Lenders & Realtors

Current rates

Program Name	Conventional Loan Rate	Government Loan Rate
Military Home	N/A	4.750%*
First Home Targeted	5.250%*	4.750%*
First Home	5.500%*	5.000%*
Homebuyer Assistance (HBA)	5.750%* - 1st loan 1.000%* - 2nd loan	5.250%* - 1st loan 1.000%* - 2nd loan
Welcome Home++	6.250%*	5.750%*
Welcome Home Assistance (WHA)++	6.500%* - 1st loan 1.000%* - 2nd loan	6.000%* - 1st loan 1.000%* - 2nd loan

Last changed 09/10/2024 at 9:00 a.m
*This is not an advertisement for credit as defined in Reg.Z; contact a participating NIFA lender for Annual Percentage Rate (APR) information. Rates are subject to change without prior notice.

++An origination fee up to 0.50% of the loan amount may be charged by Lender.