 15-year, fixed-rate loan at 2% interest