Top 6 Online Baccarat Sites for Real Money

Despite being one of the oldest casino games in existence, baccarat is still wildly popular more than 500 years after its creation. It has been traced all the way back to Italy in the 1400s, and the rules have not changed much since.

In recent years, the popularity of online baccarat has continued to grow due to the emergence of online casinos. Most prominent online casinos now offer live dealer games, which has greatly contributed to this trend. 

Here are five places to play legal online baccarat for real money, plus a few resources.

Caesars Palace Online Casino

• Read our Caesars Palace Online Casino Promo Code and review
• Bonus Offer: Get a 100% Deposit Match up to $2,500 + 2,500 Rewards Points! when you use promo code ACTION22500
• Alternative Bonus Offer: Get $10 on Registration + 100% Deposit Match up to $1000! Use the bonus code ACTIONLAUNCH
• Available States: Michigan, New Jersey, Pennsylvania, and West Virginia

The legendary Caesar’s brand recently launched an upgraded Caesars Palace Online Casino and App. Improvements include a proprietary gaming platform, an enhanced rewards program, and a larger library of games.

Following the standard rules of the classic Baccarat game with a 9-for-1 payout for a tie, you can place a single bet or a combination of bets on the table. Whether you are a seasoned baccarat player or brand new to the game, Caesars Online Casino offers an intuitive interface. After you sign up, you can start playing a few different options:

• Baccarat

• IGT Baccarat

• First Person Baccarat

• Live Dealer Baccarat

BetMGM Online Casino

• Read our BetMGM Casino Bonus Code and review
• Bonus Offer:
  • MI, NJ, and PA users — use promo code ACTIONCASINO and you’ll receive the following promo: Get a 100% Deposit Match up to $1000 + $25 on the House! 
  • West Virginia users — use promo code ACTIONCASINO to claim this new user promo 100% Deposit Match up to $2500 + $50 on the House + 50 Bonus Spins!
• Available States: Michigan, New Jersey, Pennsylvania, and West Virginia

Ask any casino writer what the top internet gambling sites are, and they’ll name BetMGM as one of the best. In addition to a strong presence in Las Vegas with their land-based casino the MGM Grand, their award-winning online casino is EGR North America’s Casino Operator of the Year for the third time in 2023.

As one of the best casinos around, BetMGM sports a wide variety of online slots games as well as baccarat games:

• Baccarat

• Baccarat Live

• First Person Baccarat

• First Person Golden Wealth Baccarat

• First Person Lightning Baccarat

• NHL Baccarat

bet365 Online Casino

• Read our bet365 Casino Bonus Code and review
• Bonus Offer: As a new user, you can use bonus code ACTION to receive this promo: Get a Deposit Bonus up to $1,000 in Bonus Bets!
• Available State: New Jersey

For a small online casino, bet365 has a large selection of table games. While most online casinos focus on slots, nearly a quarter of the titles on bet365 fall under the table game category.

FanDuel Online Casino

• Read our FanDuel Casino Promo Code & Review
• Bonus Offer: Deposit $10, Get $20 In Site Credit & Play It Again $1000!! No promo code required!
• Available States: Pennsylvania, New Jersey, Michigan, and West Virginia

Bring the excitement of a casino to your desktop or mobile device with Fan Duel’s unrivaled Live Dealer experience. Players can try their luck at blackjack, roulette, baccarat, and other casino-style games, 24/7. FanDuel's baccarat game selections include:

• Baccarat

• Live Deal Baccarat

• First Person Baccarat

DraftKings Online Casino

• Read our DraftKings Casino Bonus Code & Review
• Bonus Offer: Play $5, Get $50 in Casino Credits + $35 Extra on Deposit!
• Available State: New Jersey, Pennsylvania, Michigan, and West Virginia

If you're interested in playing baccarat, look no further than DraftKings online casino. DraftKings has a strong reputation within the online gambling community, with a high-quality game selection including craps, roulette, blackjack, baccarat, and more. 

