PORTFOLIO ALLOCATION
Learn With ETMarkets: Mastering interest rate volatility; advanced strategies for portfolio management
Hedging, utilizing financial derivatives like options and futures, is crucial for mitigating risks stemming from interest rate shifts and market volatility. By locking in prices and limiting potential losses, these instruments can safeguard portfolio stability. For example, interest rate futures provide a hedge against rising interest rates, while equity options offer protection when stock prices fall.
In an uncertain time like this, up to 15% of your portfolio can be in gold: Prathamesh Mallya
Prathamesh Mallya of Ange One suggests allocating 10-15% of your portfolio to gold during uncertain times and highlights silver's rising industrial demand. He also says if you have both gold and silver, in normal times they should each be 6% of your portfolio. He advises opting for digital investments like ETFs and sovereign gold bonds for better returns. Physical gold remains popular but less favorable for investment purposes.
We're almost fully invested, can’t sell good performers as new ideas are tough to come by: Amit Jeswani
Amit Jeswani, CIO of Stallion Asset, discussed their strategy of staying fully invested, with a focus on high-growth, market-leading companies. Despite briefly holding cash last quarter, they prioritize finding new stock ideas. Jeswani highlighted fruitful investments in capital markets and the growing potential in sectors like power and cables. They continuously seek promising opportunities.
2 hybrid mutual fund categories offer 16% return in 3 years. Time for a portfolio rejig?
Aggressive hybrid and multi-asset allocation funds delivered an average annual return of 16% over the past three years. Their performance was fueled by positive movements in equity markets, strategic stock picks, and effective debt management. Investors should consider their financial goals when selecting between these funds, with tax considerations as secondary factors.
Go for wealth creation, not money creation; learn to be patient: Feroze Azeez
Feroze Azeez, Deputy CEO of Anand Rathi Wealth, discussed the importance of patience in investments for financial freedom. He highlighted the need for higher equity investments to combat inflation and stressed focusing on wealth creation over quick profits. Azeez also spoke about understanding different types of risks, including market, inflation, and liquidity risks, for sustainable financial growth.
ETMarkets Smart Talk: Sensex@80K! Sahil Kapoor recommends multi-asset allocation strategy for new investors
Sahil Kapoor from DSP Mutual Fund advised retail investors to prioritize a balanced investment approach combining equities and debt. He suggested a multi-asset allocation strategy, warned against high-risk investments like microcaps, and stressed the need for aligning investments with financial objectives. Kapoor highlighted the importance of focusing on quality and large-cap stocks.
- Go To Page 1
Gold, silver mutual funds offer up to 9% return in 2024. Here’s how to allocate your money
Gold and silver mutual funds offered returns of up to 9% in 2024. Invesco India Gold ETF and UTI Silver ETF FoF led in performance. Experts attributed the returns to high interest rates and geopolitical instability. They advised allocating 10-20% of portfolios to these funds for diversification.
Varun Goel on 4 sectors to put in incremental money as market does a U-turn
Varun Goel from Mirae Asset Investment mentioned that markets were slightly expensive, prompting a focus on sectors with consistent earnings growth like banking, pharma, and IT. He noted that chemicals were recovering, and financialization of savings would drive long-term growth. He emphasized staying invested in sectors with promising future earnings.
Gold should definitely have some allocation in your overall asset allocation: Gautam Baid
The Federal Reserve never acts in a very stable way on either side. They either overshoot on the upside or they overshoot on the downside and in both the cases they are often too late.
Moving from debt to equity now; returning to private banks, FMCG, IT stocks: Rajat Sharma
Rajat Sharma, Founder & CEO of Sana Securities, indicated a strategic shift from overheated PSU and defense stocks to large-cap private sector banks like HDFC Bank and Kotak Mahindra Bank. Sharma also expressed faith in the FMCG sector despite its underperformance. With significant cash positions, Sana Securities plans incremental investments in equity amidst current market valuations.
Post Budget tax changes, multi-asset allocation funds biggest pick for investors: Sandipan Roy
The biggest pick for investors will be multi-asset allocation funds, says Sandipan Roy. There are funds like ICICI Pru Multi Asset, WhiteOak Multi Asset, DSP Multi Asset, and a host of funds in that category and one can look at these based on their risk-reward analysis or their adviser’s advice. It is the most attractive category in asset allocation given the tax changes in Budget.
Consumer stocks to lead the rally for at least a year or more: Gaurav Dua
Gaurav Dua, SVP at Sharekhan By BNP Paribas, discussed India's consumer market growth potential. He noted risks in unsecured lending due to farm loan waivers and rising fund costs. Dua's portfolio favors large-cap stocks, industrials, IT, staples, and select autos like M&M and Tata Motors. He exited market infrastructure stocks due to regulatory concerns.
Buy right, sit tight? Those who sold post-election results are still licking their wounds: Raamdeo Agrawal
Raamdeo Agrawal, Co-founder of Motilal Oswal Group, underscored the significance of long-term investment in Indian equities, noting that market timing is difficult. He advised against trying to time the market, highlighted the benefits of holding investments, and discussed the roles of corporate earnings, tax rates, and government spending in wealth creation.
