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The Ascent Articles

Learn more about applying the principles of money management to help stay in control of your finances.

Recent Articles

Aug. 27, 2024 | By Kristi Waterworth

Prediction: A 0.75% Federal Funds Rate Cut Will Reignite the Housing Market

Waiting for your time to jump into the housing market? Find out why now is the time -- before the market catches fire again due to interest rate cuts.
Aug. 27, 2024 | By Brittney Myers

Will CDs Still Be Worth It After the Fed Cuts Rates?

A rate cut will definitely impact record CD rates, but won't knock them out of the game. Here's a look at what to expect.
Aug. 27, 2024 | By Emma Newbery

Ranked: The 67 Best Gas Stations Based on Price and Quality

Only 12% of Americans think about quality when deciding where to buy gas. Here's why opting for stations with Top Tier gas can improve your car's performance.
Aug. 27, 2024 | By Emma Newbery

Your Healthcare Could Cost $165,000 in Retirement. Here's How to Prepare

Retirees will need hundreds of thousands of dollars to pay for medical expenses. Find out how a health savings account could help you reach your target.
Aug. 27, 2024 | By Maurie Backman

The Single Best CD Strategy for Making Money With CDs in September

Looking to open a CD in September? Read on to see why you may want to think long term.
Aug. 27, 2024 | By Steve Strauss

How to Avoid Small Business Summertime Mistakes

Summer can be a slow time for your business. Check out these potential traps and see how to manage them effectively to keep your business thriving.
Aug. 27, 2024 | By Lyle Daly

Is Flying Business Class Always Worth It?

Business-class airfare isn't cheap. See if flying at the front of the plane is always worth the cost or if there are times when economy is a better choice.
Aug. 27, 2024 | By Steven Porrello

3 Checking Accounts That Will Pay You $300 for Opening a New Account

Switching banks is a lot more fun when it earns you money. Find out which three checking accounts will pay you $300 to switch.
Aug. 27, 2024 | By Christy Bieber

Here's the Average 401(K) Balance by Income. How Does Yours Compare?

The average 401(k) balance is higher for top earners. But what exactly is the average amount in 401(k) accounts at different income levels? Find out here.
Aug. 27, 2024 | By Dana George

These 5 Tips Can Help You Save Hundreds of Dollars Annually on Groceries

Grocery prices have gone through the roof since the early days of the pandemic. Check out these tips that can help you save big on the groceries you need.
Aug. 27, 2024 | By Natasha Etzel

Here's Why I Plan to Get Pet Insurance When I Adopt My Next Furry Friend

A pet insurance policy can help make caring for a pet more affordable. Find out why you may want to invest in pet insurance when you adopt your next one.
Aug. 27, 2024 | By Kailey Hagen

4 Reasons You Can't Get a Credit Card -- Even With Perfect Credit

Perfect credit is important for gaining access to the best credit cards, but it's not the only factor. Here's why you could still get denied.
Aug. 27, 2024 | By Ashley Maready

I Just Opened My First Retirement Account. Here's Why I Opted for a Robo-Advisor

Saving for retirement doesn't have to be complicated and glamorous to be effective. Learn why one writer picked a robo-advisor for her first IRA.
Aug. 27, 2024 | By Christy Bieber

Is 50 Years Old Too Late to Start Saving for Retirement?

Ideally, you'll start saving at a much younger age for retirement -- but it's better to start late than never to get started at all. Learn more here.
Aug. 27, 2024 | By Jamie Matthews

My 5-Year CD Stands to Earn Me Nearly $700 More Than My High-Yield Savings With Rates Set to Fall

I decided to lock in a high rate on a 5-year CD instead of leaving all my cash in savings. Find out how much more I stand to earn in interest by doing so.
Aug. 27, 2024 | By Jordi Lippe-McGraw

5 Remote Jobs Hiring Now That Pay More Than $80,000 a Year

Discover high-paying remote roles across various industries. Here's how you can use your skills to upgrade your career.
Aug. 27, 2024 | By Danielle Antosz

Considering Longer-Term CDs? Now Might Be the Perfect Time

The Federal Reserve may drop interest rates soon. Find out why buying now might be a good idea for some investors.
Aug. 27, 2024 | By Maurie Backman

These Costco Favorites of Mine Cost Less Than $12

You don't need to spend a fortune at Costco to bring home quality products. Read on for one writer's favorite cheap Costco picks.
Aug. 26, 2024 | By Jordi Lippe-McGraw

The Best Costco Finds This Week

Costco has so many deals, it's easy to overlook some of them. Discover this week's best Costco deals on brands like Banana Republic, Le Labo, and Apple.
Aug. 26, 2024 | By Maurie Backman

The Fed Just Signaled a Near-Term Interest Rate Cut. Here's What Savers Should Do Immediately

Interest rate cuts are finally near. Read on to see what financial move it pays to make as soon as possible.
Aug. 26, 2024 | By Kristi Waterworth

Here's Why I'm Not Buying My Next Set of Tires at Costco

Costco Tires is a go-to tire shop for a lot of people, and for good reason, but it's not for me. Find out why I won't be buying my next tires there.
Aug. 26, 2024 | By Ben Gran

Drivers Beware: These Are the 2 Most Dangerous Days for Your Car Insurance

Summer holiday weekends can be high-risk times for car insurance. See which days are especially dangerous, and how to get cheaper car insurance.
Aug. 26, 2024 | By Ben Gran

Bull Market, Bear Market, or 'Buffalo Market'? See How to Invest Your Retirement Savings

Do you know the difference between bull and bear markets? See how to buy stocks during volatility -- and why long-term returns could be better than you think.
Aug. 26, 2024 | By Dana George

5 Places You Should Never Use a Debit Card

Debit cards are a great way to help you avoid debt. However, here's where you might want to think twice before using one.
Aug. 26, 2024 | By Ben Gran

A Fed Interest Rate Cut (0.25%) Is (Probably) Coming in September 2024 -- Here's What It Means for Your Bank Account

Long-awaited interest rate cuts could be coming in September 2024. See why the Fed is likely to cut rates -- and if you should open a CD.