In particular, DraftKings boasts an impressive selection of choices for baccarat online gaming:

• Baccarat

• DraftKings Baccarat

• High Limit Squeeze Baccarat

• Lunar New Year Baccarat

• First Person Dragon Tiger

• First Person Golden Wealth Baccarat

• First Person Lightning Baccarat

Borgata Online Casino

• Read our Borgata Casino Bonus Code and review
• Bonus Offer: Enter bonus code ACTIONBCASINO to claim the following promo: Get up to a $1,000 Deposit Match + $20 in Bet Credits!
• Available States: Pennsylvania and New Jersey

Borgata leaves the rest of the market in the dust with its vast selection of around 2,000 slots, live dealer games, and table games. The library of games contains half a dozen types of virtual and live dealer baccarat:

• Baccarat

• Baccarat Live

• First Person Baccarat

• First Person Golden Wealth Baccarat

• First Person Lightning Baccarat

• NHL Baccarat

Fanatics Casino: Best New Online Casino

• Read our Fanatics Casino Promo Code & Review
• Bonus Offer: Deposit $5 and Get 250 Free Spins!
• No code is needed to secure this offer!

Fanatics Casino isn't rich with Baccarat games, but at least it has a variant that users can play. We're expecting Fanatics Casino to roll out more baccarat variants and perhaps Live Dealer baccarat soon, but for now, we've only got the one to choose from. Still, Fanatics Casino is a great option for new and seasoned casino bettors looking for an online app worth the price of admission.

Baccarat Game Offerings: 1 variant available

A Brief History of Baccarat

With origins in medieval Italy, baccarat was first played by noblemen. Eventually, the card game made its way to France, where it gained popularity among the French aristocracy during the reign of King Charles VIII in the late 15th century.

By the mid-20th century, baccarat had become widely known in European casinos, crossed the Atlantic, and started to gain popularity in the United States. This was largely attributed to its portrayal in James Bond novels and films.

Despite its historical association with the elite, baccarat has evolved to become more accessible and is now enjoyed by a diverse range of players. Today, baccarat is a mainstay in casinos all around the world.

Online Baccarat Strategy

Today, Baccarat is a mainstay in the high-limit rooms of most brick-and-mortar casinos. The game made famous by beloved British spy James Bond is increasingly popular in online casinos. The majority of online casinos are now offering high-stakes baccarat games which are attracting high rollers to the online scene in droves. Below are a few things to keep in mind as you build your baccarat strategies.

Basic Rules of Online Baccarat

Baccarat rules are quite simple. To start, players must bet on one of three outcomes: a banker win, a player win, or a tie. When he correctly picks the winner, the player doubles his money, regardless of whether his hand beats the banker’s. In addition to the standard bets, there are a number of side bets available, the most notable being the Dragon bet. Dragons typically pay out 30-1 and are achieved when a player wins their primary wager by a significant margin or receives a “natural” win.

Once the player makes his wager, the banker deals himself and the player two cards face up. No matter how many players are seated, only two hands are dealt. There’s a real sense of camaraderie at the table because everyone plays against the banker's hand. While baccarat’s a social game, the serious partying takes place at the craps table.

How to Win at Online Baccarat

The winning hand is the one that comes closest to nine without going over. If either the player or dealer is dealt a hand totaling eight or nine, it’s called a natural and he wins the round. If both the player and the dealer have hands that total eight or nine, it’s a tie. When the cards add up to anything other than eight or nine, the banker consults a rule book to dictate the next move. A third card will be drawn under specific circumstances including the ones below:

• Player hits when his hand totals five or less
• Banker hits when player stands & his cards add up to five or less
• When player’s hand totals two or three, banker draws with 0 - 4
• When player’s cards add up to four or five, banker draws with 0 - 5
• Neither hand is ever dealt more than three cards

Hand Values In Online Baccarat Games

Baccarat is played with six to eight decks of playing cards. The value of all picture cards (the Kings, Queens, and Jacks) and tens in baccarat is zero. For instance, if you’re dealt K-4, the King has a value of zero which leaves you with four. The value of an Ace is one point. Except for tens, each numbered card holds its numerical value. If any two cards add up to 10 or more,10 is subtracted from the total.

Online Baccarat Strategy

Because a bet on the banker has the lowest house edge, the casino charges a 5% commission. Despite that, betting on the banker is your best strategy. Your odds of winning drop by about 1% when you bet on the player. You might be tempted to bet on a tie because of its healthy payout ratio, but try to resist because the house edge is too high to overcome. 

Complex Rules of Online Baccarat

It is not difficult to comprehend and play Baccarat consistently, but there are a few rules that are more complicated than those outlined above. 

As an example, it must be noted that if either the banker or player has a total of exactly eight or nine, he or she would stand. If the player’s total is less than five, they must draw another card.

Looking for a free baccarat game online? You can practice your skills in free online demos from developers like Pragmatic Play and Play'n GO.

Looking for a free baccarat game online? You can practice your skills in free online demos from developers like Pragmatic Play and Play'n GO.