Expect sector churn; money will flow from expensive stocks to growing, cheaper stocks: Raamdeo Agrawal
Raamdeo Agrawal says everything is going well. The India story is compounded story. Past has been compounded. There is no reason why the future will not be compounded and in that future compounded story, we have a lot of businesses that are compounded and within them, good management will have compounding stories.
Union Budget 2024: How to rejig your MF portfolio after change in tax structure
After the Union Budget 2024, the tax structure on mutual funds changed, with short-term gains now taxed at 20% and long-term gains at 12.5%. Experts suggest focusing on long-term investments and diversification. Equity-oriented funds remain attractive, while sector allocations favor agriculture, defense, and infrastructure. International funds and gold mutual funds have become more tax-efficient.
Capitalmind launches its first AIF, aims for Rs 500 crore in one year
Capitalmind's Select India One Fund, targeting Rs 500 crore in a year with Rs 1-crore minimum, holds 20-40 stocks. Major allocations: 44.37% in industrials, 15.16% in consumer cyclicals, 13.6% in non-energy materials, 9.47% in healthcare. Using systematic hedging and rule-based strategies, it focuses on less understood markets. CEO Deepak Shenoy notes a 28.
Sensex at 80,000: Why mutual fund investors need to tone down expectations
Sensex reaches 80,000 milestone, prompting mutual fund investors to reassess equity allocation. Experts recommend diversification and systematic investment plans for navigating market fluctuations.
Ashutosh Bhargava on why investing in silver ETFs can enhance portfolio performance
It is very simple, what we call it 50-20-15-15, 50 for domestic equity, up to 20 for international equity, around 15 for commodities, 15 for fixed income.
Nilesh Shah’s tip for investors: Stick to asset allocation dharma. Don’t chew more than you can afford
Nilesh Shah says that he always recommends that people follow their asset allocation dharma. If they are too much over-invested into equity, there is no harm in taking profit. If they are under-invested in equity, then there is no harm in investing even at this level, but with a longer-term horizon.
Decoding momentum funds: What you need to know
Momentum funds select stocks based on recent performance for continuity. The 17 funds in this category include both index funds and ETFs, with a tracking error of 0.3 to 0.5% in passive funds. High-risk investors are ideal for these funds, with recommended asset allocation of 80% in equity and 20% in debt, says Chirag Muni.
Which are the best asset classes to own over 1-year, 3-year & 5 years? Nilesh Shah answers
Nilesh Shah says up to one year, he will recommend an arbitrage fund for a high taxpayer or debt funds, money market funds and short-term bond funds where one could have the limited benefit of a drop in interest rates. Between one to three years, one can go towards longer duration bond funds. Post-budget, one can also look at investment in precious metal.
25 and stepping into the market for the first time? Hybrid funds are just for you, says V Srivatsa
The strategies for the UTI Aggressive Hybrid is quite different from the UTI Large Cap or UTI Flexi Cap. I run more of a relative value strategy. I focus a lot on value. So, for example, you would not find many high PE stocks in my portfolio or very high level quality stocks in my portfolio. It will be a more decent quality, says V Srivatsa.
Sanjiv Bhasin picks 3 sectors that may outperform in near term
The overall benign environment remains that you have to be a little neutral over here. I think technology, pharma and FMCG -- those are the favoured sector on seasonality, on US cues, and on local demographics.
Will FII money come in after govt signals continuity in portfolio allocation? Arvind Sanger explains
I think FII flows have other global factors to look at. What is going on with interest rates globally, what is going on with risk on, risk off globally. So, I think in addition to the India focus factors, let us look at the global factors and I think the global factors are that there is a lot of uncertainty this week.
Why is it right time to reshuffle your portfolio? Feroze Azeez answers
Now if you come to the contemporary situation that general election is over, the mandate of the new government is also reasonably clear, the NDA is going to form a government in 99% of the situations, which is going to be a stable government because you have 292 seats on a pre-poll alliance, UPA 1, UPA 2 also you would not see one single party having a majority greater than 272, 273, so it is a stable government, that is one thing behind us now.
How should investors reshuffle their portfolio? Arnav Pandya answers
There are two things. One is that there is political posturing which obviously happens because they are going to go into a negotiation. But till the date on which that swearing can happens, the ministers take oath, all this is just in the whole realm of speculation, so one should not make any investment decisions based on this. The second part here and which is the important thing is that if you look closely at what Mr Narendra Modi said in the victory speech, it is very clear that the road to Viksit Bharat, he said, will continue.
ETMarkets Smart Talk: 3 reasons why FIIs are turning net sellers after putting Rs 2 trn in FY24: Pradeep Gupta
Pradeep Gupta of Anand Rathi Group discusses FIIs turning net sellers in India due to various global uncertainties and market volatility, emphasizing the importance of long-term strategic decisions in an interview with ETMarkets. Gupta says: "On a risk-adjusted basis, there is equal positivity on large and small cap indices, with slightly more caution on the mid-cap segment."
How to invest your money when market is at all-time high
Arun Kumar from FundsIndia advises on handling market all-time highs by aligning with GDP growth, investing at all-time highs, and building diversified portfolios based on different styles to mitigate risks effectively. He further says that for existing portfolios, since we are not in a bubble, one does not need to go underweight on equities.
Load More
