Personal Finance
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Personal Finance Topics
Taxes
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These Active Funds Take the Lead on Aftertax Returns
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529 State Tax Benefits in 2024
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Tax-Deferred ESG Retirement-Bucket Portfolios for Mutual Fund Investors
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Tax-Deferred ESG Retirement-Saver Portfolios for ETF Investors
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Tax-Deferred ESG Retirement-Saver Portfolios for Mutual Fund Investors
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Tax-Deferred ESG Retirement-Bucket Portfolios for ETF Investors
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Tax-Deferred Retirement-Saver Portfolios for ETF Investors
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Tax-Deferred Retirement-Saver Portfolios for Mutual Fund Investors
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Tax-Deferred Retirement-Bucket Portfolios for Mutual Fund Investors
Saving and Spending
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Scott Rick: Are You a Tightwad or a Spendthrift?
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AI Is Booming, but Consumer Spending Is Slowing. Which Will Prevail in the Stock Market?
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How to Maximize Credit Card Points for Better Trips and Rewards
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Where to Stash Your Cash
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Greg McBride: ‘Successful Saving Is All About the Habit’
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Why Do I Need a Credit Card?
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An Investing Road Map for Midcareer Accumulators
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Anne Lester: You’re Bad at Savings and It’s Not Your Fault
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4 Lessons from My Credit Card Points and Miles Journey
Estate Planning
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Ed Slott: How Rules on Eligible Designated Beneficiaries Changed for Inherited IRAs
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4 Financial Tasks You Shouldn’t Put Off
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How to Make a Tax-Free Donation From Your IRA
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3 Charitable Investment Strategies That Deliver Higher Tax Benefits
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3 Tax-Friendly Charitable-Giving Strategies for Retirees
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How Advisors Can Help Clients Benefit From Legacy IRAs
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How to Give to Charity and Save on Taxes
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Year-End Charitable-Giving Strategies
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A New Way to Achieve Charitable Goals While Saving on Taxes
Healthcare
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Is Fixing Social Security and Medicare as Dire as It Seems?
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Today’s Market Volatility Could Provide Tomorrow’s Opportunities
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4 Financial Tasks You Shouldn’t Put Off
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What Can My HSA Be Used For?
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When Do You Get Kicked Off Your Parents’ Insurance?
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I’m 65 and Still Working. Should I Enroll in Medicare?
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What to Know About Health Insurance and Taxes When You Get Married
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3 Tricky Decisions for Every Retirement Plan
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3 Key Retirement Decisions Affected By Higher Yields
Save for College
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5 Takeaways on the 529 Savings Plan Landscape
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Morningstar’s Top-Ranked 529 Plans
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Tips for Navigating the New FAFSA
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529 State Tax Benefits in 2024
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Should You Worry About Overfunding Your 529 Plan?
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Your 529 Plan Questions, Answered
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What Can a 529 Plan Be Used For?
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An Investing Road Map for Midcareer Accumulators
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Why You Should Fill Out the FAFSA (Even if You Think It’s a Waste of Time)
Housing
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Downsize or Take Out a Reverse Mortgage? Here’s What to Consider
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Don Graves and Wade Pfau: How Home Equity Affects Retirement Planning
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Small-Cap and Value Stocks Are Undervalued
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Pay Off Your Mortgage Early or Invest?
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Jonathan Clements: ‘Humility Is a Hallmark of People Who Are Financially Successful’
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When Will Mortgage Rates Go Down?
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Will You Owe Taxes When You Sell Your Home?
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Why I Don’t Own a Home
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Katie Nixon: Bringing a Blurry Market Into Focus
More in Personal Finance
These Active Funds Take the Lead on Aftertax Returns
Firms like Fidelity and DFA are raising the bar for tax efficiency.
Should Couples Blend Their Finances or Stay Separate?
Tips on how couples can give each partner some discretion to manage their own spending through joint and separate accounts.
What You Can Expect From a Financial Advisor
Things to consider as you hire, work with, and consider parting ways with a financial advisor.
5 Common Errors to Fix in Your IRA Before the IRS Flags Them
Audit your IRA before the Internal Revenue Service does.
Scott Rick: Are You a Tightwad or a Spendthrift?
A researcher discusses what shapes our money personalities and how financial disposition affects relationships.
5 Takeaways on the 529 Savings Plan Landscape
Our annual look at 529 industry movements in assets, fees, and more.
Cerulli’s Andrew Blake: What Advisors Need to Succeed in a Competitive Market
An industry watcher reflects on the rapid growth of the independent RIA channel, an impending wave of advisor retirements, and the dramatic uptake of ETFs in client portfolios.
What I Learned Investing My Mom’s IRA
A target-date fund isn’t necessarily an easy answer for a retirement account.
Morningstar’s Top-Ranked 529 Plans
Two high-quality 529 plans stand out from the rest in 2024.
Tips for Navigating the New FAFSA
The revamped financial aid application is still buggy, but don’t delay filling it out.
During Another Meme Stock Rally, Here’s Why I’m Investing Like It’s the Stone Age
Modern personal finance requires an ancient approach.
Keith Lee: ‘Revenues Are a Better Indicator of Size’ Than Stock Market Capitalization
An accomplished small-company investor talks both investing and diversity within the industry.
10 Financial Rules of Thumb You Don’t Have to Follow
Understand your goals so you know which guidelines can (and can’t) help you achieve them.
Key Statistics About Income and Wealth for the U.S. LGBTQ+ Population
Homeownership rates are lower and poverty rates are higher, especially for transgender people and LGBTQ+ people of color.
The Psychology of Retirement Income: From Saving to Spending
Are you lost in the retirement consumption puzzle?
Are You on the Path to Financial Independence?
How to get off the treadmill of always wanting more.
529 State Tax Benefits in 2024
Should you stay in-state or shop around for an out-of-state 529 plan?
Should You Worry About Overfunding Your 529 Plan?
You can now roll over your unused 529 dollars into a Roth IRA, but there are limits.
Jamila Souffrant: ‘What Type of Life Do You Actually Want to Live?’
What to understand before you craft your life and financial goals.
Pros and Cons of Donor-Advised Funds
Donors benefit from an immediate tax deduction, tax-free growth, and investment flexibility.